Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Stanford Debra B.
 2. Date of Event Requiring Statement (Month/Day/Year)
09/27/2012		 3. Issuer Name and Ticker or Trading Symbol
SYNOVUS FINANCIAL CORP [SNV]
(Last)
(First)
(Middle)
P.O. BOX 120		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

COLUMBUS, GA 31902		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 99,442 (1)
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option 07/16/2006(1) 07/15/2013 Common Stock 2,140 $ 10.57 D  
Stock Option 07/02/2007(2) 07/01/2014 Common Stock 5,352 $ 12.22 D  
Stock Option 06/17/2008(3) 06/16/2015 Common Stock 5,887 $ 13.78 D  
Stock Option 02/01/2012(4) 01/31/2020 Common Stock 21,429 $ 2.8 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Stanford Debra B.
P.O. BOX 120
COLUMBUS, GA 31902		       Executive Vice President  

Signatures

/s/Mary Maurice Young 10/09/2012
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Includes (1) 7,301 shares acquired through Issuer's Employee Stock Purchase Plan; (2) 288 shares acquired through Issuer's 401(k) Plan; (3) 67,183 shares that are subject to restricted stock units with various vesting in the future; (4) 18,487 salary stock units which are issued bi-weekly as a portion of the reporting person's salary compensation, net of withholdings and deductions, under the Synovus Financial Corp. 2007 Omnibus Plan; and (5) 6,183 shares of additional stock.
(2) Stock options vested 100% on the three year anniversary of the grant date (July 2, 2004).
(3) Stock options vested 100% on the three year anniversary of the grant date (June 17, 2005).
(4) Stock options vested 50% on the two year anniversary of the grant date (February 1, 2010) and will vest the remaining 50% on the three year anniversary of the grant date.

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