Maryland
|
333-87781
|
52-2176710
|
(State
of Incorporation)
|
(Commission
File Number)
|
(I.R.S.
Employer Identification No.)
|
2328
West Joppa Road
|
|
Lutherville,
Maryland
|
21093
|
(Address
of Principal Executive Offices)
|
(Zip
Code)
|
BAY
NATIONAL CORPORATION
|
|
Date:
January 20, 2006
|
By:
/s/
Hugh W. Mohler
|
Hugh
W. Mohler, President
|