UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 2010 Check here if Amendment [_]; Amendment Number:__________ This Amendment (Check only one): [_] is a restatement. [_] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PINNACLE FINANCIAL PARTNERS, INC. Address: 211 Commerce Street Suite 300 Nashville, TN 37201 Form 13F File Number: 28-12761 The institutional investment manager filing this report and the person by whom it is signed hereby represents that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Harold R. Carpenter Title: Chief Financial Officer Phone: 615-744-3742 Signature, Place, and Date of Signing: /s/ Harold R. Carpenter Nashville, Tennessee April 26, 2010 ------------------------------------- -------------------- -------------- Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [_] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [_] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F FILE NUMBER NAME -------------------- ---- 28-_______________ ____________________________ FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 232 Form 13F Information Table Value Total: $133,980 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. NONE NO. FORM 13F FILE NUMBER NAME --- -------------------- ---- ____ 28-_________________ __________________ 2 FORM 13F INFORMATION TABLE Voting Authority Shares SH/ Put/ Investment Other ------------------- Name of Issuer Title of Class Cusip Value /PRN PR Call Discretion Managers Sole Shared None -------------- ---------------- --------- ----- ------ --- ---- ---------- -------- ------ ------ ----- 3M CO COM 88579Y101 351 4205 SH SOLE 4205 ABBOTT LABS COM 002824100 34 650 SH OTHER 650 ABBOTT LABS COM 002824100 761 14454 SH SOLE 13104 450 900 AGL RES INC COM 001204106 15 400 SH OTHER 400 AGL RES INC COM 001204106 631 16325 SH SOLE 15975 350 AIR PRODS & CHEMS INC COM 009158106 43 575 SH OTHER 475 100 AIR PRODS & CHEMS INC COM 009158106 1330 17980 SH SOLE 17705 200 75 ALCOA INC COM 013817101 20 1400 SH OTHER 900 500 ALCOA INC COM 013817101 700 49217 SH SOLE 49217 ALTRIA GROUP INC COM 02209S103 33 1600 SH OTHER 1600 ALTRIA GROUP INC COM 02209S103 364 17726 SH SOLE 15530 1900 296 AMAZON COM INC COM 023135106 13 97 SH OTHER 77 20 AMAZON COM INC COM 023135106 2023 14900 SH SOLE 14900 AMERICAN TOWER CORP CL A 029912201 3 75 SH OTHER 75 AMERICAN TOWER CORP CL A 029912201 787 18481 SH SOLE 18481 AMGEN INC COM 031162100 3 44 SH OTHER 22 22 AMGEN INC COM 031162100 735 12293 SH SOLE 12192 101 AON CORP COM 037389103 6 150 SH OTHER 150 AON CORP COM 037389103 356 8337 SH SOLE 8000 337 APACHE CORP COM 037411105 45 440 SH OTHER 240 200 APACHE CORP COM 037411105 1688 16628 SH SOLE 16428 200 APPLE INC COM 037833100 13 55 SH OTHER 55 APPLE INC COM 037833100 1806 7683 SH SOLE 7683 AT&T INC COM 00206R102 8 300 SH OTHER 300 AT&T INC COM 00206R102 781 30208 SH SOLE 30208 AUTOMATIC DATA PROCESSING IN COM 053015103 35 783 SH OTHER 650 133 AUTOMATIC DATA PROCESSING IN COM 053015103 572 12858 SH SOLE 11633 1100 125 BAIDU INC SPON ADR REP A 056752108 11 19 SH SOLE 19 BANK OF AMERICA CORPORATION 7.25%CNV PFD L 060505682 9 9 SH SOLE 9 BANK OF AMERICA CORPORATION COM 060505104 5 300 SH OTHER 300 BANK OF AMERICA CORPORATION COM 060505104 362 20292 SH SOLE 20292 BANK OF NEW YORK MELLON CORP COM 064058100 11 350 SH OTHER 200 150 BANK OF NEW YORK MELLON CORP COM 064058100 993 32158 SH SOLE 32158 BAXTER INTERNATIONAL COM 071813109 0 0 SH SOLE 0 BECTON DICKINSON & CO COM 075887109 17 220 SH OTHER 120 100 BECTON DICKINSON & CO COM 075887109 806 10233 SH SOLE 10233 BLDRS INDEX FDS TR DEV MK 100 ADR 09348R201 526 24718 SH SOLE 24718 BOEING CO COM 097023105 29 400 SH OTHER 400 BOEING CO COM 097023105 602 8280 SH SOLE 7530 650 100 BP PLC SPONSORED ADR 055622104 46 809 SH OTHER 700 109 BP PLC SPONSORED ADR 055622104 804 14091 SH SOLE 13166 825 100 BRISTOL MYERS SQUIBB CO COM 110122108 641 24010 SH SOLE 24010 CANADIAN NATL RY CO COM 136375102 12 190 SH SOLE 190 CATERPILLAR INC DEL COM 149123101 38 597 SH OTHER 497 100 CATERPILLAR INC DEL COM 149123101 1251 19902 SH SOLE 19002 500 400 CHESAPEAKE ENERGY CORP COM 165167107 5 200 SH OTHER 200 CHESAPEAKE ENERGY CORP COM 165167107 651 27550 SH SOLE 27550 CHEVRON CORP NEW COM 166764100 82 1076 SH OTHER 950 126 CHEVRON CORP NEW COM 166764100 1345 17744 SH SOLE 17144 525 75 CISCO SYS INC COM 17275R102 18 700 SH OTHER 700 CISCO SYS INC COM 17275R102 288 11050 SH SOLE 11050 COCA COLA CO COM 191216100 28 500 SH OTHER 500 COCA COLA CO COM 191216100 1772 32213 SH SOLE 31688 425 100 COLGATE PALMOLIVE CO COM 194162103 103 1204 SH OTHER 271 933 COLGATE PALMOLIVE CO COM 194162103 1005 11795 SH SOLE 11395 400 CONOCOPHILLIPS COM 20825C104 36 700 SH OTHER 700 CONOCOPHILLIPS COM 20825C104 708 13838 SH SOLE 12738 850 250 3 CORNING INC COM 219350105 12 583 SH OTHER 308 275 CORNING INC COM 219350105 1249 61811 SH SOLE 61111 700 COSTCO WHSL CORP NEW COM 22160K105 24 400 SH OTHER 200 200 COSTCO WHSL CORP NEW COM 22160K105 1471 24631 SH SOLE 24631 CVS CAREMARK CORPORATION COM 126650100 49 1350 SH OTHER 750 600 CVS CAREMARK CORPORATION COM 126650100 367 10051 SH SOLE 9851 200 DOMINION RES INC VA NEW COM 25746U109 16 400 SH OTHER 400 DOMINION RES INC VA NEW COM 25746U109 260 6320 SH SOLE 6070 200 50 DOW CHEM CO COM 260543103 40 1350 SH OTHER 1000 350 DOW CHEM CO COM 260543103 1813 61285 SH SOLE 61285 DU PONT E I DE NEMOURS & CO COM 263534109 16 420 SH OTHER 420 DU PONT E I DE NEMOURS & CO COM 263534109 454 12191 SH SOLE 11506 685 DUKE ENERGY CORP NEW COM 26441C105 38 2300 SH OTHER 2300 DUKE ENERGY CORP NEW COM 26441C105 758 46470 SH SOLE 44570 1500 400 E M C CORP MASS COM 268648102 13 745 SH OTHER 380 365 E M C CORP MASS COM 268648102 1659 91952 SH SOLE 89902 2050 EATON CORP COM 278058102 235 3100 SH SOLE 3100 ECOLAB INCORPORATED COM 278865100 10 223 SH SOLE 223 EMERSON ELEC COMPANY COM 291011104 12 235 SH SOLE 235 EXELON CORP COM 30161N101 18 400 SH OTHER 400 EXELON CORP COM 30161N101 424 9670 SH SOLE 9345 225 100 EXPEDITORS INTL WASH INC COM 302130109 9 239 SH SOLE 239 EXXON MOBIL CORP COM 30231G102 84 1258 SH OTHER 950 308 EXXON MOBIL CORP COM 30231G102 5540 82718 SH SOLE 82160 456 102 FIRST HORIZON NATL CORP COM 320517105 507 36101 SH SOLE 34973 1127 FLUOR CORP NEW COM 343412102 24 521 SH OTHER 291 230 FLUOR CORP NEW COM 343412102 1696 36458 SH SOLE 36458 GENERAL ELECTRIC CO COM 369604103 28 1550 SH OTHER 1550 GENERAL ELECTRIC CO COM 369604103 1508 82849 SH SOLE 80916 1325 608 GENERAL MLS INC COM 370334104 31 443 SH OTHER 425 18 GENERAL MLS INC COM 370334104 303 4279 SH SOLE 3979 200 100 GILEAD SCIENCES INC COM 375558103 32 700 SH OTHER 300 400 GILEAD SCIENCES INC COM 375558103 529 11640 SH SOLE 11640 GOLDMAN SACHS GROUP INC COM 38141G104 57 335 SH OTHER 285 50 GOLDMAN SACHS GROUP INC COM 38141G104 2172 12730 SH SOLE 12580 150 GOODRICH CORP COM 382388106 39 550 SH OTHER 550 GOODRICH CORP COM 382388106 994 14095 SH SOLE 14095 GOOGLE INCORPORATED CLASS A COM 38259P508 12 21 SH SOLE 21 HEWLETT PACKARD CO COM 428236103 32 600 SH OTHER 600 HEWLETT PACKARD CO COM 428236103 813 15291 SH SOLE 14191 1000 100 HOME DEPOT INC COM 437076102 29 890 SH OTHER 590 300 HOME DEPOT INC COM 437076102 2299 71065 SH SOLE 70040 825 200 HONEYWELL INTL INC COM 438516106 53 1175 SH OTHER 1075 100 HONEYWELL INTL INC COM 438516106 2123 46887 SH SOLE 45862 750 275 INTEL CORP COM 458140100 57 2560 SH OTHER 2060 500 INTEL CORP COM 458140100 1941 87061 SH SOLE 83661 2300 1100 INTERCONTINENTALEXCHANGE INC COM 45865V100 10 93 SH SOLE 93 INTERNATIONAL BUSINESS MACHS COM 459200101 6 50 SH OTHER 50 INTERNATIONAL BUSINESS MACHS COM 459200101 1329 10363 SH SOLE 10013 200 150 INTL PAPER CO COM 460146103 2 100 SH OTHER 100 INTL PAPER CO COM 460146103 225 9150 SH SOLE 8950 200 ISHARES INC MSCI BRAZIL 464286400 11 154 SH SOLE 154 ISHARES TR INDEX DJ US REAL EST 464287739 75 1500 SH SOLE 1500 ISHARES TR INDEX MSCI EAFE IDX 464287465 169 3021 SH OTHER 1771 1250 ISHARES TR INDEX MSCI EAFE IDX 464287465 3729 66621 SH SOLE 66426 195 ISHARES TR INDEX MSCI EMERG MKT 464287234 280 6650 SH SOLE 6150 500 ISHARES TR INDEX MSCI EMERG MKT 464287234 552 13096 SH SOLE 13096 ISHARES TR INDEX RUSL 2000 VALU 464287630 347 5443 SH SOLE 5443 ISHARES TR INDEX S&P 500 VALUE 464287408 682 12081 SH SOLE 12081 4 ISHARES TR INDEX S&P MC 400 GRW 464287606 29 338 SH SOLE 338 ISHARES TR INDEX S&P MIDCP VALU 464287705 43 600 SH OTHER 600 ISHARES TR INDEX S&P MIDCP VALU 464287705 1343 18830 SH SOLE 18255 575 ISHARES TR INDEX S&P SMLCP GROW 464287887 22 356 SH OTHER 156 100 100 ISHARES TR INDEX S&P SMLCP GROW 464287887 1763 28769 SH SOLE 28589 30 150 ISHARES TR INDEX S&P SMLCP VALU 464287879 853 13298 SH SOLE 13298 ISHARES TR INDEX S&P500 GRW 464287309 886 14794 SH SOLE 14794 JOHNSON & JOHNSON COM 478160104 374 5739 SH OTHER 909 4830 JOHNSON & JOHNSON COM 478160104 4650 71327 SH SOLE 70777 450 100 JPMORGAN CHASE & CO COM 46625H100 58 1300 SH OTHER 900 400 JPMORGAN CHASE & CO COM 46625H100 2960 66141 SH SOLE 64916 1125 100 JUNIPER NETWORKS INC COM 48203R104 10 329 SH SOLE 329 KIMBERLY CLARK CORP COM 494368103 389 6179 SH SOLE 5554 525 100 KRAFT FOODS INC CL A 50075N104 9 286 SH SOLE 286 L-3 COMMUNICATIONS HLDGS INC COM 502424104 37 400 SH OTHER 300 100 L-3 COMMUNICATIONS HLDGS INC COM 502424104 850 9275 SH SOLE 9275 LABORATORY CORP AMER HLDGS COM 50540R409 1076 14210 SH SOLE 14210 LABORATORY CORP AMER HLDGS COM NEW 50540R409 30 400 SH OTHER 200 200 LAUDER ESTEE COS INC CL A 518439104 6 100 SH OTHER 100 LAUDER ESTEE COS INC CL A 518439104 198 3050 SH SOLE 3050 LILLY ELI & CO COM 532457108 24 650 SH OTHER 650 LILLY ELI & CO COM 532457108 259 7163 SH SOLE 6613 450 100 LINCOLN NATL CORP IND COM 534187109 764 24876 SH SOLE 24876 LOWES COMPANIES INC COM 548661107 10 410 SH SOLE 410 MARKET VECTORS ETF TR COAL ETF 57060U837 286 7590 SH SOLE 7590 MCDONALDS CORP COM 580135101 27 400 SH OTHER 400 MCDONALDS CORP COM 580135101 707 10603 SH SOLE 9903 600 100 MEDTRONIC INC COM 585055106 2 55 SH OTHER 55 MEDTRONIC INC COM 585055106 598 13284 SH SOLE 13284 MERCK & CO INC NEW COM 58933Y105 59 1577 SH OTHER 1269 308 MERCK & CO INC NEW COM 58933Y105 2011 53843 SH SOLE 53693 150 MGM MIRAGE - MGM COM 552953101 2 200 SH SOLE 200 MICROSOFT CORP COM 594918104 47 1620 SH OTHER 1450 170 MICROSOFT CORP COM 594918104 2584 88241 SH SOLE 86641 1400 200 MONSANTO CO NEW COM 61166W101 15 216 SH OTHER 68 148 MONSANTO CO NEW COM 61166W101 1075 15057 SH SOLE 15057 MORGAN STANLEY COM NEW 617446448 1329 45370 SH SOLE 44920 450 MORGAN STANLEY COM NEW 617446448 7 247 SH OTHER 97 150 MOTOROLA INC COM 620076109 13 1900 SH SOLE 1900 NATIONAL HEALTH INVS INC COM 63633D104 664 17136 SH SOLE 16636 500 NATIONAL HEALTHCARE CORP COM 635906100 330 9318 SH SOLE 9218 100 NATIONAL HEALTHCARE CORP PFD CONV 635906209 239 19215 SH SOLE 19215 NATIONAL OILWELL VARCO INC COM 637071101 26 648 SH OTHER 348 300 NATIONAL OILWELL VARCO INC COM 637071101 1668 41110 SH SOLE 41110 NIKE INC CL B 654106103 45 609 SH OTHER 509 100 NIKE INC CL B 654106103 2096 28516 SH SOLE 27916 500 100 NORTHERN TR CORPORATION COM 665859104 18 329 SH SOLE 329 NOVARTIS A G SPONSORED ADR 66987V109 9 159 SH SOLE 159 ORACLE CORP COM 68389X105 37 1454 SH OTHER 704 750 ORACLE CORP COM 68389X105 1964 76387 SH SOLE 76387 PEABODY ENERGY CORP COM 704549104 7 150 SH OTHER 150 PEABODY ENERGY CORP COM 704549104 202 4410 SH SOLE 4410 PEPSICO INC COM 713448108 316 4783 SH OTHER 1950 2833 PEPSICO INC COM 713448108 3792 57318 SH SOLE 56218 900 200 PFIZER INC COM 717081103 21 1250 SH OTHER 1250 PFIZER INC COM 717081103 1372 80003 SH SOLE 77903 1450 650 PHILIP MORRIS INTL INC COM 718172109 2 34 SH OTHER 34 PHILIP MORRIS INTL INC COM 718172109 1230 23576 SH SOLE 23576 PIEDMONT NAT GAS INC COM 720186105 401 14534 SH SOLE 14534 5 PINNACLE FINL PARTNERS INC COM 72346Q104 5468 361914 SH SOLE 341275 20639 POWERSHS DB MULTI SECT COMM DB PREC MTLS 73936B200 212 5540 SH SOLE 5540 PRAXAIR INCORPORATED COM 74005P104 9 108 SH SOLE 108 PRICE T ROWE GROUP COM 74144T108 15 279 SH SOLE 279 PROCTER & GAMBLE CO COM 742718109 47 750 SH OTHER 750 PROCTER & GAMBLE CO COM 742718109 1970 31131 SH SOLE 29981 900 250 PROGRESS ENERGY INC COM 743263105 12 300 SH OTHER 300 PROGRESS ENERGY INC COM 743263105 387 9821 SH SOLE 9326 350 145 PROSHARES TR PSHS ULTSH 20YRS 74347R297 402 8250 SH SOLE 8250 PRUDENTIAL FINL INC COM 744320102 54 897 SH OTHER 897 PRUDENTIAL FINL INC COM 744320102 1647 27220 SH SOLE 26470 650 100 QUALCOMM INC COM 747525103 48 1149 SH OTHER 799 350 QUALCOMM INC COM 747525103 1599 38106 SH SOLE 38106 QUEST DIAGNOSTICS INC COM 74834L100 11 197 SH SOLE 197 REGIONS FINANCIAL CORP NEW COM 7591EP100 26 3282 SH OTHER 3282 REGIONS FINANCIAL CORP NEW COM 7591EP100 1907 242968 SH SOLE 235941 7027 REPSOL YPF S A ADR 76026T205 33 1400 SH SOLE 1400 RESEARCH IN MOTION LTD COM 760975102 20 265 SH OTHER 165 100 RESEARCH IN MOTION LTD COM 760975102 1050 14204 SH SOLE 14204 SCHLUMBERGER LTD COM 806857108 19 293 SH OTHER 293 SCHLUMBERGER LTD COM 806857108 1034 16301 SH SOLE 16301 SEQUIAM CORP COM 81735E101 26 50000 SH SOLE 50000 SIGMA ALDRICH CORP COM 826552101 11 198 SH OTHER 98 100 SIGMA ALDRICH CORP COM 826552101 1338 24930 SH SOLE 24930 SOUTHERN CO COM 842587107 354 10670 SH SOLE 10620 50 SPDR S&P 500 ETF TR UNIT SER 1 S&P 78462F103 305 2610 SH SOLE 2610 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 22 156 SH SOLE 156 SPDR SERIES TRUST DJ SML GRWTH ETF 78464A201 501 5483 SH SOLE 5483 SPDR SERIES TRUST DJ SML VALUE ETF 78464A300 383 6144 SH SOLE 6144 SPDR SERIES TRUST DJ SML VALUE ETF 78464A300 171 2745 SH SOLE 2745 SPDR SERIES TRUST DJ SML GRWTH ETF 78464A201 237 2587 SH SOLE 2587 SPECTRA ENERGY CORP COM 847560109 16 700 SH OTHER 700 SPECTRA ENERGY CORP COM 847560109 514 22825 SH SOLE 22735 90 ST JUDE MED INCORPORATED COM 790849103 7 182 SH SOLE 182 STRYKER CORPORATION COM 863667101 5 80 SH SOLE 80 SUNTRUST BKS INC COM 867914103 511 19079 SH SOLE 19079 TEREX CORP NEW COM 880779103 7 300 SH OTHER 300 TEREX CORP NEW COM 880779103 267 11750 SH SOLE 11750 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 4 68 SH OTHER 68 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 759 12028 SH SOLE 12028 TEXAS INSTRS INCORPORATED COM 882508104 11 435 SH SOLE 435 TRANSOCEAN LIMITED REG SHS H8817H100 22 256 SH SOLE 256 UNION PAC CORP COM 907818108 18 250 SH OTHER 140 110 UNION PAC CORP COM 907818108 1490 20329 SH SOLE 20329 UNITED TECHNOLOGIES CORP COM 913017109 29 400 SH OTHER 400 UNITED TECHNOLOGIES CORP COM 913017109 709 9629 SH SOLE 8954 575 100 VANGUARD BD INDEX FD INC SHORT TRM 921937827 1970 24630 SH SOLE 24630 VANGUARD EMERGING MARKETS ETF 922042858 23 550 SH SOLE 550 VANGUARD INDEX FDS STK MRK E 922908769 328 5500 SH SOLE 5500 VERIZON COMMUNICATIONS INC COM 92343V104 48 1550 SH OTHER 1050 500 VERIZON COMMUNICATIONS INC COM 92343V104 1681 54190 SH SOLE 51882 1275 1033 VISA INC COM CL A 92826C839 10 111 SH SOLE 111 WAL MART STORES INC COM 931142103 50 900 SH OTHER 900 WAL MART STORES INC COM 931142103 1701 30585 SH SOLE 29885 300 400 WELLS FARGO & CO NEW COM 949746101 48 1550 SH OTHER 1050 500 WELLS FARGO & CO NEW COM 949746101 1954 62808 SH SOLE 62308 500 XTO ENERGY INC COM 98385X106 9 196 SH SOLE 196 6