COTTON STATES LIFE INSURANCE COMPANY
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SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

FORM 8 — K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report February 26, 2004

COTTON STATES LIFE INSURANCE COMPANY

(Exact name of registrant as specified in its charter)
         
GEORGIA   002-39729   58-0830929

 
 
 
 
 
(State or other jurisdiction of
incorporation or organization)
  (Commission
File Number)
  (I.R.S. Employer
Identification No.)
         
244 PERIMETER CENTER PARKWAY, N.E., ATLANTA, GEORGIA   30346

 
(Address of principal executive offices)   (Zip code)

Registrant’s telephone number, including area code (404) 39l-8600

 


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SIGNATURES
Exhibit Index
EX-99.1 PRESS RELEASE ISSUED FEBRUARY 24, 2004


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ITEM 7. Financial Statements, Proforma Financial Information and Exhibits

     (c) Exhibits

     99.1 Press Release issued February 24, 2004.

ITEM 9. Regulation FD Disclosure

     The information contained in this Item 9 is being furnished to the Securities and Exchange Commission (the “Commission”) pursuant to Item 12 of Form 8-K, “Disclosures of Results of Operations and Financial Condition,” as directed by the Commission in Release No. 23-47583.

     On February 24, 2004, Cotton States Life Insurance Company (the “Company”) issued a press release containing information about the Company’s financial condition or results of operations for the three month and twelve month periods ended December 31, 2003. A copy of the press release is attached hereto as Exhibit 99.1.

 


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SIGNATURES

     Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
February 26, 2004
       
 
       
    COTTON STATES LIFE INSURANCE COMPANY
 
       
  BY:   /s/ J. Ridley Howard
     
 
      J. Ridley Howard, Chairman
President and Chief Executive Officer
 
       
  BY:   /s/ William J. Barlow
     
 
      Vice President of Finance and Assistant Treasurer

Exhibit Index

     
Number
  Descriptions
99.1
  Press Release issued February 24, 2004