UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 24, 2005
Summit Financial Group, Inc.
(Exact name of registrant as specified in its charter)
West Virginia 0-16587 55-0672148
(State or Other (Commission (I.R.S. Employer
Jurisdiction) File Number) Identification)
300 North Main Street
Moorefield, WV 26836
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code
(304) 530-1000
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
|_| Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Section 2 - Financial Information
Item 2.02. Results of Operations and Financial Condition.
On January 26, 2005, Summit Financial Group, Inc. ("Summit") issued a News
Release announcing its earnings for the fourth quarter and for the year 2004.
This News Release is furnished as Exhibit 99 and is incorporated herein by
reference.
Section 5 - Corporate Governance and Management
Item 5.02 Departure of Directors or Principal Officers; Election of
Directors; Appointment of Principal Officers.
On January 24, 2005, Julie R. Cook, 36, was appointed Vice President and
Chief Accounting Officer of Summit Financial Group, Inc. Ms. Cook previously
served as Summit's Director of Accounting since 2000. Prior to 2000, Ms. Cook
was employed by Summit in various accounting positions beginning in 1988.
Section 8 - Other Events
Item 8.01 Other Events
On January 26, 2005, Summit issued a News Release announcing that its
common stock would begin trading on The Nasdaq SmallCap Market effective January
31, 2005. This News Release is furnished as Exhibit 99 and is incorporated
herein by reference.
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits
(c) Exhibits
99 News Release issued on January 26, 2005
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SUMMIT FINANCIAL GROUP, INC.
Date: January 26, 2005 By: /s/ Robert S. Tissue
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Robert S. Tissue
Senior Vice President and
Chief Financial Officer