UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended 09/30/2004
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Check here if Amendment [ ]; Amendment Number:
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This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: PEAPACK GLADSTONE FINANCIAL CORPORATION
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Address: 158 ROUTE 206 NORTH
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GLADSTONE, NJ 07934
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Form 13F File Number: 28-
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The Institutional Investment Manager filing this report and the person by whom
it is signed represent that the person signing the report is authorized to
submit it, that all information contained herein is true, correct and complete,
and that it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ROY C. MILLER
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Title: VICE PRESIDENT
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Phone: 908 719 3306
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Signature, Place, and Date of Signing:
/s/ Roy C. Miller Gladstone, NJ 10/18/04
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[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check if all holdings of this reporting manager are
reported in this report.)
[ ] 13F NOTICE. (Check if no holdings reported are in this report, and all
holdings are reported in this report and a portion are reported by other
reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
28-
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[Repeat as necessary.]
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
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Form 13F Information Table Entry Total: 8,656,579
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Form 13F Information Table Value Total: 333,525
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(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File Number Name
01 28 -
02 28 -
03 28 -
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
DAIMLER-CHRYSLER AG ORD D1668R123 48 1180 SH DEFINED 848 332 0
BUNGE LIMITED G16962105 19 500 SH SOLE 500 0 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 67 1000 SH SOLE 1000 0 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 426 6280 SH DEFINED 6280 0 0
NABORS INDUSTRIES LTD COM G6359F103 302 6400 SH SOLE 6400 0 0
NABORS INDUSTRIES LTD COM G6359F103 99 2100 SH DEFINED 2100 0 0
TRANSOCEAN INC G90078109 17 477 SH DEFINED 477 0 0
XL CAP LIMITED G98255105 25 350 SH SOLE 350 0 0
ALCON INC H01301102 40 500 SH SOLE 500 0 0
ALCON INC H01301102 24 300 SH DEFINED 300 0 0
GILAT SATELLITE NETWORKS LTD M51474118 0 120 SH SOLE 120 0 0
FLEXTRONICS INTERNATIONAL Y2573F102 38 2919 SH SOLE 2919 0 0
FLEXTRONICS INTERNATIONAL Y2573F102 196 14800 SH DEFINED 14100 0 700
AFLAC INCORPORATED 001055102 33 845 SH SOLE 845 0 0
AFLAC INCORPORATED 001055102 47 1200 SH DEFINED 1200 0 0
AGCO CORPORATION 001084102 90 4000 SH DEFINED 4000 0 0
AGL RESOURCES INC COM 001204106 5 174 SH SOLE 174 0 0
AES CORPORATION 00130H105 8 833 SH SOLE 833 0 0
AES CORPORATION 00130H105 23 2350 SH DEFINED 2350 0 0
AT&T CORP NEW 001957505 2 193 SH SOLE 193 0 0
AT&T CORP NEW 001957505 21 1514 SH DEFINED 1494 20 0
AT&T WIRELESS SERVICES INC 00209A106 21 1483 SH SOLE 1483 0 0
AT&T WIRELESS SERVICES INC 00209A106 91 6198 SH DEFINED 5877 0 321
AVI BIOPHARMA INC 002346104 128 63000 SH DEFINED 63000 0 0
AASTROM BIOSCIENCES 00253U107 3 3500 SH DEFINED 3500 0 0
ABBOTT LABS COM 002824100 249 5896 SH SOLE 5896 0 0
ABBOTT LABS COM 002824100 652 15392 SH DEFINED 11892 3500 0
ABERCROMBIE & FITCH 002896207 6 200 SH DEFINED 200 0 0
ABBEY NATIONAL PLC 7.375% PFD 002920700 32 1200 SH SOLE 1200 0 0
1
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
ADAMS EXPRESS COMPANY 006212104 13 1085 SH DEFINED 1085 0 0
ADOBE SYSTEMS INCORPORATED 00724F101 2323 46975 SH SOLE 46625 0 350
ADOBE SYSTEMS INCORPORATED 00724F101 1141 23075 SH DEFINED 21425 1250 400
AGERE SYSTEMS INC CLASS A 00845V100 0 1 SH SOLE 1 0 0
AGERE SYSTEMS INC CLASS A 00845V100 0 15 SH DEFINED 15 0 0
AGERE SYSTEMS INC CLASS B 00845V209 0 78 SH SOLE 78 0 0
AGERE SYSTEMS INC CLASS B 00845V209 0 801 SH DEFINED 801 0 0
AGILENT TECHNOLOGIES 00846U101 16 754 SH DEFINED 373 381 0
AIR PRODUCTS & CHEMICALS INC 009158106 981 18050 SH SOLE 17125 0 925
AIR PRODUCTS & CHEMICALS INC 009158106 611 11250 SH DEFINED 10450 800 0
AIRTRAN HOLDINGS INC COM 00949P108 0 100 SH DEFINED 100 0 0
ALBERTO CULVER CO COM 013068101 596 13730 SH SOLE 13380 0 350
ALBERTO CULVER CO COM 013068101 164 3775 SH DEFINED 3225 0 550
ALCOA INC COM 013817101 192 5725 SH SOLE 5725 0 0
ALCOA INC COM 013817101 83 2500 SH DEFINED 2500 0 0
ALLERGAN INC COM 018490102 14 200 SH DEFINED 200 0 0
ALLETE INC 018522102 12 480 SH SOLE 480 0 0
ALLETE INC 018522102 10 400 SH DEFINED 400 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 7 200 SH SOLE 200 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 7 225 SH DEFINED 225 0 0
ALLIANCE RESOURCE PARTNERS LP 01877R108 55 1000 SH DEFINED 1000 0 0
ALLIANT ENERGY CORP COM 018802108 48 1933 SH SOLE 1933 0 0
ALLIANT ENERGY CORP COM 018802108 26 1066 SH DEFINED 1066 0 0
ALLIANT TECHNOLOGIES 018804104 24 400 SH DEFINED 0 400 0
ALLIED CAPITAL CORP NEW 01903Q108 48 2000 SH SOLE 2000 0 0
ALLMERICA FINANCIAL CORPORATION 019754100 8 309 SH SOLE 309 0 0
ALLMERICA FINANCIAL CORPORATION 019754100 4 177 SH DEFINED 177 0 0
ALLSTATE CORP COM 020002101 95 2000 SH SOLE 2000 0 0
ALLSTATE CORP COM 020002101 56 1184 SH DEFINED 1184 0 0
ALLTELL CORPORATION 020039103 505 9200 SH SOLE 9200 0 0
ALLTELL CORPORATION 020039103 250 4558 SH DEFINED 2558 2000 0
ALTRIA GROUP INC 02209S103 70 1500 SH SOLE 1500 0 0
ALTRIA GROUP INC 02209S103 437 9300 SH DEFINED 8800 0 500
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
AMAZON COM INC COM 023135106 4 100 SH SOLE 100 0 0
AMBAC FINANCIAL GROUP INC 023139108 151 1900 SH DEFINED 1900 0 0
AMEREN CORP COM 023608102 4 100 SH SOLE 100 0 0
AMEREN CORP COM 023608102 166 3600 SH DEFINED 3600 0 0
AMERICA MOVIL ADR 02364W105 15 400 SH DEFINED 400 0 0
AMERICAN ELEC PWR INC COM 025537101 117 3670 SH SOLE 3670 0 0
AMERICAN ELEC PWR INC COM 025537101 173 5426 SH DEFINED 5426 0 0
AMERICAN EXPRESS CO COM 025816109 149 2911 SH SOLE 2911 0 0
AMERICAN EXPRESS CO COM 025816109 401 7800 SH DEFINED 7800 0 0
AMERICAN INTERNATIONAL GROUP 026874107 2431 35765 SH SOLE 35365 0 400
AMERICAN INTERNATIONAL GROUP 026874107 2965 43623 SH DEFINED 38298 4450 875
AMERICAN STANDARD COMPANIES INC 029712106 58 1500 SH DEFINED 1500 0 0
AMERICAN TOWER CORP CLASS A 029912201 11 760 SH DEFINED 760 0 0
AMETEK INC (NEW) 031100100 16 560 SH DEFINED 560 0 0
AMGEN INC 031162100 651 11461 SH SOLE 11461 0 0
AMGEN INC 031162100 228 4020 SH DEFINED 3520 500 0
AMSOUTH BANCORPORATION 032165102 41 1687 SH DEFINED 1687 0 0
MYLIN PHARMECEUTICALS 032346108 10 500 SH DEFINED 0 500 0
ANADARKO PETE CORP COM 032511107 48 735 SH SOLE 735 0 0
ANADARKO PETE CORP COM 032511107 789 11891 SH DEFINED 10991 0 900
ANALOG DEVICES INC 032654105 2 75 SH SOLE 75 0 0
ANGLOGOLD LIMITED ADR'S PV R0.50 035128206 7 200 SH SOLE 200 0 0
ANGLOGOLD LIMITED ADR'S PV R0.50 035128206 50 1300 SH DEFINED 300 1000 0
ANHEUSER BUSCH COS INC COM 035229103 795 15927 SH SOLE 14327 0 1600
ANHEUSER BUSCH COS INC COM 035229103 1154 23115 SH DEFINED 21640 1125 350
ANTHEM INC 03674B104 7 85 SH SOLE 85 0 0
APACHE CORPORATION 037411105 155 3100 SH SOLE 3100 0 0
APOLLO GROUP INC CL A 037604105 68 940 SH DEFINED 540 0 400
APPLEBEE'S INTL INC 037899101 2354 93175 SH SOLE 91200 0 1975
APPLEBEE'S INTL INC 037899101 1333 52780 SH DEFINED 47385 3370 2025
APPLERA CORP COM CELERA GENOMICS GROUP 038020202 0 13 SH DEFINED 13 0 0
APPLIED MATERIALS INC 038222105 57 3500 SH DEFINED 3500 0 0
ARCHER-DANIELS-MIDLAND COMPANY 039483102 1 100 SH SOLE 100 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
ARVINMERITOR INC COM 043353101 3 200 SH DEFINED 200 0 0
ASHLAND INC 044204105 17 309 SH DEFINED 309 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 80 1948 SH SOLE 1948 0 0
ATMOS ENERGY 049560105 50 2000 SH DEFINED 2000 0 0
AUTHENTIDATE HOLDING CORP 052666104 6 1000 SH SOLE 1000 0 0
AUTOLIV INC 052800109 2 68 SH SOLE 68 0 0
AUTOMATIC DATA PROCESSING 053015103 1847 44728 SH SOLE 44178 0 550
AUTOMATIC DATA PROCESSING 053015103 1230 29795 SH DEFINED 27045 2100 650
AVAYA INC COM USD .01 053499109 0 33 SH SOLE 33 0 0
AVAYA INC COM USD .01 053499109 31 2258 SH DEFINED 2258 0 0
AVERY DENNISON CORP 053611109 62 950 SH DEFINED 350 600 0
AVON PRODUCTS 054303102 8 200 SH SOLE 200 0 0
AXA ADR 054536107 6 300 SH DEFINED 300 0 0
BB&T CORP 054937107 18 472 SH SOLE 472 0 0
BASF AG ADR 055262505 31 526 SH SOLE 526 0 0
BCE INC COM 05534B109 2 100 SH SOLE 100 0 0
BOC GROUP PLC ADR 055617609 16 500 SH DEFINED 500 0 0
BP PLC 055622104 1199 20857 SH SOLE 20757 0 100
BP PLC 055622104 1935 33649 SH DEFINED 32079 1570 0
BALLARD POWER SYSTEMS INC 05858H104 2 400 SH DEFINED 400 0 0
BANK AMERICA CORP COM 060505104 3058 70595 SH SOLE 69495 0 1100
BANK AMERICA CORP COM 060505104 3705 85538 SH DEFINED 83078 2460 0
BANK OF NEW YORK INC 064057102 268 9202 SH SOLE 9202 0 0
BANK OF NEW YORK INC 064057102 41 1428 SH DEFINED 1428 0 0
BK NOVA SCOTIA LA BANQUE DE NOUVELLE ECOSSE 064149107 6 214 SH SOLE 214 0 0
BARRICK GOLD CORPORATION 067901108 8 400 SH DEFINED 400 0 0
BARR PHARMACEUTICAL INC 068306109 37 900 SH DEFINED 0 0 900
BAUSCH & LOMB INC COM 071707103 66 1000 SH SOLE 1000 0 0
BAXTER INTERNATIONAL 071813109 115 3600 SH SOLE 3600 0 0
BAXTER INTERNATIONAL 071813109 32 1000 SH DEFINED 1000 0 0
BECTON DICKINSON & COMPANY 075887109 62 1200 SH DEFINED 1200 0 0
BED BATH & BEYOND 075896100 37 1000 SH DEFINED 1000 0 0
BEDFORD PROPERTY INVESTORS INC 076446301 3 100 SH DEFINED 100 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
BELLSOUTH CORP COM 079860102 153 5646 SH SOLE 5646 0 0
BELLSOUTH CORP COM 079860102 481 17750 SH DEFINED 16650 700 400
BEMA GOLD CORPORATION 08135F107 31 10000 SH DEFINED 0 10000 0
BEST BUY COMPANY INC 086516101 681 12563 SH SOLE 12525 0 38
BEST BUY COMPANY INC 086516101 480 8860 SH DEFINED 8510 350 0
BIOVAIL CORPORATION 09067J109 102 5925 SH SOLE 5925 0 0
BIOVAIL CORPORATION 09067J109 195 11300 SH DEFINED 10725 0 575
BLACK & DECKER CORP COM 091797100 30 400 SH DEFINED 400 0 0
BLOCK H & R INC COM 093671105 69 1400 SH DEFINED 1400 0 0
BOEING CO COM 097023105 5 100 SH SOLE 100 0 0
BOEING CO COM 097023105 10 200 SH DEFINED 200 0 0
BOISE CASCADE CORP 097383103 14 437 SH DEFINED 437 0 0
BOSTON PROPERTIES INC. 101121101 13 250 SH SOLE 250 0 0
BOSTON SCIENTIFIC CORP. 101137107 63 1600 SH DEFINED 1600 0 0
BRIGGS & STRATTON CORPORATION 109043109 9 119 SH SOLE 119 0 0
BRISTOL-MYERS SQUIBB 110122108 1077 45540 SH SOLE 45540 0 0
BRISTOL-MYERS SQUIBB 110122108 2093 88474 SH DEFINED 86274 1200 1000
BROADCOM CORPORATION COM 111320107 8 300 SH DEFINED 0 0 300
BROWN FORMAN DISTILLERS CORPCLASS 'A' VOTING 115637100 28 600 SH DEFINED 600 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 651 14815 SH SOLE 14815 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 629 14300 SH DEFINED 13800 500 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 28 750 SH SOLE 750 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 139 3649 SH DEFINED 2529 1120 0
BURLINGTON RESOURCES 122014103 81 2000 SH DEFINED 2000 0 0
CRACKER BARREL GROUP INC 12489V106 29 825 SH SOLE 825 0 0
CSX CORP COM 126408103 39 1200 SH DEFINED 1200 0 0
CVS CORP COM 126650100 46 1100 SH SOLE 1100 0 0
CVS CORP COM 126650100 461 10965 SH DEFINED 8115 2850 0
CABLE & WIRELESS 126830207 18 3600 SH SOLE 3600 0 0
CAESARS ENTERTAINMENT 127687101 16 1000 SH DEFINED 1000 0 0
CAL DIVE INTL INC 127914109 24 700 SH DEFINED 700 0 0
CALIPER LIFE SCIENCES INC 130872104 15 2200 SH SOLE 2200 0 0
CAMPBELL SOUP CO COM 134429109 52 2000 SH DEFINED 2000 0 0
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
CAPITAL ONE FINANCIAL 14040H105 3310 44795 SH SOLE 43995 0 800
CAPITAL ONE FINANCIAL 14040H105 1866 25260 SH DEFINED 21635 2750 875
CARDINAL HEALTH 14149Y108 82 1880 SH SOLE 1880 0 0
CARDINAL HEALTH 14149Y108 139 3190 SH DEFINED 3190 0 0
CAREER EDUCATION CORP 141665109 935 32896 SH SOLE 32496 0 400
CAREER EDUCATION CORP 141665109 570 20075 SH DEFINED 19075 0 1000
CARMAX INC 143130102 107 5000 SH SOLE 5000 0 0
CATERPILLAR INC 149123101 24 300 SH SOLE 300 0 0
CATERPILLAR INC 149123101 193 2400 SH DEFINED 2400 0 0
CEDAR FAIR L.P. 150185106 6 200 SH DEFINED 200 0 0
CELGENE CORPORATION 151020104 17 300 SH DEFINED 300 0 0
CENDANT CORPORATION 151313103 7 335 SH SOLE 335 0 0
CENDANT CORPORATION 151313103 4 200 SH DEFINED 200 0 0
CENTER BANCORP INC COM 151408101 111 9307 SH DEFINED 9307 0 0
CENTERPOINT ENERGY INC 15189T107 11 1100 SH DEFINED 1100 0 0
CENTURYTEL INC 156700106 95 2800 SH SOLE 2800 0 0
CERTEGY INC 156880106 31 850 SH SOLE 850 0 0
CERTEGY INC 156880106 12 325 SH DEFINED 325 0 0
CHARTER COMMUNICATIONS 16117M107 0 50 SH DEFINED 50 0 0
CHESAPEAKE ENERGY CORP 165167107 36 2300 SH DEFINED 2300 0 0
CHEVRONTEXACO CORP 166764100 2621 48874 SH SOLE 46874 0 2000
CHEVRONTEXACO CORP 166764100 2350 43825 SH DEFINED 40225 3400 200
CHINA MOBILE HONG KONG LTD ADR 16941M109 70 4600 SH DEFINED 1800 0 2800
CHOICEPOINT INC COM 170388102 59 1400 SH DEFINED 0 0 1400
CHORDIANT SOFTWARE INC. 170404107 0 240 SH DEFINED 240 0 0
THE CHUBB CORPORATION 171232101 1261 17956 SH SOLE 17956 0 0
THE CHUBB CORPORATION 171232101 1194 17000 SH DEFINED 16700 300 0
CHURCH & DWIGHT INC COM 171340102 56 2000 SH DEFINED 2000 0 0
CIGNA INVESTMENT SECURITIES,INC. 17179X106 36 2191 SH DEFINED 2191 0 0
CIMAREX ENERGY CO 171798101 69 2000 SH DEFINED 2000 0 0
CINERGY CORP 172474108 21 550 SH DEFINED 550 0 0
CISCO SYS INC 17275R102 2284 126272 SH SOLE 126272 0 0
CISCO SYS INC 17275R102 1274 70439 SH DEFINED 69039 0 1400
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
CINTAS CORP 172908105 261 6225 SH SOLE 6225 0 0
CINTAS CORP 172908105 33 800 SH DEFINED 800 0 0
CITIGROUP INC 172967101 2415 54753 SH SOLE 53003 0 1750
CITIGROUP INC 172967101 3494 79218 SH DEFINED 78788 430 0
CITRIX SYSTEMS INC 177376100 1 100 SH DEFINED 100 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 908 29160 SH SOLE 29160 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 745 23910 SH DEFINED 21310 2100 500
CLOROX CO DEL COM 189054109 79 1500 SH SOLE 1500 0 0
CLOROX CO DEL COM 189054109 5 100 SH DEFINED 100 0 0
COCA COLA CO COM 191216100 450 11257 SH SOLE 11257 0 0
COCA COLA CO COM 191216100 208 5200 SH DEFINED 5200 0 0
COGNIZANT TECHNOLOGY CO 192446102 16 546 SH DEFINED 546 0 0
COLGATE PALMOLIVE CO COM 194162103 613 13583 SH SOLE 13483 0 100
COLGATE PALMOLIVE CO COM 194162103 694 15362 SH DEFINED 15112 250 0
COMCAST CORP NEW CLASS A 20030N101 53 1888 SH SOLE 1888 0 0
COMCAST CORP NEW CLASS A 20030N101 136 4822 SH DEFINED 4539 283 0
COMCAST CORP NEW CLASS A SPL 20030N200 13 500 SH SOLE 500 0 0
COMERICA INC. CO 200340107 22 375 SH DEFINED 375 0 0
COMPASS BANCSHARES INC COM 20449H109 10 250 SH SOLE 250 0 0
CONAGRA FOODS INC COM 205887102 51 2000 SH SOLE 2000 0 0
CONAGRA FOODS INC COM 205887102 41 1600 SH DEFINED 600 1000 0
CONOCOPHILLIPS CORP 20825C104 60 732 SH SOLE 732 0 0
CONOCOPHILLIPS CORP 20825C104 866 10456 SH DEFINED 9456 0 1000
CONSOLIDATED EDISON COM 209115104 142 3386 SH SOLE 3386 0 0
CONSOLIDATED EDISON COM 209115104 27 648 SH DEFINED 648 0 0
CONSTELLATION BRANDS INC CL A 21036P108 239 6300 SH SOLE 6100 0 200
CONSTELLATION BRANDS INC CL A 21036P108 627 16500 SH DEFINED 14700 350 1450
CONSTELLATION ENERGY GROUP INC COM 210371100 8 206 SH SOLE 206 0 0
CONSTELLATION ENERGY GROUP INC COM 210371100 95 2400 SH DEFINED 2400 0 0
CONTINENTAL AIRLINES INC CL B 210795308 5 600 SH DEFINED 600 0 0
CORINTHIAN COLLEGES INC 218868107 84 6264 SH SOLE 6200 0 64
CORINTHIAN COLLEGES INC 218868107 119 8850 SH DEFINED 8250 600 0
CORN PRODS INTL INC COM 219023108 27 600 SH DEFINED 600 0 0
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
CORNING INC 219350105 43 3900 SH SOLE 3900 0 0
CORNING INC 219350105 103 9350 SH DEFINED 7750 1600 0
CORPORATE HIGH YIELD FUND III INC 219925104 17 2000 SH DEFINED 2000 0 0
CORRECTIONS CORP AMER NEW 22025Y407 3 100 SH DEFINED 100 0 0
COSTCO WHOLESALE CORPORATION 22160K105 3142 75720 SH SOLE 75070 0 650
COSTCO WHOLESALE CORPORATION 22160K105 1890 45550 SH DEFINED 41800 2950 800
COUNTRYWIDE CREDIT INC 222372104 11 284 SH SOLE 284 0 0
COX COMMUNICATIONS INC NEW CL A 224044107 20 604 SH DEFINED 604 0 0
CP SHIPS LTD COM 22409V102 48 4000 SH DEFINED 4000 0 0
CUMMINS ENGINE INC 231021106 295 4000 SH DEFINED 4000 0 0
CYTEC INDUSTRIES INC 232820100 0 10 SH SOLE 10 0 0
DTE ENERGY CO COM 233331107 74 1775 SH SOLE 1775 0 0
DTE ENERGY CO COM 233331107 162 3859 SH DEFINED 3859 0 0
DANAHER CORP 235851102 10 200 SH SOLE 200 0 0
DARDEN RESTAURANTS 237194105 16 725 SH SOLE 725 0 0
DARDEN RESTAURANTS 237194105 23 1000 SH DEFINED 1000 0 0
DATATEC SYSTEMS INC 238128102 0 500 SH DEFINED 500 0 0
DEAN FOODS COMPANY 242370104 231 7700 SH SOLE 7700 0 0
DEAN FOODS COMPANY 242370104 336 11200 SH DEFINED 10300 900 0
DECODE GENETICS INC 243586104 4 619 SH DEFINED 619 0 0
DEERE & COMPANY 244199105 80 1250 SH SOLE 1250 0 0
DEERE & COMPANY 244199105 632 9800 SH DEFINED 9000 300 500
DEL MONTE FOODS CO 24522P103 3 300 SH SOLE 300 0 0
DEL MONTE FOODS CO 24522P103 1 132 SH DEFINED 132 0 0
DELL INC 24702R101 2390 67159 SH SOLE 65659 0 1500
DELL INC 24702R101 1909 53665 SH DEFINED 47790 4325 1550
DELPHI CORPORATION CORP 247126105 1 116 SH SOLE 116 0 0
DELPHI CORPORATION CORP 247126105 2 306 SH DEFINED 209 97 0
DELTIC TIMBER CORP 247850100 198 5000 SH DEFINED 5000 0 0
DEPOMED INC 249908104 5 1000 SH SOLE 1000 0 0
DEVELOPERS DIVERSIFIED 251591103 7 179 SH DEFINED 179 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 42 600 SH SOLE 600 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 28 400 SH DEFINED 0 400 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
DIAMONDS TRUST SER I 252787106 10 100 SH SOLE 100 0 0
DIAMONDS TRUST SER I 252787106 20 200 SH DEFINED 200 0 0
DIEBOLD INC 253651103 205 4400 SH DEFINED 4400 0 0
DIRECTV GROUP INC 25459L106 24 1388 SH SOLE 1388 0 0
DIRECTV GROUP INC 25459L106 26 1499 SH DEFINED 1487 12 0
DISNEY WALT CO COM DISNEY 254687106 1303 57816 SH SOLE 57816 0 0
DISNEY WALT CO COM DISNEY 254687106 941 41777 SH DEFINED 39754 2023 0
DOLLAR TREE STORES INC 256747106 5 200 SH DEFINED 200 0 0
DOMINION RES INC 25746U109 41 639 SH SOLE 639 0 0
DOMINION RES INC 25746U109 510 7817 SH DEFINED 6721 1096 0
DONALDSON INC 257651109 881 31050 SH SOLE 31050 0 0
DONALDSON INC 257651109 427 15050 SH DEFINED 14550 500 0
DOVER CORPORATION 260003108 111 2865 SH SOLE 2865 0 0
DOW CHEM CO COM 260543103 482 10669 SH SOLE 10669 0 0
DOW CHEM CO COM 260543103 600 13297 SH DEFINED 10897 600 1800
DU PONT E I DE NEMOURS & CO COM 263534109 388 9072 SH SOLE 9072 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 705 16495 SH DEFINED 13295 2000 1200
DUKE ENERGY CORP COM 264399106 487 21314 SH SOLE 21314 0 0
DUKE ENERGY CORP COM 264399106 434 18983 SH DEFINED 17183 1800 0
DUN & BRADSTREET CORP DEL NEW COM 26483E100 35 600 SH SOLE 600 0 0
DYAX CORPORATION 26746E103 15 2000 SH SOLE 2000 0 0
E M C CORPORATION 268648102 399 34625 SH SOLE 34625 0 0
E M C CORPORATION 268648102 241 20960 SH DEFINED 20960 0 0
EMS TECHNOLOGIES INC 26873N108 5 300 SH DEFINED 300 0 0
EOG RES INC 26875P101 164 2500 SH DEFINED 2500 0 0
EP MEDSYSTEMS INC 26881P103 2 1000 SH DEFINED 1000 0 0
E*TRADE FINANCIAL CORP 269246104 9 800 SH DEFINED 800 0 0
EASTMAN CHEMICAL COMPANY 277432100 4 100 SH DEFINED 100 0 0
EASTMAN KODAK CO COM 277461109 7 225 SH SOLE 225 0 0
EASTMAN KODAK CO COM 277461109 23 725 SH DEFINED 225 0 500
EASYLINK SERVICES CORP CLASS A 27784T200 0 150 SH DEFINED 150 0 0
EATON VANCE CORP 278265103 40 1000 SH SOLE 1000 0 0
EBAY INC 278642103 25 280 SH SOLE 280 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
EL PASO CORPORATION 28336L109 36 4000 SH DEFINED 4000 0 0
ELECTRONIC ARTS INC 285512109 4 100 SH SOLE 100 0 0
EMERSON ELEC CO COM 291011104 318 5150 SH SOLE 5150 0 0
EMERSON ELEC CO COM 291011104 715 11558 SH DEFINED 11558 0 0
ENBRIDGE ENERGY PARTNERS L P 29250R106 190 4000 SH SOLE 4000 0 0
ENBRIDGE ENERGY PARTNERS L P 29250R106 319 6700 SH DEFINED 5900 800 0
ENBRIDGE ENERGY MANAGEMENT LLC 29250X103 9 218 SH SOLE 218 0 0
ENERGEN CORP COM 29265N108 61 1200 SH DEFINED 1200 0 0
ENERGY EAST CORP COM 29266M109 149 5950 SH DEFINED 5950 0 0
ENERPLUS RESOURCES FUND TRUST UNITS 29274D604 370 11400 SH DEFINED 7000 4400 0
ENGELHARD CORP COM 292845104 71 2530 SH DEFINED 2530 0 0
ENTERGY CORP NEW COM 29364G103 195 3221 SH DEFINED 3221 0 0
ENTREMED INC COM 29382F103 1 700 SH DEFINED 400 0 300
EQUIFAX, INC. 294429105 44 1700 SH SOLE 1700 0 0
EQUIFAX, INC. 294429105 17 650 SH DEFINED 650 0 0
EQUITABLE RESOURCES 294549100 54 1000 SH DEFINED 1000 0 0
EQUITY INCOME FUND EXCHANGE SER.AT&T SHS 1ST 294700703 48 576 SH DEFINED 576 0 0
EQUITY OFFICE PPTYS TR COM 294741103 5 190 SH SOLE 190 0 0
EQUITY OFFICE PPTYS TR COM 294741103 27 1000 SH DEFINED 1000 0 0
EQUITY RESIDENTIAL SBI 29476L107 38 1250 SH SOLE 1250 0 0
EQUITY RESIDENTIAL SBI 29476L107 6 200 SH DEFINED 200 0 0
ERICSSON TELEPHONE CO ADR 294821608 7 240 SH SOLE 240 0 0
EVERGREEN INC ADVANTAGE FUND 30023Y105 0 9 SH SOLE 9 0 0
EXATECH INC 30064E109 20 1000 SH DEFINED 1000 0 0
EXELON CORP COM 30161N101 43 1188 SH DEFINED 1188 0 0
EXIDE TECHNOLOGIES WARRANTS 302051123 0 241 SH SOLE 241 0 0
EXIDE TECHNOLOGIES COM NEW 302051206 1 96 SH SOLE 96 0 0
EXPRESS SCRIPTS A 302182100 12 194 SH DEFINED 194 0 0
EXXON MOBIL CORP COM 30231G102 6772 140138 SH SOLE 138938 0 1200
EXXON MOBIL CORP COM 30231G102 12588 260477 SH DEFINED 236407 12486 11584
FPL GROUP INC COM 302571104 358 5250 SH SOLE 5250 0 0
FPL GROUP INC COM 302571104 382 5600 SH DEFINED 5600 0 0
FAMILY DEALER STORES INC 307000109 1 70 SH SOLE 70 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
FEDERAL HOME LOAN MORTGAGE CORPORATION COMMON 313400301 5 90 SH SOLE 90 0 0
FEDERAL NATL MTG ASSN (D/B/A FANNIE MAE) COM313586109 989 15612 SH SOLE 15558 0 54
FEDERAL NATL MTG ASSN (D/B/A FANNIE MAE) COM313586109 708 11180 SH DEFINED 8730 2450 0
FEDERAL REALTY INVESTMENT TRUST 313747206 18 423 SH DEFINED 423 0 0
FEDERATED DEPARTMENT STORES INC 31410H101 6 135 SH SOLE 135 0 0
FEDEX CORPORATION 31428X106 42 500 SH DEFINED 500 0 0
FIFTH THIRD BANCORP COM 316773100 9 200 SH SOLE 200 0 0
FIFTH THIRD BANCORP COM 316773100 82 1683 SH DEFINED 1683 0 0
FIRST DATA CORPORATION 319963104 2715 62433 SH SOLE 60308 0 2125
FIRST DATA CORPORATION 319963104 809 18600 SH DEFINED 16025 2575 0
FISERV INCORPORATED WISCONSON 337738108 52 1500 SH SOLE 1500 0 0
FIRSTENERGY CORP COM 337932107 114 2800 SH DEFINED 2800 0 0
FLAHERTY & CRUMRINE PFD SECS INCOME FUND 338478100 0 17 SH SOLE 17 0 0
FLOWER FOODS INC 343498101 80 3125 SH DEFINED 3125 0 0
FORD MOTOR CO DEL 345370860 44 3180 SH SOLE 3180 0 0
FORD MOTOR CO DEL 345370860 5 374 SH DEFINED 374 0 0
FORDING CANADIAN COAL 345425102 249 4450 SH DEFINED 4450 0 0
FOREST LABORATORIES INC 345838106 1149 25570 SH SOLE 24740 0 830
FOREST LABORATORIES INC 345838106 821 18265 SH DEFINED 17615 250 400
FORTUNE BRANDS INC COM 349631101 1764 23820 SH SOLE 23820 0 0
FORTUNE BRANDS INC COM 349631101 931 12575 SH DEFINED 11175 1400 0
FRANKLIN RESOURCES INC 354613101 46 833 SH SOLE 833 0 0
GABELLI CONVERTIBLE AND INCOME FUND 36240B109 8 800 SH SOLE 800 0 0
GABLES RESIDENTIAL TRUST 362418105 34 1000 SH DEFINED 1000 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 99 2137 SH DEFINED 2137 0 0
GANNETT COMPANY INC 364730101 90 1085 SH SOLE 1085 0 0
GAP INC 364760108 8 470 SH SOLE 470 0 0
GENENTECH INC 368710406 1255 23955 SH SOLE 23955 0 0
GENENTECH INC 368710406 1146 21875 SH DEFINED 20475 800 600
GENERAL DYNAMICS CORP 369550108 35 350 SH SOLE 350 0 0
GENERAL ELEC CO COM 369604103 7946 236702 SH SOLE 233752 0 2950
GENERAL ELEC CO COM 369604103 8992 267878 SH DEFINED 247230 17648 3000
GENERAL MILLS, INC 370334104 44 1000 SH DEFINED 1000 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
GENERAL MTRS CORP COM 370442105 315 7437 SH SOLE 7437 0 0
GENERAL MTRS CORP COM 370442105 312 7367 SH DEFINED 5977 1390 0
GENERAL MOTORS CORP CONV PFD SER C 370442717 5 200 SH DEFINED 200 0 0
GENERAL MOTORS CORP CONV PFD SER B 370442733 4 200 SH DEFINED 200 0 0
GENVEC INC 37246C109 1 500 SH DEFINED 500 0 0
GEORGIA PAC CORP COM GA PAC GRP 373298108 3 100 SH SOLE 100 0 0
GEORGIA PAC CORP COM GA PAC GRP 373298108 78 2193 SH DEFINED 2193 0 0
GILLETTE COMPANY 375766102 150 3600 SH SOLE 3600 0 0
GILLETTE COMPANY 375766102 133 3200 SH DEFINED 3200 0 0
GLAMIS GOLD LTD COMMON 376775102 18 1000 SH DEFINED 0 1000 0
GLAXO SMITHKLINE PLC SPONSORED ADR 37733W105 313 7162 SH SOLE 7162 0 0
GLAXO SMITHKLINE PLC SPONSORED ADR 37733W105 184 4212 SH DEFINED 4212 0 0
GOLDCORP INC 380956409 13 1000 SH DEFINED 0 1000 0
GOLDEN STAR RESOURCES LTD 38119T104 15 3000 SH DEFINED 0 3000 0
GOLDMAN SACHS GROUP 38141G104 102 1100 SH SOLE 1100 0 0
GOLDMAN SACHS GROUP 38141G104 206 2210 SH DEFINED 2010 200 0
GREAT PLAINS ENERGY INC 391164100 5 200 SH SOLE 200 0 0
GUIDANT CORP COM 401698105 92 1408 SH SOLE 1408 0 0
GULFTERRA ENERGY PARTNERS LP 40274U108 58 1400 SH SOLE 1400 0 0
GULFTERRA ENERGY PARTNERS LP 40274U108 6 150 SH DEFINED 150 0 0
HRPT PPTYS TR COMM SH BEN INT 40426W101 87 8000 SH DEFINED 8000 0 0
HSBC HOLDINGS ADR 404280406 15 198 SH SOLE 198 0 0
HSBC HOLDINGS ADR 404280406 71 898 SH DEFINED 802 96 0
HAIN CELESTIAL GROUP INC 405217100 11 650 SH DEFINED 650 0 0
HALLIBURTON CO COM 406216101 6 204 SH SOLE 204 0 0
HALLIBURTON CO COM 406216101 246 7332 SH DEFINED 7332 0 0
JOHN HANCOCK INCOME SECURITIES TRUST 410123103 4 267 SH DEFINED 267 0 0
HANCOCK JOHN PATRIOT PREMIUM DIVIDEND FUND II 41013T105 12 1100 SH DEFINED 1100 0 0
HARLEY DAVIDSON 412822108 473 7975 SH SOLE 7975 0 0
HARLEY DAVIDSON 412822108 196 3300 SH DEFINED 3300 0 0
HARLEYSVILLE GROUP INC. 412824104 16 800 SH SOLE 800 0 0
HARMONY GOLD MINING ADR 413216300 13 1000 SH DEFINED 0 1000 0
HARRIS CORP 413875105 21 400 SH SOLE 400 0 0
HARRIS CORP 413875105 21 400 SH DEFINED 400 0 0
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
HARTFORD FINL SVCS GROUP INC COM 416515104 68 1100 SH SOLE 1100 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 68 1112 SH DEFINED 1112 0 0
HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 26 1000 SH SOLE 1000 0 0
HAWKINS INC 420261109 31 2600 SH SOLE 2600 0 0
H.J. HEINZ COMPANY 423074103 27 760 SH DEFINED 760 0 0
HERSHEY FOODS CORP COM 427866108 68 1470 SH SOLE 1470 0 0
HERSHEY FOODS CORP COM 427866108 317 6800 SH DEFINED 4600 1000 1200
HEWLETT PACKARD CO COM 428236103 16 896 SH SOLE 896 0 0
HEWLETT PACKARD CO COM 428236103 119 6385 SH DEFINED 3185 2000 1200
HOME DEPOT, INC 437076102 2426 61897 SH SOLE 59197 0 2700
HOME DEPOT, INC 437076102 2602 66379 SH DEFINED 63842 1387 1150
HONEYWELL INTERNATIONAL INC COM 438516106 97 2729 SH SOLE 2729 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 195 5458 SH DEFINED 5458 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 24 565 SH SOLE 565 0 0
HOSPIRA INC 441060100 11 366 SH SOLE 366 0 0
HOSPIRA INC 441060100 45 1478 SH DEFINED 1478 0 0
HUDSON CITY BANCORP 443683107 178 5000 SH SOLE 5000 0 0
HUDSON CITY BANCORP 443683107 78 2200 SH DEFINED 2200 0 0
HUDSON UNITED BANCORP 444165104 92 2500 SH DEFINED 2500 0 0
IMS HEALTH INCORPORATED 449934108 62 2632 SH DEFINED 2632 0 0
ITT INDUSTRIES INC COM 450911102 43 550 SH SOLE 550 0 0
ITT INDUSTRIES INC COM 450911102 44 556 SH DEFINED 556 0 0
ICON PUB LTD CO 45103T107 32 1000 SH DEFINED 1000 0 0
IDACORP INC COM 451107106 8 300 SH SOLE 300 0 0
IDACORP INC COM 451107106 116 4000 SH DEFINED 4000 0 0
ILLINOIS TOOL WORKS INC COM 452308109 33 361 SH DEFINED 361 0 0
INDYMAC BANCORP INC 456607100 36 1000 SH DEFINED 1000 0 0
INTEL CORP COM 458140100 1633 81477 SH SOLE 79627 0 1850
INTEL CORP COM 458140100 1429 71295 SH DEFINED 67295 4000 0
INTERMEDIATE MUNICIPAL FUND INC 45880P104 18 2000 DEFINED 2000 0 0
INTL BUSINESS MACHINE CORP COMMON 459200101 2753 32110 SH SOLE 30910 0 1200
INTL BUSINESS MACHINE CORP COMMON 459200101 4249 49558 SH DEFINED 46686 1272 1600
INTL PAPER CO COM 460146103 146 3626 SH DEFINED 3626 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
INTERNET HOLDERS TRUST 46059W102 5 100 SH SOLE 100 0 0
INTEVAC INC 461148108 20 3300 SH DEFINED 0 3300 0
INTUIT 461202103 4 100 SH DEFINED 100 0 0
INVITROGEN CORP 46185R100 37 683 SH DEFINED 683 0 0
ISHARES TR S&P 500 INDEX FUND 464287200 30 269 SH SOLE 269 0 0
ISHARES TR S&P 500 INDEX FUND 464287200 11 100 SH DEFINED 100 0 0
I SHARES EAFE INDEX FUND 464287465 2 20 SH SOLE 20 0 0
I SHARES TR S&P MIDCAP 400 INDEX FD 464287507 27 230 SH SOLE 65 0 165
I SHARES TR S&P MIDCAP 400 INDEX FD 464287507 9 80 SH DEFINED 80 0 0
ISHARES TR COHEN & STEERS REALTY MAJORS INDEX FD464287564 11 94 SH SOLE 94 0 0
I SHARES RUSSELL 1000 VALUE 464287598 7 125 SH SOLE 125 0 0
I SHARES TR S&P MIDCAP 400 BARRA GRWTH INDEX FD464287606 9 80 SH SOLE 80 0 0
I SHARES RUSSELL 1000 GROWTH 464287614 8 180 SH SOLE 180 0 0
ISHARES TR RUSSELL 2000 INDEX FUND 464287655 47 415 SH SOLE 415 0 0
I SHARES TR DOW JONES US INDL SECTOR INDEX FD464287754 33 645 SH SOLE 245 0 400
I SHARES TR DOW JONES US INDL SECTOR INDEX FD464287754 12 235 SH DEFINED 235 0 0
I SHARES TR S&P SMALLCAP 600BARRA GRWTH INDEX FD464287887 10 110 SH SOLE 110 0 0
IVAX CORP 465823102 4 250 SH DEFINED 250 0 0
J P MORGAN CHASE & CO 46625H100 733 18469 SH SOLE 18469 0 0
J P MORGAN CHASE & CO 46625H100 1991 50146 SH DEFINED 48666 1480 0
JABIL CIRCUIT INC 466313103 3 150 SH SOLE 150 0 0
JABIL CIRCUIT INC 466313103 5 250 SH DEFINED 250 0 0
JEFFERSON PILOT CORPORATION 475070108 42 859 SH SOLE 859 0 0
JEFFERSON PILOT CORPORATION 475070108 42 859 SH DEFINED 859 0 0
JETBLUE AIRWAYS 477143101 6 300 SH DEFINED 300 0 0
JOHNSON & JOHNSON COM 478160104 3811 67668 SH SOLE 66368 0 1300
JOHNSON & JOHNSON COM 478160104 7783 138183 SH DEFINED 130108 6225 1850
JOHNSON CTLS INC COM 478366107 34 600 SH SOLE 600 0 0
JOHNSON CTLS INC COM 478366107 204 3600 SH DEFINED 3600 0 0
JUNIPER NETWORKS 48203R104 2 100 SH SOLE 100 0 0
KADANT INC 48282T104 1 69 SH DEFINED 69 0 0
KANEB PIPE LINE PARTNERS LP 484169107 318 6150 SH DEFINED 6150 0 0
KEMET CORP 488360108 8 1000 SH DEFINED 1000 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
KERR MCGEE CORP 492386107 1 18 SH DEFINED 18 0 0
KEYCORP 493267108 9 300 SH DEFINED 300 0 0
KEYSPAN CORP COM 49337W100 52 1341 SH DEFINED 1341 0 0
KIMBERLY-CLARK CORPORATION 494368103 259 4024 SH SOLE 4024 0 0
KIMBERLY-CLARK CORPORATION 494368103 219 3400 SH DEFINED 3400 0 0
KIMCO REALTY CORPORATION 49446R109 446 8700 SH SOLE 8700 0 0
KIMCO REALTY CORPORATION 49446R109 528 10300 SH DEFINED 8050 2250 0
KINDER MORGAN MGMT LLC 49455U100 8 206 SH DEFINED 206 0 0
KINDER MORGAN ENERGY PARTNERS L P 494550106 81 1750 SH SOLE 1750 0 0
KINDER MORGAN ENERGY PARTNERS L P 494550106 248 5300 SH DEFINED 5300 0 0
KING PHARMACEUTICALS INC 495582108 11 1000 SH SOLE 1000 0 0
KNIGHT-RIDDER INC 499040103 908 13875 SH SOLE 12725 0 1150
KNIGHT-RIDDER INC 499040103 967 14775 SH DEFINED 11150 2750 875
KONINKLIJKE PHILIPS ELECTRS N V SP ADR 500472303 6 291 SH DEFINED 291 0 0
KRAFT FOODS INC 50075N104 34 1100 SH DEFINED 1100 0 0
KRAMONT REALTY TRUST COM 50075Q107 14 800 SH DEFINED 800 0 0
KRISPY KREME DOUGHNUTS 501014104 3 300 SH DEFINED 300 0 0
KROGER COMPANY COM 501044101 12 800 SH DEFINED 800 0 0
LT X CORP 502392103 0 100 SH DEFINED 100 0 0
L-3 COMMUNICATIONS HLDGS INC 502424104 1129 16853 SH SOLE 16753 0 100
L-3 COMMUNICATIONS HLDGS INC 502424104 1487 22200 SH DEFINED 20125 1050 1025
LEAP FROG 52186N106 35 1750 SH SOLE 1750 0 0
LEAP FROG 52186N106 116 5775 SH DEFINED 5775 0 0
LEHMAN BROTHERS HOLDINGS INC 524908100 7 100 SH SOLE 100 0 0
LENNAR CORP 526057104 95 2000 SH DEFINED 2000 0 0
LENNAR CORPORATION CLASS B COMMON 526057302 8 200 SH DEFINED 200 0 0
LIBERTY MEDIA CORP NEW COM SERIAL A 530718105 10 1200 SH SOLE 1200 0 0
LIFELINE SYSTEMS INC 532192101 12 500 SH SOLE 500 0 0
LILLY ELI & CO COM 532457108 62 1047 SH SOLE 1047 0 0
LILLY ELI & CO COM 532457108 498 8296 SH DEFINED 7896 0 400
LINCOLN NATIONAL CORP 534187109 75 1600 SH SOLE 1600 0 0
LIONBRIDGE TECHNOLOGIES INC 536252109 6 800 SH DEFINED 800 0 0
LOCKHEED MARTIN CORP 539830109 377 6700 SH SOLE 6700 0 0
LOCKHEED MARTIN CORP 539830109 11 200 SH DEFINED 200 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
LOWES COMPANIES INC 548661107 1019 18769 SH SOLE 18769 0 0
LOWES COMPANIES INC 548661107 491 9050 SH DEFINED 8550 500 0
LUBRIZOL CORP COM 549271104 69 2000 SH DEFINED 2000 0 0
LUCENT TECHNOLOGY INC 549463107 32 10352 SH SOLE 10352 0 0
LUCENT TECHNOLOGY INC 549463107 93 29394 SH DEFINED 28786 608 0
MBIA, INC 55262C100 1689 29025 SH SOLE 28625 0 400
MBIA, INC 55262C100 1342 23075 SH DEFINED 21075 600 1400
MBNA CORPORATION 55262L100 10 423 SH SOLE 423 0 0
MBNA CORPORATION 55262L100 90 3600 SH DEFINED 1600 0 2000
MFS CHARTER INCOME TRUST 552727109 60 6850 SH SOLE 6850 0 0
MGI PHARMACEUTICALS 552880106 5 200 SH DEFINED 200 0 0
MACK-CALI REALTY CORP 554489104 17 400 SH SOLE 400 0 0
SMITH BARNEY MANAGED MUNICIPALS PORTFOLIO,INC. 561662107 21 2000 DEFINED 2000 0 0
MANULIFE FINANCIAL CORP 56501R106 52 1200 SH DEFINED 1200 0 0
MARATHON OIL CORP 565849106 49 1200 SH DEFINED 1200 0 0
MARSHALL & ILSLEY CORP 571834100 569 14140 SH SOLE 13440 0 700
MARSHALL & ILSLEY CORP 571834100 463 11500 SH DEFINED 11100 0 400
MARRIOTT INTERNATIONAL-A 571903202 51 1000 SH DEFINED 1000 0 0
MASSMUTUAL PARTN INVS SH BEN INT 576299101 61 5200 SH SOLE 5200 0 0
MATTEL INC COM 577081102 3 200 SH SOLE 200 0 0
MAYTAG CORPORATION 578592107 9 500 SH SOLE 500 0 0
MAYTAG CORPORATION 578592107 7 425 SH DEFINED 425 0 0
MCCLATCHY COMPANY 579489105 187 2650 SH SOLE 2650 0 0
MCCLATCHY COMPANY 579489105 262 3700 SH DEFINED 3700 0 0
MCCORMICK & CO INC COMMON NON-VOTING 579780206 965 28110 SH SOLE 28010 0 100
MCCORMICK & CO INC COMMON NON-VOTING 579780206 1494 43525 SH DEFINED 42225 700 600
MCDATA CORPORATION-CLASS A 580031201 0 3 SH SOLE 3 0 0
MCDONALDS CORP COM 580135101 89 3200 SH DEFINED 2200 1000 0
MCGRAW HILL COMPANIES INC 580645109 46 585 SH SOLE 585 0 0
MCGRAW HILL COMPANIES INC 580645109 133 1680 SH DEFINED 1680 0 0
MCKESSON CORPORATION 58155Q103 3 148 SH DEFINED 148 0 0
MEADWESTVACO CORP 583334107 101 3180 SH DEFINED 2000 1180 0
MEDAREX INC 583916101 2 400 SH DEFINED 400 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
MEDCO HEALTH SOLUTIONS 58405U102 8 264 SH SOLE 264 0 0
MEDCO HEALTH SOLUTIONS 58405U102 70 2278 SH DEFINED 2134 144 0
MEDTRONIC INC 585055106 70 1355 SH SOLE 1355 0 0
MEDTRONIC INC 585055106 199 3840 SH DEFINED 3240 600 0
MELLON FINANCIAL CORP COM 58551A108 27 1000 SH DEFINED 1000 0 0
MERCANTILE BANKSHARES CORP COM 587405101 19 400 SH DEFINED 400 0 0
MERCK & CO INC COM 589331107 665 20194 SH SOLE 20194 0 0
MERCK & CO INC COM 589331107 1842 55920 SH DEFINED 54420 1200 300
MERCURY INTERACTIVE CORP 589405109 10 300 SH DEFINED 300 0 0
MERRILL LYNCH & CO INC 590188108 129 2600 SH DEFINED 2600 0 0
METLIFE INC 59156R108 115 3000 SH DEFINED 3000 0 0
MICROSOFT CORP 594918104 2029 73430 SH SOLE 73430 0 0
MICROSOFT CORP 594918104 1943 70300 SH DEFINED 63900 4450 1950
S&P DEPOSITORY RECEIPT MIDCAP TR UNIT 595635103 11 110 SH SOLE 110 0 0
MIDDLESEX WATER CO COM 596680108 71 4000 SH DEFINED 4000 0 0
MILLENNIUM PHARMACEUTICALS 599902103 10 800 SH DEFINED 800 0 0
MIPS TECHNOLOGIES INC CLASS A 604567107 0 27 SH DEFINED 27 0 0
ROBERT MONDAVI 609200100 3 100 SH SOLE 100 0 0
MONSANTO CO NEW 61166W101 24 676 SH SOLE 676 0 0
MONSANTO CO NEW 61166W101 13 378 SH DEFINED 378 0 0
MOODYS CORP 615369105 43 600 SH SOLE 600 0 0
MORGAN STANLEY COMPANY 617446448 60 1225 SH SOLE 1225 0 0
MORGAN STANLEY COMPANY 617446448 267 5434 SH DEFINED 5434 0 0
MOTOROLA,INC 620076109 5 300 SH SOLE 300 0 0
MOTOROLA,INC 620076109 208 11550 SH DEFINED 8850 300 2400
MUNIHOLDING NY INSD FUND INC 625931100 17 1253 DEFINED 1253 0 0
MUNIHOLDINGS NEW JERSEY INS D FUND INC 625936109 105 7200 DEFINED 7200 0 0
MURPHY OIL CORPORATION 626717102 173 2000 SH DEFINED 2000 0 0
MYLAN LABORATORIES INC 628530107 27 1500 SH DEFINED 1500 0 0
NCR CORP NEW 62886E108 4 100 SH SOLE 100 0 0
NCR CORP NEW 62886E108 7 145 SH DEFINED 145 0 0
NUI HOLDING CORP 629431107 6 500 SH DEFINED 500 0 0
NAM TAI ELECTRONICS 629865205 15 715 SH SOLE 715 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
NASDAQ 100 TRUST UNIT SER 1 631100104 14 400 SH DEFINED 400 0 0
NASTECH PHARMACETICAL 631728409 35 2500 SH DEFINED 2500 0 0
NATIONAL CITY CORP 635405103 38 1000 SH SOLE 1000 0 0
NATIONAL CITY CORP 635405103 46 1200 SH DEFINED 0 1200 0
NATIONAL FUEL GAS CO N J COM 636180101 84 2992 SH DEFINED 2992 0 0
NATIONWIDE FINANCIAL SERVICES CLASS A 638612101 3 112 SH DEFINED 112 0 0
NAUTILUS GROUP INC 63910B102 22 1000 SH DEFINED 1000 0 0
NEORX CORPORATION 640520300 0 50 SH DEFINED 50 0 0
NETGEAR INC 64111Q104 6 500 SH DEFINED 500 0 0
NETWORK APPLIANCE INC 64120L104 8 350 SH SOLE 350 0 0
NEUROGEN CORP 64124E106 6 1000 SH DEFINED 1000 0 0
NEVADA GOLD & CASINOS 64126Q206 48 4000 SH SOLE 4000 0 0
NEW JERSEY RESOURCES CORPORATION 646025106 62 1500 SH SOLE 1500 0 0
NEW PLAN EXCEL RLTY TR INC COM 648053106 10 400 SH SOLE 400 0 0
NEW PLAN EXCEL RLTY TR INC COM 648053106 27 1100 SH DEFINED 0 1100 0
NEWMONT MINING CORP 651639106 163 3600 SH DEFINED 1200 1700 700
NEWS CORP LTD ADR 652487703 4 150 SH SOLE 150 0 0
NEWS CORP LTD ADR 652487703 9 300 SH DEFINED 300 0 0
NEWS CORP LTD SPNSRD ADR REPRSNTNG 4 LTD VTG PFD 652487802 5 167 SH DEFINED 166 1 0
NEWTEK BUSINESS SERVICES INCCOM 652526104 7 2000 SH DEFINED 2000 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 7 300 SH SOLE 300 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 24 1020 SH DEFINED 1020 0 0
NISOURCE INC COM 65473P105 10 500 SH SOLE 500 0 0
NISOURCE INC COM 65473P105 84 4000 SH DEFINED 4000 0 0
NOBEL LEARNING COMMUNITIES INC 654889104 28 4000 SH DEFINED 4000 0 0
NOKIA CORPORATION ADR 654902204 188 13727 SH SOLE 13727 0 0
NOKIA CORPORATION ADR 654902204 29 2150 SH DEFINED 1550 0 600
NORAM ENERGY CORP SUB DEB CONV 6% 3/15/12 655419AC3 24 25000 PRN DEFINED 25000 0 0
NORDSON CORP 655663102 10 300 SH DEFINED 300 0 0
NORFOLK SOUTHERN CORP COM 655844108 209 7055 SH SOLE 7055 0 0
NORFOLK SOUTHERN CORP COM 655844108 150 5060 SH DEFINED 4700 360 0
NORTEL NETWORKS CORP NEW 656568102 13 4000 SH DEFINED 3000 0 1000
NORTH EUROPEAN OIL ROYALTY TRUST BEN. INTEREST 659310106 18 800 SH SOLE 800 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 58 1275 SH SOLE 1275 0 0
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 338 7400 SH DEFINED 7400 0 0
NORTHERN TRUST CORP 665859104 24 600 SH SOLE 600 0 0
NORTHROP GRUMMAN CORP 666807102 46 880 SH SOLE 880 0 0
NORTHROP GRUMMAN CORP 666807102 150 2828 SH DEFINED 2828 0 0
NOVARTIS AG ADRS 66987V109 16 355 SH SOLE 355 0 0
NU HORIZON ELECTRONICS CORP 669908105 6 1000 SH DEFINED 1000 0 0
NUCOR CORP 670346105 9 100 SH SOLE 100 0 0
NUVEEN PERFORMANCE PLUS MUNICIPAL FUND 67062P108 22 1500 SOLE 1500 0 0
NUVEEN MUNICIPAL MARKET OPPORTUNITY FD COM 67062W103 43 3000 SH DEFINED 3000 0 0
NUVEEN REAL ESTATE INCOME FUND 67071B108 5 300 SH SOLE 300 0 0
OGE ENERGY CO. 670837103 50 2000 SH SOLE 2000 0 0
OGE ENERGY CO. 670837103 10 400 SH DEFINED 400 0 0
NUVEEN NJ INVT QUALITY MUN FUND COM670971100 134 8658 SOLE 8658 0 0
NUVEEN NJ INVT QUALITY MUN FUND COM670971100 108 6974 DEFINED 6974 0 0
NUVEEN INSD MUNICIPAL OPPORTUNITY FUND INC 670984103 63 4070 SOLE 4070 0 0
NUVEEN INSD MUNICIPAL OPPORTUNITY FUND INC 670984103 49 3200 DEFINED 3200 0 0
NUVEEN PREMIER INSURED MUNICIPAL INCOME FUND 670987106 25 1650 DEFINED 1650 0 0
NUVEEN NJ PREMIUM INCOME 67101N106 23 1493 SOLE 1493 0 0
OSI PHARMACEUTICALS INC. COM 671040103 3 64 SH DEFINED 64 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 31 570 SH SOLE 570 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 27 500 SH DEFINED 500 0 0
OLIN CORPORATION 680665205 7 350 SH DEFINED 350 0 0
ONEOK INC NEW COM 682680103 104 4000 SH DEFINED 4000 0 0
ORACLE CORPORATION 68389X105 183 16253 SH SOLE 15003 0 1250
ORACLE CORPORATION 68389X105 226 20100 SH DEFINED 16500 0 3600
PG&E CORP COM 69331C108 12 400 SH DEFINED 400 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 200 3700 SH SOLE 3700 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 354 6561 SH DEFINED 6561 0 0
PPG INDS INC COM 693506107 348 5680 SH SOLE 5680 0 0
PPG INDS INC COM 693506107 520 8500 SH DEFINED 8500 0 0
PPL CORP 69351T106 9 200 SH SOLE 200 0 0
PPL CORP 69351T106 28 600 SH DEFINED 400 200 0
19
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
PSB BANCORP INC 693604100 8 539 SH SOLE 539 0 0
PACCAR INC COM 693718108 85 1237 SH DEFINED 1237 0 0
PACIFIC ENERGY PARTNERS LP 69422R105 184 6450 SH DEFINED 6450 0 0
PALMONE INC 69713P107 0 18 SH SOLE 18 0 0
PARAGON TECHNOLOGIES INC 69912T108 9 1000 SH DEFINED 1000 0 0
PAYCHEX INC COM 704326107 90 3000 SH DEFINED 3000 0 0
PAYLESS SHOESOURCE,INC. 704379106 6 600 SH DEFINED 600 0 0
PEABODY ENERGY CORP 704549104 1129 18985 SH SOLE 18985 0 0
PEABODY ENERGY CORP 704549104 813 13675 SH DEFINED 13175 0 500
PEAPACK-GLADSTONE FINANCIAL CORPORATION 704699107 9003 296766 SH SOLE 294766 0 2000
PEAPACK-GLADSTONE FINANCIAL CORPORATION 704699107 19067 628456 SH DEFINED 552543 75913 0
PENN VA RESOURCE PARTNERS LP 707884102 24 600 SH SOLE 600 0 0
PENN VA RESOURCE PARTNERS LP 707884102 334 8350 SH DEFINED 8350 0 0
J.C.PENNEY CO.,INC. 708160106 179 5100 SH DEFINED 5000 100 0
PENTAIR INC 709631105 69 1980 SH SOLE 1980 0 0
PEOPLES ENERGY CORPORATION 711030106 50 1200 SH DEFINED 1200 0 0
PEOPLESOFT INC 712713106 29 1480 SH SOLE 1480 0 0
PEPCO HOLDINGS INC COM 713291102 99 5023 SH DEFINED 5023 0 0
PEPSICO INC COM 713448108 662 13627 SH SOLE 13627 0 0
PEPSICO INC COM 713448108 625 12861 SH DEFINED 12861 0 0
PEREGRINE PHARMACEUTICALS INC 713661106 0 100 SH DEFINED 100 0 0
PERKINELMER INC COM 714046109 79 4628 SH DEFINED 4628 0 0
PETROLEUM & RESOURCES CORPORATION 716549100 13 500 SH DEFINED 500 0 0
PFIZER INC COM 717081103 3391 110856 SH SOLE 109106 0 1750
PFIZER INC COM 717081103 2914 95270 SH DEFINED 88930 4790 1550
THE PHOENIX COMPANIES,INC. 71902E109 47 4553 SH SOLE 1124 0 3429
PIMCO MUNICIPAL INCOME FUND II 72200W106 57 4000 SH DEFINED 0 4000 0
PIMCO STRATEGIC GLOBAL GOVERNMENT FUND COMMON 72200X104 36 3098 SH DEFINED 3098 0 0
PIPER JAFFRAY COMPANIES 724078100 0 6 SH SOLE 6 0 0
PITNEY BOWES INC COM 724479100 218 4950 SH DEFINED 4950 0 0
PLAINS EXPLORATION & PRODUCTION CORP 726505100 28 1180 SH DEFINED 1180 0 0
PLUM CREEK TIMBER CO INC COM 729251108 43 1249 SH DEFINED 1249 0 0
POLYONE CORP 73179P106 3 500 SH DEFINED 500 0 0
20
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
PREFERRED INCOME STRATEGIES FUND 74038E100 9 400 SH SOLE 400 0 0
PRIMEWEST ENERGY TRUST 741930309 21 1000 SH SOLE 1000 0 0
PROCTER & GAMBLE CO COM 742718109 4272 78959 SH SOLE 77959 0 1000
PROCTER & GAMBLE CO COM 742718109 3781 69889 SH DEFINED 63994 3895 2000
PROGRESS ENERGY INC COM 743263105 8 200 SH SOLE 200 0 0
PROLOGIS TRUST 743410102 1667 47321 SH SOLE 47321 0 0
PROLOGIS TRUST 743410102 1495 42445 SH DEFINED 39300 3145 0
PROTECTIVE LIFE CORP 743674103 23 596 SH SOLE 596 0 0
PROVIDENT ENERGY TR UNIT 74386K104 74 8400 SH DEFINED 0 8400 0
PRUDENTIAL FINANCIAL INC 744320102 103 2199 SH SOLE 1461 0 738
PRUDENTIAL FINANCIAL INC 744320102 17 369 SH DEFINED 0 369 0
PUBLIC SERVICE ENTERPRISE GROUP, INC. 744573106 625 14689 SH SOLE 14689 0 0
PUBLIC SERVICE ENTERPRISE GROUP, INC. 744573106 1289 30284 SH DEFINED 28290 1994 0
PUGET ENERGY INC NEW 745310102 5 258 SH SOLE 258 0 0
PUTNAM HIGH YIELD MUNICIPAL TRUST 746781103 33 5000 SH DEFINED 5000 0 0
QLOGIC CORP 747277101 5 200 SH SOLE 200 0 0
QLOGIC CORP 747277101 14 500 SH DEFINED 500 0 0
QUALCOMM INC 747525103 103 2650 SH SOLE 2650 0 0
QUALCOMM INC 747525103 105 2700 SH DEFINED 2700 0 0
QUEST DIAGNOSTICS INC COM 74834L100 2211 25072 SH SOLE 24495 0 577
QUEST DIAGNOSTICS INC COM 74834L100 1464 16605 SH DEFINED 15380 225 1000
QUESTAR CORP 748356102 82 1800 SH SOLE 1800 0 0
QUESTAR CORP 748356102 32 700 SH DEFINED 700 0 0
QUIXOTE CORP 749056107 28 1500 SH DEFINED 1500 0 0
QWEST COMMUNICATIONS INT'L 749121109 1 345 SH SOLE 345 0 0
QWEST COMMUNICATIONS INT'L 749121109 5 1645 SH DEFINED 1645 0 0
RAINING DATA CORP 75087R108 10 4900 SH DEFINED 4900 0 0
RAMTRON INTL CORP COM NEW 751907304 0 282 SH DEFINED 282 0 0
RANGE RES CORP 75281A109 5 300 SH DEFINED 300 0 0
RAYONIER INC COM 754907103 17 377 SH SOLE 377 0 0
RAYTHEON CO 755111507 37 1000 SH SOLE 1000 0 0
RAYTHEON CO 755111507 205 5400 SH DEFINED 5400 0 0
RED HAT INC COM 756577102 0 30 SH DEFINED 30 0 0
21
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
RITE AID CORP 767754104 3 1000 SH SOLE 1000 0 0
ROCKWELL AUTOMATION INC 773903109 40 1050 SH SOLE 1050 0 0
ROCKWELL AUTOMATION INC 773903109 21 550 SH DEFINED 0 550 0
ROGERS COMMUNICATION INC. CL.B NON VOTING 775109200 141 7000 SH SOLE 7000 0 0
ROYAL BANK OF SCOTLAND GROUP PLC SER D 780097606 31 1200 SH DEFINED 1200 0 0
ROYAL DUTCH PETE CO SH PAR N GLDR 780257804 25 500 SH SOLE 500 0 0
ROYAL DUTCH PETE CO SH PAR N GLDR 780257804 742 14392 SH DEFINED 14392 0 0
RUBY TUESDAY INC. 781182100 18 656 SH DEFINED 656 0 0
SBC COMMUNICATIONS INC 78387G103 440 16975 SH SOLE 16975 0 0
SBC COMMUNICATIONS INC 78387G103 1047 40384 SH DEFINED 38384 0 2000
SLM CORP 78442P106 395 8875 SH SOLE 8875 0 0
SLM CORP 78442P106 133 3000 SH DEFINED 3000 0 0
STANDARD & POORS DEPOSITORY RECEIPTS 78462F103 120 1075 SH SOLE 775 0 300
STANDARD & POORS DEPOSITORY RECEIPTS 78462F103 96 865 SH DEFINED 865 0 0
SABINE ROYALTY TRUST UNIT 785688102 80 2000 SH DEFINED 2000 0 0
SAFEGUARD SCIENTIFIC INC. COM 786449108 3 2000 SH DEFINED 2000 0 0
SAFEWAY INC 786514208 3 200 SH DEFINED 200 0 0
THE ST. PAUL TRAVELERS COMPANIES INC. 792860108 7 241 SH SOLE 241 0 0
THE ST. PAUL TRAVELERS COMPANIES INC. 792860108 112 3397 SH DEFINED 3387 10 0
THE SALOMON BROTHERS FUND INC 795477108 13 1175 SH DEFINED 1175 0 0
SARA LEE CORP COM 803111103 253 11100 SH SOLE 11100 0 0
SARA LEE CORP COM 803111103 22 1000 SH DEFINED 1000 0 0
SCANA CORP NEW 80589M102 134 3600 SH DEFINED 3600 0 0
HENRY SCHEIN, INC COM 806407102 18 300 SH DEFINED 300 0 0
SCHERING PLOUGH CORP COM 806605101 76 4031 SH SOLE 4031 0 0
SCHERING PLOUGH CORP COM 806605101 84 4432 SH DEFINED 4432 0 0
SCHLUMBERGER LTD COM 806857108 348 5184 SH SOLE 4684 0 500
SCHLUMBERGER LTD COM 806857108 516 7678 SH DEFINED 7678 0 0
SCHOLASTIC CORPORATION 807066105 21 700 SH DEFINED 0 700 0
SEA CONTAINERS LTD CLASS A COMMON 811371707 1 100 SH DEFINED 100 0 0
SEALED AIR CORP NEW COM 81211K100 697 15050 SH SOLE 15050 0 0
SEALED AIR CORP NEW COM 81211K100 324 6994 SH DEFINED 6844 150 0
SECTOR SPDR TR TECHNOLOGY 81369Y803 26 1400 SH SOLE 1400 0 0
22
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
SELECTIVE INS. GROUP INC. 816300107 390 10500 SH SOLE 10500 0 0
SEMPRA ENERGY COM 816851109 5 150 SH SOLE 150 0 0
SEMPRA ENERGY COM 816851109 57 1600 SH DEFINED 1600 0 0
SENSYTECH INC 81726S101 8 300 SH DEFINED 300 0 0
SEPRACOR INC 817315104 31 640 SH SOLE 640 0 0
SHELL TRANSPORT & TRADING CO PLC 822703609 26 600 SH SOLE 600 0 0
SIEMENS AG SPONSORED ADR 826197501 31 425 SH SOLE 425 0 0
SIGMA-ALDRICH CORP 826552101 34 600 SH SOLE 600 0 0
SILICON GRAPHICS INC 827056102 0 200 SH DEFINED 200 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1606 29964 SH SOLE 29464 0 500
SIMON PPTY GROUP INC NEW COM 828806109 1756 32755 SH DEFINED 30955 1800 0
SIRIUS SATELLITE RADIO INC 82966U103 3 1000 SH DEFINED 1000 0 0
SMITHFIELD FOODS 832248108 3 150 SH SOLE 150 0 0
J. M. SMUCKER CO 832696405 64 1460 SH SOLE 1460 0 0
J. M. SMUCKER CO 832696405 91 2056 SH DEFINED 1856 0 200
SONIC CORP 835451105 161 6300 SH SOLE 6300 0 0
SONIC CORP 835451105 48 1875 SH DEFINED 1875 0 0
SONY CORP ADR AMERN SH NEW EA REPR 1 JAPANESE 835699307 20 600 SH DEFINED 600 0 0
SOUTH JERSEY INDUSTRIES,INC 838518108 8 171 SH DEFINED 171 0 0
SOUTHERN CO COM 842587107 143 4777 SH SOLE 4777 0 0
SOUTHERN CO COM 842587107 402 13436 SH DEFINED 11725 1711 0
SOUTHWEST AIRLS CO COM 844741108 4 300 SH SOLE 300 0 0
SOVEREIGN BANCORP INC 845905108 65 3000 SH SOLE 3000 0 0
SOVEREIGN BANCORP INC 845905108 32 1500 SH DEFINED 500 1000 0
SPRINT CORPORATION 852061100 6 324 SH SOLE 324 0 0
SPRINT CORPORATION 852061100 54 2695 SH DEFINED 2695 0 0
STAPLES INC 855030102 48 1635 SH SOLE 1635 0 0
STAPLES INC 855030102 29 1000 SH DEFINED 0 1000 0
STARBUCKS CORPORATION 855244109 646 14230 SH SOLE 14230 0 0
STARBUCKS CORPORATION 855244109 606 13350 SH DEFINED 13200 150 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 23 501 SH SOLE 501 0 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 39 857 SH DEFINED 857 0 0
STRATTEC SECURITY CORPORATION 863111100 1 20 SH SOLE 20 0 0
23
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
STRYKER CORP 863667101 9 200 SH SOLE 200 0 0
STRYKER CORP 863667101 75 1560 SH DEFINED 1560 0 0
STURM RUGER & CO. 864159108 18 2000 SH SOLE 2000 0 0
SUBURBAN PROPANE PARTNERS LP UNIT LTD 864482104 51 1500 SH SOLE 1500 0 0
SUBURBAN PROPANE PARTNERS LP UNIT LTD 864482104 231 6700 SH DEFINED 700 6000 0
SUN MICROSYSTEMS INC COM 866810104 0 100 SH SOLE 100 0 0
SUN MICROSYSTEMS INC COM 866810104 38 9550 SH DEFINED 7950 0 1600
SUNCOR ENERGY INC 867229106 60 1900 SH DEFINED 1900 0 0
SUNGARD DATA SYSTEMS INC 867363103 5 250 SH SOLE 250 0 0
SUNOCO INC 86764P109 8 119 SH SOLE 119 0 0
SUNOCO INC 86764P109 222 3009 SH DEFINED 3009 0 0
SUPERGEN INC COM 868059106 265 43000 SH DEFINED 43000 0 0
SYMANTEC 871503108 2139 38985 SH SOLE 38535 0 450
SYMANTEC 871503108 1758 32050 SH DEFINED 28650 1100 2300
SYNGENTA AG 87160A100 3 200 SH SOLE 200 0 0
SYSCO CORPORATION 871829107 51 1725 SH SOLE 1725 0 0
TC PIPELINES LTD 87233Q108 18 500 SH SOLE 500 0 0
TECO ENERGY INC COM 872375100 106 7850 SH SOLE 7850 0 0
TECO ENERGY INC COM 872375100 88 6550 SH DEFINED 6550 0 0
TEPPCO PARTNERS LP 872384102 103 2500 SH DEFINED 2500 0 0
TJX COMPANIES 872540109 44 2000 SH DEFINED 2000 0 0
TXU CORP 873168108 62 1300 SH DEFINED 1300 0 0
TALISMAN ENERGY INC 87425E103 701 27105 SH SOLE 27105 0 0
TALISMAN ENERGY INC 87425E103 376 14525 SH DEFINED 13825 700 0
TARGET CORPORATION 87612E106 1011 22360 SH SOLE 21810 0 550
TARGET CORPORATION 87612E106 1179 26075 SH DEFINED 23975 1650 450
TAUBMAN CTRS INC COM 876664103 30 1200 SH DEFINED 1200 0 0
TELEFONOS DE MEXICO SA DE CV ADR 879403780 12 400 SH DEFINED 400 0 0
TEMPLETON GLOBAL INCOME FUND INC 880198106 3 371 SH SOLE 371 0 0
TERADYNE INC 880770102 46 3500 SH SOLE 3500 0 0
TEVA PHARMACEUTICAL INDS ADR 881624209 910 35075 SH SOLE 35075 0 0
TEVA PHARMACEUTICAL INDS ADR 881624209 579 22350 SH DEFINED 21350 1000 0
TEXAS GENCO COM 882443104 2 55 SH DEFINED 55 0 0
24
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
TEXAS INSTRUMENTS 882508104 899 42279 SH SOLE 39879 0 2400
TEXAS INSTRUMENTS 882508104 1199 56380 SH DEFINED 54130 750 1500
THERMO ELECTRON CORP COM 883556102 61 2272 SH DEFINED 2272 0 0
THOMAS & BETTS CORPORATION 884315102 10 400 SH DEFINED 400 0 0
THORNBURG MORTGAGE INC 885218107 29 1000 SH SOLE 1000 0 0
3COM CORP COM 885535104 4 1000 SH DEFINED 1000 0 0
3M CO COM 88579Y101 2075 25953 SH SOLE 25330 0 623
3M CO COM 88579Y101 2459 30757 SH DEFINED 28957 700 1100
TIME WARNER INC NEW 887317105 218 13530 SH SOLE 13530 0 0
TIME WARNER INC NEW 887317105 261 16213 SH DEFINED 12913 0 3300
TIMKEN CO 887389104 123 5000 SH DEFINED 5000 0 0
TORCHMARK CORP. 891027104 79 1500 SH DEFINED 1500 0 0
TORO COMPANY 891092108 20 300 SH DEFINED 300 0 0
TRANSCANADA CORP 89353D107 3 152 SH SOLE 152 0 0
TRI-CONTINENTAL CORPORATION 895436103 12 739 SH DEFINED 739 0 0
TRIBUNE CO NEW COM 896047107 50 1227 SH DEFINED 1227 0 0
TRIZEC PROPERTIES INC 89687P107 189 11870 SH SOLE 11870 0 0
TRIZEC PROPERTIES INC 89687P107 228 14300 SH DEFINED 11900 2400 0
TUPPERWARE CORP COM 899896104 1 100 SH DEFINED 100 0 0
TYCO INTL LTD NEW COM 902124106 107 3500 SH SOLE 3500 0 0
TYCO INTL LTD NEW COM 902124106 15 500 SH DEFINED 500 0 0
UGI CORPORATION 902681105 295 7925 SH SOLE 7925 0 0
UGI CORPORATION 902681105 286 7700 SH DEFINED 7700 0 0
UIL HLDG CORP 902748102 21 437 SH DEFINED 437 0 0
UST INC COM 902911106 48 1200 SH SOLE 1200 0 0
UST INC COM 902911106 20 500 SH DEFINED 500 0 0
US BANCORP DEL COM 902973304 18 625 SH SOLE 625 0 0
UNILIVER NV NY SHARE F NEW 904784709 23 400 SH DEFINED 400 0 0
UNION PACIFIC CORP COM 907818108 374 6398 SH SOLE 6398 0 0
UNION PACIFIC CORP COM 907818108 426 7283 SH DEFINED 4825 0 2458
UNITED PARCEL SERVICE 911312106 172 2275 SH SOLE 2275 0 0
UNITED PARCEL SERVICE 911312106 625 8240 SH DEFINED 7940 100 200
UNITED TECHNOLOGIES CORP COM 913017109 946 10135 SH SOLE 10135 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1592 17053 SH DEFINED 16528 525 0
25
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
UNIVERSAL TECHNICAL 913915104 24 800 SH DEFINED 800 0 0
VALLEY NATIONAL BANCORP. 919794107 102 4032 SH DEFINED 4032 0 0
VERIZON CORPORATION 92343V104 912 23180 SH SOLE 23180 0 0
VERIZON CORPORATION 92343V104 2548 64727 SH DEFINED 57852 3889 2986
VERITAS SOFTWARE CORP 923436109 24 1356 SH DEFINED 1356 0 0
VIACOM INC COM CLASS A 925524100 17 500 SH DEFINED 500 0 0
VIACOM INC. CLASS B COMMON 925524308 3 95 SH SOLE 95 0 0
VIACOM INC. CLASS B COMMON 925524308 40 1193 SH DEFINED 1193 0 0
VIASYS HEALTHCARE INC 92553Q209 2 165 SH DEFINED 165 0 0
VISTEON CORP 92839U107 1 155 SH DEFINED 155 0 0
VODAFONE GROUP PLC 92857W100 404 16763 SH SOLE 16763 0 0
VODAFONE GROUP PLC 92857W100 761 31586 SH DEFINED 28621 965 2000
VORNADO REALTY TRUST 929042109 604 9650 SH SOLE 9650 0 0
VORNADO REALTY TRUST 929042109 713 11390 SH DEFINED 10590 800 0
VULCAN MATERIALS COMPANY COM 929160109 163 3200 SH DEFINED 3200 0 0
WGL HOLDINGS INC 92924F106 152 5400 SH DEFINED 4400 0 1000
WACHOVIA CORP 2ND NEW COM 929903102 3363 71648 SH SOLE 71648 0 0
WACHOVIA CORP 2ND NEW COM 929903102 1725 36762 SH DEFINED 35438 1324 0
WAL-MART STORES INC 931142103 1237 23260 SH SOLE 23260 0 0
WAL-MART STORES INC 931142103 1132 21291 SH DEFINED 20666 125 500
WALGREEN CO 931422109 17 500 SH SOLE 500 0 0
WALGREEN CO 931422109 3 100 SH DEFINED 100 0 0
WASHINGTON MUTUAL INC 939322103 3 100 SH SOLE 100 0 0
WASHINGTON MUTUAL INC 939322103 50 1300 SH DEFINED 1300 0 0
WASHINGTON REAL ESTATE INVT TR SBI 939653101 15 500 SH DEFINED 500 0 0
WASHINGTON TRUST BANCORP INC 940610108 82 3163 SH SOLE 3163 0 0
WASHINGTON TRUST BANCORP INC 940610108 82 3163 SH DEFINED 3163 0 0
WASTE MANAGEMENT INC 94106L109 3 145 SH DEFINED 145 0 0
WELLS FARGO & CO NEW COM 949746101 2884 48375 SH SOLE 47575 0 800
WELLS FARGO & CO NEW COM 949746101 2468 41400 SH DEFINED 37415 3075 910
WESTAR ENERGY INC 95709T100 30 1488 SH DEFINED 0 1488 0
WESTERN GAS RESOURCES INC 958259103 57 2000 SH DEFINED 2000 0 0
WEYERHAEUSER CO COM 962166104 24 366 SH SOLE 366 0 0
WEYERHAEUSER CO COM 962166104 132 2000 SH DEFINED 2000 0 0
26
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- ------- --- ---- ------- -------- ---- ------ ----
WHIRLPOOL CORP COM 963320106 18 300 SH DEFINED 0 0 300
WHOLE FOOD MARKET INC 966837106 72 850 SH SOLE 850 0 0
WHOLE FOOD MARKET INC 966837106 60 700 SH DEFINED 700 0 0
WILLIAMS COS INC DEL COM 969457100 4 400 SH SOLE 400 0 0
WILLIAMS COS INC DEL COM 969457100 60 5000 SH DEFINED 5000 0 0
WILLIAMS SONOMA INC COM 969904101 180 4800 SH DEFINED 2800 2000 0
WISCONSIN ENERGY CORP COM 976657106 130 4089 SH DEFINED 4089 0 0
WORLD WRESTLING ENTERTAINMENT INC. 98156Q108 2 185 SH DEFINED 185 0 0
WRIGLEY WM JR CO 982526105 360 5690 SH SOLE 5690 0 0
WRIGLEY WM JR CO 982526105 553 8750 SH DEFINED 8450 300 0
WYETH INC. 983024100 564 15088 SH SOLE 15088 0 0
WYETH INC. 983024100 1236 33074 SH DEFINED 32874 0 200
XM SATELLITE RADIO HOLDINGS INC 983759101 4 150 SH DEFINED 150 0 0
XTO ENERGY INC 98385X106 81 2500 SH DEFINED 2500 0 0
XCEL ENERGY INC 98389B100 7 441 SH SOLE 441 0 0
XILINX INC 983919101 27 1000 SH SOLE 1000 0 0
XILINX INC 983919101 86 3200 SH DEFINED 3200 0 0
YAHOO INC 984332106 5 175 SH DEFINED 175 0 0
YUM BRANDS INC 988498101 2 50 SH DEFINED 50 0 0
ZIMMER HOLDINGS GROUP 98956P102 72 920 SH SOLE 920 0 0
ZIMMER HOLDINGS GROUP 98956P102 544 6895 SH DEFINED 6895 0 0
GRAND TOTALS 333525 8656579 8206638 304989 144952
27