Do you need money today? Many of us have been in this predicament and struggled to find the cash necessary to meet immediate expenses. There's always the option of borrowing from friends and family, but by doing that too often we drain the water from the well.
What other choices are there? Getting paid quickly requires thinking outside the box. Most jobs pay weekly or bi-weekly and can take days or weeks to hire, so those are not an option. Day labor will bring in a few quick dollars, but it takes away from the pursuit of a real job. Here are some other alternatives:
- Freelancing: Do you have any marketable skills? Writers, web designers, photographers, and virtual assistants are making daily money on freelance sites like Upwork and Freelancer. Short-term jobs pay immediately, making this a good option for quick cash.
- Rideshare: Do you have a newer vehicle and a clean driving record? A lot of folks are using their own car to make money after work hours by driving for rideshare companies like Uber and Lyft. Some drivers make a full-time living doing it.
- Yard Sales and eBay: This isn't one or the other. It's a legitimate business model. Go to yard sales or yard sale websites and pick up some used items that are selling for a good price. Then mark them up and resell them on eBay for a quick profit.
- Sell Used Electronics: That old iPhone in your drawer is still worth something to someone. There are sites like Gazelle where you can sell it for whatever the current market value is. If you have newer electronics, you can also sell them to big box stores like BestBuy and Apple for same-day cash.
- Dog Walking: Canine companions are a lot of fun to hang out with, as long as you give them the respect they deserve. The same could be said for their owners. If you're good with people and love dogs, there's money to be made in dog walking.
- Credit Card Cash Advance: Credit card agreements are contracts between a lender and creditor. The lender agrees to a certain limit, which the creditor can use on purchases or cash advances. There's a fee for the latter, but it's worth it in a pinch.
- Consolidation Loans: Taking out online loans to consolidate credit cards will reduce monthly payments and usually leave a few extra dollars in your bank account. Lenders almost always give you a little more than what you need to pay off credit card balances.
- Retirement Fund Loans: If you have a retirement fund, like a 401(k) or IRA, you may be able to take funds out if you can prove a hardship. Most banks will also let you borrow against retirement funds, which will save you early withdrawal penalties.
- Payroll Advance: If you're a good worker and don't do this too often, your employer may advance you money against your next paycheck. Make sure the need is genuine before asking. Borrowing money from your job could be seen as a red flag.
Notice: Information provided in this article is for informational purposes only. Consult your financial advisor about your financial circumstances.
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Original Source: 9 Ways to Get Paid ASAP When You Need Money Today
