Global payments company American Express (NYSE: AXP) will be reporting earnings this Friday before market open. Here’s what to look for.

American Express beat analysts’ revenue expectations by 2.8% last quarter, reporting revenues of $13.82 billion, up 10.8% year on year. It was a strong quarter for the company, with and a decent beat of analysts’ revenue estimates.

Is American Express a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, analysts are expecting American Express’s revenue to grow 10.1% year on year to $14.04 billion, improving from the 6.7% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $3.55 per share.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. American Express has missed Wall Street’s revenue estimates three times over the last two years.

Looking at American Express’s peers in the consumer finance segment, some have already reported their Q4 results, giving us a hint as to what we can expect. Synchrony Financial posted flat year-on-year revenue, missing analysts’ expectations by 1.5%, and Capital One reported revenues up 53.3%, topping estimates by 0.9%. Synchrony Financial traded down 5.3% following the results while Capital One was also down 7.6%.

Read our full analysis of Synchrony Financial’s results here and Capital One’s results here.

Investors in the consumer finance segment have had steady hands going into earnings, with share prices flat over the last month. American Express is down 4.5% during the same time and is heading into earnings with an average analyst price target of $377.22 (compared to the current share price of $356.40).

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