FWP
 

Free Writing Prospectus   Filed Pursuant to Rule 433
(To the Preliminary Prospectus   Registration Statement No. 333-142044
Supplement dated February 28, 2008)    
(HARTFORD LOGO)
$500,000,000 of 6.300% Senior Notes due March 15, 2018
FINAL TERM SHEET
February 28, 2008
     
Issuer:
  The Hartford Financial Services Group, Inc.
 
    
Security:
  SEC Registered Senior Unsecured Notes
 
    
Specified Currency:
  U.S. Dollars
 
    
Principal Amount:
  $500,000,000
 
    
Trade Date:
  February 28, 2008
 
    
Settlement Date (T+3):
  March 4, 2008
 
    
Final Maturity:
  March 15, 2018
 
    
Interest Rate:
  6.300%
 
    
Benchmark Treasury:
  3.50% UST due February 18, 2018
 
    
Benchmark Treasury Price:
  98-17+
 
    
Benchmark Treasury Yield:
  3.675%
 
    
Spread to Treasury:
  +262.5 bps
 
    
Re-offer Yield:
  6.300%
 
    
Public Offering Price:
  99.997% Per Note
 
    
Interest Payment Dates:
  Semi-annually in arrears on March 15 and September 15, commencing September 15, 2008
 
    
Day Count Convention:
  30/360
 
    
Optional Redemption:
  Make whole call at T+40 bps
 
    
Authorized Denominations:
  $2,000 and integral multiples of $1,000 in excess thereof
 
    
CUSIP:
  456515 AU8
 
    
Book-Running Managers:
  Goldman, Sachs & Co.
 
  J.P. Morgan Securities Inc.
 
  Wachovia Capital Markets, LLC
The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling Goldman, Sachs & Co. toll-free at 866-471-2526, J.P. Morgan Securities Inc. collect at 212-834-4533 or by calling Wachovia Capital Markets, LLC toll-free at 800-326-5897.