UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: SEPTEMBER 30, 2006
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyer signing for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
Kathy Strohmeyer Williamsville, NY 10/24/06
---------------- ----------------- --------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
___________________________________- [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 338
Form 13F Information Table Value Total: $120307
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
FORM 13F INFORMATION TABLE
AS OF 9/30/06
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------------
FRESH DEL MONTE PRODUCE INC ORD G36738105 3 200 SH SOLE 200 0 0
INGERSOLL RAND LTD G4776G101 35 930 SH SOLE 930 0 0
INGERSOLL RAND LTD G4776G101 50 1320 SH DEFINED 1320 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 8 700 SH SOLE 700 0 0
AGL RES INC COM 1204106 7 200 SH SOLE 200 0 0
AES CORP COM 00130H105 16 833 SH DEFINED 833 0 0
AT&T INC COM 00206R102 376 11568 SH SOLE 11568 0 0
AT&T INC COM 00206R102 74 2283 SH DEFINED 2283 0 0
ABBOTT LABS COM 2824100 246 5075 SH SOLE 5075 0 0
ABBOTT LABS COM 2824100 3 75 SH DEFINED 75 0 0
ADVANCED MICRO DEVICES INC COM 7903107 42 1700 SH DEFINED 1700 0 0
AIR PRODS & CHEMS INC COM 9158106 358 5395 SH SOLE 5395 0 0
ALCOA INC COM 13817101 88 3150 SH SOLE 3150 0 0
ALCOA INC COM 13817101 22 800 SH DEFINED 800 0 0
ALLSTATE CORP COM 20002101 31 500 SH DEFINED 500 0 0
ALLTEL CORP COM 20039103 19 360 SH SOLE 360 0 0
ALLTEL CORP COM 20039103 3 58 SH DEFINED 58 0 0
ALTRIA GROUP INC COM 02209S103 7 97 SH SOLE 0 0 97
ALTRIA GROUP INC COM 02209S103 130 1700 SH DEFINED 1700 0 0
AMERICAN ELEC PWR INC COM 25537101 26 720 SH DEFINED 720 0 0
AMERICAN EXPRESS CO COM 25816109 764 13640 SH SOLE 13465 0 175
AMERICAN EXPRESS CO COM 25816109 42 750 SH DEFINED 750 0 0
AMERICAN INTL GROUP INC COM 26874107 1008 15214 SH SOLE 15214 0 0
AMERICAN INTL GROUP INC COM 26874107 125 1900 SH DEFINED 1900 0 0
AMERICAN STD COS INC DEL COM 29712106 10 250 SH SOLE 250 0 0
AMGEN INC COM 31162100 893 12485 SH SOLE 12310 0 175
AMGEN INC COM 31162100 228 3200 SH DEFINED 3200 0 0
ANALOG DEVICES INC COM 32654105 29 1000 SH SOLE 1000 0 0
ANHEUSER BUSCH COS INC COM 35229103 142 3000 SH SOLE 3000 0 0
APACHE CORP COM 37411105 671 10620 SH SOLE 10495 0 125
APACHE CORP COM 37411105 28 450 SH DEFINED 450 0 0
APPLE COMPUTER INC COM 37833100 1193 15500 SH SOLE 15500 0 0
APPLIED MATLS INC COM 38222105 30 1700 SH SOLE 1700 0 0
ASTRAZENECA PLC SPONSORED ADR 46353108 6 100 SH SOLE 100 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 382 8089 SH SOLE 8089 0 0
AVANEX CORP 05348W109 0 500 SH SOLE 500 0 0
AVAYA INC COM 53499109 1 162 SH SOLE 162 0 0
BJ SVCS CO COM 55482103 625 20770 SH SOLE 20595 0 175
BJ SVCS CO COM 55482103 20 675 SH DEFINED 675 0 0
BP PLC SPONSORED ADR 55622104 872 13308 SH SOLE 13308 0 0
BP PLC SPONSORED ADR 55622104 43 656 SH DEFINED 656 0 0
BANK OF AMERICA CORPORATION COM 60505104 848 15851 SH SOLE 15713 0 138
BANK OF AMERICA CORPORATION COM 60505104 160 3000 SH DEFINED 3000 0 0
BANK NEW YORK INC COM 64057102 706 20036 SH SOLE 20036 0 0
BANK NEW YORK INC COM 64057102 154 4380 SH DEFINED 4380 0 0
BARR PHARMACEUTICALS INC COM 68306109 5 100 SH DEFINED 100 0 0
BAXTER INTL INC COM 71813109 106 2350 SH SOLE 2350 0 0
BED BATH & BEYOND INC COM 75896100 6 165 SH SOLE 165 0 0
BELLSOUTH CORP COM 79860102 583 13655 SH SOLE 13655 0 0
BELLSOUTH CORP COM 79860102 179 4200 SH DEFINED 4200 0 0
BERKSHIRE HATHAWAY INC DEL CL B 84670207 130 41 SH DEFINED 41 0 0
BEST BUY INC COM 86516101 12 225 SH SOLE 225 0 0
BIOGEN IDEC INC COM 09062X103 671 15025 SH SOLE 14925 0 100
BIOGEN IDEC INC COM 09062X103 54 1225 SH DEFINED 1225 0 0
BOEING CO COM 97023105 197 2500 SH SOLE 2500 0 0
BOEING CO COM 97023105 39 500 SH DEFINED 500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 446 17930 SH SOLE 17930 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 27 1100 SH DEFINED 1100 0 0
BURLINGTON NORTHN SANTA FE C COM 12189T104 670 9135 SH SOLE 9010 0 125
BURLINGTON NORTHN SANTA FE C COM 12189T104 29 400 SH DEFINED 400 0 0
CSX CORP COM 126408103 7 240 SH SOLE 240 0 0
CVS CORP COM 126650100 250 7800 SH SOLE 7800 0 0
CAPITALSOURCE INC 14055X102 2 100 SH DEFINED 100 0 0
CAREMARK RX INC COM 141705103 90 1600 SH DEFINED 1600 0 0
CARNIVAL CORP 143658300 28 600 SH DEFINED 600 0 0
CATERPILLAR INC DEL COM 149123101 42 646 SH SOLE 500 0 146
CATERPILLAR INC DEL COM 149123101 26 400 SH DEFINED 400 0 0
CHESAPEAKE ENERGY CORP COM 165167107 57 2000 SH SOLE 2000 0 0
CHEVRON CORP COM 166764100 660 10184 SH SOLE 10184 0 0
CHEVRON CORP COM 166764100 163 2520 SH DEFINED 2520 0 0
CHUBB CORP COM 171232101 176 3400 SH SOLE 3400 0 0
CIENA CORP COM 171779101 6 1429 SH SOLE 1429 0 0
CISCO SYS INC COM 17275R102 1139 49628 SH SOLE 49228 0 400
CISCO SYS INC COM 17275R102 121 5300 SH DEFINED 5300 0 0
CITIGROUP INC COM 172967101 1366 27513 SH SOLE 27313 0 200
CITIGROUP INC COM 172967101 187 3783 SH DEFINED 3783 0 0
COCA COLA CO COM 191216100 581 13007 SH SOLE 12900 0 107
COCA COLA CO COM 191216100 273 6115 SH DEFINED 6115 0 0
COLGATE PALMOLIVE CO COM 194162103 492 7925 SH SOLE 7925 0 0
COLGATE PALMOLIVE CO COM 194162103 178 2868 SH DEFINED 2868 0 0
COMCAST CORP NEW CL A 20030N101 118 3200 SH SOLE 3200 0 0
COMCAST CORP NEW CL A 20030N101 92 2500 SH DEFINED 2500 0 0
COMMUNITY BK SYS INC COM 203607106 4820 2 17633 SH SOLE 217633 0 0
COMMUNITY BK SYS INC COM 203607106 782 35320 SH DEFINED 35320 0 0
CONOCOPHILLIPS COM 20825C104 474 7973 SH SOLE 7973 0 0
CONOCOPHILLIPS COM 20825C104 109 1837 SH DEFINED 1837 0 0
CONSOLIDATED EDISON INC COM 209115104 185 4005 SH SOLE 4005 0 0
CONSTELLATION BRANDS INC CL A 21036P108 46 1600 SH SOLE 1600 0 0
CONSTELLATION BRANDS INC CL A 21036P108 89 3106 SH DEFINED 3106 0 0
CONSTELLATION ENERGY GROUP I COM 210371100 23 400 SH SOLE 400 0 0
CORNING INC COM 219350105 116 4792 SH SOLE 4792 0 0
CORNING INC COM 219350105 5 240 SH DEFINED 240 0 0
DARDEN RESTAURANTS INC COM 237194105 275 6480 SH SOLE 6480 0 0
DEAN FOODS CO NEW COM 242370104 35 834 SH SOLE 834 0 0
DELL INC COM 24702R101 760 33295 SH SOLE 33070 0 225
DELL INC COM 24702R101 63 2800 SH DEFINED 2800 0 0
DIAMONDS TR UNIT SER 1 252787106 6 53 SH SOLE 0 0 53
DISNEY WALT CO COM DISNEY 254687106 240 7789 SH SOLE 7789 0 0
DISNEY WALT CO COM DISNEY 254687106 46 1500 SH DEFINED 1500 0 0
DOMINION RES INC VA NEW COM 25746U109 75 990 SH SOLE 990 0 0
DOMINION RES INC VA NEW COM 25746U109 11 150 SH DEFINED 150 0 0
DOW CHEM CO COM 260543103 7 193 SH SOLE 193 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 377 8823 SH SOLE 8695 0 128
DU PONT E I DE NEMOURS & CO COM 263534109 51 1200 SH DEFINED 1200 0 0
DUKE ENERGY CORP NEW COM 26441C105 43 1434 SH SOLE 1162 0 272
E M C CORP MASS COM 268648102 50 4200 SH SOLE 4200 0 0
ENSCO INTL INC COM 26874Q100 61 1400 SH DEFINED 1400 0 0
EOG RES INC COM 26875P101 13 200 SH DEFINED 200 0 0
EV3 INC COM 26928A200 259 15260 SH SOLE 15260 0 0
EV3 INC COM 26928A200 12 725 SH DEFINED 725 0 0
EAGLE MATERIALS INC COM 26969P108 6 180 SH SOLE 0 0 180
EASTMAN CHEM CO COM 277432100 6 118 SH DEFINED 118 0 0
EBAY INC COM 278642103 902 31820 SH SOLE 31420 0 400
EBAY INC COM 278642103 38 1375 SH DEFINED 1375 0 0
EL PASO CORP 28336L109 44 3250 SH SOLE 3250 0 0
ELAN PLC ADR 284131208 0 19 SH SOLE 19 0 0
EMERSON ELEC CO COM 291011104 692 8255 SH SOLE 8255 0 0
ENERGY EAST CORP COM 29266M109 16 692 SH SOLE 692 0 0
ENERGY EAST CORP COM 29266M109 9 400 SH DEFINED 400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 5 200 SH DEFINED 200 0 0
EQUITABLE RES INC COM 294549100 13 400 SH SOLE 400 0 0
EXELON CORP COM 30161N101 12 200 SH SOLE 200 0 0
EXELON CORP COM 30161N101 48 800 SH DEFINED 800 0 0
EXPRESS SCRIPTS INC COM 302182100 30 400 SH DEFINED 400 0 0
EXXON MOBIL CORP COM 30231G102 3053 45502 SH SOLE 45277 0 225
EXXON MOBIL CORP COM 30231G102 394 5880 SH DEFINED 5880 0 0
FPL GROUP INC COM 302571104 40 900 SH SOLE 900 0 0
FEDERAL NATL MTG ASSN COM 313586109 27 500 SH SOLE 500 0 0
FIRST DATA CORP COM 319963104 79 1900 SH DEFINED 1900 0 0
FOOT LOCKER INC COM 344849104 28 1140 SH SOLE 1140 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 22 2805 SH DEFINED 2805 0 0
FORTUNE BRANDS INC COM 349631101 6 80 SH SOLE 80 0 0
GANNETT INC COM 364730101 82 1450 SH SOLE 1450 0 0
GENENTECH INC 368710406 840 10165 SH SOLE 10065 0 100
GENENTECH INC 368710406 37 450 SH DEFINED 450 0 0
GENERAL DYNAMICS CORP COM 369550108 14 200 SH SOLE 200 0 0
GENERAL ELEC CO COM 369604103 9968 282467 SH SOLE 281985 0 482
GENERAL ELEC CO COM 369604103 508 14401 SH DEFINED 14401 0 0
GENERAL MLS INC COM 370334104 654 11570 SH SOLE 11570 0 0
GENERAL MLS INC COM 370334104 110 1960 SH DEFINED 1960 0 0
GENUINE PARTS CO COM 372460105 84 1950 SH SOLE 1950 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 193 3641 SH SOLE 3641 0 0
GOLDCORP INC NEW COM 380956409 5 225 SH DEFINED 225 0 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 50 2000 SH SOLE 2000 0 0
HANCOCK JOHN INVS TR COM 410142103 3 200 SH SOLE 200 0 0
HARSCO CORP 415864107 23 300 SH DEFINED 300 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 121 1400 SH DEFINED 1400 0 0
HEINZ H J CO COM 423074103 262 6250 SH SOLE 6250 0 0
HERSHEY CO COM 427866108 753 14105 SH SOLE 13980 0 125
HERSHEY CO COM 427866108 34 650 SH DEFINED 650 0 0
HEWLETT PACKARD CO COM 428236103 289 7900 SH SOLE 7900 0 0
HEWLETT PACKARD CO COM 428236103 13 360 SH DEFINED 360 0 0
HOME DEPOT INC COM 437076102 930 25645 SH SOLE 25235 0 410
HOME DEPOT INC COM 437076102 101 2800 SH DEFINED 2800 0 0
HONEYWELL INTL INC COM 438516106 787 19264 SH SOLE 19039 0 225
HONEYWELL INTL INC COM 438516106 28 700 SH DEFINED 700 0 0
HUGOTON RTY TR TEX UNIT BEN INT 444717102 3 150 SH DEFINED 150 0 0
ITT CORP NEW COM 450911102 71 1400 SH DEFINED 1400 0 0
ILLINOIS TOOL WKS INC COM 452308109 446 9950 SH SOLE 9950 0 0
INTEL CORP COM 458140100 1064 51760 SH SOLE 51435 0 325
INTEL CORP COM 458140100 279 13600 SH DEFINED 13600 0 0
INTL BUSINESS MACH COM 459200101 956 11678 SH SOLE 11615 0 63
INTL BUSINESS MACH COM 459200101 292 3567 SH DEFINED 3567 0 0
INTERNATIONAL GAME TECHNOLOG COM 459902102 9 225 SH SOLE 225 0 0
INTERNATIONAL RECTIFIER CORP COM 460254105 34 1000 SH DEFINED 1000 0 0
IROBOT CORP COM 462726100 4 200 SH SOLE 200 0 0
ISHARES INC MSCI AUSTRALIA 464286103 4 225 SH DEFINED 225 0 0
ISHARES INC MSCI CDA INDEX 464286509 960 40025 SH SOLE 40025 0 0
ISHARES INC MSCI CDA INDEX 464286509 34 1450 SH DEFINED 1450 0 0
ISHARES INC MSCI PAC J IDX 464286665 27 250 SH SOLE 250 0 0
ISHARES INC MSCI PAC J IDX 464286665 5 50 SH DEFINED 50 0 0
ISHARES INC MSCI JAPAN 464286848 3 250 SH DEFINED 250 0 0
ISHARES TR DJ SEL DIV INX 464287168 1541 23200 SH SOLE 23200 0 0
ISHARES TR DJ SEL DIV INX 464287168 99 1500 SH DEFINED 1500 0 0
I SHARES TR S&P 500 INDEX FD 464287200 6 50 SH SOLE 0 0 50
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 1734 17920 SH SOLE 17920 0 0
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 77 800 SH DEFINED 800 0 0
ISHARES TR S&P GBL HLTHCR 464287325 486 8515 SH SOLE 8415 0 100
ISHARES TR S&P GBL HLTHCR 464287325 19 350 SH DEFINED 350 0 0
I SHARES MSCI EAFE 464287465 6616 97655 SH SOLE 97655 0 0
I SHARES MSCI EAFE 464287465 236 3495 SH DEFINED 3495 0 0
I SHARES RUSSELL 1000 VALUE 464287598 6345 82350 SH SOLE 80550 0 1800
I SHARES RUSSELL 1000 VALUE 464287598 301 3915 SH DEFINED 3915 0 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 1171 22490 SH SOLE 22490 0 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 46 900 SH DEFINED 900 0 0
ISHARES TR S&P SMLCAP 600 464287804 5514 89975 SH SOLE 89275 0 700
ISHARES TR S&P SMLCAP 600 464287804 235 3850 SH DEFINED 3850 0 0
JDS UNIPHASE CORP COM 46612J101 45 21000 SH SOLE 21000 0 0
JP MORGAN CHASE & CO COM 46625H100 1021 21756 SH SOLE 21756 0 0
JP MORGAN CHASE & CO COM 46625H100 36 773 SH DEFINED 773 0 0
JOHNSON & JOHNSON COM 478160104 1558 24000 SH SOLE 23850 0 150
JOHNSON & JOHNSON COM 478160104 347 5350 SH DEFINED 5350 0 0
KELLOGG CO COM 487836108 24 500 SH SOLE 500 0 0
KEYCORP NEW COM 493267108 75 2010 SH SOLE 2010 0 0
KIMBERLY CLARK CORP COM 494368103 52 800 SH DEFINED 800 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 6 150 SH DEFINED 150 0 0
KRAFT FOODS INC CL A 50075N104 53 1500 SH DEFINED 1500 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 9 125 SH DEFINED 125 0 0
LAKE SHORE BANCORP INC COM 510700107 23 2090 SH SOLE 2090 0 0
LILLY ELI & CO COM 532457108 182 3200 SH SOLE 3200 0 0
LILLY ELI & CO COM 532457108 51 900 SH DEFINED 900 0 0
LINCOLN NATL CORP IND COM 534187109 274 4416 SH SOLE 4416 0 0
LINCOLN NATL CORP IND COM 534187109 105 1700 SH DEFINED 1700 0 0
LOCKHEED MARTIN CORP COM 539830109 116 1350 SH SOLE 1350 0 0
LOCKHEED MARTIN CORP COM 539830109 86 1000 SH DEFINED 1000 0 0
LOWES COS INC COM 548661107 90 3230 SH SOLE 3230 0 0
LUCENT TECHNOLOGIES INC COM 549463107 674 2 89547 SH SOLE 286622 0 2925
LUCENT TECHNOLOGIES INC COM 549463107 28 12100 SH DEFINED 12100 0 0
M & T BK CORP COM 55261F104 11 100 SH SOLE 100 0 0
MANAGED MUNICIPALS PORTFOLIO 561662107 29 2673 SOLE 2673 0 0
MANULIFE FINL CORP COM 56501R106 115 3572 SH SOLE 3572 0 0
MARATHON OIL CORP 565849106 13 180 SH SOLE 180 0 0
MARRIOTT INTL INC NEW CL A 571903202 806 20885 SH SOLE 20685 0 200
MARRIOTT INTL INC NEW CL A 571903202 32 850 SH DEFINED 850 0 0
MASCO CORP COM 574599106 47 1725 SH SOLE 1725 0 0
MASCO CORP COM 574599106 57 2100 SH DEFINED 2100 0 0
MCDONALDS CORP COM 580135101 17 450 SH SOLE 450 0 0
MEDCO HEALTH SOLUTIONS INC COM 58405U102 772 12845 SH SOLE 12720 0 125
MEDCO HEALTH SOLUTIONS INC COM 58405U102 30 500 SH DEFINED 500 0 0
MEDTRONIC INC COM 585055106 474 10230 SH SOLE 10230 0 0
MEDTRONIC INC COM 585055106 199 4300 SH DEFINED 4300 0 0
MERCK & CO INC COM 589331107 344 8216 SH SOLE 8100 0 116
MERCK & CO INC COM 589331107 328 7850 SH DEFINED 7850 0 0
MICROSOFT CORP COM 594918104 852 31180 SH SOLE 31180 0 0
MICROSOFT CORP COM 594918104 325 11900 SH DEFINED 11900 0 0
MIDCAP SPDR TR UNIT SER 1 595635103 6424 46660 SH SOLE 45660 0 1000
MIDCAP SPDR TR UNIT SER 1 595635103 276 2010 SH DEFINED 2010 0 0
MORGAN STANLEY COM NEW 617446448 80 1103 SH SOLE 1000 0 103
MORGAN STANLEY COM NEW 617446448 80 1100 SH DEFINED 1100 0 0
MOTOROLA INC COM 620076109 273 10950 SH SOLE 10950 0 0
MYLAN LABS INC COM 628530107 4 225 SH SOLE 225 0 0
NBT BANCORP INC COM 628778102 13 600 SH SOLE 600 0 0
NATIONAL FUEL GAS CO N J COM 636180101 63 1760 SH DEFINED 1760 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 7 475 SH DEFINED 475 0 0
NEWELL RUBBERMAID INC COM 651229106 48 1700 SH DEFINED 1700 0 0
NOKIA CORP SPONSORED ADR 654902204 4 250 SH SOLE 250 0 0
NORFOLK SOUTHERN CORP COM 655844108 75 1725 SH SOLE 1725 0 0
NUCOR CORP COM 670346105 19 400 SH SOLE 400 0 0
NUVEEN PREFERRED AND CONVERTIBLE INCOME 67073B106 13 1000 SH SOLE 1000 0 0
OGE ENERGY CORP COM 670837103 21 600 SH DEFINED 600 0 0
NUVEEN MUN VALUE FD INC COM 670928100 40 4000 SOLE 4000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 48 1000 SH SOLE 1000 0 0
OMNICOM GROUP INC COM 681919106 21 225 SH SOLE 225 0 0
ORACLE CORP COM 68389X105 88 4980 SH SOLE 4980 0 0
PNC FINL SVCS GROUP INC COM 693475105 86 1200 SH SOLE 1200 0 0
PNC FINL SVCS GROUP INC COM 693475105 10 150 SH DEFINED 150 0 0
PPG INDS INC COM 693506107 144 2150 SH SOLE 2150 0 0
PPL CORP COM 69351T106 277 8450 SH SOLE 8450 0 0
PAYCHEX INC COM 704326107 92 2500 SH SOLE 2500 0 0
PAYCHEX INC COM 704326107 11 312 SH DEFINED 312 0 0
PENNEY J C INC COM 708160106 41 600 SH SOLE 600 0 0
PEPSICO INC COM 713448108 853 13085 SH SOLE 13085 0 0
PEPSICO INC COM 713448108 228 3500 SH DEFINED 3500 0 0
PETSMART INC COM 716768106 49 1800 SH DEFINED 1800 0 0
PFIZER INC COM 717081103 1269 44770 SH SOLE 44343 0 427
PFIZER INC COM 717081103 243 8600 SH DEFINED 8600 0 0
PINNACLE WEST CPTLCORP 723484101 176 3925 SH SOLE 3925 0 0
PITNEY BOWES INC COM 724479100 79 1800 SH SOLE 1800 0 0
PLUM CREEK TIMBER CO INC COM 729251108 9 280 SH SOLE 280 0 0
PLUM CREEK TIMBER CO INC COM 729251108 58 1724 SH DEFINED 1724 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 484 8925 SH SOLE 8800 0 125
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 21 400 SH DEFINED 400 0 0
PRAXAIR INC COM 74005P104 6 108 SH SOLE 108 0 0
PROCTER & GAMBLE CO COM 742718109 1741 28100 SH SOLE 27850 0 250
PROCTER & GAMBLE CO COM 742718109 160 2597 SH DEFINED 2597 0 0
PROGRESS ENERGY INC COM 743263105 79 1748 SH SOLE 1748 0 0
PROGRESS ENERGY INC COM 743263105 4 100 SH DEFINED 100 0 0
QUALCOMM INC COM 747525103 754 20775 SH SOLE 20775 0 0
QUALCOMM INC COM 747525103 55 1525 SH DEFINED 1525 0 0
QWEST COMMUNICATIONS INTL IN COM 749121109 0 27 SH SOLE 27 0 0
RAYTHEON CO COM NEW 755111507 24 500 SH SOLE 500 0 0
ROCKWELL COLLINS INC 774341101 8 150 SH SOLE 150 0 0
ROSS STORES INC COM 778296103 45 1800 SH DEFINED 1800 0 0
ROYAL BK SCOTLAND GROUP PLC ADR PFD SER P 780097762 80 3200 SH SOLE 3200 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 704 10660 SH SOLE 10660 0 0
SPDR TR UNIT SER 1 78462F103 1923 14400 SH SOLE 14400 0 0
ST JUDE MED INC COM 790849103 632 17930 SH SOLE 17730 0 200
ST JUDE MED INC COM 790849103 26 750 SH DEFINED 750 0 0
ST PAUL TRAVELERS INC COM 792860108 84 1800 SH DEFINED 1800 0 0
SCHERING PLOUGH CORP COM 806605101 344 15604 SH SOLE 15300 0 304
SCHERING PLOUGH CORP COM 806605101 44 2000 SH DEFINED 2000 0 0
SCHLUMBERGER LTD 806857108 827 13350 SH SOLE 13350 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1196 34570 SH SOLE 33470 0 1100
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 39 1150 SH DEFINED 1150 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 977 44450 SH SOLE 42825 0 1625
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 51 2350 SH DEFINED 2350 0 0
SOUTHERN CO COM 842587107 145 4227 SH SOLE 4036 0 191
SOUTHERN CO COM 842587107 62 1800 SH DEFINED 1800 0 0
STAPLES INCORPORATED 855030102 697 28678 SH SOLE 28341 0 337
STAPLES INCORPORATED 855030102 109 4500 SH DEFINED 4500 0 0
STERIS CORP COM 859152100 4 184 SH SOLE 184 0 0
STREETTRACKS GOLD TR GOLD SHS 863307104 10 175 SH DEFINED 175 0 0
STRYKER CORP COM 863667101 5 110 SH SOLE 110 0 0
SYMANTEC CORP COM 871503108 46 2205 SH SOLE 2205 0 0
SYSCO CORP COM 871829107 97 2925 SH SOLE 2925 0 0
SYSCO CORP COM 871829107 33 1000 SH DEFINED 1000 0 0
TCW CONV SECS FD INC COM 872340104 17 3480 SH SOLE 3480 0 0
TARGET CORP COM 87612E106 295 5350 SH SOLE 5350 0 0
TELLABS INC COM 879664100 3 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 910 27370 SH SOLE 27020 0 350
TEXAS INSTRS INC COM 882508104 36 1100 SH DEFINED 1100 0 0
3M CO COM 88579Y101 78 1050 SH SOLE 1050 0 0
3M CO COM 88579Y101 178 2400 SH DEFINED 2400 0 0
TIME WARNER INC COM 887317105 30 1700 SH SOLE 1700 0 0
TOLL BROTHERS INC COM 889478103 56 2000 SH DEFINED 2000 0 0
TOMPKINSTRUSTCO INC COM 890110109 138 3037 SH SOLE 3037 0 0
TRUSTCO BK CORP N Y COM 898349105 9 842 SH DEFINED 842 0 0
TYCO INTL LTD NEW COM 902124106 62 2250 SH SOLE 2250 0 0
UNION PAC CORP COM 907818108 183 2090 SH SOLE 2090 0 0
UNITED PARCEL SERVICE INC CL B 911312106 105 1460 SH SOLE 1460 0 0
UNITED PARCEL SERVICE INC CL B 911312106 100 1400 SH DEFINED 1400 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1147 18115 SH SOLE 17915 0 200
UNITED TECHNOLOGIES CORP COM 913017109 38 600 SH DEFINED 600 0 0
VAN KAMPEN AMERICAN CAP BOND 920955101 21 1255 SH SOLE 1255 0 0
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