Financial services company Ameriprise Financial (NYSE: AMP) reported revenue ahead of Wall Streets expectations in Q4 CY2025, with sales up 11.1% year on year to $4.96 billion. Its non-GAAP profit of $10.83 per share was 5% above analysts’ consensus estimates.
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Ameriprise Financial (AMP) Q4 CY2025 Highlights:
- Revenue: $4.96 billion vs analyst estimates of $4.75 billion (11.1% year-on-year growth, 4.5% beat)
- Pre-tax Profit: $1.29 billion (26% margin)
- Adjusted EPS: $10.83 vs analyst estimates of $10.31 (5% beat)
- Market Capitalization: $46.42 billion
Company Overview
Founded in 1894 and spun off from American Express in 2005, Ameriprise Financial (NYSE: AMP) provides financial planning, wealth management, asset management, and insurance products to help individuals and institutions achieve their financial goals.
Revenue Growth
A company’s long-term sales performance is one signal of its overall quality. Any business can put up a good quarter or two, but many enduring ones grow for years. Luckily, Ameriprise Financial’s revenue grew at a decent 9.2% compounded annual growth rate over the last five years. Its growth was slightly above the average financials company and shows its offerings resonate with customers.
Long-term growth is the most important, but within financials, a half-decade historical view may miss recent interest rate changes and market returns. Ameriprise Financial’s annualized revenue growth of 9.2% over the last two years aligns with its five-year trend, suggesting its demand was stable. 
Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, Ameriprise Financial reported year-on-year revenue growth of 11.1%, and its $4.96 billion of revenue exceeded Wall Street’s estimates by 4.5%.
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Key Takeaways from Ameriprise Financial’s Q4 Results
We enjoyed seeing Ameriprise Financial beat analysts’ revenue expectations this quarter. We were also glad its EPS outperformed Wall Street’s estimates. Overall, we think this was a solid quarter with some key areas of upside. The stock traded up 2.6% to $512.58 immediately following the results.
Ameriprise Financial had an encouraging quarter, but one earnings result doesn’t necessarily make the stock a buy. Let’s see if this is a good investment. What happened in the latest quarter matters, but not as much as longer-term business quality and valuation, when deciding whether to invest in this stock. We cover that in our actionable full research report which you can read here (it’s free).
