UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended 12/31/04
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Check here if Amendment [ ]; Amendment Number:
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This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: PEAPACK GLADSTONE FINANCIAL CORPORATION
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Address: 158 ROUTE 206 NORTH
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GLADSTONE, NJ 07934
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Form 13F File Number: 28-
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The Institutional Investment Manager filing this report and the person by whom
it is signed represent that the person signing the report is authorized to
submit it, that all information contained herein is true, correct and complete,
and that it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ROY C. MILLER
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Title: VICE PRESIDENT
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Phone: 908 719 3306
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Signature, Place, and Date of Signing:
/s/ Roy C. Miller Gladstone, NJ 01/24/05
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[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check if all holdings of this reporting manager are
reported in this report.)
[ ] 13F NOTICE. (Check if no holdings reported are in this report, and all
holdings are reported in this report and a portion are reported by other
reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
28-
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[Repeat as necessary.]
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
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Form 13F Information Table Entry Total: 9,147,502
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Form 13F Information Table Value Total: 378,248
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(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File Number Name
01 28 -
02 28 -
03 28 -
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD D1668R123 56 1180 SH DEFINED 848 332 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 80 1000 SH SOLE 1000 0 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 504 6280 SH DEFINED 6280 0 0
NABORS INDUSTRIES LTD COM G6359F103 323 6300 SH SOLE 6300 0 0
NABORS INDUSTRIES LTD COM G6359F103 107 2100 SH DEFINED 2100 0 0
TRANSOCEAN INC G90078109 91 2150 SH SOLE 2150 0 0
TRANSOCEAN INC G90078109 20 477 SH DEFINED 477 0 0
XL CAP LIMITED G98255105 27 350 SH SOLE 350 0 0
ALCON INC H01301102 40 500 SH SOLE 500 0 0
ALCON INC H01301102 24 300 SH DEFINED 300 0 0
GILAT SATELLITE NETWORKS LTD M51474118 0 120 SH SOLE 120 0 0
FLEXTRONICS INTERNATIONAL Y2573F102 40 2919 SH SOLE 2919 0 0
FLEXTRONICS INTERNATIONAL Y2573F102 149 10800 SH DEFINED 10100 0 700
ACM INCOME FUND INC 000912105 30 3724 SH SOLE 3724 0 0
ACM GOVT OPPOURTUNITY FUND INC 000918102 7 1000 SH SOLE 1000 0 0
ACM MANAGED INCOME FUND 000919100 3 1000 SH SOLE 1000 0 0
ACM MUNICIPAL SECS INCOME FUND INC 000942102 10 1000 SH SOLE 1000 0 0
ACM MANAGED DOLLAR INCOME FUND 000949107 7 1000 SH SOLE 1000 0 0
AFLAC INCORPORATED 001055102 33 845 SH SOLE 845 0 0
AFLAC INCORPORATED 001055102 47 1200 SH DEFINED 1200 0 0
AGCO CORPORATION 001084102 87 4000 SH DEFINED 4000 0 0
AGL RESOURCES INC COM 001204106 5 174 SH SOLE 174 0 0
AES CORPORATION 00130H105 11 833 SH SOLE 833 0 0
AES CORPORATION 00130H105 26 1905 SH DEFINED 1905 0 0
AT&T CORP NEW 001957505 3 174 SH SOLE 174 0 0
AT&T CORP NEW 001957505 26 1369 SH DEFINED 1349 20 0
AVI BIOPHARMA INC 002346104 147 63000 SH DEFINED 63000 0 0
AASTROM BIOSCIENCES 00253U107 4 3500 SH DEFINED 3500 0 0
ABBOTT LABS COM 002824100 217 4671 SH SOLE 4671 0 0
ABBOTT LABS COM 002824100 686 14711 SH DEFINED 11211 3500 0
ABERCROMBIE & FITCH 002896207 9 200 SH DEFINED 200 0 0
ABBEY NATIONAL PLC 7.375% PFD 002920700 33 1200 SH SOLE 1200 0 0
ADAMS EXPRESS COMPANY 006212104 14 1085 SH DEFINED 1085 0 0
ADESA INC 00686U104 8 400 SH DEFINED 400 0 0
ADOBE SYSTEMS INCORPORATED 00724F101 2941 46885 SH SOLE 46535 0 350
ADOBE SYSTEMS INCORPORATED 00724F101 1527 24350 SH DEFINED 22700 1250 400
AGERE SYSTEMS INC CLASS A 00845V100 0 17 SH DEFINED 17 0 0
AGERE SYSTEMS INC CLASS B 00845V209 0 78 SH SOLE 78 0 0
AGERE SYSTEMS INC CLASS B 00845V209 1 857 SH DEFINED 857 0 0
AGILENT TECHNOLOGIES 00846U101 15 654 SH DEFINED 273 381 0
AIR PRODUCTS & CHEMICALS INC 009158106 1227 21170 SH SOLE 20245 0 925
AIR PRODUCTS & CHEMICALS INC 009158106 734 12675 SH DEFINED 11875 800 0
AIRTRAN HOLDINGS INC COM 00949P108 1 100 SH DEFINED 100 0 0
ALBERTO CULVER CO COM 013068101 714 14715 SH SOLE 14365 0 350
ALBERTO CULVER CO COM 013068101 176 3625 SH DEFINED 3075 0 550
ALCOA INC COM 013817101 179 5725 SH SOLE 5725 0 0
ALCOA INC COM 013817101 78 2500 SH DEFINED 2500 0 0
ALLERGAN INC COM 018490102 16 200 SH DEFINED 200 0 0
1
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALLIANCE ALL MARKET ADVANTAGE FUND INC 01852M108 22 1500 SH SOLE 1500 0 0
ALLIANCE ALL MARKET ADVANTAGE FUND INC 01852M108 7 500 SH DEFINED 500 0 0
ALLETE INC COM NEW 018522300 4 133 SH DEFINED 133 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 8 200 SH SOLE 200 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 9 225 SH DEFINED 225 0 0
ALLIANCE RESOURCE PARTNERS L P 01877R108 74 1000 SH DEFINED 1000 0 0
ALLIANCE WORLD DOLLAR GOVT FUND II 01879R106 12 1000 SH SOLE 1000 0 0
ALLIANCE WORLD DOLLAR GOVT FUND INC 018796102 12 1000 SH SOLE 1000 0 0
ALLIANT ENERGY CORP COM 018802108 13 480 SH SOLE 480 0 0
ALLIANT ENERGY CORP COM 018802108 60 2132 SH DEFINED 2132 0 0
ALLIANT TECHNOLOGIES 018804104 26 400 SH DEFINED 0 400 0
ALLIED CAPITAL CORP NEW 01903Q108 51 2000 SH SOLE 2000 0 0
ALLMERICA FINANCIAL CORPORATION 019754100 10 309 SH SOLE 309 0 0
ALLMERICA FINANCIAL CORPORATION 019754100 5 177 SH DEFINED 177 0 0
ALLSTATE CORP COM 020002101 103 2000 SH SOLE 2000 0 0
ALLSTATE CORP COM 020002101 61 1184 SH DEFINED 1184 0 0
ALLTELL CORPORATION 020039103 540 9200 SH SOLE 9200 0 0
ALLTELL CORPORATION 020039103 244 4158 SH DEFINED 2158 2000 0
ALTRIA GROUP INC 02209S103 556 9100 SH DEFINED 8600 0 500
AMAZON COM INC COM 023135106 4 100 SH SOLE 100 0 0
AMBAC FINANCIAL GROUP INC 023139108 156 1900 SH DEFINED 1900 0 0
AMEREN CORP COM 023608102 5 100 SH SOLE 100 0 0
AMEREN CORP COM 023608102 180 3600 SH DEFINED 3600 0 0
AMERICA MOVIL ADR 02364W105 20 400 SH DEFINED 400 0 0
AMERICAN ELEC PWR INC COM 025537101 88 2570 SH SOLE 2570 0 0
AMERICAN ELEC PWR INC COM 025537101 186 5426 SH DEFINED 5426 0 0
AMERICAN EXPRESS CO COM 025816109 155 2751 SH SOLE 2751 0 0
AMERICAN EXPRESS CO COM 025816109 467 8300 SH DEFINED 7800 500 0
AMERICAN INTERNATIONAL GROUP 026874107 2079 31664 SH SOLE 31264 0 400
AMERICAN INTERNATIONAL GROUP 026874107 2730 41575 SH DEFINED 36250 4450 875
AMERICAN STANDARD COMPANIES INC 029712106 61 1500 SH DEFINED 1500 0 0
AMERICAN TOWER CORP CLASS A 029912201 13 760 SH DEFINED 760 0 0
AMETEK INC (NEW) 031100100 19 560 SH DEFINED 560 0 0
AMGEN INC 031162100 733 11436 SH SOLE 11436 0 0
AMGEN INC 031162100 289 4520 SH DEFINED 4020 500 0
AMSOUTH BANCORPORATION 032165102 43 1687 SH DEFINED 1687 0 0
MYLIN PHARMECEUTICALS 032346108 11 500 SH DEFINED 0 500 0
ANADARKO PETE CORP COM 032511107 47 735 SH SOLE 735 0 0
ANADARKO PETE CORP COM 032511107 682 10538 SH DEFINED 9638 0 900
ANALOG DEVICES INC 032654105 2 75 SH SOLE 75 0 0
ANGLOGOLD LIMITED ADR'S PV R0.50 035128206 7 200 SH SOLE 200 0 0
ANGLOGOLD LIMITED ADR'S PV R0.50 035128206 47 1300 SH DEFINED 300 1000 0
ANHEUSER BUSCH COS INC COM 035229103 508 10027 SH SOLE 10027 0 0
ANHEUSER BUSCH COS INC COM 035229103 972 19176 SH DEFINED 17701 1125 350
APACHE CORPORATION 037411105 156 3100 SH SOLE 3100 0 0
APOLLO GROUP INC CL A 037604105 75 940 SH DEFINED 540 0 400
APPLEBEE'S INTL INC 037899101 2544 96210 SH SOLE 94235 0 1975
APPLEBEE'S INTL INC 037899101 1426 53930 SH DEFINED 48535 3370 2025
APPLERA CORP COM CELERA GENOMICS GROUP 038020202 0 13 SH DEFINED 13 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
APPLIED MATERIALS INC 038222105 25 1500 SH SOLE 1500 0 0
APPLIED MATERIALS INC 038222105 66 3900 SH DEFINED 3900 0 0
ARCHER-DANIELS-MIDLAND COMPANY 039483102 2 100 SH SOLE 100 0 0
ARGON ST INC COM 040149106 10 300 SH DEFINED 300 0 0
ARIAD PHARMACEUTICALS INC 04033A100 1 175 SH SOLE 175 0 0
ARM HOLDINGS PLC ADR 042068106 33 5500 SH SOLE 5500 0 0
ASHLAND INC 044204105 18 309 SH DEFINED 309 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 45 1248 SH SOLE 1248 0 0
ATMOS ENERGY 049560105 54 2000 SH DEFINED 2000 0 0
AUTHENTIDATE HOLDING CORP 052666104 6 1000 SH SOLE 1000 0 0
AUTOLIV INC 052800109 3 68 SH SOLE 68 0 0
AUTOMATIC DATA PROCESSING 053015103 2077 46865 SH SOLE 46315 0 550
AUTOMATIC DATA PROCESSING 053015103 1437 32425 SH DEFINED 29525 2250 650
AVAYA INC COM USD .01 053499109 3 196 SH SOLE 196 0 0
AVAYA INC COM USD .01 053499109 39 2275 SH DEFINED 2275 0 0
AVERY DENNISON CORP 053611109 56 950 SH DEFINED 350 600 0
AVON PRODUCTS 054303102 7 200 SH SOLE 200 0 0
AXA ADR 054536107 0 34 SH SOLE 34 0 0
AXA ADR 054536107 7 300 SH DEFINED 300 0 0
BB&T CORP 054937107 19 472 SH SOLE 472 0 0
BCE INC COM 05534B109 2 100 SH SOLE 100 0 0
BOC GROUP PLC ADR 055617609 19 500 SH DEFINED 500 0 0
BP PLC 055622104 1144 19591 SH SOLE 19491 0 100
BP PLC 055622104 1937 33179 SH DEFINED 32079 1100 0
BP PRUDHOE BAY ROYALTY TRUST 055630107 0 450 PRN DEFINED 450 0 0
BALLARD POWER SYSTEMS INC 05858H104 2 400 SH DEFINED 400 0 0
BANK AMERICA CORP COM 060505104 3516 74826 SH SOLE 73726 0 1100
BANK AMERICA CORP COM 060505104 4272 90928 SH DEFINED 87078 3850 0
BANK OF NEW YORK INC 064057102 247 7402 SH SOLE 7402 0 0
BANK OF NEW YORK INC 064057102 37 1128 SH DEFINED 1128 0 0
BK NOVA SCOTIA LA BANQUE DE NOUVELLE ECOSSE 064149107 7 214 SH SOLE 214 0 0
BARNES & NOBLE INC 067774109 25 800 SH DEFINED 0 0 800
BARRICK GOLD CORPORATION 067901108 9 400 SH DEFINED 400 0 0
BARR PHARMACEUTICAL INC 068306109 59 1300 SH DEFINED 0 0 1300
BAUSCH & LOMB INC COM 071707103 64 1000 SH SOLE 1000 0 0
BAXTER INTERNATIONAL 071813109 27 800 SH SOLE 800 0 0
BAXTER INTERNATIONAL 071813109 34 1000 SH DEFINED 1000 0 0
BAY VIEW CAPITAL CORP NEW 07262L309 3 200 SH DEFINED 200 0 0
BECTON DICKINSON & COMPANY 075887109 68 1200 SH DEFINED 1200 0 0
BED BATH & BEYOND 075896100 39 1000 SH DEFINED 1000 0 0
BEDFORD PROPERTY INVESTORS INC 076446301 2 100 SH DEFINED 100 0 0
BELLSOUTH CORP COM 079860102 203 7334 SH SOLE 7334 0 0
BELLSOUTH CORP COM 079860102 487 17550 SH DEFINED 15930 1220 400
BEMA GOLD CORPORATION 08135F107 30 10000 SH DEFINED 0 10000 0
BEST BUY COMPANY INC 086516101 395 6663 SH SOLE 6625 0 38
BEST BUY COMPANY INC 086516101 526 8860 SH DEFINED 8510 350 0
BIOGEN IDEC INC 09062X103 11 175 SH SOLE 175 0 0
BIOVAIL CORPORATION 09067J109 16 1025 SH SOLE 1025 0 0
BIOVAIL CORPORATION 09067J109 107 6500 SH DEFINED 6500 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BLACK & DECKER CORP COM 091797100 35 400 SH DEFINED 400 0 0
BLACKROCK CORE COND TRUST 09249E101 5 400 SH SOLE 400 0 0
BLOCK H & R INC COM 093671105 39 800 SH DEFINED 800 0 0
BOEING CO COM 097023105 5 100 SH SOLE 100 0 0
BOEING CO COM 097023105 41 800 SH DEFINED 800 0 0
BOSTON PROPERTIES INC. 101121101 16 250 SH SOLE 250 0 0
BOSTON SCIENTIFIC CORP. 101137107 56 1600 SH DEFINED 1600 0 0
BRIGGS & STRATTON CORPORATION 109043109 9 238 SH SOLE 238 0 0
BRISTOL-MYERS SQUIBB 110122108 984 38428 SH SOLE 38428 0 0
BRISTOL-MYERS SQUIBB 110122108 2203 86036 SH DEFINED 83836 1200 1000
BROADCOM CORPORATION COM 111320107 9 300 SH DEFINED 0 0 300
BROWN FORMAN DISTILLERS CORPCLASS 'A' VOTING 115637100 30 600 SH DEFINED 600 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 602 14232 SH SOLE 14232 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 583 13800 SH DEFINED 13300 500 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 35 750 SH SOLE 750 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 172 3649 SH DEFINED 2529 1120 0
BURLINGTON RESOURCES 122014103 87 2000 SH DEFINED 2000 0 0
CRACKER BARREL GROUP INC 12489V106 34 825 SH SOLE 825 0 0
CIGNA CORP. 125509109 81 1000 SH SOLE 1000 0 0
CSX CORP COM 126408103 40 1000 SH DEFINED 1000 0 0
CVS CORP COM 126650100 49 1100 SH SOLE 1100 0 0
CVS CORP COM 126650100 469 10415 SH DEFINED 7565 2850 0
CAESARS ENTERTAINMENT 127687101 20 1000 SH DEFINED 1000 0 0
CAL DIVE INTL INC 127914109 28 700 SH DEFINED 700 0 0
CALIPER LIFE SCIENCES INC 130872104 16 2200 SH SOLE 2200 0 0
CAMPBELL SOUP CO COM 134429109 65 2200 SH DEFINED 2200 0 0
CAPITAL ONE FINANCIAL 14040H105 3738 44392 SH SOLE 43592 0 800
CAPITAL ONE FINANCIAL 14040H105 1998 23735 SH DEFINED 20110 2750 875
CARDINAL HEALTH 14149Y108 43 750 SH SOLE 750 0 0
CARDINAL HEALTH 14149Y108 56 975 SH DEFINED 975 0 0
CAREER EDUCATION CORP 141665109 1331 33275 SH SOLE 33275 0 0
CAREER EDUCATION CORP 141665109 905 22625 SH DEFINED 20625 1000 1000
CARMAX INC 143130102 93 3000 SH SOLE 3000 0 0
CATERPILLAR INC 149123101 29 300 SH SOLE 300 0 0
CATERPILLAR INC 149123101 234 2400 SH DEFINED 2400 0 0
CEDAR FAIR L.P. 150185106 6 200 SH DEFINED 200 0 0
CELGENE CORPORATION 151020104 9 350 SH SOLE 350 0 0
CELGENE CORPORATION 151020104 15 600 SH DEFINED 600 0 0
CENDANT CORPORATION 151313103 7 335 SH SOLE 335 0 0
CENDANT CORPORATION 151313103 4 200 SH DEFINED 200 0 0
CENTER BANCORP INC COM 151408101 122 9306 SH SOLE 9306 0 0
CENTER BANCORP INC COM 151408101 122 9307 SH DEFINED 9307 0 0
CENTERPOINT ENERGY INC 15189T107 12 1100 SH DEFINED 1100 0 0
CENTURYTEL INC 156700106 99 2800 SH SOLE 2800 0 0
CERTEGY INC 156880106 30 850 SH SOLE 850 0 0
CERTEGY INC 156880106 11 325 SH DEFINED 325 0 0
CHARTER COMMUNICATIONS 16117M107 0 50 SH DEFINED 50 0 0
CHESAPEAKE ENERGY CORP 165167107 37 2300 SH DEFINED 2300 0 0
CHEVRONTEXACO CORP 166764100 2813 53585 SH SOLE 51585 0 2000
CHEVRONTEXACO CORP 166764100 2350 44769 SH DEFINED 41044 3525 200
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CHINA MOBILE HONG KONG LTD ADR 16941M109 78 4600 SH DEFINED 1800 0 2800
CHOICEPOINT INC COM 170388102 64 1400 SH DEFINED 0 0 1400
CHORDIANT SOFTWARE INC. 170404107 0 240 SH DEFINED 240 0 0
THE CHUBB CORPORATION 171232101 1413 18381 SH SOLE 18381 0 0
THE CHUBB CORPORATION 171232101 1299 16900 SH DEFINED 16100 800 0
CHURCH & DWIGHT INC COM 171340102 67 2000 SH DEFINED 2000 0 0
CIGNA INVESTMENT SECURITIES,INC. 17179X106 40 2191 SH DEFINED 2191 0 0
CIMAREX ENERGY CO 171798101 75 2000 SH DEFINED 2000 0 0
CINERGY CORP 172474108 22 550 SH DEFINED 550 0 0
CISCO SYS INC 17275R102 2510 130029 SH SOLE 127129 0 2900
CISCO SYS INC 17275R102 1294 67019 SH DEFINED 65619 0 1400
CINTAS CORP 172908105 660 15065 SH SOLE 15065 0 0
CINTAS CORP 172908105 280 6400 SH DEFINED 5850 0 550
CITIGROUP INC 172967101 2854 59248 SH SOLE 57498 0 1750
CITIGROUP INC 172967101 3809 79060 SH DEFINED 78630 430 0
CITRIX SYSTEMS INC 177376100 2 100 SH DEFINED 100 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 510 15239 SH SOLE 15239 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 349 10435 SH DEFINED 9835 100 500
CLOROX CO DEL COM 189054109 88 1500 SH SOLE 1500 0 0
CLOROX CO DEL COM 189054109 5 100 SH DEFINED 100 0 0
COCA COLA CO COM 191216100 365 8785 SH SOLE 8785 0 0
COCA COLA CO COM 191216100 170 4100 SH DEFINED 4100 0 0
COGNIZANT TECHNOLOGY CO 192446102 23 546 SH DEFINED 546 0 0
COLGATE PALMOLIVE CO COM 194162103 656 12842 SH SOLE 12742 0 100
COLGATE PALMOLIVE CO COM 194162103 645 12612 SH DEFINED 12612 0 0
COMCAST CORP NEW CLASS A 20030N101 17 517 SH SOLE 517 0 0
COMCAST CORP NEW CLASS A 20030N101 173 5213 SH DEFINED 4830 383 0
COMERICA INC. CO 200340107 22 375 SH DEFINED 375 0 0
COMPASS BANCSHARES INC COM 20449H109 12 250 SH SOLE 250 0 0
CONAGRA FOODS INC COM 205887102 41 1400 SH SOLE 1400 0 0
CONAGRA FOODS INC COM 205887102 47 1600 SH DEFINED 600 1000 0
CONOCOPHILLIPS CORP 20825C104 53 617 SH SOLE 617 0 0
CONOCOPHILLIPS CORP 20825C104 821 9463 SH DEFINED 8463 0 1000
CONSOLIDATED EDISON COM 209115104 203 4659 SH SOLE 4659 0 0
CONSOLIDATED EDISON COM 209115104 28 648 SH DEFINED 648 0 0
CONSTELLATION BRANDS INC CL A 21036P108 488 10500 SH SOLE 10300 0 200
CONSTELLATION BRANDS INC CL A 21036P108 724 15575 SH DEFINED 13775 350 1450
CONSTELLATION ENERGY GROUP INC COM 210371100 9 206 SH SOLE 206 0 0
CONSTELLATION ENERGY GROUP INC COM 210371100 39 900 SH DEFINED 900 0 0
CONTINENTAL AIRLINES INC CL B 210795308 16 1200 SH DEFINED 1200 0 0
CORINTHIAN COLLEGES INC 218868107 78 4164 SH SOLE 4100 0 64
CORINTHIAN COLLEGES INC 218868107 97 5200 SH DEFINED 4600 600 0
CORN PRODS INTL INC COM 219023108 32 600 SH DEFINED 600 0 0
CORNING INC 219350105 45 3900 SH SOLE 3900 0 0
CORNING INC 219350105 114 9750 SH DEFINED 7750 2000 0
CORPORATE HIGH YIELD FUND III INC 219925104 17 2000 SH DEFINED 2000 0 0
CORRECTIONS CORP AMER NEW 22025Y407 4 100 SH DEFINED 100 0 0
COSTCO WHOLESALE CORPORATION 22160K105 3715 76775 SH SOLE 76125 0 650
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COSTCO WHOLESALE CORPORATION 22160K105 2335 48250 SH DEFINED 44000 2950 1300
COUNTRYWIDE CREDIT INC 222372104 10 284 SH SOLE 284 0 0
CP SHIPS LTD COM 22409V102 57 4000 SH DEFINED 4000 0 0
CUMMINS ENGINE INC 231021106 335 4000 SH DEFINED 4000 0 0
CYTEC INDUSTRIES INC 232820100 0 10 SH SOLE 10 0 0
DPL INC COM 233293109 15 636 SH SOLE 636 0 0
DTE ENERGY CO COM 233331107 76 1775 SH SOLE 1775 0 0
DTE ENERGY CO COM 233331107 183 4259 SH DEFINED 4259 0 0
DANAHER CORP 235851102 11 200 SH SOLE 200 0 0
DARDEN RESTAURANTS 237194105 20 725 SH SOLE 725 0 0
DARDEN RESTAURANTS 237194105 27 1000 SH DEFINED 1000 0 0
DEAN FOODS COMPANY 242370104 418 12700 SH SOLE 12700 0 0
DEAN FOODS COMPANY 242370104 369 11200 SH DEFINED 10300 900 0
DECODE GENETICS INC 243586104 4 619 SH DEFINED 619 0 0
DEERE & COMPANY 244199105 193 2595 SH SOLE 2595 0 0
DEERE & COMPANY 244199105 762 10250 SH DEFINED 9450 300 500
DEL MONTE FOODS CO 24522P103 3 300 SH SOLE 300 0 0
DEL MONTE FOODS CO 24522P103 1 132 SH DEFINED 132 0 0
DELL INC 24702R101 2960 70261 SH SOLE 68761 0 1500
DELL INC 24702R101 2328 55265 SH DEFINED 49390 4325 1550
DELPHI CORPORATION CORP 247126105 1 116 SH SOLE 116 0 0
DELPHI CORPORATION CORP 247126105 2 306 SH DEFINED 209 97 0
DELTIC TIMBER CORP 247850100 212 5000 SH DEFINED 5000 0 0
DEVELOPERS DIVERSIFIED 251591103 7 179 SH DEFINED 179 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 46 1200 SH SOLE 1200 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 31 800 SH DEFINED 0 800 0
DIAMONDS TRUST SER I 252787106 10 100 SH SOLE 100 0 0
DIAMONDS TRUST SER I 252787106 21 200 SH DEFINED 200 0 0
DIEBOLD INC 253651103 245 4400 SH DEFINED 4400 0 0
DIRECTV GROUP INC 25459L106 23 1388 SH SOLE 1388 0 0
DIRECTV GROUP INC 25459L106 24 1490 SH DEFINED 1478 12 0
DISNEY WALT CO COM DISNEY 254687106 2071 74526 SH SOLE 74526 0 0
DISNEY WALT CO COM DISNEY 254687106 1470 52898 SH DEFINED 49875 3023 0
DOLLAR TREE STORES INC 256747106 5 200 SH DEFINED 200 0 0
DOMINION RES INC 25746U109 43 639 SH SOLE 639 0 0
DOMINION RES INC 25746U109 529 7817 SH DEFINED 6721 1096 0
DONALDSON INC 257651109 1218 37425 SH SOLE 37425 0 0
DONALDSON INC 257651109 620 19050 SH DEFINED 17550 1500 0
DOVER CORPORATION 260003108 101 2415 SH SOLE 2415 0 0
DOW CHEM CO COM 260543103 528 10669 SH SOLE 10669 0 0
DOW CHEM CO COM 260543103 706 14269 SH DEFINED 11869 600 1800
DU PONT E I DE NEMOURS & CO COM 263534109 430 8772 SH SOLE 8772 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 747 15245 SH DEFINED 12045 2000 1200
DUKE ENERGY CORP COM 264399106 556 21989 SH SOLE 21989 0 0
DUKE ENERGY CORP COM 264399106 465 18383 SH DEFINED 16583 1800 0
DUN & BRADSTREET CORP DEL NEW COM 26483E100 35 600 SH SOLE 600 0 0
DYAX CORPORATION 26746E103 14 2000 SH SOLE 2000 0 0
E M C CORPORATION 268648102 831 55925 SH SOLE 55925 0 0
E M C CORPORATION 268648102 455 30660 SH DEFINED 28660 2000 0
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EMS TECHNOLOGIES INC 26873N108 4 300 SH DEFINED 300 0 0
EOG RES INC 26875P101 178 2500 SH DEFINED 2500 0 0
EP MEDSYSTEMS INC 26881P103 3 1000 SH DEFINED 1000 0 0
EASTMAN CHEMICAL COMPANY 277432100 13 239 SH DEFINED 239 0 0
EASTMAN KODAK CO COM 277461109 7 225 SH SOLE 225 0 0
EASTMAN KODAK CO COM 277461109 63 1983 SH DEFINED 783 700 500
EASYLINK SERVICES CORP CLASS A 27784T200 0 150 SH DEFINED 150 0 0
EATON VANCE CORP 278265103 52 1000 SH SOLE 1000 0 0
EATON VANCE TAX ADVANTAGED 27828G107 11 530 SH SOLE 530 0 0
EBAY INC 278642103 32 280 SH SOLE 280 0 0
EL PASO CORPORATION 28336L109 16 1600 SH SOLE 1600 0 0
EL PASO CORPORATION 28336L109 41 4000 SH DEFINED 4000 0 0
ELECTRONIC ARTS INC 285512109 6 100 SH SOLE 100 0 0
ELECTRONIC DATA SYSTEMS CORP 285661104 4 192 SH SOLE 192 0 0
EMERSON ELEC CO COM 291011104 339 4850 SH SOLE 4850 0 0
EMERSON ELEC CO COM 291011104 810 11558 SH DEFINED 11558 0 0
ENBRIDGE ENERGY PARTNERS L P 29250R106 209 4060 SH SOLE 4060 0 0
ENBRIDGE ENERGY PARTNERS L P 29250R106 345 6700 SH DEFINED 5900 800 0
ENBRIDGE ENERGY MANAGEMENT LLC 29250X103 10 222 SH SOLE 222 0 0
ENERGEN CORP COM 29265N108 70 1200 SH DEFINED 1200 0 0
ENERGY EAST CORP COM 29266M109 158 5950 SH DEFINED 5950 0 0
ENERPLUS RESOURCES FUND TRUST UNITS 29274D604 413 11400 SH DEFINED 7000 4400 0
ENGELHARD CORP COM 292845104 77 2530 SH DEFINED 2530 0 0
ENTERGY CORP NEW COM 29364G103 217 3221 SH DEFINED 3221 0 0
ENTERPRISE PRODUCTS PARTNERS LP 293792107 65 2533 SH SOLE 2533 0 0
ENTERPRISE PRODUCTS PARTNERS LP 293792107 7 271 SH DEFINED 271 0 0
EQUIFAX, INC. 294429105 47 1700 SH SOLE 1700 0 0
EQUIFAX, INC. 294429105 18 650 SH DEFINED 650 0 0
EQUITABLE RESOURCES 294549100 60 1000 SH DEFINED 1000 0 0
EQUITY INCOME FUND EXCHANGE SER.AT&T SHS 1ST 294700703 49 576 SH DEFINED 576 0 0
EQUITY OFFICE PPTYS TR COM 294741103 5 190 SH SOLE 190 0 0
EQUITY OFFICE PPTYS TR COM 294741103 29 1000 SH DEFINED 1000 0 0
EQUITY RESIDENTIAL SBI 29476L107 45 1250 SH SOLE 1250 0 0
EQUITY RESIDENTIAL SBI 29476L107 7 200 SH DEFINED 200 0 0
ERICSSON TELEPHONE CO ADR 294821608 7 240 SH SOLE 240 0 0
EVERGREEN INC ADVANTAGE FUND 30023Y105 0 9 SH SOLE 9 0 0
EXATECH INC 30064E109 18 1000 SH DEFINED 1000 0 0
EXELON CORP COM 30161N101 52 1188 SH DEFINED 1188 0 0
EXIDE TECHNOLOGIES WARRANTS 302051123 0 241 SH SOLE 241 0 0
EXIDE TECHNOLOGIES COM NEW 302051206 1 96 SH SOLE 96 0 0
EXPRESS SCRIPTS A 302182100 14 194 SH DEFINED 194 0 0
EXXON MOBIL CORP COM 30231G102 7132 139167 SH SOLE 138467 0 700
EXXON MOBIL CORP COM 30231G102 12897 251668 SH DEFINED 228682 11402 11584
FPL GROUP INC COM 302571104 362 4850 SH SOLE 4850 0 0
FPL GROUP INC COM 302571104 373 5000 SH DEFINED 5000 0 0
FAMILY DEALER STORES INC 307000109 2 70 SH SOLE 70 0 0
FEDERAL HOME LOAN MORTGAGE CORPORATION COMMON 313400301 6 90 SH SOLE 90 0 0
FEDERAL NATL MTG ASSN (D/B/A FANNIE MAE) COM313586109 1173 16479 SH SOLE 16425 0 54
FEDERAL NATL MTG ASSN (D/B/A FANNIE MAE) COM313586109 870 12230 SH DEFINED 9780 2450 0
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDERAL REALTY INVESTMENT TRUST 313747206 21 423 SH DEFINED 423 0 0
FEDERATED DEPARTMENT STORES INC 31410H101 7 135 SH SOLE 135 0 0
FEDEX CORPORATION 31428X106 19 200 SH SOLE 200 0 0
FEDEX CORPORATION 31428X106 49 500 SH DEFINED 500 0 0
FIFTH THIRD BANCORP COM 316773100 69 1470 SH DEFINED 1470 0 0
FIRST ALBANY COS INC 318465101 8 835 SH SOLE 835 0 0
FIRST DATA CORPORATION 319963104 2413 56733 SH SOLE 54608 0 2125
FIRST DATA CORPORATION 319963104 738 17350 SH DEFINED 14775 2575 0
FISERV INCORPORATED WISCONSON 337738108 48 1203 SH SOLE 1203 0 0
FIRSTENERGY CORP COM 337932107 110 2800 SH DEFINED 2800 0 0
FLAHERTY & CRUMRINE PFD SECS INCOME FUND 338478100 0 17 SH SOLE 17 0 0
FLOATING RATE INCOME 339736100 9 502 SH SOLE 502 0 0
FLOWER FOODS INC 343498101 98 3125 SH DEFINED 3125 0 0
FORD MOTOR CO DEL 345370860 33 2280 SH SOLE 2280 0 0
FORD MOTOR CO DEL 345370860 5 374 SH DEFINED 374 0 0
FORDING CANADIAN COAL 345425102 343 4450 SH DEFINED 4450 0 0
FOREST LABORATORIES INC 345838106 543 12120 SH SOLE 11690 0 430
FOREST LABORATORIES INC 345838106 572 12765 SH DEFINED 12365 400 0
FORTUNE BRANDS INC COM 349631101 2257 29245 SH SOLE 29245 0 0
FORTUNE BRANDS INC COM 349631101 1293 16765 SH DEFINED 14675 1790 300
FRANKLIN RESOURCES INC 354613101 27 400 SH SOLE 400 0 0
FREESCALE SEMICONDUCTOR CLASS B 35687M206 0 33 SH SOLE 33 0 0
FREESCALE SEMICONDUCTOR CLASS B 35687M206 23 1272 SH DEFINED 975 33 264
GABELLI CONVERTIBLE AND INCOME FUND 36240B109 7 800 SH SOLE 800 0 0
GABLES RESIDENTIAL TRUST 362418105 35 1000 SH DEFINED 1000 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 32 537 SH DEFINED 537 0 0
GAMESTOP CLASS B 36466R200 7 339 SH DEFINED 0 0 339
GANNETT COMPANY INC 364730101 145 1785 SH SOLE 1785 0 0
GANNETT COMPANY INC 364730101 24 300 SH DEFINED 300 0 0
GAP INC 364760108 9 470 SH SOLE 470 0 0
GENENTECH INC 368710406 1488 27355 SH SOLE 27355 0 0
GENENTECH INC 368710406 1234 22675 SH DEFINED 21275 800 600
GENERAL DYNAMICS CORP 369550108 36 350 SH SOLE 350 0 0
GENERAL ELEC CO COM 369604103 9324 255462 SH SOLE 252512 0 2950
GENERAL ELEC CO COM 369604103 9920 271786 SH DEFINED 250548 18238 3000
GENERAL MILLS, INC 370334104 49 1000 SH DEFINED 1000 0 0
GENERAL MTRS CORP COM 370442105 238 5962 SH SOLE 5962 0 0
GENERAL MTRS CORP COM 370442105 252 6292 SH DEFINED 4902 1390 0
GENERAL MOTORS CORP CONV PFD SER C 370442717 5 200 SH DEFINED 200 0 0
GENERAL MOTORS CORP CONV PFD SER B 370442733 4 200 SH DEFINED 200 0 0
GENVEC INC 37246C109 0 500 SH DEFINED 500 0 0
GEORGIA PAC CORP COM 373298108 67 1793 SH DEFINED 1793 0 0
GILEAD SCIENCES INC 375558103 8 250 SH SOLE 250 0 0
GILLETTE COMPANY 375766102 153 3438 SH SOLE 3438 0 0
GILLETTE COMPANY 375766102 152 3412 SH DEFINED 3412 0 0
GLAMIS GOLD LTD COMMON 376775102 34 2000 SH DEFINED 0 2000 0
GLAXO SMITHKLINE PLC SPONSORED ADR 37733W105 289 6107 SH SOLE 6107 0 0
GLAXO SMITHKLINE PLC SPONSORED ADR 37733W105 199 4212 SH DEFINED 4212 0 0
GOLDCORP INC 380956409 30 2000 SH DEFINED 0 2000 0
GOLDEN STAR RESOURCES LTD 38119T104 12 3000 SH DEFINED 0 3000 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GOLDMAN SACHS GROUP 38141G104 114 1100 SH SOLE 1100 0 0
GOLDMAN SACHS GROUP 38141G104 209 2010 SH DEFINED 2010 0 0
GOODYEAR TIRE & RUBBER CO. 382550101 2 200 SH DEFINED 200 0 0
GREAT PLAINS ENERGY INC 391164100 6 200 SH SOLE 200 0 0
GUIDANT CORP COM 401698105 101 1408 SH SOLE 1408 0 0
HRPT PPTYS TR COMM SH BEN INT 40426W101 102 8000 SH DEFINED 8000 0 0
HSBC HOLDINGS ADR 404280406 16 198 SH SOLE 198 0 0
HSBC HOLDINGS ADR 404280406 76 898 SH DEFINED 802 96 0
HAIN CELESTIAL GROUP INC 405217100 13 650 SH DEFINED 650 0 0
HALLIBURTON CO COM 406216101 8 204 SH SOLE 204 0 0
HALLIBURTON CO COM 406216101 287 7332 SH DEFINED 7332 0 0
JOHN HANCOCK INCOME SECURITIES TRUST 410123103 4 267 SH DEFINED 267 0 0
HANCOCK JOHN PATRIOT PREMIUM DIVIDEND FUND II 41013T105 12 1100 SH DEFINED 1100 0 0
HARLEY DAVIDSON 412822108 846 13930 SH SOLE 13930 0 0
HARLEY DAVIDSON 412822108 309 5100 SH DEFINED 5100 0 0
HARRIS CORP 413875105 24 400 SH SOLE 400 0 0
HARRIS CORP 413875105 24 400 SH DEFINED 400 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 76 1100 SH SOLE 1100 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 77 1112 SH DEFINED 1112 0 0
HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 29 1000 SH SOLE 1000 0 0
HAWKINS INC 420261109 30 2600 SH SOLE 2600 0 0
H.J. HEINZ COMPANY 423074103 29 760 SH DEFINED 760 0 0
HERSHEY FOODS CORP COM 427866108 81 1470 SH SOLE 1470 0 0
HERSHEY FOODS CORP COM 427866108 377 6800 SH DEFINED 4600 1000 1200
HEWLETT PACKARD CO COM 428236103 18 896 SH SOLE 896 0 0
HEWLETT PACKARD CO COM 428236103 132 6332 SH DEFINED 3132 2000 1200
HOME DEPOT, INC 437076102 2906 68019 SH SOLE 65319 0 2700
HOME DEPOT, INC 437076102 2812 65829 SH DEFINED 62642 2037 1150
HONEYWELL INTERNATIONAL INC COM 438516106 96 2729 SH SOLE 2729 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 193 5458 SH DEFINED 5458 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 200 4365 SH SOLE 4365 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 135 2950 SH DEFINED 2450 500 0
HOSPIRA INC 441060100 4 149 SH SOLE 149 0 0
HOSPIRA INC 441060100 40 1208 SH DEFINED 1208 0 0
HUDSON CITY BANCORP 443683107 184 5000 SH SOLE 5000 0 0
HUDSON CITY BANCORP 443683107 92 2500 SH DEFINED 2500 0 0
HUDSON UNITED BANCORP 444165104 98 2500 SH DEFINED 2500 0 0
IMS HEALTH INCORPORATED 449934108 61 2632 SH DEFINED 2632 0 0
ITT INDUSTRIES INC COM 450911102 46 550 SH SOLE 550 0 0
ITT INDUSTRIES INC COM 450911102 46 556 SH DEFINED 556 0 0
ICON PUB LTD CO 45103T107 38 1000 SH DEFINED 1000 0 0
IDACORP INC COM 451107106 9 300 SH SOLE 300 0 0
IDACORP INC COM 451107106 124 4066 SH DEFINED 4066 0 0
ILLINOIS TOOL WORKS INC COM 452308109 33 361 SH DEFINED 361 0 0
IMATION CORP COM 45245A107 4 126 SH DEFINED 126 0 0
IMAGISTICS INTERNATIONAL IN C 45247T104 1 42 SH DEFINED 42 0 0
INDYMAC BANCORP INC 456607100 34 1000 SH DEFINED 1000 0 0
INTEL CORP COM 458140100 2021 86471 SH SOLE 84621 0 1850
INTEL CORP COM 458140100 1648 70510 SH DEFINED 66510 4000 0
INTERMEDIATE MUNICIPAL FUND INC 45880P104 18 2000 DEFINED 2000 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INTL BUSINESS MACHINE CORP COMMON 459200101 3191 32377 SH SOLE 31177 0 1200
INTL BUSINESS MACHINE CORP COMMON 459200101 5263 53394 SH DEFINED 50022 1772 1600
INTL PAPER CO COM 460146103 152 3626 SH DEFINED 3626 0 0
INTERNET HOLDERS TRUST 46059W102 7 100 SH SOLE 100 0 0
INTEVAC INC 461148108 24 3300 SH DEFINED 0 3300 0
INTUIT 461202103 26 600 SH DEFINED 100 500 0
INVITROGEN CORP 46185R100 45 683 SH DEFINED 683 0 0
I SHARES MSCI PAC EX-JAPAN 464286665 50 560 SH SOLE 560 0 0
I SHARES INC MSCI JAPAN INDEX FUND 464286848 51 4700 SH SOLE 4700 0 0
ISHARES TR S&P 500 INDEX FUND 464287200 32 269 SH SOLE 269 0 0
ISHARES TR S&P 500 INDEX FUND 464287200 12 100 SH DEFINED 100 0 0
I SHARES EAFE INDEX FUND 464287465 53 335 SH SOLE 335 0 0
I SHARES TR S&P MIDCAP 400 INDEX FD 464287507 30 230 SH SOLE 65 0 165
I SHARES TR S&P MIDCAP 400 INDEX FD 464287507 22 170 SH DEFINED 170 0 0
ISHARES TR COHEN & STEERS REALTY MAJORS INDEX FD464287564 12 94 SH SOLE 94 0 0
I SHARES RUSSELL 1000 VALUE 464287598 8 125 SH SOLE 125 0 0
I SHARES TR S&P MIDCAP 400 BARRA GRWTH INDEX FD464287606 10 80 SH SOLE 80 0 0
I SHARES RUSSELL 1000 GROWTH 464287614 8 180 SH SOLE 180 0 0
ISHARES TR RUSSELL 2000 INDEX FUND 464287655 53 415 SH SOLE 415 0 0
I SHARES TR DOW JONES US INDL SECTOR INDEX FD464287754 36 645 SH SOLE 245 0 400
I SHARES TR DOW JONES US INDL SECTOR INDEX FD464287754 13 235 SH DEFINED 235 0 0
I SHARES TR S&P SMALLCAP 600BARRA GRWTH INDEX FD464287887 11 110 SH SOLE 110 0 0
IVAX CORP 465823102 3 250 SH DEFINED 250 0 0
JDS UNIPHASE CORPORATION 46612J101 0 24 SH SOLE 24 0 0
J P MORGAN CHASE & CO 46625H100 863 22144 SH SOLE 22144 0 0
J P MORGAN CHASE & CO 46625H100 1978 50720 SH DEFINED 48695 2025 0
JABIL CIRCUIT INC 466313103 3 150 SH SOLE 150 0 0
JABIL CIRCUIT INC 466313103 6 250 SH DEFINED 250 0 0
JEFFERSON PILOT CORPORATION 475070108 44 859 SH SOLE 859 0 0
JEFFERSON PILOT CORPORATION 475070108 44 859 SH DEFINED 859 0 0
JETBLUE AIRWAYS 477143101 6 300 SH DEFINED 300 0 0
JOHNSON & JOHNSON COM 478160104 5058 79755 SH SOLE 78455 0 1300
JOHNSON & JOHNSON COM 478160104 8557 134928 SH DEFINED 126778 6125 2025
JOHNSON CTLS INC COM 478366107 38 600 SH SOLE 600 0 0
JOHNSON CTLS INC COM 478366107 228 3600 SH DEFINED 3600 0 0
JUNIPER NETWORKS 48203R104 2 100 SH SOLE 100 0 0
KADANT INC 48282T104 1 69 SH DEFINED 69 0 0
KANBAY INTERNATIONAL, INC 48369P207 5695 182034 SH DEFINED 182034 0 0
KANEB PIPE LINE PARTNERS LP 484169107 37 622 SH SOLE 622 0 0
KANEB PIPE LINE PARTNERS LP 484169107 374 6150 SH DEFINED 6150 0 0
KEMET CORP 488360108 8 1000 SH DEFINED 1000 0 0
KERR MCGEE CORP 492386107 1 18 SH DEFINED 18 0 0
KEYCORP 493267108 10 300 SH DEFINED 300 0 0
KEYSPAN CORP COM 49337W100 52 1341 SH DEFINED 1341 0 0
KIMBERLY-CLARK CORPORATION 494368103 258 3924 SH SOLE 3924 0 0
KIMBERLY-CLARK CORPORATION 494368103 223 3400 SH DEFINED 3400 0 0
KIMCO REALTY CORPORATION 49446R109 497 8575 SH SOLE 8575 0 0
KIMCO REALTY CORPORATION 49446R109 611 10550 SH DEFINED 8300 2250 0
KINDER MORGAN ENERGY PARTNERS L P 494550106 77 1750 SH SOLE 1750 0 0
KINDER MORGAN ENERGY PARTNERS L P 494550106 234 5300 SH DEFINED 5300 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
KINROSS GOLD CORP COM NO PAR 496902404 9 1333 SH DEFINED 0 1333 0
KNIGHT-RIDDER INC 499040103 567 8475 SH SOLE 7325 0 1150
KNIGHT-RIDDER INC 499040103 687 10275 SH DEFINED 8250 1150 875
KONINKLIJKE PHILIPS ELECTRS N V SP ADR 500472303 7 291 SH DEFINED 291 0 0
KRAFT FOODS INC 50075N104 35 1000 SH DEFINED 1000 0 0
KRAMONT REALTY TRUST COM 50075Q107 18 800 SH DEFINED 800 0 0
KRISPY KREME DOUGHNUTS 501014104 3 300 SH DEFINED 300 0 0
KROGER COMPANY COM 501044101 7 400 SH DEFINED 400 0 0
LT X CORP 502392103 0 100 SH DEFINED 100 0 0
L-3 COMMUNICATIONS HLDGS INC 502424104 1587 21674 SH SOLE 21574 0 100
L-3 COMMUNICATIONS HLDGS INC 502424104 1746 23850 SH DEFINED 21180 1645 1025
LEAP FROG 52186N106 31 2300 SH DEFINED 2300 0 0
LEHMAN BROTHERS HOLDINGS INC 524908100 20 232 SH SOLE 232 0 0
LENNAR CORP 526057104 113 2000 SH DEFINED 2000 0 0
LENNAR CORPORATION CLASS B COMMON 526057302 10 200 SH DEFINED 200 0 0
LILLY ELI & CO COM 532457108 59 1047 SH SOLE 1047 0 0
LILLY ELI & CO COM 532457108 470 8296 SH DEFINED 7896 0 400
LINCOLN NATIONAL CORP 534187109 74 1600 SH SOLE 1600 0 0
LIONBRIDGE TECHNOLOGIES INC 536252109 5 800 SH DEFINED 800 0 0
LOCKHEED MARTIN CORP 539830109 372 6700 SH SOLE 6700 0 0
LOCKHEED MARTIN CORP 539830109 11 200 SH DEFINED 200 0 0
LOWES COMPANIES INC 548661107 1080 18769 SH SOLE 18769 0 0
LOWES COMPANIES INC 548661107 538 9350 SH DEFINED 8850 500 0
LUBRIZOL CORP COM 549271104 73 2000 SH DEFINED 2000 0 0
LUCENT TECHNOLOGY INC 549463107 35 9367 SH SOLE 9367 0 0
LUCENT TECHNOLOGY INC 549463107 89 23858 SH DEFINED 23058 800 0
MBIA, INC 55262C100 1889 29860 SH SOLE 29460 0 400
MBIA, INC 55262C100 1592 25175 SH DEFINED 22675 1100 1400
MBNA CORPORATION 55262L100 11 423 SH SOLE 423 0 0
MBNA CORPORATION 55262L100 88 3150 SH DEFINED 1150 0 2000
MFS CHARTER INCOME TRUST 552727109 47 5350 SH SOLE 5350 0 0
MFS CHARTER INCOME TRUST 552727109 13 1500 SH DEFINED 1500 0 0
MGI PHARMACEUTICALS 552880106 5 200 SH DEFINED 200 0 0
MACK-CALI REALTY CORP 554489104 18 400 SH SOLE 400 0 0
SMITH BARNEY MANAGED MUNICIPALS PORTFOLIO,INC. 561662107 21 2000 DEFINED 2000 0 0
MANULIFE FINANCIAL CORP 56501R106 49 1082 SH DEFINED 1082 0 0
MARATHON OIL CORP 565849106 82 2200 SH DEFINED 2200 0 0
MARSHALL & ILSLEY CORP 571834100 447 10115 SH SOLE 9415 0 700
MARSHALL & ILSLEY CORP 571834100 406 9200 SH DEFINED 8800 0 400
MARRIOTT INTERNATIONAL-A 571903202 62 1000 SH DEFINED 1000 0 0
MASSMUTUAL PARTN INVS SH BEN INT 576299101 69 5200 SH SOLE 5200 0 0
MATTEL INC COM 577081102 3 200 SH SOLE 200 0 0
MAYTAG CORPORATION 578592107 10 500 SH SOLE 500 0 0
MAYTAG CORPORATION 578592107 8 425 SH DEFINED 425 0 0
MCCLATCHY COMPANY 579489105 86 1200 SH SOLE 1200 0 0
MCCLATCHY COMPANY 579489105 247 3450 SH DEFINED 3450 0 0
MCCORMICK & CO INC COMMON NON-VOTING 579780206 1242 32210 SH SOLE 32110 0 100
MCCORMICK & CO INC COMMON NON-VOTING 579780206 1665 43155 SH DEFINED 41675 880 600
MCDONALDS CORP COM 580135101 102 3200 SH DEFINED 2200 1000 0
MCGRAW HILL COMPANIES INC 580645109 17 195 SH SOLE 195 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MCGRAW HILL COMPANIES INC 580645109 153 1680 SH DEFINED 1680 0 0
MCKESSON CORPORATION 58155Q103 4 148 SH DEFINED 148 0 0
MEADWESTVACO CORP 583334107 107 3180 SH DEFINED 2000 1180 0
MEDAREX INC 583916101 4 400 SH DEFINED 400 0 0
MEDCO HEALTH SOLUTIONS 58405U102 0 23 SH SOLE 23 0 0
MEDCO HEALTH SOLUTIONS 58405U102 73 1774 SH DEFINED 1750 24 0
MEDTRONIC INC 585055106 33 675 SH SOLE 675 0 0
MEDTRONIC INC 585055106 190 3840 SH DEFINED 3240 600 0
MELLON FINANCIAL CORP COM 58551A108 31 1000 SH DEFINED 1000 0 0
MERCANTILE BANKSHARES CORP COM 587405101 20 400 SH DEFINED 400 0 0
MERCK & CO INC COM 589331107 333 10390 SH SOLE 10390 0 0
MERCK & CO INC COM 589331107 1225 38144 SH DEFINED 36644 1200 300
MERCURY INTERACTIVE CORP 589405109 13 300 SH DEFINED 300 0 0
MERRILL LYNCH & CO INC 590188108 155 2600 SH DEFINED 2600 0 0
METLIFE INC 59156R108 121 3000 SH DEFINED 3000 0 0
MICROSOFT CORP 594918104 1825 68330 SH SOLE 68330 0 0
MICROSOFT CORP 594918104 1848 69200 SH DEFINED 62800 4450 1950
S&P DEPOSITORY RECEIPT MIDCAP TR UNIT 595635103 13 110 SH SOLE 110 0 0
S&P DEPOSITORY RECEIPT MIDCAP TR UNIT 595635103 26 220 SH DEFINED 220 0 0
MIDDLESEX WATER CO COM 596680108 75 4000 SH DEFINED 4000 0 0
MILLENNIUM PHARMACEUTICALS 599902103 9 800 SH DEFINED 800 0 0
MIPS TECHNOLOGIES INC CLASS A 604567107 0 27 SH DEFINED 27 0 0
MONSANTO CO NEW 61166W101 37 676 SH SOLE 676 0 0
MONSANTO CO NEW 61166W101 20 378 SH DEFINED 378 0 0
MOODYS CORP 615369105 52 600 SH SOLE 600 0 0
MORGAN STANLEY COMPANY 617446448 106 1925 SH SOLE 1925 0 0
MORGAN STANLEY COMPANY 617446448 290 5234 SH DEFINED 5234 0 0
MOTOROLA,INC 620076109 5 300 SH SOLE 300 0 0
MOTOROLA,INC 620076109 198 11550 SH DEFINED 8850 300 2400
MUNIHOLDING NY INSD FUND INC 625931100 17 1253 DEFINED 1253 0 0
MUNIHOLDINGS NEW JERSEY INS D FUND INC 625936109 108 7200 DEFINED 7200 0 0
MURPHY OIL CORPORATION 626717102 160 2000 SH DEFINED 2000 0 0
MYLAN LABORATORIES INC 628530107 26 1500 SH DEFINED 1500 0 0
NCR CORP NEW 62886E108 6 94 SH SOLE 94 0 0
NCR CORP NEW 62886E108 10 145 SH DEFINED 145 0 0
NASDAQ 100 TRUST UNIT SER 1 631100104 27 700 SH DEFINED 700 0 0
NASTECH PHARMACETICAL 631728409 30 2500 SH DEFINED 2500 0 0
NATIONAL CITY CORP 635405103 37 1000 SH SOLE 1000 0 0
NATIONAL CITY CORP 635405103 45 1200 SH DEFINED 0 1200 0
NATIONAL FUEL GAS CO N J COM 636180101 84 2992 SH DEFINED 2992 0 0
NATIONWIDE FINANCIAL SERVIC ES CLASS A 638612101 4 112 SH DEFINED 112 0 0
NAUTILUS GROUP INC 63910B102 24 1000 SH DEFINED 1000 0 0
NEENAH PAPER INC 640079109 3 117 SH SOLE 117 0 0
NEENAH PAPER INC 640079109 3 101 SH DEFINED 101 0 0
NEORX CORPORATION 640520300 0 50 SH DEFINED 50 0 0
NETWORK APPLIANCE INC 64120L104 11 350 SH SOLE 350 0 0
NEUROGEN CORP 64124E106 9 1000 SH DEFINED 1000 0 0
NEVADA GOLD & CASINOS 64126Q206 48 4000 SH SOLE 4000 0 0
NEW JERSEY RESOURCES CORPORATION 646025106 65 1500 SH SOLE 1500 0 0
NEW PLAN EXCEL RLTY TR INC COM 648053106 10 400 SH SOLE 400 0 0
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NEW PLAN EXCEL RLTY TR INC COM 648053106 29 1100 SH DEFINED 0 1100 0
NEWMONT MINING CORP 651639106 177 4000 SH DEFINED 1200 2100 700
NEWS CORP CLASS A 65248E104 0 32 SH SOLE 32 0 0
NEWS CORP CLASS A 65248E104 6 334 SH DEFINED 332 2 0
NEWS CORP CLASS B 65248E203 5 300 SH SOLE 300 0 0
NEWS CORP CLASS B 65248E203 11 600 SH DEFINED 600 0 0
NEWTEK BUSINESS SERVICES INCCOM 652526104 8 2000 SH DEFINED 2000 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 9 300 SH SOLE 300 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 30 1020 SH DEFINED 1020 0 0
NISOURCE INC COM 65473P105 11 517 SH SOLE 517 0 0
NISOURCE INC COM 65473P105 91 4000 SH DEFINED 4000 0 0
NOBEL LEARNING COMMUNITIES INC 654889104 30 4000 SH DEFINED 4000 0 0
NOKIA CORPORATION ADR 654902204 215 13727 SH SOLE 13727 0 0
NOKIA CORPORATION ADR 654902204 54 3450 SH DEFINED 2850 0 600
NORAM ENERGY CORP SUB DEB CONV 6% 3/15/12 655419AC3 25 25000 PRN DEFINED 25000 0 0
NORDSON CORP 655663102 12 300 SH DEFINED 300 0 0
NORFOLK SOUTHERN CORP COM 655844108 244 6755 SH SOLE 6755 0 0
NORFOLK SOUTHERN CORP COM 655844108 183 5060 SH DEFINED 4700 360 0
NORTEL NETWORKS CORP NEW 656568102 10 3000 SH DEFINED 3000 0 0
NORTH EUROPEAN OIL ROYALTY TRUST BEN. INTEREST 659310106 18 800 SH SOLE 800 0 0
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 71 1475 SH SOLE 1475 0 0
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 342 7100 SH DEFINED 7100 0 0
NORTHERN TRUST CORP 665859104 9 200 SH SOLE 200 0 0
NORTHROP GRUMMAN CORP 666807102 47 880 SH SOLE 880 0 0
NORTHROP GRUMMAN CORP 666807102 95 1758 SH DEFINED 1758 0 0
NOVARTIS AG ADRS 66987V109 17 355 SH SOLE 355 0 0
NU HORIZON ELECTRONICS CORP 669908105 7 1000 SH DEFINED 1000 0 0
NUCOR CORP 670346105 10 200 SH SOLE 200 0 0
NUVEEN PERFORMANCE PLUS MUNICIPAL FUND 67062P108 21 1500 SOLE 1500 0 0
NUVEEN MUNICIPAL MARKET OPPORTUNITY FD COM 67062W103 42 3000 DEFINED 3000 0 0
NUVEEN NEW JERSEY DIVIDEND ADVANTAGE MUN FD 67069Y102 38 2518 DEFINED 2518 0 0
NUVEEN REAL ESTATE INCOME FUND 67071B108 6 300 SH SOLE 300 0 0
OGE ENERGY CO. 670837103 53 2000 SH SOLE 2000 0 0
OGE ENERGY CO. 670837103 10 400 SH DEFINED 400 0 0
NUVEEN NJ INVT QUALITY MUN FUND COM670971100 132 8658 SOLE 8658 0 0
NUVEEN NJ INVT QUALITY MUN FUND COM670971100 106 6974 DEFINED 6974 0 0
NUVEEN INSD MUNICIPAL OPPORTUNITY FUND INC 670984103 64 4070 SOLE 4070 0 0
NUVEEN INSD MUNICIPAL OPPORTUNITY FUND INC 670984103 50 3200 DEFINED 3200 0 0
NUVEEN PREMIER INSURED MUNICIPAL INCOME FUND 670987106 24 1650 DEFINED 1650 0 0
NUVEEN NJ PREMIUM INCOME 67101N106 23 1493 SOLE 1493 0 0
OSI PHARMACEUTICALS INC. COM 671040103 4 64 SH DEFINED 64 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 33 570 SH SOLE 570 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 29 500 SH DEFINED 500 0 0
OFFICEMAX INC DEL 67622P101 13 437 SH DEFINED 437 0 0
OLIN CORPORATION 680665205 7 350 SH DEFINED 350 0 0
ONEOK INC NEW COM 682680103 113 4000 SH DEFINED 4000 0 0
ORACLE CORPORATION 68389X105 160 11667 SH SOLE 10417 0 1250
ORACLE CORPORATION 68389X105 218 15900 SH DEFINED 12300 0 3600
PG&E CORP COM 69331C108 13 400 SH DEFINED 400 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PNC FINANCIAL SERVICES GROUP COM 693475105 106 1850 SH SOLE 1850 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 376 6561 SH DEFINED 6561 0 0
PPG INDS INC COM 693506107 1205 17695 SH SOLE 17695 0 0
PPG INDS INC COM 693506107 1008 14800 SH DEFINED 13325 800 675
PPL CORP 69351T106 10 200 SH SOLE 200 0 0
PPL CORP 69351T106 31 600 SH DEFINED 400 200 0
PSB BANCORP INC 693604100 7 539 SH SOLE 539 0 0
PACCAR INC COM 693718108 99 1237 SH DEFINED 1237 0 0
PACIFIC ENERGY PARTNERS LP 69422R105 186 6450 SH DEFINED 6450 0 0
PALMONE INC 69713P107 0 18 SH SOLE 18 0 0
PARAGON TECHNOLOGIES INC 69912T108 9 1000 SH DEFINED 1000 0 0
PAYCHEX INC COM 704326107 102 3000 SH DEFINED 3000 0 0
PEABODY ENERGY CORP 704549104 1677 20730 SH SOLE 20730 0 0
PEABODY ENERGY CORP 704549104 1195 14775 SH DEFINED 13575 700 500
PEAPACK-GLADSTONE FINANCIAL CORPORATION 704699107 10832 343447 SH SOLE 341247 0 2200
PEAPACK-GLADSTONE FINANCIAL CORPORATION 704699107 22271 706138 SH DEFINED 621982 83502 654
PENGROWTH ENERGY TRUST CLASS A 706902301 20 1000 SH SOLE 1000 0 0
PENN VA RESOURCE PARTNERS LP 707884102 31 600 SH SOLE 600 0 0
PENN VA RESOURCE PARTNERS LP 707884102 434 8350 SH DEFINED 8350 0 0
J.C.PENNEY CO.,INC. 708160106 211 5100 SH DEFINED 5000 100 0
PENTAIR INC 709631105 86 1980 SH SOLE 1980 0 0
PEOPLES ENERGY CORPORATION 711030106 52 1200 SH DEFINED 1200 0 0
PEPCO HOLDINGS INC COM 713291102 83 3923 SH DEFINED 3923 0 0
PEPSICO INC COM 713448108 2038 39047 SH SOLE 38022 0 1025
PEPSICO INC COM 713448108 1301 24936 SH DEFINED 23711 725 500
PEREGRINE PHARMACEUTICALS INC 713661106 0 100 SH DEFINED 100 0 0
PERKINELMER INC COM 714046109 104 4628 SH DEFINED 4628 0 0
PETROCHINA ADR 71646E100 8 150 SH DEFINED 150 0 0
PETROLEUM & RESOURCES CORPORATION 716549100 12 500 SH DEFINED 500 0 0
PFIZER INC COM 717081103 2846 105887 SH SOLE 104137 0 1750
PFIZER INC COM 717081103 2507 93291 SH DEFINED 86701 5040 1550
THE PHOENIX COMPANIES,INC. 71902E109 56 4553 SH SOLE 1124 0 3429
PIMCO MUNICIPAL INCOME FUND II 72200W106 57 4000 DEFINED 0 4000 0
PIMCO STRATEGIC GLOBAL GOVERNMENT FUND COMMON 72200X104 37 3098 SH DEFINED 3098 0 0
PIPER JAFFRAY COMPANIES 724078100 0 6 SH SOLE 6 0 0
PITNEY BOWES INC COM 724479100 253 5482 SH DEFINED 5482 0 0
PLACER DOME INC COM 725906101 52 2800 SH SOLE 2800 0 0
PLACER DOME INC COM 725906101 24 1300 SH DEFINED 0 1300 0
PLAINS EXPLORATION & PRODUCTION CORP 726505100 20 780 SH DEFINED 780 0 0
PLUM CREEK TIMBER CO INC COM 729251108 37 975 SH DEFINED 975 0 0
PREFERRED INCOME STRATEGIES FUND 74038E100 8 400 SH SOLE 400 0 0
PRIMEWEST ENERGY TRUST 741930309 22 1000 SH SOLE 1000 0 0
PROCTER & GAMBLE CO COM 742718109 4508 81859 SH SOLE 80859 0 1000
PROCTER & GAMBLE CO COM 742718109 3797 68949 SH DEFINED 62929 4020 2000
PROGRESS ENERGY INC COM 743263105 9 200 SH SOLE 200 0 0
PROLOGIS TRUST 743410102 2017 46565 SH SOLE 46565 0 0
PROLOGIS TRUST 743410102 1860 42945 SH DEFINED 39800 3145 0
PROTECTIVE LIFE CORP 743674103 25 596 SH SOLE 596 0 0
PROVIDENT ENERGY TR UNIT 74386K104 79 8400 SH DEFINED 0 8400 0
PRUDENTIAL FINANCIAL INC 744320102 120 2199 SH SOLE 1461 0 738
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PRUDENTIAL FINANCIAL INC 744320102 20 369 SH DEFINED 0 369 0
PUBLIC SERVICE ENTERPRISE GROUP, INC. 744573106 987 19078 SH SOLE 19078 0 0
PUBLIC SERVICE ENTERPRISE GROUP, INC. 744573106 1532 29610 SH DEFINED 27466 2144 0
PUGET ENERGY INC NEW 745310102 6 258 SH SOLE 258 0 0
PUTNAM HIGH YIELD MUNICIPAL TRUST 746781103 33 5000 SH DEFINED 5000 0 0
QLOGIC CORP 747277101 7 200 SH SOLE 200 0 0
QLOGIC CORP 747277101 18 500 SH DEFINED 500 0 0
QUALCOMM INC 747525103 112 2650 SH SOLE 2650 0 0
QUALCOMM INC 747525103 114 2700 SH DEFINED 2700 0 0
QUEST DIAGNOSTICS INC COM 74834L100 2440 25542 SH SOLE 24965 0 577
QUEST DIAGNOSTICS INC COM 74834L100 1753 18355 SH DEFINED 17130 225 1000
QUESTAR CORP 748356102 35 700 SH DEFINED 700 0 0
QUIXOTE CORP 749056107 20 1000 SH DEFINED 1000 0 0
QWEST COMMUNICATIONS INT'L 749121109 1 345 SH SOLE 345 0 0
QWEST COMMUNICATIONS INT'L 749121109 7 1786 SH DEFINED 1786 0 0
RAINING DATA CORP 75087R108 15 4900 SH DEFINED 4900 0 0
RAMTRON INTL CORP COM NEW 751907304 1 282 SH DEFINED 282 0 0
RANGE RES CORP 75281A109 6 300 SH DEFINED 300 0 0
RAYONIER INC COM 754907103 18 377 SH SOLE 377 0 0
RAYTHEON CO 755111507 38 1000 SH SOLE 1000 0 0
RAYTHEON CO 755111507 209 5400 SH DEFINED 5400 0 0
RED HAT INC COM 756577102 0 30 SH DEFINED 30 0 0
ROCKWELL AUTOMATION INC 773903109 70 1417 SH SOLE 1417 0 0
ROCKWELL AUTOMATION INC 773903109 27 550 SH DEFINED 0 550 0
ROCKWELL COLLINS INC 774341101 14 367 SH SOLE 367 0 0
ROGERS COMMUNICATION INC. CL.B NON VOTING 775109200 182 7000 SH SOLE 7000 0 0
ROPER INDUSTRIES INC 776696106 18 300 SH DEFINED 0 300 0
ROYAL BANK OF SCOTLAND GROUP PLC SER D 780097606 31 1200 SH DEFINED 1200 0 0
ROYAL BK SCOTLD GROUP PLC SPONS'D ADR SER L PFD 780097788 88 3600 SH SOLE 3600 0 0
ROYAL BK SCOTLD GROUP PLC SPONS'D ADR SER L PFD 780097788 98 4000 SH DEFINED 4000 0 0
ROYAL DUTCH PETE CO SH PAR N GLDR 780257804 28 500 SH SOLE 500 0 0
ROYAL DUTCH PETE CO SH PAR N GLDR 780257804 967 16856 SH DEFINED 16856 0 0
RUBY TUESDAY INC. 781182100 17 656 SH DEFINED 656 0 0
SBC COMMUNICATIONS INC 78387G103 536 20813 SH SOLE 20813 0 0
SBC COMMUNICATIONS INC 78387G103 932 36205 SH DEFINED 34205 0 2000
SLM CORP 78442P106 473 8875 SH SOLE 8875 0 0
SLM CORP 78442P106 160 3000 SH DEFINED 3000 0 0
STANDARD & POORS DEPOSITORY RECEIPTS 78462F103 129 1075 SH SOLE 775 0 300
STANDARD & POORS DEPOSITORY RECEIPTS 78462F103 122 1015 SH DEFINED 1015 0 0
SABINE ROYALTY TRUST UNIT 785688102 71 2000 SH DEFINED 2000 0 0
SAFEGUARD SCIENTIFIC INC.COM 786449108 4 2000 SH DEFINED 2000 0 0
SAFEWAY INC 786514208 3 200 SH DEFINED 200 0 0
THE ST. PAUL TRAVELERS COMPANIES INC. 792860108 11 297 SH SOLE 297 0 0
THE ST. PAUL TRAVELERS COMPANIES INC. 792860108 124 3349 SH DEFINED 3339 10 0
THE SALOMON BROTHERS FUND INC 795477108 15 1175 SH DEFINED 1175 0 0
SARA LEE CORP COM 803111103 267 11100 SH SOLE 11100 0 0
SARA LEE CORP COM 803111103 24 1000 SH DEFINED 1000 0 0
SCANA CORP NEW 80589M102 141 3600 SH DEFINED 3600 0 0
HENRY SCHEIN, INC COM 806407102 20 300 SH DEFINED 300 0 0
SCHERING PLOUGH CORP COM 806605101 84 4031 SH SOLE 4031 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SCHERING PLOUGH CORP COM 806605101 92 4432 SH DEFINED 4432 0 0
SCHLUMBERGER LTD COM 806857108 304 4553 SH SOLE 4053 0 500
SCHLUMBERGER LTD COM 806857108 514 7678 SH DEFINED 7678 0 0
SCHOLASTIC CORPORATION 807066105 25 700 SH DEFINED 0 700 0
SEA CONTAINERS LTD CLASS A COMMON 811371707 1 100 SH DEFINED 100 0 0
SEALED AIR CORP NEW COM 81211K100 681 12800 SH SOLE 12800 0 0
SEALED AIR CORP NEW COM 81211K100 364 6844 SH DEFINED 6694 150 0
SECTOR SPDR TR TECHNOLOGY 81369Y803 29 1400 SH SOLE 1400 0 0
SELECTIVE INS. GROUP INC. 816300107 464 10500 SH SOLE 10500 0 0
SEMPRA ENERGY COM 816851109 5 150 SH SOLE 150 0 0
SEMPRA ENERGY COM 816851109 95 2600 SH DEFINED 2600 0 0
SHELL TRANSPORT & TRADING CO PLC 822703609 30 600 SH SOLE 600 0 0
SIEMENS AG SPONSORED ADR 826197501 35 425 SH SOLE 425 0 0
SIGMA-ALDRICH CORP 826552101 36 600 SH SOLE 600 0 0
SILICON GRAPHICS INC 827056102 0 200 SH DEFINED 200 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2122 32826 SH SOLE 32326 0 500
SIMON PPTY GROUP INC NEW COM 828806109 2186 33815 SH DEFINED 31505 2310 0
SIRIUS SATELLITE RADIO INC 82966U103 3 500 SH SOLE 500 0 0
SIRIUS SATELLITE RADIO INC 82966U103 21 2850 SH DEFINED 2850 0 0
J. M. SMUCKER CO 832696405 68 1460 SH SOLE 1460 0 0
J. M. SMUCKER CO 832696405 87 1850 SH DEFINED 1850 0 0
SONIC CORP 835451105 45 1500 SH SOLE 1500 0 0
SONIC CORP 835451105 57 1875 SH DEFINED 1875 0 0
SONY CORP ADR AMERN SH NEW EA REPR 1 JAPANESE 835699307 23 600 SH DEFINED 600 0 0
SOUTH JERSEY INDUSTRIES,INC 838518108 8 171 SH DEFINED 171 0 0
SOUTHERN CO COM 842587107 160 4777 SH SOLE 4777 0 0
SOUTHERN CO COM 842587107 450 13436 SH DEFINED 11725 1711 0
SOUTHWEST AIRLS CO COM 844741108 4 300 SH SOLE 300 0 0
SOVEREIGN BANCORP INC 845905108 67 3000 SH SOLE 3000 0 0
SOVEREIGN BANCORP INC 845905108 45 2000 SH DEFINED 500 1500 0
SPRINT CORPORATION 852061100 7 316 SH SOLE 316 0 0
SPRINT CORPORATION 852061100 39 1595 SH DEFINED 1595 0 0
STAPLES INC 855030102 55 1635 SH SOLE 1635 0 0
STAPLES INC 855030102 33 1000 SH DEFINED 0 1000 0
STARBUCKS CORPORATION 855244109 686 11005 SH SOLE 11005 0 0
STARBUCKS CORPORATION 855244109 844 13550 SH DEFINED 13400 150 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 29 501 SH SOLE 501 0 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 50 857 SH DEFINED 857 0 0
STRATTEC SECURITY CORPORATION 863111100 1 20 SH SOLE 20 0 0
STREETTRACKS GOLD TR 863307104 21 500 SH DEFINED 500 0 0
STRYKER CORP 863667101 9 200 SH SOLE 200 0 0
STRYKER CORP 863667101 104 2160 SH DEFINED 2160 0 0
SUBURBAN PROPANE PARTNERS LP UNIT LTD 864482104 52 1500 SH SOLE 1500 0 0
SUBURBAN PROPANE PARTNERS LP UNIT LTD 864482104 257 7400 SH DEFINED 700 6700 0
SUN MICROSYSTEMS INC COM 866810104 0 100 SH SOLE 100 0 0
SUN MICROSYSTEMS INC COM 866810104 37 7050 SH DEFINED 5450 0 1600
SUNCOR ENERGY INC 867229106 70 2000 SH DEFINED 2000 0 0
SUNOCO INC 86764P109 9 119 SH SOLE 119 0 0
SUNOCO INC 86764P109 270 3309 SH DEFINED 3309 0 0
SUPERGEN INC COM 868059106 296 42000 SH DEFINED 42000 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SYMANTEC 871503108 1728 67110 SH SOLE 66210 0 900
SYMANTEC 871503108 1196 46450 SH DEFINED 42650 2200 1600
SYNGENTA AG 87160A100 3 145 SH SOLE 145 0 0
SYSCO CORPORATION 871829107 65 1725 SH SOLE 1725 0 0
TC PIPELINES LTD 87233Q108 18 500 SH SOLE 500 0 0
TECO ENERGY INC COM 872375100 120 7850 SH SOLE 7850 0 0
TECO ENERGY INC COM 872375100 100 6550 SH DEFINED 6550 0 0
TEPPCO PARTNERS LP 872384102 98 2500 SH DEFINED 2500 0 0
TJX COMPANIES 872540109 50 2000 SH DEFINED 2000 0 0
TXU CORP 873168108 83 1300 SH DEFINED 1300 0 0
TALISMAN ENERGY INC 87425E103 732 27180 SH SOLE 27180 0 0
TALISMAN ENERGY INC 87425E103 429 15925 SH DEFINED 14975 950 0
TARGET CORPORATION 87612E106 1366 26320 SH SOLE 25770 0 550
TARGET CORPORATION 87612E106 1747 33655 SH DEFINED 31425 1780 450
TAUBMAN CTRS INC COM 876664103 35 1200 SH DEFINED 1200 0 0
TELEFONOS DE MEXICO SA DE CV ADR 879403780 15 400 SH DEFINED 400 0 0
TELEWEST GLOBAL INC 87956T107 0 42 SH SOLE 42 0 0
TEMPLETON GLOBAL INCOME FUND INC 880198106 3 371 SH SOLE 371 0 0
TERADYNE INC 880770102 59 3500 SH SOLE 3500 0 0
TEVA PHARMACEUTICAL INDS ADR 881624209 1222 40925 SH SOLE 40925 0 0
TEVA PHARMACEUTICAL INDS ADR 881624209 740 24800 SH DEFINED 23550 1250 0
TEXAS INSTRUMENTS 882508104 965 39229 SH SOLE 39129 0 100
TEXAS INSTRUMENTS 882508104 1354 55030 SH DEFINED 51780 1750 1500
TEXTRON INC 883203101 14 200 SH DEFINED 200 0 0
THERMO ELECTRON CORP COM 883556102 68 2272 SH DEFINED 2272 0 0
THOMAS & BETTS CORPORATION 884315102 12 400 SH DEFINED 400 0 0
THORNBURG MORTGAGE INC 885218107 28 1000 SH SOLE 1000 0 0
3COM CORP COM 885535104 4 1000 SH DEFINED 1000 0 0
3M CO COM 88579Y101 2181 26585 SH SOLE 25962 0 623
3M CO COM 88579Y101 2715 33089 SH DEFINED 31089 900 1100
TIME WARNER INC NEW 887317105 176 9080 SH SOLE 9080 0 0
TIME WARNER INC NEW 887317105 299 15413 SH DEFINED 12113 0 3300
TIMKEN CO 887389104 130 5000 SH DEFINED 5000 0 0
TORO COMPANY 891092108 24 300 SH DEFINED 300 0 0
TRANSCANADA CORP 89353D107 3 152 SH SOLE 152 0 0
TRI-CONTINENTAL CORPORATION 895436103 13 739 SH DEFINED 739 0 0
TRIBUNE CO NEW COM 896047107 51 1227 SH DEFINED 1227 0 0
TRIZEC PROPERTIES INC 89687P107 280 14845 SH SOLE 14845 0 0
TRIZEC PROPERTIES INC 89687P107 346 18350 SH DEFINED 15950 2400 0
TUPPERWARE CORP COM 899896104 2 100 SH DEFINED 100 0 0
TYCO INTL LTD NEW COM 902124106 107 3000 SH SOLE 3000 0 0
TYCO INTL LTD NEW COM 902124106 17 500 SH DEFINED 500 0 0
UGI CORPORATION 902681105 324 7925 SH SOLE 7925 0 0
UGI CORPORATION 902681105 296 7250 SH DEFINED 7250 0 0
UIL HLDG CORP 902748102 32 637 SH DEFINED 637 0 0
UST INC COM 902911106 24 500 SH DEFINED 500 0 0
US BANCORP DEL COM 902973304 19 625 SH SOLE 625 0 0
US BANCORP DEL COM 902973304 21 700 SH DEFINED 0 700 0
UNILIVER NV NY SHARE F NEW 904784709 26 400 SH DEFINED 400 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
UNION PACIFIC CORP COM 907818108 285 4248 SH SOLE 4248 0 0
UNION PACIFIC CORP COM 907818108 466 6933 SH DEFINED 4475 0 2458
UNITED PARCEL SERVICE 911312106 1722 20156 SH SOLE 19506 0 650
UNITED PARCEL SERVICE 911312106 1256 14700 SH DEFINED 13225 675 800
UNITED TECHNOLOGIES CORP COM 913017109 1106 10710 SH SOLE 10710 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1763 17063 SH DEFINED 16538 525 0
UNIVERSAL TECHNICAL 913915104 30 800 SH DEFINED 800 0 0
VALLEY NATIONAL BANCORP. 919794107 111 4032 SH DEFINED 4032 0 0
VANGUARD TOTAL STOCK MARKET VIPERS 922908769 82 700 SH SOLE 700 0 0
VERIZON CORPORATION 92343V104 1103 27244 SH SOLE 27244 0 0
VERIZON CORPORATION 92343V104 2581 63735 SH DEFINED 56398 4351 2986
VERITAS SOFTWARE CORP 923436109 0 10 SH SOLE 10 0 0
VERITAS SOFTWARE CORP 923436109 19 689 SH DEFINED 689 0 0
VIACOM INC. CLASS B COMMON 925524308 3 95 SH SOLE 95 0 0
VIACOM INC. CLASS B COMMON 925524308 11 325 SH DEFINED 325 0 0
VIASYS HEALTHCARE INC 92553Q209 3 165 SH DEFINED 165 0 0
VISTEON CORP 92839U107 1 155 SH DEFINED 155 0 0
VODAFONE GROUP PLC 92857W100 594 21718 SH SOLE 21718 0 0
VODAFONE GROUP PLC 92857W100 801 29286 SH DEFINED 26321 965 2000
VORNADO REALTY TRUST 929042109 784 10300 SH SOLE 10300 0 0
VORNADO REALTY TRUST 929042109 897 11790 SH DEFINED 10790 1000 0
VULCAN MATERIALS COMPANY COM 929160109 109 2000 SH DEFINED 2000 0 0
WGL HOLDINGS INC 92924F106 166 5400 SH DEFINED 4400 0 1000
WACHOVIA CORP 2ND NEW COM 929903102 3767 71648 SH SOLE 71648 0 0
WACHOVIA CORP 2ND NEW COM 929903102 2181 41480 SH DEFINED 35438 6042 0
WAL-MART STORES INC 931142103 571 10818 SH SOLE 10818 0 0
WAL-MART STORES INC 931142103 799 15141 SH DEFINED 15016 125 0
WALGREEN CO 931422109 19 500 SH SOLE 500 0 0
WALGREEN CO 931422109 3 100 SH DEFINED 100 0 0
WASHINGTON MUTUAL INC 939322103 4 100 SH SOLE 100 0 0
WASHINGTON MUTUAL INC 939322103 42 1000 SH DEFINED 1000 0 0
WASHINGTON REAL ESTATE INVT TR SBI 939653101 16 500 SH DEFINED 500 0 0
WASHINGTON TRUST BANCORP INC 940610108 92 3163 SH SOLE 3163 0 0
WASHINGTON TRUST BANCORP INC 940610108 92 3163 SH DEFINED 3163 0 0
WASTE MANAGEMENT INC 94106L109 4 145 SH DEFINED 145 0 0
WELLPOINT COM 94973V107 9 85 SH SOLE 85 0 0
WELLS FARGO & CO NEW COM 949746101 3208 51620 SH SOLE 50820 0 800
WELLS FARGO & CO NEW COM 949746101 2616 42105 SH DEFINED 38010 3185 910
WESTAR ENERGY INC 95709T100 34 1488 SH DEFINED 0 1488 0
WESTERN GAS RESOURCES INC 958259103 58 2000 SH DEFINED 2000 0 0
WEYERHAEUSER CO COM 962166104 24 366 SH SOLE 366 0 0
WEYERHAEUSER CO COM 962166104 134 2000 SH DEFINED 2000 0 0
WHIRLPOOL CORP COM 963320106 20 300 SH DEFINED 0 0 300
WHOLE FOOD MARKET INC 966837106 81 850 SH SOLE 850 0 0
WHOLE FOOD MARKET INC 966837106 52 550 SH DEFINED 550 0 0
WILLIAMS COS INC DEL COM 969457100 81 5000 SH DEFINED 5000 0 0
WILLIAMS SONOMA INC COM 969904101 168 4800 SH DEFINED 2800 2000 0
WISCONSIN ENERGY CORP COM 976657106 166 4936 SH DEFINED 4936 0 0
WORLD WRESTLING ENTERTAINMENT INC. 98156Q108 1 110 SH DEFINED 110 0 0
WRIGLEY WM JR CO 982526105 631 9125 SH SOLE 9125 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WRIGLEY WM JR CO 982526105 826 11950 SH DEFINED 11250 700 0
WYETH INC. 983024100 601 14133 SH SOLE 14133 0 0
WYETH INC. 983024100 1370 32174 SH DEFINED 31974 0 200
XM SATELLITE RADIO HOLDINGS INC 983759101 5 150 SH DEFINED 150 0 0
XTO ENERGY INC 98385X106 88 2500 SH DEFINED 2500 0 0
XCEL ENERGY INC 98389B100 8 441 SH SOLE 441 0 0
XILINX INC 983919101 29 1000 SH SOLE 1000 0 0
XILINX INC 983919101 94 3200 SH DEFINED 3200 0 0
YAHOO INC 984332106 1 40 SH SOLE 40 0 0
YAHOO INC 984332106 6 175 SH DEFINED 175 0 0
YUM BRANDS INC 988498101 2 50 SH DEFINED 50 0 0
ZEBRA TECHNOLOGIES CORP CLASS A 989207105 16 300 SH SOLE 300 0 0
ZIMMER HOLDINGS GROUP 98956P102 104 1300 SH SOLE 1300 0 0
ZIMMER HOLDINGS GROUP 98956P102 582 7275 SH DEFINED 7275 0 0
GRAND TOTALS 378248 9147502 8660011 340753 146738
19