EFFECTIVE AUGUST 23RD, 2004 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 6, 2006 -------------------------------- Tompkins Trustco, Inc. -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) New York 1-12709 16-1482357 -------------------------------------------------------------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) The Commons, PO Box 460, Ithaca, New York 14851 -------------------------------------------------------------------------------- (Address of Principal executive offices) (Zip Code) Registrant's telephone number, including area code (607) 273-3210 ------------------------------ -------------------------------------------------------------------------------- (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-4(c)) Item 8.01 Other Events Other Events, Financial Statements and Exhibits Item 8.01 Other Events On January 6, 2006, Tompkins Trustco, Inc. completed its previously announced acquisition of AM&M Financial Services, Inc. (AM&M) pursuant to an Agreement and Plan of Merger dated November 21, 2005. Under the terms of the agreement, Tompkins acquired all of the outstanding shares of AM&M capital stock for an amount paid in cash and Tompkins common stock. AM&M will continue operations as a subsidiary of Tompkins Trustco, Inc. and will be operated under the direction of its current AM&M management team. The transaction is structured with a portion of the purchase price payable at closing, with additional contingent amounts payable, depending on the operating results of AM&M, during the four years after closing. Exhibit No. Description ----------- ----------- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. TOMPKINS TRUSTCO, INC. Date: January 11, 2006 By: /s/ JAMES J. BYRNES -------------------------- James J. Byrnes Chairman and CEO