Payment processing company EVERTEC (NYSE: EVTC) reported Q3 CY2025 results topping the market’s revenue expectations, with sales up 7.9% year on year to $228.6 million. The company’s full-year revenue guidance of $924 million at the midpoint came in 2.1% above analysts’ estimates. Its non-GAAP profit of $0.92 per share was 3.5% above analysts’ consensus estimates.
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EVERTEC (EVTC) Q3 CY2025 Highlights:
Company Overview
Operating one of Latin America's leading PIN debit networks called ATH, EVERTEC (NYSE: EVTC) is a payment transaction processor and financial technology provider that enables merchants and financial institutions across Latin America and the Caribbean to accept and process electronic payments.
Revenue Growth
A company’s long-term sales performance is one signal of its overall quality. Any business can experience short-term success, but top-performing ones enjoy sustained growth for years. Over the last five years, EVERTEC grew its revenue at a solid 12.4% compounded annual growth rate. Its growth surpassed the average financials company and shows its offerings resonate with customers, a great starting point for our analysis.
We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. EVERTEC’s annualized revenue growth of 16.8% over the last two years is above its five-year trend, suggesting its demand was strong and recently accelerated. 
Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, EVERTEC reported year-on-year revenue growth of 7.9%, and its $228.6 million of revenue exceeded Wall Street’s estimates by 2%.
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Key Takeaways from EVERTEC’s Q3 Results
It was great to see EVERTEC’s full-year EPS guidance top analysts’ expectations. We were also glad its full-year revenue guidance exceeded Wall Street’s estimates. Overall, we think this was a decent quarter with some key metrics above expectations. The stock remained flat at $28.10 immediately after reporting.
Is EVERTEC an attractive investment opportunity right now? We think that the latest quarter is only one piece of the longer-term business quality puzzle. Quality, when combined with valuation, can help determine if the stock is a buy. We cover that in our actionable full research report which you can read here, it’s free for active Edge members.
