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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


Form 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): April 13, 2004


Commerce Bancshares, Inc.

(Exact name of registrant as specified in its charter)
         
Missouri   0-2989   43-0889454

 
 
(State of Incorporation)   (Commission File Number)   (IRS Employer Identification No.)
         
1000 Walnut,        
Kansas City, MO       64106

     
(Address of principal executive offices)       (Zip Code)
     
(816) 234-2000

(Registrant’s telephone number, including area code)

 


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Item 12. Results of Operations and Financial Condition
SIGNATURE
INDEX TO EXHIBITS
Press Release dated April 13, 2004


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The information in this Current Report on Form 8-K, including the exhibit, is furnished pursuant to Item 12 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities under that Section. Furthermore, the information in this Current Report on Form 8-K, including the exhibit, shall not be deemed to be incorporated by reference into the filings of Commerce Bancshares, Inc. under the Securities Act of 1933, as amended.

Item 12. Results of Operations and Financial Condition

A copy of the press release issued April 13, 2004 by Commerce Bancshares, Inc. announcing First Quarter 2004 earnings is furnished under Item 12 of this Current Report on Form 8-K as Exhibit 99.1.

All information included in this Current Report on Form 8-K is available on the Company’s Internet site at http://www.commercebank.com.

SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
  COMMERCE BANCSHARES, INC.
 
 
  By:   \s\ Jeffery D. Aberdeen    
         Jeffery D. Aberdeen   
Date: April 13, 2004         Controller      (Chief Accounting Officer)   

 


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INDEX TO EXHIBITS

     
Exhibit    
Number
  Description
99.1
  Press release dated April 13, 2004