North Country Financial Corporation - Form 8-K Filing Date 4/9/03
--------------------------------------------------------------------------------
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
---------------------
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
April 5, 2003
(Date of earliest event reported)
Commission file number: 0-20167
NORTH COUNTRY FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
MICHIGAN 38-2062816
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No)
130 SOUTH CEDAR STREET, MANISTIQUE, MI 49854
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (906) 341-7199
North Country Financial Corporation - Form 8-K Filing Date 4/9/03
--------------------------------------------------------------------------------
ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE
A Cease and Desist Order (the "Order") has been entered pertaining to
North Country Financial Corporation's principal subsidiary, North Country Bank
and Trust (the "Bank"). The order was entered by the Federal Deposit Insurance
Corporation and the Michigan Office of Financial and Insurance Services, with
the consent of the Bank, and became effective April 5, 2003. A copy of the Order
is attached to this report on Form 8-K as Exhibit 99.1.
1
North Country Financial Corporation - Form 8-K Filing Date 4/9/03
--------------------------------------------------------------------------------
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
Exhibit 99.1 -- Order to Cease and Desist entered by the Federal
Deposit Insurance Corporation and the Michigan Office of Financial and Insurance
Services with the consent of the Bank.
2
North Country Financial Corporation - Form 8-K Filing Date 4/9/03
--------------------------------------------------------------------------------
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to the signed on its behalf by the
undersigned hereunto duly authorized.
NORTH COUNTRY FINANCIAL CORPORATION
Date: April 9, 2003 By: /s/ Sherry Littlejohn
------------------------------------
Sherry Littlejohn, President and Chief
Executive Officer
3
Exhibit Index
Exhibit No. Description
----------- -----------
99.1 Order to Cease and Desist entered by the Federal Deposit
Insurance Corporation and the Michigan Office of Financial
and Insurance Services with the consent of the Bank.