UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 14, 2006 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 ----------------------------- ------------------------ ------------------- (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation Identification No.) or organization) 200 Vesey Street, World Financial Center New York, New York 10285 ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (212) 640-2000 None --------------------------------------------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ================================================================================ Item 7.01 Regulation FD Disclosure. On September 14, 2006, Gary Crittenden, American Express Executive Vice President and Chief Financial Officer of American Express Company (the "Company"), delivered a presentation relating to the Company's business at the Lehman Brothers 2006 Financial Services Conference. Information contained in such presentation is furnished herein in Exhibit 99.1. The presentation, together with certain additional materials, is also available at http://ir.americanexpress.com. Exhibit 99.1 Information from presentation delivered September 14, 2006 by Gary Crittenden, American Express Executive Vice President and Chief Financial Officer of American Express Company, at the Lehman Brothers 2006 Financial Services Conference. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN EXPRESS COMPANY (REGISTRANT) By /s/ Stephen P. Norman -------------------------- Name: Stephen P. Norman Title: Secretary DATE: September 14, 2006 EXHIBIT INDEX Item No. Description -------- ----------- 99.1 Information from presentation delivered September 14, 2006 by Gary Crittenden, American Express Executive Vice President and Chief Financial Officer of American Express Company, at the Lehman Brothers 2006 Financial Services Conference.