UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 OR 15(d) of
                       The Securities Exchange Act of 1934


         Date of Report (Date of earliest event reported): June 28, 2005


                           CAMDEN NATIONAL CORPORATION
               (Exact name of Registrant as specified in charter)


          MAINE                       01-28190                   01-0413282
(State or other jurisdiction        (Commission                (IRS employer
      of incorporation)             File Number)             Identification No.)


             Two Elm Street, Camden, Maine                     04843
          (Address of principal executive offices)           (Zip Code)


                                 (207) 236-8821
              (Registrant's telephone number, including area code)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):


|_|  Written  communications  pursuant to Rule 425 under the  Securities Act (17
     CFR 230.425)

|_|  Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

|_|  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17 CFR 240.14d-2(b))

|_|  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act (17 CFR 240.13e-4(c))





Item 7.01 Regulation FD Disclosure

Camden National Corporation issued a press release on June 28, 2005, which is
attached as Exhibit 99.1, declaring a quarterly dividend of $0.20 per share
payable on July 29, 2005 for shareholders of record on July 15, 2005.


Item 9.01 - Financial Statements and Exhibits


          (c)  Exhibits.

               99.1     Dividend announcement press release





                                   SIGNATURES

     Pursuant to the  requirements  of the  Securities  Exchange Act of 1934, as
amended,  the  Company  has duly caused this report to be filed on its behalf by
the undersigned thereunto duly authorized.

        CAMDEN NATIONAL CORPORATION



            By: /s/ Sean G. Daly                      Date: June 28, 2005
                ----------------------------
                Sean G. Daly
                Chief Financial Officer