================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report March 1, 2001 (Date of earliest event reported) VESTA INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 1-12338 63-1097283 (Commission File No.) (IRS Employer Identification No.) 3760 River Run Drive 35243 Birmingham, Alabama (Zip Code) (Address of principal executive offices) (205)970-7000 (Registrant's telephone number, including area code) ================================================================================ Item 5. Other Events. On March 1, 2001, the Registrant issued a press release announcing its fourth quarter and year 2000 results. A copy of this press release is attached as Exhibit 99.1 and incorporated herein by reference. Item 7. Financial Statements and Exhibits. (c) Exhibits Exhibit No. Description ----------- ----------- 99.1 Press Release dated March 1, 2001. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this amendment to be signed on its behalf by the undersigned, thereto duly authorized. VESTA INSURANCE GROUP, INC. Dated as of March 5, 2001 By: /s/ Donald W. Thornton ---------------------- Its: Senior Vice President-General Counsel and Secretary