FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 41 SH SOLE 41 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 122 1795 SH SOLE 1795 0 0
INGERSOLL-RAND CO COM G4776G101 27 400 SH DEFINED 400 0 0
RENAISSANCERE HOLDINGS LTD G7496G103 1 25 SH DEFINED 25 0 0
SEAGATE TECHNOLOGY G7945J104 35 2600 SH DEFINED 0 0 2600
ALCON INC. H01301102 1 20 SH DEFINED 20 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
AFLAC INC COM 001055102 576 14700 SH SOLE 12400 0 2300
AES CORP COM 00130H105 123 12400 SH DEFINED 0 0 12400
AT & T CORP NEW 001957505 31 2211 SH SOLE 1741 0 470
AT&T WIRELESS SVCS INC COM 00209A106 1731 117173 SH SOLE 117173 0 0
ABBOTT LABS COM 002824100 4093 96640 SH SOLE 90815 0 5825
ABBOTT LABS COM 002824100 95 2250 SH DEFINED 1250 0 1000
ADAMS EXPRESS CO COM 006212104 0 500 SH SOLE 500 0 0
ADOBE SYS INC COM 00724F101 85 1720 SH SOLE 1720 0 0
AETNA INC NEW COM 00817Y108 19 195 SH SOLE 195 0 0
AETNA INC NEW COM 00817Y108 29 300 SH DEFINED 0 0 300
AFFILIATED COMPUTER SERVICESCL A 008190100 108 1955 SH SOLE 1955 0 0
AGERE SYS INC CL A 00845V100 0 3 SH SOLE 3 0 0
AGERE SYS INC CL A 00845V100 2 2319 SH DEFINED 0 0 2319
AGERE SYSTEM INC CLASS B 00845V209 0 88 SH SOLE 88 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 6 305 SH SOLE 305 0 0
AIR PRODS & CHEMS INC COM 009158106 126 2321 SH SOLE 2296 0 25
ALBERTO CULVER CO CL B CONV 013068101 107 2465 SH SOLE 365 0 2100
ALBERTSONS INC COM 013104104 40 1700 SH SOLE 1700 0 0
ALBERTSONS INC COM 013104104 90 3800 SH DEFINED 0 0 3800
ALCOA INC COM 013817101 1468 43733 SH SOLE 40088 0 3645
ALCOA INC COM 013817101 114 3410 SH DEFINED 3410 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALLIANCE FINL CORP 019205103 1628 56191 SH SOLE 56191 0 0
ALLIANCE FINL CORP 019205103 144 5000 SH DEFINED 5000 0 0
ALLSTATE CORP COM 020002101 1548 32258 SH SOLE 29983 0 2275
ALLSTATE CORP COM 020002101 14 300 SH DEFINED 300 0 0
ALLTEL CORP COM 020039103 150 2750 SH SOLE 2750 0 0
ALLTEL CORP COM 020039103 76 1400 SH DEFINED 0 0 1400
ALTRIA GROUP INC COM 02209S103 430 9154 SH SOLE 8454 0 700
ALTRIA GROUP INC COM 02209S103 42 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 71 1740 SH SOLE 1740 0 0
AMAZON COM INC COM 023135106 172 4215 SH DEFINED 15 0 4200
AMBAC FINL GROUP INC COM 023139108 72 905 SH SOLE 905 0 0
AMERADA HESS CORP COM 023551104 106 1200 SH DEFINED 0 0 1200
AMEREN CORP COM 023608102 26 585 SH SOLE 585 0 0
AMERICAN ELEC PWR INC COM 025537101 28 900 SH SOLE 900 0 0
AMERICAN EXPRESS CO COM 025816109 2520 48998 SH SOLE 43223 0 5775
AMERICAN EXPRESS CO COM 025816109 12 250 SH DEFINED 250 0 0
AMERICAN INTL GROUP INC COM 026874107 4517 66442 SH SOLE 62737 0 3705
AMERICAN INTL GROUP INC COM 026874107 864 12722 SH DEFINED 11680 0 1042
AMERITRADE CORP 03074K100 9 786 SH SOLE 786 0 0
AMGEN INC COM 031162100 1525 26850 SH SOLE 23825 0 3025
AMGEN INC COM 031162100 25 445 SH DEFINED 445 0 0
AMSOUTH BANCORPORATION COM 032165102 3 125 SH SOLE 125 0 0
AMYLIN PHARMACEUTICALS INC 032346108 5 250 SH SOLE 250 0 0
ANADARKO PETE CORP COM 032511107 30 466 SH SOLE 466 0 0
ANADARKO PETE CORP COM 032511107 53 800 SH DEFINED 0 0 800
ANALOG DEVICES INC COM 032654105 19 500 SH SOLE 300 0 200
ANHEUSER BUSCH COS INC COM 035229103 1836 36758 SH SOLE 32358 0 4400
ANHEUSER BUSCH COS INC COM 035229103 437 8763 SH DEFINED 8763 0 0
AON CORP COM 037389103 34 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 50 1002 SH SOLE 1002 0 0
AMBASE CORP 038188306 0 100 SH SOLE 100 0 0
APPLIED MATLS INC COM 038222105 6 420 SH SOLE 420 0 0
AQUA AMER INC 03836W103 8 375 SH SOLE 375 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ARCHER DANIELS MIDLAND CO COM 039483102 57 3410 SH SOLE 3410 0 0
ARROW ELECTRS INC COM 042735100 1 75 SH SOLE 75 0 0
ASTRAZENECA PLC 046353108 4 100 SH SOLE 100 0 0
AUTODESK INC COM 052769106 48 995 SH SOLE 995 0 0
AUTOMATIC DATA PROCESSING 053015103 301 7300 SH SOLE 7300 0 0
AUTOMATIC DATA PROCESSING 053015103 82 2000 SH DEFINED 2000 0 0
AUTOZONE INC 053332102 297 3851 SH SOLE 3851 0 0
AVAYA INC COM 053499109 2 182 SH SOLE 182 0 0
AVAYA INC COM 053499109 147 10583 SH DEFINED 10583 0 0
AVERY DENNISON CORP COM 053611109 46 700 SH SOLE 700 0 0
AVERY DENNISON CORP COM 053611109 26 400 SH DEFINED 400 0 0
AVON PRODS INC COM 054303102 135 3100 SH SOLE 3050 0 50
AVON PRODS INC COM 054303102 93 2145 SH DEFINED 2145 0 0
AXA SPONSORED ADR 054536107 1 56 SH SOLE 56 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 3 471 SH SOLE 471 0 0
BB&T CORP COM 054937107 5 150 SH SOLE 150 0 0
BISYS GROUP INC COM 055472104 14 1000 SH SOLE 1000 0 0
BP AMOCO P L C SPONSORED ADR 055622104 474 8256 SH SOLE 8256 0 0
BP AMOCO P L C SPONSORED ADR 055622104 270 4709 SH DEFINED 3397 0 1312
BAKER HUGHES INC COM 057224107 30 700 SH DEFINED 0 0 700
BALL CORP COM 058498106 31 840 SH SOLE 840 0 0
BANCROFT CONV FD INC COM 059695106 21 1150 SH DEFINED 1150 0 0
BANK OF AMERICA CORPORATION COM 060505104 5434 125447 SH SOLE 119697 0 5750
BANK OF AMERICA CORPORATION COM 060505104 156 3610 SH DEFINED 1300 0 2310
BANK NEW YORK INC COM 064057102 46 1600 SH SOLE 600 0 1000
BANK NEW YORK INC COM 064057102 11 400 SH DEFINED 400 0 0
BANKNORTH GROUP INC NEW 06646R107 10 300 SH SOLE 300 0 0
BARD C R INC COM 067383109 60 1070 SH SOLE 1070 0 0
BAXTER INTL INC COM 071813109 12 400 SH SOLE 400 0 0
BAXTER INTL INC COM 071813109 70 2200 SH DEFINED 400 0 1800
BEAR STEARNS COS INC COM 073902108 22 230 SH SOLE 230 0 0
BECTON DICKINSON & CO COM 075887109 162 3140 SH SOLE 3140 0 0
BED BATH & BEYOND INC COM 075896100 37 1020 SH DEFINED 1020 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BELLSOUTH CORP COM 079860102 2335 86145 SH SOLE 75828 0 10317
BELLSOUTH CORP COM 079860102 131 4864 SH DEFINED 3064 0 1800
BERKSHIRE HATHAWAY INC DEL CL A 084670108 86 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 74 26 SH SOLE 26 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 8 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 52 965 SH SOLE 965 0 0
BEST BUY INC COM 086516101 16 300 SH DEFINED 300 0 0
BIOMET INC COM 090613100 4 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 123 2015 SH SOLE 215 0 1800
BIOLASE TECHNOLOGY INC 090911108 16 2000 SH SOLE 2000 0 0
BLACK & DECKER CORP COM 091797100 78 1015 SH SOLE 1015 0 0
BLACK & DECKER CORP COM 091797100 54 700 SH DEFINED 0 0 700
H & R BLOCK INC COM 093671105 113 2300 SH SOLE 2300 0 0
BOEING CO COM 097023105 648 12560 SH SOLE 12560 0 0
BORG WARNER INC 099724106 2 50 SH DEFINED 50 0 0
BOSTON SCIENTIFIC CORP COM 101137107 1 35 SH DEFINED 35 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 361 15263 SH SOLE 12963 0 2300
BRISTOL MYERS SQUIBB CO COM 110122108 85 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 0 35 SH DEFINED 35 0 0
BROWN FORMAN CORP CL B 115637209 91 2000 SH DEFINED 0 0 2000
BRUNSWICK CORP 117043109 14 310 SH SOLE 310 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 46 1225 SH SOLE 1225 0 0
BURLINGTON RES INC COM 122014103 130 3204 SH SOLE 3204 0 0
CH ENERGY GROUP INC 12541M102 27 600 SH SOLE 600 0 0
CSX CORP COM 126408103 39 1200 SH SOLE 1200 0 0
CSX CORP COM 126408103 1 50 SH DEFINED 50 0 0
CVS CORP COM 126650100 60 1425 SH SOLE 1425 0 0
CAMPBELL SOUP CO COM 134429109 34 1300 SH DEFINED 0 0 1300
CAPITAL ONE FINANCIAL CORP 14040H105 89 1210 SH SOLE 1210 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 81 1100 SH DEFINED 0 0 1100
CAPSTON TURBINE CORP 14067D102 0 500 SH SOLE 500 0 0
CARDINAL HEALTH INC COM 14149Y108 144 3301 SH SOLE 3301 0 0
CARDINAL HEALTH INC COM 14149Y108 190 4357 SH DEFINED 4357 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CAREMARK RX INC 141705103 0 25 SH DEFINED 25 0 0
CARNIVAL CORP 143658300 179 3800 SH SOLE 3800 0 0
CATERPILLAR INC DEL COM 149123101 162 2015 SH SOLE 2015 0 0
CENDANT CORP COM 151313103 119 5520 SH SOLE 5520 0 0
CENTRAL SECS CORP COM 155123102 15 694 SH DEFINED 0 0 694
CHEVRONTEXACO CORP COM 166764100 2266 42256 SH SOLE 39316 0 2940
CHEVRONTEXACO CORP COM 166764100 386 7216 SH DEFINED 4950 0 2266
CHOICEPOINT INC COM 170388102 276 6485 SH SOLE 6485 0 0
CHUBB CORP COM 171232101 25 365 SH SOLE 365 0 0
CHUBB CORP COM 171232101 22 325 SH DEFINED 25 0 300
CINERGY CORP COM 172474108 1 50 SH SOLE 50 0 0
CISCO SYS INC COM 17275R102 2918 161347 SH SOLE 150947 0 10400
CISCO SYS INC COM 17275R102 322 17830 SH DEFINED 16930 0 900
CITIGROUP INC 172967101 6546 148410 SH SOLE 140761 0 7649
CITIGROUP INC 172967101 331 7510 SH DEFINED 5410 0 2100
CLOROX CO DEL COM 189054109 326 6120 SH SOLE 5520 0 600
CLOROX CO DEL COM 189054109 63 1200 SH DEFINED 0 0 1200
COCA COLA CO COM 191216100 1688 42181 SH SOLE 40056 0 2125
COCA COLA CO COM 191216100 107 2685 SH DEFINED 2685 0 0
COLGATE PALMOLIVE CO COM 194162103 488 10820 SH SOLE 10820 0 0
COLGATE PALMOLIVE CO COM 194162103 90 2000 SH DEFINED 0 0 2000
COMCAST CORP NEW CL A 20030N101 3167 112192 SH SOLE 111432 0 760
COMCAST CORP NEW CL A 20030N101 81 2904 SH DEFINED 0 0 2904
COMCAST CORP NEW 20030N200 1 40 SH SOLE 0 0 40
COMCAST CORP NEW 20030N200 30 1100 SH DEFINED 100 0 1000
COMMERCIAL METALS CO COM 201723103 57 1460 SH SOLE 1460 0 0
COMPUTER SCIENCES CORP COM 205363104 57 1225 SH SOLE 1225 0 0
CONAGRA FOODS INC COM 205887102 85 3312 SH SOLE 3312 0 0
CONAGRA FOODS INC COM 205887102 38 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 0 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 258 3123 SH SOLE 2781 0 342
CONSOLIDATED EDISON INC 209115104 45 1082 SH SOLE 1082 0 0
CONSTELLATION ENERGY CORP COM 210371100 47 1200 SH DEFINED 50 0 1150
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COOPER TIRE & RUBR CO COM 216831107 161 8000 SH DEFINED 8000 0 0
ADOLPH COORS CO 217016104 30 455 SH SOLE 455 0 0
CORN PRODS INTL INC COM 219023108 3 75 SH SOLE 75 0 0
CORNING INC COM 219350105 76 6900 SH SOLE 6800 0 100
CORNING INC COM 219350105 6 599 SH DEFINED 599 0 0
COSTCO WHSL CORP NEW COM 22160K105 1517 36562 SH SOLE 33822 0 2740
COSTCO WHSL CORP NEW COM 22160K105 118 2850 SH DEFINED 2850 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 72 1840 SH SOLE 1840 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 47 1200 SH DEFINED 0 0 1200
CREE INC COM 225447101 5 190 SH SOLE 190 0 0
DPL INC 233293109 7 350 SH SOLE 350 0 0
DANAHER CORP DEL COM 235851102 693 13530 SH SOLE 13530 0 0
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELL INC 24702R101 2052 57678 SH SOLE 54228 0 3450
DELL INC 24702R101 72 2025 SH DEFINED 2025 0 0
DELPHI CORPORATION COM 247126105 7 861 SH SOLE 861 0 0
DENTSPLY INTL INC NEW COM 249030107 5 100 SH SOLE 100 0 0
DIEGO PLC SPON ADR NEW 25243Q205 12 249 SH SOLE 249 0 0
THE DIRECTV GROUP INC. 25459L106 0 22 SH SOLE 22 0 0
THE DIRECTV GROUP INC. 25459L106 89 5100 SH DEFINED 0 0 5100
DISNEY WALT CO COM DISNEY 254687106 29 1300 SH SOLE 1300 0 0
DISNEY WALT CO COM DISNEY 254687106 45 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 36 566 SH SOLE 566 0 0
DOVER CORP COM 260003108 143 3700 SH SOLE 3700 0 0
DOW CHEM CO COM 260543103 126 2808 SH SOLE 558 0 2250
DOW CHEM CO COM 260543103 464 10278 SH DEFINED 10278 0 0
DOW JONES & CO INC COM 260561105 52 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 4525 105764 SH SOLE 100214 0 5550
DU PONT E I DE NEMOURS & CO COM 263534109 407 9527 SH DEFINED 8127 0 1400
DUKE ENERGY CORP COM 264399106 105 4600 SH SOLE 4600 0 0
DUKE ENERGY CORP COM 264399106 57 2500 SH DEFINED 0 0 2500
E M C CORP MASS COM 268648102 39 3400 SH SOLE 3000 0 400
E M C CORP MASS COM 268648102 4 400 SH DEFINED 400 0 0
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EASTMAN CHEM CO COM 277432100 56 1190 SH SOLE 1190 0 0
EASTMAN KODAK CO COM 277461109 65 2041 SH SOLE 2041 0 0
EASTMAN KODAK CO COM 277461109 167 5200 SH DEFINED 0 0 5200
EATON VANCE CORP COM 278058102 50 800 SH SOLE 800 0 0
EATON VANCE CORP COM 278058102 82 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 59 650 SH SOLE 650 0 0
EBAY INC COM 278642103 131 1435 SH DEFINED 35 0 1400
ECOLAB INC COM 278865100 56 1800 SH SOLE 1800 0 0
ECOLAB INC COM 278865100 25 800 SH DEFINED 800 0 0
EDWARDS AG INC COM 281760108 148 4300 SH SOLE 4300 0 0
ELECTRONIC ARTS INC COM 285512109 89 1945 SH DEFINED 45 0 1900
ELECTRONIC DATA SYS NEW COM 285661104 4 224 SH SOLE 224 0 0
EMERSON ELEC CO COM 291011104 1634 26414 SH SOLE 23939 0 2475
EMERSON ELEC CO COM 291011104 123 2000 SH DEFINED 2000 0 0
EMULEX CORP 292475209 4 420 SH SOLE 420 0 0
ENBRIDGE ENERGY PART LP COM 29250R106 276 5800 SH SOLE 5800 0 0
ENERGY CONVERSION DEV INC 292659109 1 100 SH SOLE 100 0 0
ENERGY EAST CORP COM 29266M109 81 3254 SH SOLE 3254 0 0
ENERGIZER HLDGS INC COM 29266R108 6 140 SH DEFINED 0 0 140
ENTERPRISE PRODUCTS PARTNERS LP 293792107 6 300 SH DEFINED 300 0 0
EQUITABLE RES INC COM 294549100 82 1514 SH SOLE 1514 0 0
EQUITY FUND 294700703 50 600 SH SOLE 600 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 6 225 SH SOLE 225 0 0
EXELON CORP COM 30161N101 3374 91994 SH SOLE 85894 0 6100
EXELON CORP COM 30161N101 60 1650 SH DEFINED 1650 0 0
EXPEDITORS INTL WASH INC COM 302130109 10 200 SH SOLE 200 0 0
EXXON MOBIL CORP COM 30231G102 11376 235384 SH SOLE 215728 0 19656
EXXON MOBIL CORP COM 30231G102 2884 59690 SH DEFINED 56594 0 3096
FPL GROUP INC COM 302571104 40 600 SH SOLE 400 0 200
FPL GROUP INC COM 302571104 6 100 SH DEFINED 0 0 100
FED HOME LOAN MTGE COM 313400301 76 1165 SH SOLE 1165 0 0
FED HOME LOAN MTGE COM 313400301 1 25 SH DEFINED 25 0 0
FEDERAL NATL MTG ASSN COM 313586109 620 9784 SH SOLE 9784 0 0
FEDERAL NATL MTG ASSN COM 313586109 95 1500 SH DEFINED 400 0 1100
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDERAL SIGNAL CORP COM 313855108 37 2000 SH SOLE 2000 0 0
FEDERAL SIGNAL CORP COM 313855108 151 8165 SH DEFINED 8165 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 12 280 SH SOLE 280 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 1 25 SH DEFINED 25 0 0
FEDEX CORP 31428X106 82 960 SH SOLE 885 0 75
FIFTH THIRD BANCORP COM 316773100 211 4287 SH SOLE 4087 0 200
FIFTH THIRD BANCORP COM 316773100 23 475 SH DEFINED 475 0 0
FINANCIAL INSTITUTIONS INC 317585404 34 1520 SH SOLE 1520 0 0
FIRST DATA CORP COM 319963104 635 14601 SH SOLE 14601 0 0
FIRST DATA CORP COM 319963104 13 300 SH DEFINED 300 0 0
FIRST NIAGARA FINL INC 33582V108 26 1980 SH DEFINED 1980 0 0
FIRSTENERGY CORP COM 337932107 150 3670 SH SOLE 3645 0 25
FORD MOTOR CO 345370860 126 9000 SH SOLE 9000 0 0
FORD MOTOR CO 345370860 16 1200 SH DEFINED 0 0 1200
FOX ENTMT GROUP INC CL A 35138T107 249 8997 SH SOLE 8997 0 0
GANNETT INC COM 364730101 4984 59514 SH SOLE 56889 0 2625
GANNETT INC COM 364730101 230 2748 SH DEFINED 1348 0 1400
GAP INC DEL COM 364760108 68 3650 SH SOLE 3650 0 0
GENENTECH INC COM NEW 368710406 10 200 SH SOLE 200 0 0
GENERAL DYNAMICS CORP COM 369550108 10 100 SH SOLE 100 0 0
GENERAL ELEC CO COM 369604103 11975 356721 SH SOLE 329956 0 26765
GENERAL ELEC CO COM 369604103 1676 49930 SH DEFINED 48730 0 1200
GENERAL MLS INC COM 370334104 170 3800 SH SOLE 300 0 3500
GENERAL MLS INC COM 370334104 425 9468 SH DEFINED 7968 0 1500
GENERAL MTRS CORP COM 370442105 33 800 SH SOLE 800 0 0
GENUINE PARTS CO COM 372460105 38 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 57 1500 SH DEFINED 0 0 1500
GEORGIA PACIFIC CORP 373298108 56 1560 SH SOLE 1560 0 0
GILLETTE CO COM 375766102 79 1900 SH SOLE 1700 0 200
GILLETTE CO COM 375766102 75 1806 SH DEFINED 506 0 1300
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 103 2363 SH SOLE 2250 0 113
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 2 50 SH DEFINED 50 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1 15 SH DEFINED 15 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GRAINGER W W INC COM 384802104 126 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 17 600 SH SOLE 600 0 0
GUIDANT CORP COM 401698105 410 6217 SH SOLE 6217 0 0
JOHN HANCOCK PREFERRED INCOME FUND II 41013X106 24 1000 SH SOLE 0 0 1000
HARDINGE INC COM 412324303 9 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 11 200 SH SOLE 0 0 200
HASBRO INC COM 418056107 46 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 21 822 SH SOLE 822 0 0
HEALTH CARE PPTY INVS 421915109 10 400 SH SOLE 400 0 0
HEALTH MANAGEMENT CLASS A 421933102 17 855 SH SOLE 855 0 0
HEALTH NET INC A 42222G108 61 2500 SH DEFINED 0 0 2500
HEINZ H J CO COM 423074103 117 3250 SH SOLE 1600 0 1650
HERCULES INC COM 427056106 7 500 SH DEFINED 0 0 500
HERSHEY FOODS CORP COM 427866108 238 5100 SH SOLE 5100 0 0
HEWLETT PACKARD CO COM 428236103 1547 82547 SH SOLE 77922 0 4625
HEWLETT PACKARD CO COM 428236103 51 2754 SH DEFINED 800 0 1954
HOME DEPOT INC COM 437076102 4728 120622 SH SOLE 114172 0 6450
HOME DEPOT INC COM 437076102 363 9283 SH DEFINED 6883 0 2400
HONEYWELL INTL INC COM 438516106 18 525 SH SOLE 525 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 7 175 SH SOLE 175 0 0
HOSPIRA INC 441060100 2 70 SH SOLE 70 0 0
HOSPIRA INC 441060100 3 110 SH DEFINED 10 0 100
HOST MARRIOTT CORP NEW COM 44107P104 3 252 SH SOLE 252 0 0
HUDSON RIV BANCORP INC 444128102 4 244 SH SOLE 244 0 0
HUMANA INC COM 444859102 25 1300 SH SOLE 1300 0 0
I-FLOW CORP 449520303 10 741 SH SOLE 741 0 0
ILLINOIS TOOL WKS INC COM 452308109 1425 15305 SH SOLE 14180 0 1125
ILLINOIS TOOL WKS INC COM 452308109 150 1610 SH DEFINED 1610 0 0
IMAGISTICS INTERNATIONAL INCCOM 45247T104 2 64 SH SOLE 64 0 0
INGRAM MICRO INC CL A 457153104 1 100 SH SOLE 100 0 0
INTEL CORP COM 458140100 4928 245825 SH SOLE 229550 0 16275
INTEL CORP COM 458140100 450 22455 SH DEFINED 21855 0 600
INTERNATIONAL BUSINESS MACHS COM 459200101 6556 76470 SH SOLE 73338 0 3132
INTERNATIONAL BUSINESS MACHS COM 459200101 426 4980 SH DEFINED 4180 0 800
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 38 1000 SH DEFINED 0 0 1000
INTL PAPER CO COM 460146103 85 2110 SH DEFINED 0 0 2110
INTERNATIONAL RECTIFIER CORPCOM 460254105 1 50 SH SOLE 50 0 0
INTUIT COM 461202103 54 1200 SH DEFINED 0 0 1200
IVAX CORP COM 465823102 125 6562 SH SOLE 6562 0 0
JDS UNIPHASE CORP COM 46612J101 1 475 SH SOLE 475 0 0
JPMORGAN CHASE & CO COM 46625H100 2694 67833 SH SOLE 64258 0 3575
JPMORGAN CHASE & CO COM 46625H100 360 9070 SH DEFINED 875 0 8195
JABIL CIRCUIT INC COM 466313103 252 10982 SH SOLE 10982 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 378 9878 SH SOLE 9878 0 0
JOHNSON & JOHNSON COM 478160104 7509 133315 SH SOLE 124635 0 8680
JOHNSON & JOHNSON COM 478160104 1257 22330 SH DEFINED 20080 0 2250
JOHNSON CTLS INC COM 478366107 102 1800 SH SOLE 1800 0 0
JONES APPAREL GROUP INC COM 480074103 16 465 SH SOLE 465 0 0
JUNIPER NETWORKS INC COM 48203R104 1 65 SH DEFINED 65 0 0
KELLOGG CO COM 487836108 628 14743 SH SOLE 14743 0 0
KERR MCGEE CORP COM 492386107 8 150 SH SOLE 0 0 150
KEYCORP NEW COM 493267108 6 200 SH SOLE 200 0 0
KEYSPAN CORP COM 49337W100 97 2480 SH SOLE 2480 0 0
KEYSPAN CORP COM 49337W100 39 1000 SH DEFINED 1000 0 0
KIMBERLY CLARK CORP COM 494368103 465 7200 SH SOLE 7200 0 0
KIMBERLY CLARK CORP COM 494368103 64 1000 SH DEFINED 0 0 1000
KINDER MORGAN ENERGY PARTNER LTD PARTNER 494550106 85 1826 SH SOLE 1826 0 0
KOHLS CORP COM 500255104 1 30 SH SOLE 30 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 0 150 SH SOLE 150 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 25 1101 SH SOLE 1101 0 0
KRAFT FOODS INC CL A 50075N104 14 460 SH SOLE 460 0 0
KRAFT FOODS INC CL A 50075N104 6 200 SH DEFINED 200 0 0
KROGER CO COM 501044101 52 3380 SH SOLE 3380 0 0
KROGER CO COM 501044101 59 3850 SH DEFINED 50 0 3800
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 395 5906 SH SOLE 5906 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 401 9185 SH SOLE 9185 0 0
LANCASTER COLONY CORP COM 513847103 44 1050 SH SOLE 1050 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
LEAR CORP COM 521865105 1 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 44 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 7 150 SH SOLE 150 0 0
LEHMAN BROTHERS HOLDING INC 524908100 43 540 SH SOLE 540 0 0
LENNAR CORP COM 526057104 4 100 SH SOLE 100 0 0
LEXMARK INTL NEW CL A 529771107 42 505 SH SOLE 355 0 150
LEXMARK INTL NEW CL A 529771107 25 300 SH DEFINED 300 0 0
LILLY ELI & CO COM 532457108 406 6770 SH SOLE 6670 0 100
LILLY ELI & CO COM 532457108 107 1794 SH DEFINED 1794 0 0
LIMITED BRANDS INC COM 532716107 45 2025 SH SOLE 2025 0 0
LOCKHEED MARTIN CORP COM 539830109 186 3322 SH SOLE 3322 0 0
LOUISIANA PAC CORP COM 546347105 19 740 SH SOLE 740 0 0
LOWES COS INC COM 548661107 524 9653 SH SOLE 9278 0 375
LOWES COS INC COM 548661107 54 1005 SH DEFINED 1005 0 0
LUCENT TECHNOLOGIES INC COM 549463107 467 147462 SH SOLE 147462 0 0
MBIA INC COM 55262C100 80 1390 SH SOLE 1190 0 200
MBIA INC COM 55262C100 23 400 SH DEFINED 400 0 0
MBNA CORP COM 55262L100 1275 50615 SH SOLE 45965 0 4650
MBNA CORP COM 55262L100 10 415 SH DEFINED 415 0 0
MGIC INVT CORP WIS COM 552848103 47 720 SH SOLE 720 0 0
MGIC INVT CORP WIS COM 552848103 119 1800 SH DEFINED 0 0 1800
MAGNA INTL INC CL A ADR 559222401 1 25 SH DEFINED 25 0 0
MANOR CARE INC 564055101 16 560 SH SOLE 560 0 0
MANULIFE FINL CORP COM 56501R106 15 353 SH SOLE 353 0 0
MANULIFE FINL CORP COM 56501R106 77 1777 SH DEFINED 0 0 1777
USX MARATHON GROUP COM NEW 565849106 70 1700 SH DEFINED 0 0 1700
MARSH & MCLENNAN COS INC COM 571748102 1 25 SH SOLE 25 0 0
MARSH & MCLENNAN COS INC COM 571748102 45 1000 SH DEFINED 0 0 1000
MARSHALL & ILSLEY CORP COM 571834100 145 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 72 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 31 600 SH DEFINED 0 0 600
MAXIM INTEGRATED PRODS INC COM 57772K101 0 10 SH DEFINED 10 0 0
MAY DEPT STORES CO COM 577778103 7 275 SH SOLE 275 0 0
MAY DEPT STORES CO COM 577778103 33 1300 SH DEFINED 0 0 1300
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MCCORMICK & CO INC COM NON VTG 579780206 108 3150 SH SOLE 3150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 171 5000 SH DEFINED 2000 0 3000
MCDONALDS CORP COM 580135101 182 6505 SH SOLE 6505 0 0
MCDONALDS CORP COM 580135101 39 1400 SH DEFINED 300 0 1100
MCGRAW HILL COS INC COM 580645109 300 3776 SH SOLE 3776 0 0
MCKESSON CORPORATION COM 58155Q103 79 3100 SH DEFINED 0 0 3100
MEADWESTVACO CORP 583334107 53 1684 SH SOLE 1684 0 0
MEADWESTVACO CORP 583334107 1 50 SH DEFINED 50 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 2 96 SH SOLE 96 0 0
MEDIS TECHNOLOGIES 58500P107 1 100 SH SOLE 100 0 0
MEDTRONIC INC COM 585055106 4297 82797 SH SOLE 78692 0 4105
MEDTRONIC INC COM 585055106 257 4960 SH DEFINED 4960 0 0
MELLON FINL CORP COM 58551A108 35 1300 SH DEFINED 0 0 1300
MERCK & CO INC COM 589331107 2288 69466 SH SOLE 62711 0 6755
MERCK & CO INC COM 589331107 69 2120 SH DEFINED 620 0 1500
MERRILL LYNCH & CO INC COM 590188108 20 410 SH SOLE 410 0 0
METLIFE INC COM 59156R108 27 716 SH SOLE 716 0 0
METLIFE INC COM 59156R108 2 75 SH DEFINED 75 0 0
MICROSOFT CORP COM 594918104 4881 176605 SH SOLE 165355 0 11250
MICROSOFT CORP COM 594918104 646 23400 SH DEFINED 22200 0 1200
MILLIPORE CORP 601073109 9 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MONSANTO CO (NEW) 61166W101 67 1853 SH SOLE 1853 0 0
MORGAN STANLEY ASIA PACIFIC FUND INC 61744U106 56 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 3066 62224 SH SOLE 58899 0 3325
MORGAN STANLEY DISCOVER & CO 617446448 96 1956 SH DEFINED 756 0 1200
MOTOROLA INC COM 620076109 108 6000 SH SOLE 6000 0 0
MUNI ASSETS FUND INC 62618Q106 10 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 9 735 SOLE 735 0 0
MYLAN LABS INC COM 628530107 8 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 382 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 431 8699 SH DEFINED 8699 0 0
NATIONAL CITY CORP COM 635405103 3 100 SH SOLE 100 0 0
NATIONAL CITY CORP COM 635405103 111 2875 SH DEFINED 75 0 2800
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NATIONAL SEMICONDUCTOR CORP COM 637640103 16 1060 SH SOLE 1060 0 0
NEIMAN MARCUS GROUP INC CL A 640204202 57 1000 SH DEFINED 0 0 1000
NEW YORK TIMES CO CL A 650111107 4299 110000 SH SOLE 110000 0 0
NEW YORK TIMES CO CL A 650111107 22343 571600 SH DEFINED 570000 0 1600
NEWELL RUBBERMAID INC COM 651229106 76 3800 SH DEFINED 0 0 3800
NEWPARK RESOURCES INC 651718504 1 200 SH SOLE 200 0 0
THE NEWS CORPORATION LTD 652487802 0 1 SH SOLE 1 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 45 1900 SH SOLE 1900 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 250 10500 SH DEFINED 0 0 10500
NIKE INC CL B 654106103 381 4836 SH SOLE 4836 0 0
NISOURCE INC COM 65473P105 16 800 SH SOLE 800 0 0
NOKIA CORP PFD SPONS ADR 654902204 6 500 SH SOLE 250 0 250
NOKIA CORP PFD SPONS ADR 654902204 34 2500 SH DEFINED 0 0 2500
NORFOLK SOUTHERN CORP COM 655844108 58 1975 SH SOLE 1975 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 3 1102 SH SOLE 1102 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 1 450 SH DEFINED 450 0 0
NORTHROP GRUMMAN CORP COM 666807102 48 916 SH SOLE 916 0 0
NUCOR CORP COM 670346105 63 700 SH SOLE 700 0 0
NUVEEN NY MUNI VALUE INC 67062M105 13 1500 SOLE 0 0 1500
OGE ENERGY CORP COM 670837103 25 1000 SH SOLE 1000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 66 1190 SH SOLE 1190 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 2 50 SH DEFINED 50 0 0
OMNICOM GROUP INC COM 681919106 15 215 SH SOLE 215 0 0
ORACLE CORP COM 68389X105 476 42245 SH SOLE 41370 0 875
ORACLE CORP COM 68389X105 123 10935 SH DEFINED 10935 0 0
PG&E CORP COM 69331C108 39 1310 SH SOLE 1310 0 0
PNC FINL SVCS GROUP INC COM 693475105 5 100 SH SOLE 100 0 0
PNC FINL SVCS GROUP INC COM 693475105 78 1450 SH DEFINED 0 0 1450
PPG INDS INC COM 693506107 79 1300 SH SOLE 1300 0 0
PPL CORP 69351T106 47 1000 SH SOLE 1000 0 0
PACCAR INC COM 693718108 209 3029 SH SOLE 3029 0 0
PALL CORP COM 696429307 24 1000 SH DEFINED 0 0 1000
PAYCHEX INC COM 704326107 6 222 SH SOLE 222 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PEPSICO INC COM 713448108 4606 94688 SH SOLE 90488 0 4200
PEPSICO INC COM 713448108 318 6550 SH DEFINED 6550 0 0
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PFIZER INC COM 717081103 6652 217480 SH SOLE 192795 0 24685
PFIZER INC COM 717081103 1070 34984 SH DEFINED 34984 0 0
PHELPS DODGE CORP COM 717265102 27 300 SH SOLE 300 0 0
PHOENIX COS INC NEW COM 71902E109 23 2293 SH SOLE 2293 0 0
PIPER JAFFRAY COS COM NEW 724078100 0 6 SH SOLE 6 0 0
PITNEY BOWES INC COM 724479100 343 7800 SH SOLE 7800 0 0
PLUM CREEK TIMBER CO INC COM 729251108 9 274 SH SOLE 274 0 0
PRAXAIR INC COM 74005P104 14 350 SH SOLE 0 0 350
PRINCIPAL FINANCIAL GROUP INC 74251V102 17 500 SH SOLE 500 0 0
PROCTER & GAMBLE CO COM 742718109 5651 104437 SH SOLE 98463 0 5974
PROCTER & GAMBLE CO COM 742718109 129 2390 SH DEFINED 2390 0 0
PROGRESS ENERGY INC COM 743263105 3 75 SH SOLE 75 0 0
PROGRESSIVE CORP 743315103 165 1955 SH SOLE 1955 0 0
PRUDENTIAL FINL INC COM 744320102 27 587 SH SOLE 587 0 0
PUGET SOUND ENERGY INC COM 745310102 75 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 21 345 SH SOLE 345 0 0
QUALCOMM INC COM 747525103 1884 48279 SH SOLE 44559 0 3720
QUALCOMM INC COM 747525103 13 340 SH DEFINED 340 0 0
QUEST DIAGNOSTICS INC COM 74834L100 55 630 SH SOLE 630 0 0
QUESTAR CORP COM 748356102 109 2400 SH SOLE 2400 0 0
QWEST COMMUNICATIONS INTL INCOM 749121109 10 3027 SH SOLE 3027 0 0
QWEST COMMUNICATIONS INTL INCOM 749121109 117 35400 SH DEFINED 0 0 35400
RAYTECH CORP 755103108 0 100 SH SOLE 100 0 0
RAYTHEON CO CLASS B COM 755111507 91 2421 SH SOLE 2421 0 0
READERS DIGEST ASSN INC COM 755267101 12 854 SH DEFINED 0 0 854
RED HAT INC COM 756577102 2 172 SH SOLE 172 0 0
RITE AID CORP COM 767754104 17 5000 SH SOLE 5000 0 0
ROCKWELL INTL CORP NEW COM 773903109 23 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 19 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 22 600 SH SOLE 600 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ROHM & HAAS CO COM 775371107 77 1800 SH SOLE 1800 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 ADR 780257804 296 5750 SH SOLE 5750 0 0
SBC COMMUNICATIONS INC 78387G103 5032 193939 SH SOLE 175320 0 18619
SBC COMMUNICATIONS INC 78387G103 405 15620 SH DEFINED 15620 0 0
SEI INVESTMENTS CO COM 784117103 6 200 SH DEFINED 200 0 0
SLM CORPORATION SECURITIES COM 78442P106 0 227 SH SOLE 227 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 1 100 SH DEFINED 100 0 0
ST JUDE MED INC 790849103 556 7389 SH SOLE 7389 0 0
ST JUDE MED INC 790849103 1 20 SH DEFINED 20 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 42 1298 SH DEFINED 0 0 1298
SARA LEE CORP COM 803111103 18 800 SH SOLE 800 0 0
SARA LEE CORP COM 803111103 2 100 SH DEFINED 100 0 0
SCHERING PLOUGH CORP COM 806605101 142 7460 SH SOLE 6660 0 800
SCHLUMBERGER LTD COM 806857108 3352 49805 SH SOLE 46555 0 3250
SCHLUMBERGER LTD COM 806857108 276 4111 SH DEFINED 4111 0 0
SCIENTIFIC ATLANTA INC COM 808655104 83 3210 SH SOLE 3210 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 65 2108 SH SOLE 2108 0 0
SECTOR SPDR TRUST 81369Y886 33 1330 SH SOLE 1330 0 0
SELECTIVE INS GRP INC 816300107 26 719 SH SOLE 719 0 0
SEMPRA ENERGY COM 816851109 43 1215 SH SOLE 1215 0 0
SENECA FOODS CORP NEW CL B 817070105 25 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 25 1400 SH SOLE 1400 0 0
THE SERVICEMASTER COMPANY 81760N109 7 600 SH SOLE 600 0 0
SIMON PPTY GROUP INC NEW 828806109 18 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 60 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 3 1000 SH SOLE 1000 0 0
SKY FINL GROUP INC COM 83080P103 198 7937 SH SOLE 7937 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 1 100 SH SOLE 100 0 0
SNAP-ON INC (FORMERLY SNAP-ON TOOLS CORP) 833034101 3 125 SH SOLE 125 0 0
SOLECTRON CORP COM 834182107 1 287 SH DEFINED 287 0 0
SOUTHERN CO COM 842587107 108 3610 SH SOLE 3585 0 25
SOUTHWEST AIRLS CO COM 844741108 2 200 SH DEFINED 200 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SPRINT CORP COM FON GROUP 852061100 51 2550 SH SOLE 2550 0 0
SPRINT CORP COM FON GROUP 852061100 26 1300 SH DEFINED 100 0 1200
STAPLES INC COM 855030102 1825 61247 SH SOLE 57397 0 3850
STAPLES INC COM 855030102 13 450 SH DEFINED 450 0 0
STARBUCKS CORP COM 855244109 9 200 SH SOLE 0 0 200
STATE STR CORP COM 857477103 123 2894 SH DEFINED 2894 0 0
SUFFOLK BANCORP COM 864739107 97 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 66 16550 SH SOLE 12400 0 4150
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNGARD DATA SYS INC COM 867363103 248 10460 SH SOLE 10460 0 0
SUNTRUST BKS INC COM 867914103 274 3900 SH SOLE 2900 0 1000
SUNTRUST BKS INC COM 867914103 79 1125 SH DEFINED 25 0 1100
SUPERVALU INC COM 868536103 64 2355 SH SOLE 2355 0 0
SYMANTEC CORP COM 871503108 29 530 SH SOLE 530 0 0
SYNOVUS FINL CORP COM 87161C105 17 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 8 300 SH SOLE 300 0 0
TECO ENERGY INC 872375100 9 700 SH SOLE 0 0 700
TEPPCO PARTNERS LP 872384102 10 250 SH DEFINED 250 0 0
TARGET CORP COM 87612E106 2178 48138 SH SOLE 45348 0 2790
TARGET CORP COM 87612E106 22 500 SH DEFINED 500 0 0
TELLABS INC COM 879664100 2 250 SH DEFINED 250 0 0
TENET HEALTHCARE CORP COM 88033G100 32 3000 SH DEFINED 0 0 3000
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEXAS INDS INC COM 882491103 15 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 1132 53248 SH SOLE 49898 0 3350
TEXAS INSTRS INC COM 882508104 37 1750 SH DEFINED 550 0 1200
THERMO ELECTRON CORP COM 883556102 27 1020 SH SOLE 1020 0 0
3M CO COM COM 88579Y101 4215 52712 SH SOLE 49087 0 3625
3M CO COM COM 88579Y101 621 7769 SH DEFINED 6769 0 1000
TIME WARNER INC COM 887317105 14 894 SH SOLE 894 0 0
TIME WARNER INC COM 887317105 129 8025 SH DEFINED 125 0 7900
TOMPKINS TRUSTCO INC 890110109 37960 820054 SH SOLE 805531 0 14523
TOMPKINS TRUSTCO INC 890110109 2151 46477 SH DEFINED 46477 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TORCHMARK CORP COM 891027104 35 665 SH SOLE 665 0 0
TOYS R US INC COM 892335100 14 800 SH DEFINED 0 0 800
TYCO INTL LTD NEW COM 902124106 189 6175 SH SOLE 6175 0 0
TYCO INTL LTD NEW COM 902124106 248 8100 SH DEFINED 0 0 8100
UST INC COM 902911106 5 125 SH SOLE 125 0 0
US BANCORP DEL COM NEW 902973304 18 654 SH SOLE 654 0 0
UNILEVER N V N Y SHS NEW 904784709 1 25 SH DEFINED 25 0 0
UNION PAC CORP COM 907818108 35 600 SH SOLE 600 0 0
UNION PAC CORP COM 907818108 58 1000 SH DEFINED 0 0 1000
UNITED PARCEL SERVICE INC CL B 911312106 2694 35485 SH SOLE 33335 0 2150
UNITED PARCEL SERVICE INC CL B 911312106 11 150 SH DEFINED 150 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1821 19503 SH SOLE 18173 0 1330
UNITED TECHNOLOGIES CORP COM 913017109 25 275 SH DEFINED 275 0 0
UNITEDHEALTH GROUP INC 91324P102 1907 25863 SH SOLE 24263 0 1600
UNITEDHEALTH GROUP INC 91324P102 234 3180 SH DEFINED 180 0 3000
UNOCAL CORP COM 915289102 143 3344 SH DEFINED 3344 0 0
UNUMPROVIDENT CORP COM 91529Y106 7 500 SH DEFINED 0 0 500
V.I. TECHNOLOGIES INC 917920100 0 200 SH SOLE 0 0 200
V F CORP COM 918204108 42 850 SH SOLE 850 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 20 1400 SOLE 1400 0 0
VANKAMPEN NEW YORK QUALITY 920922101 21 1400 SH SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 21 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 41 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 21 1415 SOLE 1415 0 0
VECTREN CORP COM 92240G101 29 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 949 24103 SH SOLE 21243 0 2860
VERIZON COMMUNICATIONS COM 92343V104 26 666 SH DEFINED 666 0 0
VIACOM INC CLASS B 925524308 1441 42958 SH SOLE 40928 0 2030
VIACOM INC CLASS B 925524308 74 2210 SH DEFINED 710 0 1500
VISTEON CORP COM 92839U107 1 235 SH SOLE 235 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 15 630 SH SOLE 630 0 0
WPP GROUP PLC SPON ADR NEW 929309300 74 1600 SH DEFINED 0 0 1600
WPS RESOURCES CORP COM 92931B106 13 300 SH SOLE 300 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WACHOVIA CORP 2ND NEW COM 929903102 22 474 SH SOLE 474 0 0
WACHOVIA CORP 2ND NEW COM 929903102 52 1125 SH DEFINED 25 0 1100
WAL MART STORES INC COM 931142103 4924 92560 SH SOLE 86500 0 6060
WAL MART STORES INC COM 931142103 856 16103 SH DEFINED 16103 0 0
WALGREEN CO COM 931422109 242 6775 SH SOLE 6775 0 0
WALGREEN CO COM 931422109 40 1134 SH DEFINED 1134 0 0
WASHINGTON MUT INC COM 939322103 125 3200 SH DEFINED 500 0 2700
WASTE MGMT INC DEL COM 94106L109 134 4925 SH DEFINED 0 0 4925
WATERS CORP COM 941848103 43 980 SH SOLE 980 0 0
WEIGHT WATCHERS INTERNATIONAL INC 948626106 3 100 SH SOLE 100 0 0
WELLPOINT HEALTH NETWORK NEWCOM 94973H108 147 1405 SH SOLE 1405 0 0
WELLS FARGO & CO NEW COM 949746101 2398 40220 SH SOLE 38070 0 2150
WELLS FARGO & CO NEW COM 949746101 59 1000 SH DEFINED 1000 0 0
WESTAR ENERGY INC COM 95709T100 22 1100 SH SOLE 1100 0 0
WIRELESS TELECOM GP INC 976524108 5 2350 SH SOLE 2350 0 0
WISCONSIN ENERGY CORP COM 976657106 10 325 SH SOLE 325 0 0
WRIGLEY WM JR CO COM 982526105 31 500 SH DEFINED 500 0 0
WYETH COM 983024100 422 11298 SH SOLE 11298 0 0
WYETH COM 983024100 272 7300 SH DEFINED 5300 0 2000
XM SATELLITE RADIO HLDGS INCCL A 983759101 6 200 SH SOLE 200 0 0
XCEL ENERGY INC 98389B100 8 510 SH SOLE 0 0 510
XEROX CORP COM 984121103 35 2555 SH SOLE 2555 0 0
YAHOO INC COM 984332106 52 1560 SH SOLE 1560 0 0
YAHOO INC COM 984332106 3 110 SH DEFINED 110 0 0
ZIMMER HLDGS INC COM 98956P102 1 25 SH SOLE 25 0 0
ZIMMER HLDGS INC COM 98956P102 0 10 SH DEFINED 10 0 0
ZIONS BANCORPORATION COM 989701107 207 3407 SH SOLE 3407 0 0
ZOLL MEDIACL 989922109 286 8570 SH SOLE 8570 0 0
GRAND TOTALS 305822 7788481 7178407 0 610074
18