X5 Home Loans and Calque Partner to Offer Innovative Home Financing Solutions

—Empowering Homeowners with Greater Confidence, Flexibility, and Peace of Mind—

X5 Home Loans is making home financing more seamless than ever through its strategic partnership with Calque, a leader in innovative mortgage solutions. By integrating Calque’s Buy Before You Sell products into their offerings, X5 Home Loans is redefining the traditional home buying and selling process—giving homeowners more control, confidence, and convenience.

Through this partnership, X5 Home Loans will now offer Calque’s Buy Before You Sell solutions designed to eliminate the stress of buying a new home before selling the old one. These products leverage a guaranteed backup offer from Calque, allowing homeowners to submit strong, non-contingent offers on their next home. As a result, X5 clients can buy and move before selling, avoiding the uncertainty and timing challenges that often complicate real estate transactions.

“Our mission at Calque is to remove the barriers that make home buying stressful,” said Michael Bremer, CEO of Calque. “By partnering with X5 Home Loans, we’re equipping more homeowners with financing solutions that simplify the process and allow them to move on their terms.”

“At X5 Home Loans, we are dedicated to providing innovative mortgage solutions that give our clients a competitive edge in today’s fast-moving real estate market,” said Kyle Beetle, Owner and President of X5 Home Loans. “Through our partnership with Calque, we can now offer The Trade-In Mortgage, enabling homeowners to leverage their existing home equity and secure the new home of their dreams. This non-contingent offer solution empowers buyers to present stronger offers, helping them secure their next home with confidence. By collaborating with Calque, we’re enhancing opportunities for our borrowers and supporting our real estate partners by closing more deals. We’re excited about the possibilities this partnership brings and its impact on our clients’ homeownership journey.”

This collaboration marks a significant step forward in modernizing home financing, ensuring that homeowners have more options, greater financial flexibility, and a smoother path to their next move.

About X5 Home Loans

X5 Home Loans is redefining the mortgage experience by delivering smarter, faster, and more borrower-friendly home financing solutions. As an independent mortgage broker, we leverage cutting-edge technology, deep industry expertise, and a relentless commitment to client success to secure the best possible loan options for homebuyers and homeowners alike. Our streamlined process, competitive rates, and personalized guidance empower borrowers to navigate the home-financing journey with confidence. At X5, we believe every loan is more than a transaction—it’s an opportunity to create financial advantage, challenge the status quo, and deliver results that traditional lenders simply can’t match.

About Calque

Calque partners with established community lenders to offer ‘buy before you sell’ mortgage lending solutions that make the home purchase process simpler, less stressful, and more cost effective for homeowners. Innovative mortgage products such as The Trade-in Mortgage^™ and the Contingency Buster streamline the entire home purchase process from start to finish by enabling consumers to submit non-contingent offers, buy and move into their new home before selling their current one, stage and list their original home for sale after they’ve moved out, and stress less during the process.

Calque does not compete with lenders, but only utilizes best-in-class, FDIC-insured banks, credit unions, and mortgage banks in every state across the country. To learn more about Calque, visit http://calqueinc.com.

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