January 8, 2003

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F

FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 12/31/02

Check here if Amendment: ([_]); Amendment Number:

This Amendment (check only one): ([_]) is a restatement. ([_]) adds new holdings
                                                               entries.

Institutional Investment Manager Filing this Report:
Name:           The Bryn Mawr Trust Company
Address:        10 South Bryn Mawr Avenue
                Bryn Mawr, Pa. 19010

13F File Number:  28-04335

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:   Allen W. Doll
Title:  Vice President
Phone:  610-971-6857


Signature, Place and Date of Signing:

      /s/ Allen Doll                      Wayne, Pennsylvania
----------------------------  --------------------------------------------------
         (Signature)                          (City, State)

Report Type (Check only One):

([X]) 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)

([_]) 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)

([_]) 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)

FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:           NONE

Form 13F Information Table Entry Total:      308

Form 13F Information Table Value Total:    $ 439,452 (thousands)


List of Other Included Managers:     NONE





REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   1
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                             
XL CAPITAL LTD CL A                  G98255105       309      4,000 SH              X   X               4,000

PRINCETON SHOPPING CENTER            LP0000135       295          1 SH              X   X                              1
LIMITED PARTNERSHIP
AFLAC INC                            001055102        21        700 SH          X                         700

AFLAC INC                            001055102       998     33,148 SH              X   X              33,148

AOL TIME WARNER INC COM              00184A105        91      6,965 SH          X                       6,965

AOL TIME WARNER INC COM              00184A105       128      9,790 SH              X   X               8,990        400        400

AT&T CORP COM NEW                    001957505       132      5,064 SH          X                       4,877                   187

AT&T CORP COM NEW                    001957505       138      5,268 SH              X   X               3,962        906        400

ABBOTT LABS                          002824100     1,678     41,940 SH          X                      40,590                 1,350

ABBOTT LABS                          002824100       956     23,910 SH              X   X              17,327      2,183      4,400

AIR PRODUCTS CHEMICAL                009158106        90      2,100 SH          X                       2,100

AIR PRODUCTS CHEMICAL                009158106       597     13,962 SH              X   X              13,862        100

AIRGAS INC COM                       009363102       173     10,000 SH          X                                            10,000

ALCOA INC                            013817101       328     14,388 SH          X                      13,938                   450

ALCOA INC                            013817101       121      5,300 SH              X   X               1,800      3,200        300

ALLIED IRISH BKS PLC SPON ADR ORD    019228402       203      7,542 SH              X   X               7,542

ALLSTATE CORP                        020002101        47      1,284 SH          X                       1,284

ALLSTATE CORP                        020002101       184      4,980 SH              X   X               3,784      1,196

ALLTEL CORP                          020039103       877     17,200 SH          X                      16,825                   375

ALLTEL CORP                          020039103       191      3,750 SH              X   X               2,200        750        800

AMBAC FINANCIAL GROUP INC            023139108     2,543     45,216 SH          X                      43,616        225      1,375

AMBAC FINANCIAL GROUP INC            023139108       441      7,850 SH              X   X               6,050        850        950

AMERICAN ELEC POWER                  025537101        29      1,074 SH          X                       1,074

AMERICAN ELEC POWER                  025537101       281     10,281 SH              X   X               6,066        711      3,504

AMERICAN EXPRESS                     025816109       178      5,045 SH          X                       4,145                   900

                                              ----------
         PAGE TOTAL                               11,029







REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE    2
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                             
AMERICAN EXPRESS                     025816109       534     15,100 SH              X   X              14,500        600

AMERICAN INTERNATIONAL GROUP INC     026874107     4,884     84,425 SH          X                      81,170        175      3,080

AMERICAN INTERNATIONAL GROUP INC     026874107     1,600     27,659 SH              X   X              21,719      4,153      1,787

AMERICAS SPORTS VOICE INC COM        03061W109         5    100,000 SH          X                     100,000

AMGEN INC                            031162100       472      9,756 SH          X                       9,356                   400

AMGEN INC                            031162100       349      7,228 SH              X   X               6,828        300        100

AMSOUTH BANCORP                      032165102     1,895     98,675 SH          X                      95,150        300      3,225

AMSOUTH BANCORP                      032165102       365     19,000 SH              X   X              17,000      1,200        800

ANHEUSER-BUSCH COMPANIES INC         035229103     3,480     71,907 SH          X                      68,382                 3,525

ANHEUSER-BUSCH COMPANIES INC         035229103       999     20,650 SH              X   X               9,900      8,700      2,050

APPLIED MATLS INC                    038222105     1,921    147,448 SH          X                     141,573                 5,875

APPLIED MATLS INC                    038222105       369     28,300 SH              X   X              22,150      4,600      1,550

AUTOMATIC DATA PROCESSING INC        053015103       557     14,183 SH          X                      14,183

AUTOMATIC DATA PROCESSING INC        053015103       916     23,350 SH              X   X              22,950        400

AVERY DENNISON CORP                  053611109        31        500 SH          X                         500

AVERY DENNISON CORP                  053611109       318      5,209 SH              X   X               5,209

BP PLC                               055622104     3,938     96,870 SH          X                      89,170                 7,700

BP PLC                               055622104     5,597    137,695 SH              X   X             125,884      6,109      5,702

BANK OF AMERICA CORP (NEW)           060505104     1,160     16,679 SH          X                      16,679

BANK OF AMERICA CORP (NEW)           060505104       655      9,417 SH              X   X               7,962        250      1,205

BANK ONE CORP                        06423A103        96      2,628 SH          X                       2,628

BANK ONE CORP                        06423A103     1,297     35,491 SH              X   X               5,610     29,881

BAXTER INTERNATIONAL INC             071813109       179      6,375 SH          X                       5,325                 1,050

BAXTER INTERNATIONAL INC             071813109       260      9,300 SH              X   X               9,000                   300

BELLSOUTH CORP                       079860102     2,477     95,767 SH          X                      92,419        200      3,148

                                              ----------
         PAGE TOTAL                               34,354






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE    3
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                            
BELLSOUTH CORP                       079860102     2,335     90,257 SH              X   X              70,657     17,900      1,700

BEST BUY INC COM                     086516101     1,370     56,730 SH          X                      55,005                 1,725

BEST BUY INC COM                     086516101       220      9,125 SH              X   X               8,000        900        225

BLOCK H & R INC                      093671105       210      5,230 SH          X                       5,230

BOEING CO                            097023105       236      7,152 SH          X                       7,052                   100

BOEING CO                            097023105       639     19,378 SH              X   X              18,550        728        100

BRISTOL MYERS SQUIBB CO              110122108     1,501     64,845 SH          X                      64,845

BRISTOL MYERS SQUIBB CO              110122108     2,746    118,636 SH              X   X             103,836      9,900      4,900

BRYN MAWR BANK CORP                  117665109     1,134     30,952 SH          X                      30,952

BRYN MAWR BANK CORP                  117665109       919     25,100 SH              X   X               2,700     15,000      7,400

CVS CORP COM                         126650100     1,636     65,530 SH          X                      63,555                 1,975

CVS CORP COM                         126650100       255     10,225 SH              X   X               7,825      1,700        700

CERTEGY INC COM                      156880106        12        500 SH          X                         500

CERTEGY INC COM                      156880106       204      8,324 SH              X   X               8,324

CHEVRONTEXACO CORP                   166764100     2,930     44,069 SH          X                      42,144                 1,925

CHEVRONTEXACO CORP                   166764100     1,811     27,237 SH              X   X              21,706      4,619        912

CHOICEPOINT INC COM                  170388102       233      5,888 SH              X   X               5,888

CHUBB CORP                           171232101        24        465 SH          X                         465

CHUBB CORP                           171232101       239      4,573 SH              X   X               4,573

CIRCUIT CITY STORES INC COM          172737108       111     15,000 SH              X   X              15,000

CISCO SYSTEMS                        17275R102     2,886    220,320 SH          X                     212,120      1,000      7,200

CISCO SYSTEMS                        17275R102       928     70,875 SH              X   X              60,700      6,825      3,350

CITIGROUP INC                        172967101     3,530    100,306 SH          X                      97,232        283      2,791

CITIGROUP INC                        172967101       937     26,622 SH              X   X              19,309      4,675      2,638

COCA COLA CO                         191216100       853     19,460 SH          X                      19,460

                                              ----------
         PAGE TOTAL                               27,899






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   4
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                   VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER            SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS     (A)        (B)       (C)
                                                                                           
COCA COLA CO                         191216100       927     21,138 SH              X   X              17,138      4,000

COLGATE PALMOLIVE                    194162103     1,479     28,209 SH          X                      27,384                   825

COLGATE PALMOLIVE                    194162103     1,857     35,416 SH              X   X              27,340      7,676        400

COMCAST CORP NEW CL A                20030N101       193      8,189 SH          X                       7,886                   303

COMCAST CORP NEW CL A                20030N101       248     10,521 SH              X   X               8,408      1,467        646

CONOCOPHILLIPS COM                   20825C104       164      3,379 SH          X                       3,379

CONOCOPHILLIPS COM                   20825C104       138      2,858 SH              X   X               2,383        375        100

CONSTELLATION ENERGY GROUP           210371100       234      8,428 SH              X   X               8,428

DPL INC                              233293109       240     15,637 SH              X   X                                    15,637

DEAN FOODS CO NEW COM                242370104       668     18,000 SH          X                      18,000

DEERE & CO                           244199105     2,580     56,270 SH          X                      54,445        275      1,550

DEERE & CO                           244199105       404      8,805 SH              X   X               3,950      4,250        605

DELL COMPUTER CORP COM               247025109     1,348     50,397 SH          X                      49,147        200      1,050

DELL COMPUTER CORP COM               247025109       390     14,580 SH              X   X              13,280        500        800

DOW CHEMICAL CO                      260543103       325     10,935 SH          X                      10,935

DOW CHEMICAL CO                      260543103       593     19,980 SH              X   X              19,980

DU PONT E I DE NEMOURS & CO          263534109     2,262     53,356 SH          X                      51,256                 2,100

DU PONT E I DE NEMOURS & CO          263534109    15,033    354,554 SH              X   X             341,548      8,206      4,800

DUKE ENERGY                          264399106     1,401     71,723 SH          X                      68,748        100      2,875

DUKE ENERGY                          264399106       292     14,925 SH              X   X              13,000        400      1,525

E M C CORP MASS COM                  268648102       196     31,906 SH          X                      29,106                 2,800

E M C CORP MASS COM                  268648102        28      4,485 SH              X   X               2,560      1,200        725

EASTMAN CHEM CO COM                  277432100       215      5,847 SH          X                       5,284                   563

EASTMAN CHEM CO COM                  277432100        23        628 SH              X   X                 628

EASTMAN KODAK CO                     277461109       801     22,862 SH          X                      20,612                 2,250

                                              ----------
         PAGE TOTAL                               32,039






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   5
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                           
EASTMAN KODAK CO                     277461109       167      4,774 SH              X   X               4,461        313

EMERSON ELECTRIC CO                  291011104       815     16,035 SH          X                      16,035

EMERSON ELECTRIC CO                  291011104     1,576     31,000 SH              X   X              29,400                 1,600

EQUIFAX INC COM                      294429105        23      1,000 SH          X                       1,000

EQUIFAX INC COM                      294429105       385     16,649 SH              X   X              16,649

EXELON CORP                          30161N101       359      6,806 SH          X                       6,806

EXELON CORP                          30161N101       562     10,651 SH              X   X               6,711        840      3,100

EXXON MOBIL CORPORATION              30231G102    13,493    386,189 SH          X                     368,642        700     16,847

EXXON MOBIL CORPORATION              30231G102    19,501    558,124 SH              X   X             481,522     57,548     19,054

FPL GROUP INC                        302571104       291      4,836 SH          X                       4,836

FPL GROUP INC                        302571104       491      8,159 SH              X   X               5,259      2,900

FEDERAL NATL MTG ASSN                313586109     1,506     23,410 SH          X                      22,960                   450

FEDERAL NATL MTG ASSN                313586109     1,429     22,217 SH              X   X              21,450        367        400

FEDEX CORP                           31428X106     2,173     40,080 SH          X                      38,705                 1,375

FEDEX CORP                           31428X106       573     10,575 SH              X   X               9,575        300        700

THE FINANCE CO OF PA                 317369106       286        297 SH              X   X                 226         71

FIRST DATA CORP COM                  319963104     1,346     38,025 SH          X                      36,750        200      1,075

FIRST DATA CORP COM                  319963104       124      3,500 SH              X   X               1,700      1,300        500

FLEETBOSTON FINANCIAL CORP           339030108     1,191     48,994 SH          X                      46,394                 2,600

FLEETBOSTON FINANCIAL CORP           339030108       505     20,789 SH              X   X              19,239      1,550

FORTUNE BRANDS INC COM               349631101     1,979     42,556 SH          X                      37,981        150      4,425

FORTUNE BRANDS INC COM               349631101       922     19,822 SH              X   X              14,886      4,736        200

GALLAHER GROUP PLC SPONSORED ADR     363595109       239      6,100 SH          X                       2,900                 3,200

GALLAHER GROUP PLC SPONSORED ADR     363595109       340      8,686 SH              X   X               6,550      2,136

GANNET CORP                          364730101       294      4,100 SH          X                       4,100

                                              ----------
         PAGE TOTAL                               50,570






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   6
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                            
GANNET CORP                          364730101       187      2,604 SH              X   X               2,604

GENERAL ELECTRIC CO                  369604103    12,656    519,769 SH          X                     502,219        100     17,450

GENERAL ELECTRIC CO                  369604103    20,551    843,983 SH              X   X             690,094    127,685     26,204

GENERAL MILLS                        370334104       162      3,456 SH          X                       3,456

GENERAL MILLS                        370334104       448      9,540 SH              X   X               7,940                 1,600

GENERAL MOTORS CORP                  370442105       139      3,784 SH          X                       3,784

GENERAL MOTORS CORP                  370442105       411     11,157 SH              X   X               8,568      2,389        200

GILLETTE CO COM                      375766102        61      2,000 SH          X                       2,000

GILLETTE CO COM                      375766102       622     20,501 SH              X   X              16,900      2,001      1,600

GLAXO SMITHKLINE PLC SPONSORED ADR   37733W105     1,228     32,784 SH          X                      30,964                 1,820

GLAXO SMITHKLINE PLC SPONSORED ADR   37733W105     2,149     57,360 SH              X   X              55,085        227      2,048

HEINZ H J CO COM                     423074103       125      3,800 SH          X                       3,800

HEINZ H J CO COM                     423074103       404     12,300 SH              X   X              10,300                 2,000

HERSHEY FOODS CORP                   427866108       216      3,200 SH              X   X               3,200

HEWLETT PACKARD CO                   428236103        28      1,600 SH          X                       1,600

HEWLETT PACKARD CO                   428236103       752     43,301 SH              X   X              37,185      2,800      3,316

HILLENBRAND INDUSTRIES               431573104       879     18,190 SH          X                      17,790                   400

HILLENBRAND INDUSTRIES               431573104        22        450 SH              X   X                            450

HOME DEPOT                           437076102     2,148     89,413 SH          X                      86,050        100      3,263

HOME DEPOT                           437076102     1,798     74,859 SH              X   X              55,493     17,604      1,762

HONEYWELL INTERNATIONAL INC          438516106        79      3,288 SH          X                       3,288

HONEYWELL INTERNATIONAL INC          438516106       169      7,032 SH              X   X               6,782        250

IKON OFFICE SOLUTIONS INC COM        451713101        93     13,007 SH              X   X              13,000          7

ILLINOIS TOOL WORKS                  452308109     3,106     47,887 SH          X                      47,312        125        450

ILLINOIS TOOL WORKS                  452308109       306      4,725 SH              X   X               3,525        800        400

                                              ----------
         PAGE TOTAL                               48,739







 REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   7
                                                                    AS OF 12/31/02
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                           
 INTEL CORP                           458140100     3,796    243,801 SH          X                     238,001        300      5,500

 INTEL CORP                           458140100     2,230    143,217 SH              X   X             133,410      6,082      3,725

 INTERNATIONAL BUSINESS MACHS         459200101     6,315     81,478 SH          X                      73,453                 8,025

 INTERNATIONAL BUSINESS MACHS         459200101     5,857     75,573 SH              X   X              60,793     13,730      1,050

 J P MORGAN CHASE & CO COM            46625H100       366     15,252 SH          X                      15,027                   225

 J P MORGAN CHASE & CO COM            46625H100     1,335     55,621 SH              X   X              44,463     10,658        500

 JOHNSON & JOHNSON                    478160104     5,496    102,322 SH          X                      99,897        100      2,325

 JOHNSON & JOHNSON                    478160104     5,121     95,344 SH              X   X              74,264     17,190      3,890

 JOHNSON CONTROLS                     478366107       938     11,700 SH          X                      11,375                   325

 JOHNSON CONTROLS                     478366107        84      1,050 SH              X   X                 300                   750

 KELLOGG CO                           487836108       117      3,400 SH          X                       3,400

 KELLOGG CO                           487836108        96      2,800 SH              X   X               2,800

 KIMBERLY CLARK                       494368103     3,044     64,116 SH          X                      62,716        125      1,275

 KIMBERLY CLARK                       494368103       704     14,835 SH              X   X               6,649      5,914      2,272

 KRAFT FOODS INC CL A                 50075N104     2,115     54,330 SH          X                      52,830                 1,500

 KRAFT FOODS INC CL A                 50075N104       516     13,250 SH              X   X              10,650      2,000        600

 L-3 COMMUNICATIONS HLDGS INC COM     502424104     2,038     45,385 SH          X                      44,110        150      1,125

 L-3 COMMUNICATIONS HLDGS INC COM     502424104       144      3,200 SH              X   X               2,350        550        300

 LEGGETT & PLATT INC                  524660107       619     27,600 SH          X                      27,100                   500

 LEGGETT & PLATT INC                  524660107        22      1,000 SH              X   X               1,000

 LILLY ELI CO                         532457108     2,932     46,174 SH          X                      42,674                 3,500

 LILLY ELI CO                         532457108     4,023     63,350 SH              X   X              60,350                 3,000

 LINCARE HLDGS INC COM                532791100     1,137     35,965 SH          X                      34,890                 1,075

 LINCARE HLDGS INC COM                532791100       384     12,150 SH              X   X               8,300      3,150        700

 LINCOLN NATIONAL CORP                534187109       126      4,000 SH          X                       4,000

                                               ----------
          PAGE TOTAL                               49,555






 REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   8
                                                                    AS OF 12/31/02
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                           
 LINCOLN NATIONAL CORP                534187109       202      6,400 SH              X   X                          6,400

 LOCKHEED MARTIN CORP COM             539830109       279      4,830 SH          X                       4,830

 LOCKHEED MARTIN CORP COM             539830109        29        500 SH              X   X                 500

 LOWES COS INC                        548661107       737     19,645 SH          X                      19,570                    75

 LOWES COS INC                        548661107       506     13,500 SH              X   X              13,400        100

 MARSH & MCLENNAN CO                  571748102        83      1,800 SH          X                       1,400                   400

 MARSH & MCLENNAN CO                  571748102     3,246     70,248 SH              X   X              70,248

 MAY DEPT STORES CO                   577778103       113      4,897 SH          X                       4,897

 MAY DEPT STORES CO                   577778103       124      5,384 SH              X   X               1,458                 3,926

 MCGRAW-HILL COS INC COM              580645109     3,281     54,285 SH          X                      52,645        290      1,350

 MCGRAW-HILL COS INC COM              580645109     2,221     36,750 SH              X   X              33,350      2,725        675

 MEDTRONIC INC COM                    585055106     2,413     52,907 SH          X                      51,407                 1,500

 MEDTRONIC INC COM                    585055106       469     10,285 SH              X   X               5,835      4,000        450

 MELLON FINANCIAL CORP                58551A108       224      8,586 SH          X                       8,586

 MELLON FINANCIAL CORP                58551A108       863     33,068 SH              X   X              30,068      3,000

 MERCK & CO INC                       589331107     8,353    147,545 SH          X                     145,070                 2,475

 MERCK & CO INC                       589331107    11,899    210,190 SH              X   X             149,453     54,662      6,075

 MERRIMAC INDS INC COM                590262101       155     33,000 SH          X                      33,000

 MICROSOFT CORP                       594918104     6,786    131,261 SH          X                     128,986        100      2,175

 MICROSOFT CORP                       594918104     2,253     43,569 SH              X   X              37,684      4,285      1,600

 MOODYS CORP COM                      615369105        85      2,050 SH          X                       2,050

 MOODYS CORP COM                      615369105       165      4,000 SH              X   X                                     4,000

 MORGAN STANLEY                       617446448     4,540    113,736 SH          X                     109,436                 4,300

 MORGAN STANLEY                       617446448     1,779     44,557 SH              X   X              39,298      3,934      1,325

 MOTOROLA INC                         620076109        28      3,185 SH          X                       2,585                   600

                                               ----------
          PAGE TOTAL                               50,833






 REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   9
                                                                    AS OF 12/31/02
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                             
 MOTOROLA INC                         620076109       350     40,424 SH              X   X              38,674      1,750

 NATIONAL CITY CORP                   635405103     2,173     79,526 SH          X                      77,001        200      2,325

 NATIONAL CITY CORP                   635405103       391     14,298 SH              X   X               9,648      4,350        300

 NORFOLK SOUTHERN CORP                655844108        74      3,700 SH          X                       3,700

 NORFOLK SOUTHERN CORP                655844108       331     16,541 SH              X   X              12,041      4,500

 ORACLE CORPORATION COM               68389X105       248     22,933 SH          X                      19,933      1,000      2,000

 ORACLE CORPORATION COM               68389X105        93      8,640 SH              X   X               7,090        600        950

 PNC FINANCIAL SERVICES GROUP         693475105     1,115     26,600 SH          X                      26,600

 PNC FINANCIAL SERVICES GROUP         693475105     2,153     51,391 SH              X   X              47,183      2,208      2,000

 PPG INDUSTRIES INC                   693506107       125      2,500 SH          X                       2,500

 PPG INDUSTRIES INC                   693506107       492      9,804 SH              X   X               8,210      1,594

 PPL CORP                             69351T106       810     23,369 SH          X                      18,869                 4,500

 PPL CORP                             69351T106     1,401     40,390 SH              X   X              32,499      3,287      4,604

 PAYCHEX INC                          704326107       340     12,200 SH          X                      11,550                   650

 PAYCHEX INC                          704326107        88      3,165 SH              X   X               3,015        150

 PENNSYLVANIA WAREHOUSING & SAFE DEP  709291108       211         97 SH              X   X                  97
 CO COM
 PEPCO HOLDINGS INC COM               713291102       227     11,694 SH          X                       8,781                 2,913

 PEPCO HOLDINGS INC COM               713291102       330     17,012 SH              X   X               6,066      3,831      7,115

 PEPSICO INC                          713448108     1,840     43,578 SH          X                      41,353        300      1,925

 PEPSICO INC                          713448108     2,669     63,220 SH              X   X              57,738      4,232      1,250

 PFIZER INC                           717081103     6,210    203,132 SH          X                     198,132        350      4,650

 PFIZER INC                           717081103     5,748    188,037 SH              X   X             128,950     55,787      3,300

 PHARMACIA CORP COM                   71713U102       212      5,077 SH          X                       5,077

 PHARMACIA CORP COM                   71713U102       526     12,576 SH              X   X              12,312         92        172

 PHILADELPHIA SUBURBAN CORP           718009608       487     23,631 SH          X                      23,631

                                               ----------
          PAGE TOTAL                               28,644






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   10
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                             
PHILADELPHIA SUBURBAN CORP           718009608       720     34,962 SH              X   X              20,776     12,468      1,718

PHILIP MORRIS COMPANIES INC          718154107       789     19,460 SH          X                      18,160                 1,300

PHILIP MORRIS COMPANIES INC          718154107     1,171     28,888 SH              X   X              26,148        700      2,040

PHILLIPS VAN HEUSEN CORP COM         718592108       231     20,000 SH          X                      20,000

PITNEY BOWES INC CO                  724479100       527     16,150 SH          X                      16,150

PITNEY BOWES INC CO                  724479100       851     26,050 SH              X   X              26,050

PRAXAIR INC                          74005P104     2,277     39,418 SH          X                      37,868        150      1,400

PRAXAIR INC                          74005P104       330      5,709 SH              X   X               2,034      3,400        275

PROCTER & GAMBLE CO                  742718109     5,924     68,935 SH          X                      67,535        200      1,200

PROCTER & GAMBLE CO                  742718109     6,964     81,039 SH              X   X              71,118      7,790      2,131

PROGRESS ENERGY INC COM              743263105       652     15,039 SH              X   X               2,000      1,839     11,200

PUBLIC SERVICE ENTERPRISE GROUP      744573106       118      3,672 SH          X                       3,672

PUBLIC SERVICE ENTERPRISE GROUP      744573106       247      7,681 SH              X   X               6,000        430      1,251

RAYTHEON CO COM NEW                  755111507       125      4,068 SH          X                       4,068

RAYTHEON CO COM NEW                  755111507        77      2,508 SH              X   X               2,426         82

ROCKWELL INTL CORP NEW COM           773903109       288     13,916 SH          X                      13,916

ROCKWELL COLLINS INC COM             774341101       316     13,580 SH          X                      13,580

ROCKWELL COLLINS INC COM             774341101         8        336 SH              X   X                            336

ROHM AND HAAS CO                     775371107       265      8,154 SH              X   X               8,154

ROYAL BANK OF CANADA                 780087102       819     22,281 SH          X                      22,281

ROYAL DUTCH PETE CO NY REG SH        780257804       163      3,698 SH          X                       3,548        150

ROYAL DUTCH PETE CO NY REG SH        780257804     1,202     27,300 SH              X   X              17,800      5,300      4,200

SBC COMMUNICATIONS INC               78387G103     1,486     54,804 SH          X                      54,504                   300

SBC COMMUNICATIONS INC               78387G103     2,894    106,751 SH              X   X              78,390     26,937      1,424

ST JUDE MEDICAL                      790849103       776     19,545 SH          X                      19,145                   400

                                              ----------
         PAGE TOTAL                               29,220






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE   11
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                             
ST JUDE MEDICAL                      790849103        12        300 SH              X   X                            300

SARA LEE CORP                        803111103        36      1,600 SH          X                       1,600

SARA LEE CORP                        803111103       752     33,400 SH              X   X              21,600      8,600      3,200

SCHERING PLOUGH CORP                 806605101        71      3,200 SH          X                       2,600                   600

SCHERING PLOUGH CORP                 806605101       517     23,300 SH              X   X              13,600      8,400      1,300

SCHLUMBERGER LTD                     806857108       338      8,040 SH          X                       7,440                   600

SCHLUMBERGER LTD                     806857108       651     15,457 SH              X   X              13,400      1,117        940

SPRINT CORP                          852061100       119      8,200 SH          X                       7,800                   400

SPRINT CORP                          852061100       107      7,376 SH              X   X               7,376

SUNGARD DATA SYSTEMS                 867363103     1,672     70,960 SH          X                      69,110                 1,850

SUNGARD DATA SYSTEMS                 867363103       253     10,730 SH              X   X               5,480      4,800        450

SUNOCO INC                           86764P109       142      4,287 SH          X                       3,663                   624

SUNOCO INC                           86764P109       151      4,560 SH              X   X               2,308        452      1,800

SUNTRUST BANKS INC                   867914103       165      2,900 SH          X                       2,900

SUNTRUST BANKS INC                   867914103       125      2,200 SH              X   X               2,200

TECO ENERGY                          872375100       307     19,850 SH          X                      19,850

TECO ENERGY                          872375100       145      9,400 SH              X   X               8,900                   500

TARGET CORP                          87612E106     3,712    123,728 SH          X                     120,378        100      3,250

TARGET CORP                          87612E106     1,335     44,500 SH              X   X              36,000      6,400      2,100

TEXAS INSTRUMENTS                    882508104       275     18,322 SH          X                      17,822                   500

TEXAS INSTRUMENTS                    882508104       246     16,380 SH              X   X              14,280        600      1,500

THOMAS & BETTS CORP                  884315102       169     10,000 SH              X   X              10,000

3M CO COM                            88579Y101     4,377     35,496 SH          X                      35,496

3M CO COM                            88579Y101     6,366     51,628 SH              X   X              43,970      5,308      2,350

TORCHMARK CORP                       891027104     2,382     65,200 SH          X                      65,200

                                              ----------
         PAGE TOTAL                               24,425






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE  12
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                            
TRIBUNE CO NEW COM                   896047107     1,148     25,250 SH          X                      24,550        150        550

TRIBUNE CO NEW COM                   896047107       340      7,470 SH              X   X               7,270                   200

TYCO INTL LTD NEW COM                902124106        61      3,576 SH          X                       3,326                   250

TYCO INTL LTD NEW COM                902124106       600     35,119 SH              X   X              35,119

US BANCORP DEL NEW COM NEW           902973304     1,037     48,868 SH              X   X              48,868

UNION PACIFIC CORP                   907818108       267      4,465 SH          X                       3,145                 1,320

UNION PACIFIC CORP                   907818108       233      3,900 SH              X   X               3,900

UNITED TECHNOLOGIES CORP             913017109     3,360     54,239 SH          X                      52,939                 1,300

UNITED TECHNOLOGIES CORP             913017109     1,510     24,386 SH              X   X              22,636      1,550        200

UNIVEST CORP PA                      915271100     1,685     41,500 SH          X                      41,500

UNIVEST CORP PA                      915271100       524     12,902 SH              X   X              12,902

VERIZON COMMUNICATIONS               92343V104     8,217    212,041 SH          X                     198,831        400     12,810

VERIZON COMMUNICATIONS               92343V104     8,024    207,082 SH              X   X             168,679     27,101     11,302

VODAFONE GROUP PLC NEW ADR SPON      92857W100       260     14,327 SH          X                      13,927                   400

VODAFONE GROUP PLC NEW ADR SPON      92857W100       330     18,239 SH              X   X              15,004      1,985      1,250

WACHOVIA CORP COM NEW                929903102     3,455     94,802 SH          X                      94,452                   350

WACHOVIA CORP COM NEW                929903102     2,990     82,055 SH              X   X              53,225     20,409      8,421

WAL-MART STORES                      931142103       771     15,270 SH          X                      14,920                   350

WAL-MART STORES                      931142103     2,013     39,850 SH              X   X              28,850     10,050        950

WALGREEN CO                          931422109       295     10,100 SH              X   X               6,800        200      3,100

WASTE MGMT INC DEL COM NEW           94106L109       406     17,700 SH          X                      17,200                   500

WELLS FARGO COMPANY                  949746101     2,928     62,481 SH          X                      60,906        175      1,400

WELLS FARGO COMPANY                  949746101     1,446     30,850 SH              X   X              26,450      4,200        200

WENDYS INTL                          950590109     1,541     56,910 SH          X                      55,485                 1,425

WENDYS INTL                          950590109       195      7,200 SH              X   X               4,800      1,500        900

                                              ----------
         PAGE TOTAL                               43,636






REPORT PTR289  3P THE BRYN MAWR TRUST COMPANY       SECURITIES AND EXCHANGE COMMISSION FORM 13-F        01/06/03           PAGE  13
                                                                   AS OF 12/31/02
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                INVESTMENT
                                                  MARKET                        DISCRETION                    VOTING AUTHORITY
                                                  VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
                                                                                           
WEYERHAEUSER CO                      962166104       857     17,420 SH          X                      16,820                   600

WEYERHAEUSER CO                      962166104        89      1,800 SH              X   X                 600        700        500

WILMINGTON TRUST CORP                971807102        89      2,818 SH          X                       2,818

WILMINGTON TRUST CORP                971807102       152      4,800 SH              X   X               1,600      3,200

WYETH COM                            983024100     2,152     57,543 SH          X                      55,543        600      1,400

WYETH COM                            983024100     4,203    112,384 SH              X   X              96,920     13,864      1,600

ZIMMER HLDGS INC COM                 98956P102       183      4,402 SH          X                       4,302        100

ZIMMER HLDGS INC COM                 98956P102       784     18,884 SH              X   X              17,624        920        340

                                              ----------
         PAGE TOTAL                                8,509
        FINAL TOTALS                             439,452