Filed by The PNC Financial Services Group, Inc.
                           Pursuant to Rule 425 under the Securities Act of 1933

                                        Subject Company: United National Bancorp
                                                   Commission File No. 000-16931

On November 20, 2003, The PNC Financial Services Group, Inc., a Pennsylvania
corporation, issued the following press release:


Brian E. Goerke
(412) 762-4550

William H. Callihan
(412) 762-8257

                           AND UNITED NATIONAL BANCORP

         PITTSBURGH, PA, and BRIDGEWATER, NJ, November 20, 2003 - In connection
with the previously announced pending merger between The PNC Financial Services
Group, Inc. (NYSE: PNC) and United National Bancorp (NASDAQ: UNBJ), the election
deadline for United National shareholders who wish to make an election to
receive the merger consideration in cash or shares of PNC common stock, subject
to proration, will expire at 5:00 P.M., Eastern Time, on Monday, December 1,
2003. To make a valid election, shareholders must deliver to Computershare Trust
Company of New York, the Exchange Agent for the merger, properly completed Forms
of Election, together with their stock certificates or properly completed
notices of guaranteed delivery, by the election deadline.

         United National shareholders who do not properly deliver such
documentation to the Exchange Agent (at the address specified in the Form of
Election) by the election deadline will be unable to choose whether they will
receive cash or PNC common stock as merger consideration. Although such
non-electing shareholders will be entitled to receive approximately equivalent
value per share to the amount paid to electing shareholders, the form of
consideration may be paid all in cash, all in PNC common stock, or part in cash
and part in PNC common stock. The precise composition of the consideration paid
to non-electing shareholders will depend on the remaining pool of cash and PNC
common stock available after honoring the cash and stock elections properly made
by the other shareholders.

         The final election results regarding the merger consideration will be
announced as soon as possible after the election deadline. United National
shareholders may obtain additional copies of the Form of Election by contacting
Computershare Trust Company of New York at 1-800-245-7630.

         After the election deadline, but before the closing of the merger,
United National shareholders who have made elections will be unable to revoke or
change their elections, sell their shares of United National common stock, or
have access to their United National common stock certificates.

         PNC and United National are working to complete the merger promptly,
and expect it to occur in January 2004, subject to customary closing conditions,
including regulatory approvals and the approval of shareholders of United


         The PNC Financial Services Group, Inc., headquartered in Pittsburgh, is
one of the nation's largest diversified financial services organizations,
providing regional community banking; wholesale banking, including corporate
banking, real estate finance and asset-based lending; wealth management; asset
management and global fund services.

         United National Bancorp is a $3.1 billion asset holding company for
UnitedTrust Bank, a state-chartered FDIC-insured commercial bank headquartered
in Bridgewater, N.J., operating 52 community banking offices throughout Essex,
Hunterdon, Middlesex, Morris, Somerset, Union and Warren counties in New Jersey
and Lehigh and Northampton counties in Pennsylvania. The Bank provides retail
banking, alternative financial products, insurance services, business banking
services, commercial lending, construction and commercial real estate lending,
consumer and mortgage lending and trust and investment services.


         The PNC Financial Services Group, Inc. and United National Bancorp have
filed a proxy statement/prospectus and other relevant documents concerning the
merger with the United States Securities and Exchange Commission (the "SEC"). We
urge investors to read the proxy statement/prospectus and any other documents
filed with the SEC in connection with the merger or incorporated by reference in
the proxy statement/prospectus, because they contain important information.
Investors will be able to obtain these documents free of charge at the SEC web
site ( In addition, documents filed with the SEC by The PNC
Financial Services Group, Inc. will be available free of charge from Shareholder
Services at (800) 982-7652. Documents filed with the SEC by United National
Bancorp will be available free of charge from Shareholder Relations at (908)

         The directors, executive officers, and certain other members of
management of United National Bancorp may be soliciting proxies in favor of the
merger from its shareholders. For information about these directors, executive
officers, and members of management, shareholders

are asked to refer to United National  Bancorp's most recent annual meeting
proxy  statement,  which is  available  on  United  National  Bancorp's  website
( and at the web site address and telephone numbers provided
in the preceding paragraph.