UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                    FORM 13F
                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 03/31/2006

Check here if Amendment       [ ]             Amendment Number:

This Amendment                [ ]             is a restatement
                              [ ]             adds new holding entries

Institutional Investment Manager Filing this Report:

Name:       BRANCH BANKING & TRUST COMPANY
Address:    223 WEST NASH STREET
            WILSON, NC 27894


13F File Number: 28-03501

The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name: PATRICIA P BALENTINE
Title: SENIOR VICE PRESIDENT
Phone: (919) 716-9296
Signature, Place, and Date of Signing:

PATRICIA P BALENTINE    WILSON, NC    03/31/2006

Report Type     (Check only one)
                [X]            13F HOLDINGS REPORT
                [ ]            13F NOTICE
                [ ]            13F COMBINATION REPORT


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934



                                          FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                0
Form 13F Information Table Entry Total:           1116
Form 13F Information Table Value Total:           $ 2,568,071

List of Other Included Managers:

NONE






FORM 13F INFORMATION TABLE
                                   TITLE                  VALUE     SHARES/  SH/  PUT/ INVSTMT OTHER          VOTING AUTHORITY
  NAME OF ISSUER                   OF CLASS     CUSIP     (X $1000) PRN AMOUNTPRN CALL DISCRTN MANAGERS SOLE     SHARED   NONE
                                                                                         
  AFLAC INC                        COM          001055102      8050   178383 SH        SOLE             174444
                                                                                       SOLE                               3939
  AFLAC INC                        COM          001055102       113     2500 SH        DEFINED          2500
  AFLAC INC                        COM          001055102       563    12465 SH        OTHER            4115
                                                                                       OTHER                              8350
  AT&T INC                         COM          00206R102      9290   343565 SH        SOLE             330255
                                                                                       SOLE                               13310
  AT&T INC                         COM          00206R102        72     2670 SH        DEFINED          2670
  AT&T INC                         COM          00206R102      2930   108349 SH        OTHER            94760
                                                                                       OTHER                              13589
  AT&T INC                         COM          00206R102        12      450 SH        DEF/OTH          200
                                                                                       DEF/OTH                            250
  ABBOTT                           COM          002824100     22435   528262 SH        SOLE             512672
                                                                                       SOLE                               15590
  ABBOTT                           COM          002824100       100     2365 SH        DEFINED          2065
                                                                                       DEFINED                            300
  ABBOTT                           COM          002824100      3551    83604 SH        OTHER            72654
                                                                                       OTHER                              10950
  ABBOTT                           COM          002824100        37      860 SH        DEF/OTH          650
                                                                                       DEF/OTH                            210
  ADOBE SYSTEM INC                 COM          00724F101       672    19214 SH        SOLE             15214
                                                                                       SOLE                               4000
  ADOBE SYSTEM INC                 COM          00724F101        57     1633 SH        OTHER            1633
  AEGON NV                         FOR          007924103       561    30416 SH        SOLE             30105
                                                                                       SOLE                               311
  AEGON NV                         FOR          007924103       562    30498 SH        OTHER            30498
  AETNA INC                        COM          00817Y108      8006   162916 SH        SOLE             156926
                                                                                       SOLE                               5990
  AETNA INC                        COM          00817Y108       224     4560 SH        OTHER            4060
                                                                                       OTHER                              500
  AFFINITY                         COM          00826F108         0    23150 SH        SOLE             23150
  AGILENT                          COM          00846U101       576    15331 SH        SOLE             15183
                                                                                       SOLE                               148
  AGILENT                          COM          00846U101       388    10322 SH        OTHER            10322
  AIR                              COM          009158106     16879   251218 SH        SOLE             243763
                                                                                       SOLE                               7455
  AIR                              COM          009158106        79     1178 SH        DEFINED          978
                                                                                       DEFINED                            200
  AIR                              COM          009158106      1975    29387 SH        OTHER            25287
                                                                                       OTHER                              4100
  AIR                              COM          009158106        22      320 SH        DEF/OTH          200
                                                                                       DEF/OTH                            120
  ALBERTSON'S INC                  COM          013104104      2524    98310 SH        SOLE             96985
                                                                                       SOLE                               1325
  ALBERTSON'S INC                  COM          013104104        10      406 SH        DEFINED          406
  ALBERTSON'S INC                  COM          013104104       284    11050 SH        OTHER            10400
                                                                                       OTHER                              650
  ALCOA INC COMMON                 COM          013817101      6388   209021 SH        SOLE             201789
                                                                                       SOLE                               7232
  ALCOA INC COMMON                 COM          013817101        42     1370 SH        DEFINED          1220
                                                                                       DEFINED                            150
  ALCOA INC COMMON                 COM          013817101       640    20945 SH        OTHER            19645
                                                                                       OTHER                              1300
  ALCOA INC COMMON                 COM          013817101         6      200 SH        DEF/OTH          200
  ALLEGHENY ENERGY INC             COM          017361106       104     3070 SH        SOLE             3070
  ALLEGHENY ENERGY INC             COM          017361106         2       50 SH        DEFINED          50
  ALLEGHENY ENERGY INC             COM          017361106       225     6660 SH        OTHER            6660
  ALLEGHENY TECHNOLOGIES INC COM   COM          01741R102       612    10000 SH        SOLE             10000
  ALLERGAN INC                     COM          018490102       312     2879 SH        SOLE             2879
  ALLERGAN INC                     COM          018490102        47      437 SH        OTHER            437
  ALLSTATE CORP                    COM          020002101      1882    36125 SH        SOLE             36090
                                                                                       SOLE                               35
  ALLSTATE CORP                    COM          020002101       267     5120 SH        OTHER            5120
  ALLTEL                           COM          020039103     10699   165242 SH        SOLE             158187
                                                                                       SOLE                               7055
  ALLTEL                           COM          020039103       103     1588 SH        DEFINED          1418
                                                                                       DEFINED                            170
  ALLTEL                           COM          020039103      1506    23262 SH        OTHER            20147
                                                                                       OTHER                              3115
  ALLTEL                           COM          020039103        13      200 SH        DEF/OTH          200
  ALTERA CORP                      COM          021441100       571    27671 SH        SOLE             27530
                                                                                       SOLE                               141
  ALTERA CORP                      COM          021441100       103     5000 SH        OTHER            5000
  ALTRIA GROUP INC                 COM          02209S103     11278   159160 SH        SOLE             155180
                                                                                       SOLE                               3980
  ALTRIA GROUP INC                 COM          02209S103       169     2380 SH        DEFINED          2380
  ALTRIA GROUP INC                 COM          02209S103      4395    62030 SH        OTHER            35905
                                                                                       OTHER                              26125
  ALTRIA GROUP INC                 COM          02209S103       117     1650 SH        DEF/OTH          1650
  AMBAC                            COM          023139108       293     3681 SH        SOLE             3661
                                                                                       SOLE                               20
  AMBAC                            COM          023139108        32      400 SH        OTHER            400
  AMEREN CORPORATION               COM          023608102       813    16310 SH        SOLE             16010
                                                                                       SOLE                               300
  AMEREN CORPORATION               COM          023608102        67     1352 SH        DEFINED          1352
  AMEREN CORPORATION               COM          023608102        95     1915 SH        OTHER            1915
  AMERICAN ELECTRIC POWER          COM          025537101      1187    34887 SH        SOLE             34587
                                                                                       SOLE                               300
  AMERICAN ELECTRIC POWER          COM          025537101        10      300 SH        DEFINED          300
  AMERICAN ELECTRIC POWER          COM          025537101       255     7507 SH        OTHER            7507
  AMERICAN EXPRESS COMPANY COMMON  COM          025816109      9125   173636 SH        SOLE             169840
                                                                                       SOLE                               3796
  AMERICAN EXPRESS COMPANY COMMON  COM          025816109        63     1200 SH        DEFINED          1200
  AMERICAN EXPRESS COMPANY COMMON  COM          025816109      1400    26634 SH        OTHER            19634
                                                                                       OTHER                              7000
  AMERICAN EXPRESS COMPANY COMMON  COM          025816109        13      250 SH        DEF/OTH          250
  AMERICAN INTERNATIONAL GROUP INC COM          026874107     17583   266052 SH        SOLE             259464
                                                                                       SOLE                               6588
  AMERICAN INTERNATIONAL GROUP INC COM          026874107       144     2175 SH        DEFINED          1975
                                                                                       DEFINED                            200
  AMERICAN INTERNATIONAL GROUP INC COM          026874107      2204    33343 SH        OTHER            30025
                                                                                       OTHER                              3318
  AMERICAN INTERNATIONAL GROUP INC COM          026874107        46      691 SH        DEF/OTH          571
                                                                                       DEF/OTH                            120
  AMERISOURCEBERGEN CORP.          COM          03073E105      1435    29730 SH        SOLE             27580
                                                                                       SOLE                               2150
  AMERISOURCEBERGEN CORP.          COM          03073E105       227     4700 SH        OTHER            4700
  AMERIPRISE FINANCIAL INC         COM          03076C106       619    13743 SH        SOLE             13743
  AMERIPRISE FINANCIAL INC         COM          03076C106       145     3229 SH        OTHER            2199
                                                                                       OTHER                              1030
  AMGEN INC COMMON                 COM          031162100     20309   279158 SH        SOLE             269765
                                                                                       SOLE                               9393
  AMGEN INC COMMON                 COM          031162100        85     1175 SH        DEFINED          1175
  AMGEN INC COMMON                 COM          031162100      1949    26795 SH        OTHER            25095
                                                                                       OTHER                              1700
  AMGEN INC COMMON                 COM          031162100        23      310 SH        DEF/OTH          250
                                                                                       DEF/OTH                            60
  AMSOUTH                          COM          032165102      5064   187205 SH        SOLE             181480
                                                                                       SOLE                               5725
  AMSOUTH                          COM          032165102       122     4500 SH        DEFINED          4500
  AMSOUTH                          COM          032165102      1021    37740 SH        OTHER            34240
                                                                                       OTHER                              3500
  AMSOUTH                          COM          032165102         8      300 SH        DEF/OTH                            300
  ANADARKO                         COM          032511107     19664   194674 SH        SOLE             188084
                                                                                       SOLE                               6590
  ANADARKO                         COM          032511107        20      200 SH        DEFINED                            200
  ANADARKO                         COM          032511107      2870    28410 SH        OTHER            18002
                                                                                       OTHER                              10408
  ANADARKO                         COM          032511107         6       60 SH        DEF/OTH                            60
  ANHEUSER BUSCH COMPANY INC       COM          035229103      3186    74489 SH        SOLE             72055
                                                                                       SOLE                               2434
  ANHEUSER BUSCH COMPANY INC       COM          035229103        45     1050 SH        DEFINED          1050
  ANHEUSER BUSCH COMPANY INC       COM          035229103       722    16880 SH        OTHER            16880
  AON                              COM          037389103       695    16745 SH        SOLE             13370
                                                                                       SOLE                               3375
  AON                              COM          037389103       786    18946 SH        OTHER            17466
                                                                                       OTHER                              1480
  APACHE                           COM          037411105      1746    26659 SH        SOLE             25574
                                                                                       SOLE                               1085
  APACHE                           COM          037411105       172     2630 SH        OTHER            2630
  APPLIED MATERIALS                COM          038222105      2098   119842 SH        SOLE             116507
                                                                                       SOLE                               3335
  APPLIED MATERIALS                COM          038222105         7      400 SH        DEFINED          400
  APPLIED MATERIALS                COM          038222105       318    18167 SH        OTHER            18017
                                                                                       OTHER                              150
  ARCH COAL INC                    COM          039380100       141     1856 SH        SOLE             1856
  ARCH COAL INC                    COM          039380100       103     1350 SH        OTHER            1350
  ARCHER                           COM          039483102      2566    76256 SH        SOLE             76159
                                                                                       SOLE                               97
  ARCHER                           COM          039483102       341    10140 SH        OTHER            10140
  ARCHSTONE-SMITH TRUST COMMON     COM          039583109       203     4160 SH        SOLE             4160
  ARCHSTONE-SMITH TRUST COMMON     COM          039583109      1173    24058 SH        OTHER            24058
  ASHLAND INC                      COM          044209104      2616    36799 SH        SOLE             36799
  ASHLAND INC                      COM          044209104      1684    23690 SH        OTHER            23690
  ATMOSPHERIC GLOW                 COM          049567100         5    24802 SH        SOLE             24802
  AUTOMATIC DATA PROCESSING COMMON COM          053015103     18042   394969 SH        SOLE             382579
                                                                                       SOLE                               12390
  AUTOMATIC DATA PROCESSING COMMON COM          053015103       106     2311 SH        DEFINED          2011
                                                                                       DEFINED                            300
  AUTOMATIC DATA PROCESSING COMMON COM          053015103      1755    38414 SH        OTHER            35159
                                                                                       OTHER                              3255
  AUTOMATIC DATA PROCESSING COMMON COM          053015103        37      800 SH        DEF/OTH          650
                                                                                       DEF/OTH                            150
  AVERY DENNISON CORP.             COM          053611109       603    10319 SH        SOLE             10319
  AVERY DENNISON CORP.             COM          053611109       233     3990 SH        OTHER            2790
                                                                                       OTHER                              1200
  AVON PRODUCTS                    COM          054303102      1107    35507 SH        SOLE             34725
                                                                                       SOLE                               782
  AVON PRODUCTS                    COM          054303102        19      625 SH        DEFINED          625
  AVON PRODUCTS                    COM          054303102       175     5625 SH        OTHER            5625
  BB&T                             COM          054937107    166334  4243206 SH        SOLE             3820363
                                                                                       SOLE                               422843
  BB&T                             COM          054937107      8907   227211 SH        DEFINED          227211
  BB&T                             COM          054937107    161385  4116960 SH        OTHER            1472456
                                                                                       OTHER                              2644504
  BP P.L.C.                        FOR          055622104     12102   175541 SH        SOLE             173075
                                                                                       SOLE                               2466
  BP P.L.C.                        FOR          055622104        58      835 SH        DEFINED          835
  BP P.L.C.                        FOR          055622104      8944   129731 SH        OTHER            50734
                                                                                       OTHER                              78997
  BP P.L.C.                        FOR          055622104        20      294 SH        DEF/OTH          204
                                                                                       DEF/OTH                            90
  BAKER HUGHES INC                 COM          057224107      4813    70362 SH        SOLE             68607
                                                                                       SOLE                               1755
  BAKER HUGHES INC                 COM          057224107        15      215 SH        DEFINED          215
  BAKER HUGHES INC                 COM          057224107       295     4315 SH        OTHER            4315
  BANK OF AMERICA CORP             COM          060505104     40471   888702 SH        SOLE             862947
                                                                                       SOLE                               25755
  BANK OF AMERICA CORP             COM          060505104       409     8992 SH        DEFINED          8312
                                                                                       DEFINED                            680
  BANK OF AMERICA CORP             COM          060505104      7999   175645 SH        OTHER            160604
                                                                                       OTHER                              15041
  BANK OF AMERICA CORP             COM          060505104        45      987 SH        DEF/OTH          837
                                                                                       DEF/OTH                            150
  BANK OF NEW YORK COMPANY INC     COM          064057102      5279   146469 SH        SOLE             141229
                                                                                       SOLE                               5240
  BANK OF NEW YORK COMPANY INC     COM          064057102        21      590 SH        DEFINED          590
  BANK OF NEW YORK COMPANY INC     COM          064057102       198     5482 SH        OTHER            5482
  BASSETT FURNITURE                COM          070203104       570    28550 SH        SOLE             28550
  BASSETT MIRROR CO                COM          070991534       349    41031 SH        SOLE             41031
  BASSETT MIRROR CO                COM          070991534       125    14745 SH        OTHER            14745
  BAXTER                           COM          071813109      2468    63599 SH        SOLE             58265
                                                                                       SOLE                               5334
  BAXTER                           COM          071813109        71     1824 SH        DEFINED          1824
  BAXTER                           COM          071813109       260     6698 SH        OTHER            6698
  BEAR STEARNS                     COM          073902108       876     6317 SH        SOLE             6300
                                                                                       SOLE                               17
  BECTON DICKINSON & CO.           COM          075887109      1049    17034 SH        SOLE             16909
                                                                                       SOLE                               125
  BECTON DICKINSON & CO.           COM          075887109       171     2775 SH        OTHER            2625
                                                                                       OTHER                              150
  BED BATH & BEYOND INC            COM          075896100       461    12010 SH        SOLE             11279
                                                                                       SOLE                               731
  BED BATH & BEYOND INC            COM          075896100        10      260 SH        DEFINED          260
  BED BATH & BEYOND INC            COM          075896100        13      350 SH        OTHER            350
  BELLSOUTH                        COM          079860102      9015   260181 SH        SOLE             256806
                                                                                       SOLE                               3375
  BELLSOUTH                        COM          079860102       259     7484 SH        DEFINED          7484
  BELLSOUTH                        COM          079860102      3390    97837 SH        OTHER            85045
                                                                                       OTHER                              12792
  BELLSOUTH                        COM          079860102        69     2000 SH        DEF/OTH          2000
  BERKSHIRE HATHAWAY INC DEL       COM          084670108       904       10 SH        SOLE             10
  BERKSHIRE HATHAWAY INC DEL       COM          084670108        90        1 SH        OTHER                              1
  BERKSHIRE HATHAWAY INC DEL       COM          084670207       861      286 SH        SOLE             286
  BERKSHIRE HATHAWAY INC DEL       COM          084670207       199       66 SH        OTHER            66
  BEST BUY INC.                    COM          086516101      3574    63898 SH        SOLE             62341
                                                                                       SOLE                               1557
  BEST BUY INC.                    COM          086516101       510     9120 SH        OTHER            6020
                                                                                       OTHER                              3100
  BIOMET INC.                      COM          090613100      2375    66862 SH        SOLE             66452
                                                                                       SOLE                               410
  BIOMET INC.                      COM          090613100        85     2380 SH        OTHER            2380
  BLACK & DECKER                   COM          091797100       149     1720 SH        SOLE             1370
                                                                                       SOLE                               350
  BLACK & DECKER                   COM          091797100        72      830 SH        OTHER            830
  H & R BLOCK INC                  COM          093671105       496    22920 SH        SOLE             22560
                                                                                       SOLE                               360
  H & R BLOCK INC                  COM          093671105         9      400 SH        DEFINED          400
  H & R BLOCK INC                  COM          093671105       115     5300 SH        OTHER            5300
  THE BOEING COMPANY CAPITAL       COM          097023105      2633    33784 SH        SOLE             32909
                                                                                       SOLE                               875
  THE BOEING COMPANY CAPITAL       COM          097023105       104     1340 SH        DEFINED          1340
  THE BOEING COMPANY CAPITAL       COM          097023105       466     5975 SH        OTHER            2725
                                                                                       OTHER                              3250
  BOSTON SCIENTIFIC                COM          101137107       595    25821 SH        SOLE             25696
                                                                                       SOLE                               125
  BOSTON SCIENTIFIC                COM          101137107        12      500 SH        DEFINED          500
  BOSTON SCIENTIFIC                COM          101137107         6      250 SH        OTHER                              250
  BRISTOL MYERS SQUIBB CO. COMMON  COM          110122108      8032   326365 SH        SOLE             320860
                                                                                       SOLE                               5505
  BRISTOL MYERS SQUIBB CO. COMMON  COM          110122108       123     4994 SH        DEFINED          4994
  BRISTOL MYERS SQUIBB CO. COMMON  COM          110122108      4722   191867 SH        OTHER            169973
                                                                                       OTHER                              21894
  BURLINGTON                       COM          12189T104      2740    32886 SH        SOLE             27494
                                                                                       SOLE                               5392
  BURLINGTON                       COM          12189T104         8      100 SH        DEFINED          100
  BURLINGTON                       COM          12189T104      1194    14327 SH        OTHER            6556
                                                                                       OTHER                              7771
  BURLINGTON RESOURCES INC COMMON  COM          122014103      1117    12152 SH        SOLE             9826
                                                                                       SOLE                               2326
  BURLINGTON RESOURCES INC COMMON  COM          122014103        29      320 SH        DEFINED          320
  BURLINGTON RESOURCES INC COMMON  COM          122014103       923    10046 SH        OTHER            1526
                                                                                       OTHER                              8520
  CBS CORPORATION                  COM          124857202      1486    61973 SH        SOLE             60098
                                                                                       SOLE                               1875
  CBS CORPORATION                  COM          124857202        14      573 SH        DEFINED          573
  CBS CORPORATION                  COM          124857202       209     8729 SH        OTHER            7454
                                                                                       OTHER                              1275
  CIGNA                            COM          125509109       261     1996 SH        SOLE             1975
                                                                                       SOLE                               21
  CIGNA                            COM          125509109        72      550 SH        OTHER            550
  CNB FINANCIAL SERVICES, INC.     COM          12613N103       554     7920 SH        SOLE             7920
  CSX                              COM          126408103      1810    30272 SH        SOLE             29822
                                                                                       SOLE                               450
  CSX                              COM          126408103        78     1300 SH        DEFINED          1300
  CSX                              COM          126408103       759    12685 SH        OTHER            5623
                                                                                       OTHER                              7062
  CVS CORP                         COM          126650100      6222   208295 SH        SOLE             197805
                                                                                       SOLE                               10490
  CVS CORP                         COM          126650100        12      400 SH        DEFINED          400
  CVS CORP                         COM          126650100      1466    49085 SH        OTHER            48785
                                                                                       OTHER                              300
  CVS CORP                         COM          126650100        25      840 SH        DEF/OTH          600
                                                                                       DEF/OTH                            240
  CAMDEN PROPERTY                  COM          133131102       232     3225 SH        SOLE             3225
  CAMDEN PROPERTY                  COM          133131102        11      157 SH        OTHER                              157
  CAMPBELL SOUP CO                 COM          134429109      2182    67335 SH        SOLE             65915
                                                                                       SOLE                               1420
  CAMPBELL SOUP CO                 COM          134429109       122     3750 SH        OTHER            3750
  CANETIC RESOURCES TRUST          FOR          137513107       282    13500 SH        OTHER            10000
                                                                                       OTHER                              3500
  CHESTER TELEPHONE                COM          138002993      2380    62624 SH        OTHER            62624
  CAPITAL ONE                      COM          14040H105      1025    12731 SH        SOLE             12381
                                                                                       SOLE                               350
  CAPITAL ONE                      COM          14040H105        23      290 SH        DEFINED          290
  CAPITAL ONE                      COM          14040H105      1292    16041 SH        OTHER            16041
  CARDINAL HEALTH INC              COM          14149Y108      1949    26158 SH        SOLE             22989
                                                                                       SOLE                               3169
  CARDINAL HEALTH INC              COM          14149Y108       378     5070 SH        OTHER            5070
  CAREMARK RX INC                  COM          141705103      1470    29891 SH        SOLE             29791
                                                                                       SOLE                               100
  CARLISLE CORP                    COM          142339100       258     3150 SH        SOLE                               3150
  CARNIVAL                         COM          143658300      1337    28234 SH        SOLE             27654
                                                                                       SOLE                               580
  CARNIVAL                         COM          143658300        71     1505 SH        OTHER            1505
  CATERPILLAR TRACTOR COMPANY      COM          149123101      6310    87874 SH        SOLE             84339
                                                                                       SOLE                               3535
  CATERPILLAR TRACTOR COMPANY      COM          149123101       421     5865 SH        OTHER            5715
                                                                                       OTHER                              150
  CHEVRON CORP                     COM          166764100     21159   365003 SH        SOLE             351753
                                                                                       SOLE                               13250
  CHEVRON CORP                     COM          166764100       340     5861 SH        DEFINED          5861
  CHEVRON CORP                     COM          166764100      5751    99204 SH        OTHER            86714
                                                                                       OTHER                              12490
  CHEVRON CORP                     COM          166764100        29      500 SH        DEF/OTH          400
                                                                                       DEF/OTH                            100
  CHOICE HOTELS INTERNATIONAL INC  COM          169905106      1584    34600 SH        SOLE             34600
  CHOICE HOTELS INTERNATIONAL INC  COM          169905106        69     1500 SH        OTHER            1500
  CHUBB                            COM          171232101       978    10252 SH        SOLE             9337
                                                                                       SOLE                               915
  CHUBB                            COM          171232101       220     2300 SH        OTHER            2300
  CINERGY CORP                     COM          172474108       805    17738 SH        SOLE             16638
                                                                                       SOLE                               1100
  CINERGY CORP                     COM          172474108        54     1200 SH        DEFINED          1200
  CINERGY CORP                     COM          172474108       214     4723 SH        OTHER            4348
                                                                                       OTHER                              375
  CIRCUIT CITY STORES              COM          172737108       250    10200 SH        SOLE             10200
  CIRCUIT CITY STORES              COM          172737108        69     2800 SH        OTHER                              2800
  CISCO                            COM          17275R102     26662  1230387 SH        SOLE             1194745
                                                                                       SOLE                               35642
  CISCO                            COM          17275R102       168     7759 SH        DEFINED          7099
                                                                                       DEFINED                            660
  CISCO                            COM          17275R102      2632   121479 SH        OTHER            101929
                                                                                       OTHER                              19550
  CISCO                            COM          17275R102        33     1500 SH        DEF/OTH          1500
  CINTAS CORPORATION               COM          172908105      1035    24289 SH        SOLE             24289
  CINTAS CORPORATION               COM          172908105        11      250 SH        DEFINED          250
  CINTAS CORPORATION               COM          172908105        49     1140 SH        OTHER            1140
  CITIGROUP INC COMMON             COM          172967101     31459   666086 SH        SOLE             648782
                                                                                       SOLE                               17304
  CITIGROUP INC COMMON             COM          172967101       327     6930 SH        DEFINED          6590
                                                                                       DEFINED                            340
  CITIGROUP INC COMMON             COM          172967101      4334    91754 SH        OTHER            62419
                                                                                       OTHER                              29335
  CITIGROUP INC COMMON             COM          172967101       169     3578 SH        DEF/OTH          3428
                                                                                       DEF/OTH                            150
  CITY HOLDING                     COM          177835105       667    18120 SH        SOLE             12770
                                                                                       SOLE                               5350
  CITY HOLDING                     COM          177835105       942    25609 SH        OTHER                              25609
  CLOROX                           COM          189054109       620    10362 SH        SOLE             10362
  CLOROX                           COM          189054109       150     2500 SH        OTHER            2500
  COACH INC                        COM          189754104      1183    34197 SH        SOLE             33697
                                                                                       SOLE                               500
  COACH INC                        COM          189754104       105     3025 SH        OTHER            3025
  COCA COLA COMPANY COMMON         COM          191216100     19568   467360 SH        SOLE             453060
                                                                                       SOLE                               14300
  COCA COLA COMPANY COMMON         COM          191216100       150     3571 SH        DEFINED          3571
  COCA COLA COMPANY COMMON         COM          191216100      4059    96954 SH        OTHER            86268
                                                                                       OTHER                              10686
  COLGATE PALMOLIVE COMPANY        COM          194162103      4411    77251 SH        SOLE             72897
                                                                                       SOLE                               4354
  COLGATE PALMOLIVE COMPANY        COM          194162103        37      650 SH        DEFINED          650
  COLGATE PALMOLIVE COMPANY        COM          194162103       375     6575 SH        OTHER            6575
  COMCAST CORP                     COM          20030N101       389    14852 SH        SOLE             14852
  COMCAST CORP                     COM          20030N101         0       32 SH        DEFINED          32
  COMCAST CORP                     COM          20030N101        96     3684 SH        OTHER            1912
                                                                                       OTHER                              1772
  COMERICA INC.                    COM          200340107      4924    84938 SH        SOLE             84938
  COMERICA INC.                    COM          200340107        41      700 SH        OTHER            700
  COMMERCIAL BANKSHARES INC        COM          201607108       466    13200 SH        SOLE             13200
  COMPASS BANCSHARES               COM          20449H109       411     8126 SH        SOLE             7220
                                                                                       SOLE                               906
  COMPASS BANCSHARES               COM          20449H109       101     2000 SH        DEFINED          2000
  COMPASS BANCSHARES               COM          20449H109       113     2225 SH        OTHER            2225
  COMPUTER                         COM          205363104      1068    19217 SH        SOLE             18694
                                                                                       SOLE                               523
  COMPUTER                         COM          205363104        25      450 SH        DEFINED          450
  COMPUTER                         COM          205363104       294     5300 SH        OTHER            5300
  COMPUTER SVCS INC COM            COM          20539A105        20      669 SH        SOLE             669
  COMPUTER SVCS INC COM            COM          20539A105       302    10065 SH        OTHER                              10065
  CONAGRA FOODS, INC COMMON        COM          205887102       976    45477 SH        SOLE             44602
                                                                                       SOLE                               875
  CONAGRA FOODS, INC COMMON        COM          205887102        43     2008 SH        DEFINED          2008
  CONAGRA FOODS, INC COMMON        COM          205887102        46     2165 SH        OTHER            1165
                                                                                       OTHER                              1000
  CONOCOPHILLIPS                   COM          20825C104     30327   480232 SH        SOLE             461359
                                                                                       SOLE                               18873
  CONOCOPHILLIPS                   COM          20825C104       294     4650 SH        DEFINED          4150
                                                                                       DEFINED                            500
  CONOCOPHILLIPS                   COM          20825C104      3913    61961 SH        OTHER            53885
                                                                                       OTHER                              8076
  CONOCOPHILLIPS                   COM          20825C104        20      320 SH        DEF/OTH          200
                                                                                       DEF/OTH                            120
  CONSOLIDATED EDISON INC COMMON   COM          209115104      2288    52593 SH        SOLE             47668
                                                                                       SOLE                               4925
  CONSOLIDATED EDISON INC COMMON   COM          209115104        71     1634 SH        DEFINED          1634
  CONSOLIDATED EDISON INC COMMON   COM          209115104       359     8254 SH        OTHER            7754
                                                                                       OTHER                              500
  CONSTELLATION ENERGY GROUP       COM          210371100      2005    36650 SH        SOLE             36160
                                                                                       SOLE                               490
  CONSTELLATION ENERGY GROUP       COM          210371100        19      345 SH        DEFINED          345
  CONSTELLATION ENERGY GROUP       COM          210371100       930    17002 SH        OTHER            17002
  COPYTELE INC                     COM          217721109        23    26000 SH        SOLE             26000
  CORNING INC                      COM          219350105       261     9700 SH        SOLE             9650
                                                                                       SOLE                               50
  CORNING INC                      COM          219350105        58     2149 SH        OTHER            2149
  COSTCO WHOLESALE CORP            COM          22160K105       583    10767 SH        SOLE             8932
                                                                                       SOLE                               1835
  COSTCO WHOLESALE CORP            COM          22160K105         7      125 SH        DEF/OTH          125
  COUNTRYWIDE CREDIT IND.          COM          222372104       199     5433 SH        SOLE             5433
  COUNTRYWIDE CREDIT IND.          COM          222372104        13      360 SH        OTHER            360
  CRANE CO.                        COM          224399105       258     6300 SH        SOLE             6300
  CURIS INC COM                    COM          231269101        24    10000 SH        SOLE                               10000
  CURIS INC COM                    COM          231269101         0      300 SH        OTHER                              300
  DPL INCORPORATED                 COM          233293109       251     9309 SH        SOLE             9309
  DPL INCORPORATED                 COM          233293109        35     1300 SH        OTHER            1300
  DANAHER CORP                     COM          235851102      1485    23365 SH        SOLE             22701
                                                                                       SOLE                               664
  DANAHER CORP                     COM          235851102         3       50 SH        DEFINED          50
  DANAHER CORP                     COM          235851102       209     3285 SH        OTHER            3085
                                                                                       OTHER                              200
  DANAHER CORP                     COM          235851102        19      300 SH        DEF/OTH          300
  DATASTREAM SYSTEMS INC           COM          238124101      1320   129072 SH        SOLE                               129072
  DEERE &                          COM          244199105      2235    28278 SH        SOLE             28278
  DEERE &                          COM          244199105        47      600 SH        DEFINED          600
  DEERE &                          COM          244199105        36      450 SH        OTHER            450
  DELL INC                         COM          24702R101     10071   338403 SH        SOLE             328718
                                                                                       SOLE                               9685
  DELL INC                         COM          24702R101       106     3558 SH        DEFINED          3238
                                                                                       DEFINED                            320
  DELL INC                         COM          24702R101      1035    34788 SH        OTHER            29578
                                                                                       OTHER                              5210
  DELL INC                         COM          24702R101         6      200 SH        DEF/OTH          200
  DEVON ENERGY                     COM          25179M103      3967    64848 SH        SOLE             64048
                                                                                       SOLE                               800
  DEVON ENERGY                     COM          25179M103        25      410 SH        DEFINED          410
  DEVON ENERGY                     COM          25179M103       328     5356 SH        OTHER            5356
  THE WALT DISNEY COMPANY COMMON   COM          254687106     17095   612961 SH        SOLE             593475
                                                                                       SOLE                               19486
  THE WALT DISNEY COMPANY COMMON   COM          254687106       184     6592 SH        DEFINED          6592
  THE WALT DISNEY COMPANY COMMON   COM          254687106      1974    70788 SH        OTHER            60938
                                                                                       OTHER                              9850
  DOLLAR                           COM          256669102       192    10862 SH        SOLE             10862
  DOMINION                         COM          25746U109      6909   100083 SH        SOLE             96128
                                                                                       SOLE                               3955
  DOMINION                         COM          25746U109        86     1240 SH        DEFINED          1100
                                                                                       DEFINED                            140
  DOMINION                         COM          25746U109      2268    32849 SH        OTHER            32599
                                                                                       OTHER                              250
  R.R. DONNELLEY & SONS            COM          257867101       812    24815 SH        SOLE             24765
                                                                                       SOLE                               50
  R.R. DONNELLEY & SONS            COM          257867101       371    11325 SH        OTHER            11325
  DOVER                            COM          260003108      1837    37833 SH        SOLE             33833
                                                                                       SOLE                               4000
  DOVER                            COM          260003108       258     5310 SH        OTHER            5310
  DOW                              COM          260543103      7253   178647 SH        SOLE             176567
                                                                                       SOLE                               2080
  DOW                              COM          260543103         8      200 SH        DEFINED          200
  DOW                              COM          260543103       754    18560 SH        OTHER            18260
                                                                                       OTHER                              300
  DOW                              COM          260543103        12      300 SH        DEF/OTH          300
  E. I. DUPONT DE NEMOURS COMPANY  COM          263534109      8250   195450 SH        SOLE             191250
                                                                                       SOLE                               4200
  E. I. DUPONT DE NEMOURS COMPANY  COM          263534109       132     3125 SH        DEFINED          3125
  E. I. DUPONT DE NEMOURS COMPANY  COM          263534109      2516    59614 SH        OTHER            46354
                                                                                       OTHER                              13260
  E. I. DUPONT DE NEMOURS COMPANY  COM          263534109         8      200 SH        DEF/OTH          200
  DUKE                             COM          264399106     18116   621482 SH        SOLE             598492
                                                                                       SOLE                               22990
  DUKE                             COM          264399106       206     7084 SH        DEFINED          7084
  DUKE                             COM          264399106      2575    88323 SH        OTHER            77486
                                                                                       OTHER                              10837
  DUKE                             COM          264399106         9      300 SH        DEF/OTH          300
  EMC CORPORATION                  COM          268648102      2665   195512 SH        SOLE             173157
                                                                                       SOLE                               22355
  EMC CORPORATION                  COM          268648102       261    19143 SH        OTHER            18893
                                                                                       OTHER                              250
  EOG RESOURCES INC                COM          26875P101      1288    17891 SH        SOLE             12391
                                                                                       SOLE                               5500
  EOG RESOURCES INC                COM          26875P101       172     2390 SH        OTHER            2390
  EASTMAN KODAK                    COM          277461109       309    10856 SH        SOLE             10856
  EASTMAN KODAK                    COM          277461109         9      300 SH        OTHER            300
  EATON CORP.                      COM          278058102       539     7381 SH        SOLE             6931
                                                                                       SOLE                               450
  EATON CORP.                      COM          278058102        37      510 SH        DEFINED          510
  EATON CORP.                      COM          278058102       119     1625 SH        OTHER            125
                                                                                       OTHER                              1500
  EBAY INC COMMON                  COM          278642103       306     7837 SH        SOLE             7837
  ECOLAB INC                       COM          278865100       657    17190 SH        SOLE             17190
  ECOLAB INC                       COM          278865100       265     6945 SH        OTHER            6125
                                                                                       OTHER                              820
  A.G EDWARD INC                   COM          281760108       180     3612 SH        SOLE             3612
  A.G EDWARD INC                   COM          281760108       138     2775 SH        OTHER            2775
  ELECTRONIC ARTS INC              COM          285512109       652    11920 SH        SOLE             11920
  ELECTRONIC ARTS INC              COM          285512109         5      100 SH        DEFINED          100
  ELECTRONIC ARTS INC              COM          285512109        74     1350 SH        OTHER            1350
  EMDEON CORP                      COM          290849108       108    10027 SH        SOLE             10027
  EMERSON                          COM          291011104     20303   242777 SH        SOLE             237097
                                                                                       SOLE                               5680
  EMERSON                          COM          291011104       317     3795 SH        DEFINED          3470
                                                                                       DEFINED                            325
  EMERSON                          COM          291011104      3225    38566 SH        OTHER            32176
                                                                                       OTHER                              6390
  EMERSON                          COM          291011104         8      100 SH        DEF/OTH          100
  ENERGIZER HOLDINGS INC           COM          29266R108         2       47 SH        SOLE             47
  ENERGIZER HOLDINGS INC           COM          29266R108       235     4442 SH        OTHER            3635
                                                                                       OTHER                              807
  ENERPLUS RESOURCES FUND          COM          29274D604       153     3026 SH        SOLE             3026
  ENERPLUS RESOURCES FUND          COM          29274D604       101     2000 SH        OTHER            2000
  ENTERGY CORP                     COM          29364G103       325     4710 SH        SOLE             3990
                                                                                       SOLE                               720
  EQUIFAX INC                      COM          294429105        86     2320 SH        SOLE             2320
  EQUIFAX INC                      COM          294429105       171     4599 SH        OTHER            4599
  EQUITY OFFICE                    COM          294741103       559    16655 SH        SOLE             16655
  EQUITY OFFICE                    COM          294741103        74     2195 SH        DEFINED          2195
  EQUITY OFFICE                    COM          294741103       176     5250 SH        OTHER            4750
                                                                                       OTHER                              500
  EQUITY RESIDENTIAL               COM          29476L107      1274    27232 SH        SOLE             26382
                                                                                       SOLE                               850
  EQUITY RESIDENTIAL               COM          29476L107        14      305 SH        DEFINED          305
  EQUITY RESIDENTIAL               COM          29476L107       585    12500 SH        OTHER            12500
  EQUITY RESIDENTIAL               COM          29476L107        23      500 SH        DEF/OTH          500
  ERICSSON LM TELEPHONE CO ADR     FOR          294821608       279     7389 SH        SOLE             7245
                                                                                       SOLE                               144
  EXELON                           COM          30161N101      3118    58934 SH        SOLE             57609
                                                                                       SOLE                               1325
  EXELON                           COM          30161N101         8      160 SH        DEFINED          160
  EXELON                           COM          30161N101       803    15179 SH        OTHER            15179
  EXXON MOBIL CORPORATION COMMON   COM          30231G102     64043  1052302 SH        SOLE             1019815
                                                                                       SOLE                               32487
  EXXON MOBIL CORPORATION COMMON   COM          30231G102       864    14202 SH        DEFINED          13802
                                                                                       DEFINED                            400
  EXXON MOBIL CORPORATION COMMON   COM          30231G102     25570   420140 SH        OTHER            361071
                                                                                       OTHER                              59069
  EXXON MOBIL CORPORATION COMMON   COM          30231G102       256     4200 SH        DEF/OTH          4200
  FMC TECHNOLOGIES INC             COM          30249U101       233     4553 SH        OTHER                              4553
  FPL GROUP                        COM          302571104      6446   160595 SH        SOLE             157795
                                                                                       SOLE                               2800
  FPL GROUP                        COM          302571104        80     1984 SH        DEFINED          1584
                                                                                       DEFINED                            400
  FPL GROUP                        COM          302571104      1092    27195 SH        OTHER            22795
                                                                                       OTHER                              4400
  FPL GROUP                        COM          302571104        18      450 SH        DEF/OTH          300
                                                                                       DEF/OTH                            150
  FARMERS & MERCHANTS BANK         COM          30810N106       244     7142 SH        SOLE             7142
  FARMERS & MERCHANTS BANK         COM          30810N106       214     6270 SH        OTHER                              6270
  FAUQUIER BANKSHARES INC COM      COM          312059108       430    17460 SH        OTHER            17460
  FEDERAL HOME LOAN MORTGAGE       COM          313400301       424     6951 SH        SOLE             6951
  FEDERAL HOME LOAN MORTGAGE       COM          313400301        61     1000 SH        DEFINED          1000
  FEDERAL HOME LOAN MORTGAGE       COM          313400301        72     1175 SH        OTHER            1175
  FREDDIE MAC PREFERRED DTD        PRE          313400731       487    10000 SH        SOLE             10000
  FEDERAL NATIONAL MORTGAGE        COM          313586109      3278    63782 SH        SOLE             62827
                                                                                       SOLE                               955
  FEDERAL NATIONAL MORTGAGE        COM          313586109        40      778 SH        DEFINED          578
                                                                                       DEFINED                            200
  FEDERAL NATIONAL MORTGAGE        COM          313586109       694    13493 SH        OTHER            12393
                                                                                       OTHER                              1100
  FEDERAL NATIONAL MORTGAGE        COM          313586109        26      500 SH        DEF/OTH          500
  FEDERAL REALTY                   COM          313747206       340     4527 SH        OTHER            4527
  FEDERATED DEPT STORES INC        COM          31410H101       484     6625 SH        SOLE             6600
                                                                                       SOLE                               25
  FEDERATED DEPT STORES INC        COM          31410H101        71      967 SH        DEFINED          875
                                                                                       DEFINED                            92
  FEDERATED DEPT STORES INC        COM          31410H101        66      898 SH        OTHER            821
                                                                                       OTHER                              77
  FEDEX                            COM          31428X106      2090    18504 SH        SOLE             18154
                                                                                       SOLE                               350
  FEDEX                            COM          31428X106       136     1200 SH        DEFINED          1100
                                                                                       DEFINED                            100
  FEDEX                            COM          31428X106       512     4530 SH        OTHER            3530
                                                                                       OTHER                              1000
  FEDEX                            COM          31428X106        34      300 SH        DEF/OTH          300
  FIFTH THIRD BANCORP COMMON       COM          316773100       879    22331 SH        SOLE             21913
                                                                                       SOLE                               418
  FIFTH THIRD BANCORP COMMON       COM          316773100       578    14694 SH        DEFINED          14694
  FIFTH THIRD BANCORP COMMON       COM          316773100        61     1562 SH        OTHER            1562
  FIRST BANCORP                    COM          318910106       376    16797 SH        SOLE             14928
                                                                                       SOLE                               1869
  FIRST CHARTER CORPORATION        COM          319439105       339    13718 SH        SOLE             13718
  FIRST CITIZENS BANCORPORATION OF COM          319460101       765     1142 SH        SOLE             1142
  FIRST CITIZENS BANCSHARES INC    COM          31946M103       467     2420 SH        SOLE             2420
  FIRST CITIZENS BANCSHARES INC    COM          31946M103       195     1010 SH        OTHER            1010
  FIRST CITIZENS BANCSHARES INC    COM          31946M202       139      740 SH        SOLE             475
                                                                                       SOLE                               265
  FIRST CITIZENS BANCSHARES INC    COM          31946M202        66      350 SH        OTHER            350
  FIRST COMMUNITY BANCSHARES       COM          31983A103       279     8727 SH        SOLE             8727
  FIRST DATA                       COM          319963104      3315    70809 SH        SOLE             68978
                                                                                       SOLE                               1831
  FIRST DATA                       COM          319963104       136     2900 SH        DEFINED          2900
  FIRST DATA                       COM          319963104       232     4950 SH        OTHER            4250
                                                                                       OTHER                              700
  FIRST FINL HLDS INC              COM          320239106       324    10223 SH        SOLE             10223
  FIRST HORIZON NATIONAL CORP      COM          320517105       752    18065 SH        SOLE             17365
                                                                                       SOLE                               700
  FIRST HORIZON NATIONAL CORP      COM          320517105        52     1250 SH        OTHER            1250
  FIRST NATL BANCSHARES INC        COM          32111B104       560    30075 SH        SOLE             30075
  FIRST PL FINL CORP DEL           COM          33610T109       210     8485 SH        SOLE             8485
  FIRST SECURITY GROUP INC         COM          336312103       116    10500 SH        SOLE             10500
  FIRST SECURITY GROUP INC         COM          336312103         4      360 SH        OTHER            360
  FISERV                           COM          337738108      1299    30526 SH        SOLE             29326
                                                                                       SOLE                               1200
  FISERV                           COM          337738108       200     4697 SH        OTHER            3010
                                                                                       OTHER                              1687
  FIRST ENERGY CORP                COM          337932107       200     4089 SH        SOLE             3589
                                                                                       SOLE                               500
  FIRST ENERGY CORP                COM          337932107        47      965 SH        OTHER            965
  FLORIDA ROCK                     COM          341140101      2374    42222 SH        SOLE             42222
  FLUOR CORP (NEW)                 COM          343412102       726     8458 SH        SOLE             8458
  FLUOR CORP (NEW)                 COM          343412102        39      450 SH        OTHER            450
  FLOWERS FOOD INC WI              COM          343498101     10590   356555 SH        SOLE             82472
                                                                                       SOLE                               274083
  FORD                             COM          345370860        62     7762 SH        SOLE             6838
                                                                                       SOLE                               924
  FORD                             COM          345370860         1      174 SH        DEFINED          174
  FORD                             COM          345370860        49     6187 SH        OTHER            4687
                                                                                       OTHER                              1500
  FORD                             COM          345370860         7      900 SH        DEF/OTH          900
  FORDING CANADIAN COAL TRUST      FOR          345425102       111     2925 SH        SOLE             2925
  FORDING CANADIAN COAL TRUST      FOR          345425102       479    12600 SH        OTHER            12600
  FOREST LABS                      COM          345838106      1480    33171 SH        SOLE             33086
                                                                                       SOLE                               85
  FOREST LABS                      COM          345838106        17      375 SH        OTHER            375
  FORTUNE BRANDS INC               COM          349631101      4709    58405 SH        SOLE             57955
                                                                                       SOLE                               450
  FORTUNE BRANDS INC               COM          349631101        12      150 SH        DEFINED                            150
  FORTUNE BRANDS INC               COM          349631101      1502    18632 SH        OTHER            18532
                                                                                       OTHER                              100
  FORTUNE BRANDS INC               COM          349631101        19      230 SH        DEF/OTH          150
                                                                                       DEF/OTH                            80
  FRANKLIN RESOURCES INC           COM          354613101       187     1980 SH        SOLE             1980
  FRANKLIN RESOURCES INC           COM          354613101         2       25 SH        DEFINED          25
  FRANKLIN RESOURCES INC           COM          354613101        28      300 SH        OTHER            300
  FRANKLIN STREET PROPERTIES CORP  COM          35471R106      1168    74004 SH        OTHER                              74004
  GALLAGHER ARTHUR J               COM          363576109       700    25164 SH        DEFINED          25164
  GALLAHER GROUP PLC               FOR          363595109       468     8054 SH        SOLE             8054
  GALLAHER GROUP PLC               FOR          363595109        96     1650 SH        OTHER            1650
  GANNETT                          COM          364730101      3506    58514 SH        SOLE             52034
                                                                                       SOLE                               6480
  GANNETT                          COM          364730101        39      650 SH        DEFINED          450
                                                                                       DEFINED                            200
  GANNETT                          COM          364730101       844    14080 SH        OTHER            13090
                                                                                       OTHER                              990
  GANNETT                          COM          364730101         6      100 SH        DEF/OTH          100
  THE GAP INC COMMON               COM          364760108       309    16550 SH        SOLE             16550
  THE GAP INC COMMON               COM          364760108        16      870 SH        OTHER            870
  GROGAN'S INC                     CLO          366995108      1009     8037 SH        SOLE             8037
  GENERAL DYNAMICS                 COM          369550108      2766    43238 SH        SOLE             41712
                                                                                       SOLE                               1526
  GENERAL DYNAMICS                 COM          369550108        26      410 SH        DEFINED          410
  GENERAL DYNAMICS                 COM          369550108       390     6090 SH        OTHER            5890
                                                                                       OTHER                              200
  GENERAL DYNAMICS                 COM          369550108        26      400 SH        DEF/OTH          400
  GENERAL ELECTRIC COMPANY COMMON  COM          369604103     66668  1916849 SH        SOLE             1864271
                                                                                       SOLE                               52578
  GENERAL ELECTRIC COMPANY COMMON  COM          369604103      1534    44100 SH        DEFINED          43700
                                                                                       DEFINED                            400
  GENERAL ELECTRIC COMPANY COMMON  COM          369604103     20721   595766 SH        OTHER            516055
                                                                                       OTHER                              79711
  GENERAL ELECTRIC COMPANY COMMON  COM          369604103        83     2390 SH        DEF/OTH          2150
                                                                                       DEF/OTH                            240
  GENERAL MILLS INC                COM          370334104      2890    57020 SH        SOLE             55720
                                                                                       SOLE                               1300
  GENERAL MILLS INC                COM          370334104        54     1075 SH        DEFINED          1075
  GENERAL MILLS INC                COM          370334104       357     7051 SH        OTHER            6351
                                                                                       OTHER                              700
  GENERAL                          COM          370442105       481    22595 SH        SOLE             22495
                                                                                       SOLE                               100
  GENERAL                          COM          370442105        36     1687 SH        OTHER            1687
  GENUINE PARTS COMPANY COMMON     COM          372460105      1462    33366 SH        SOLE             32816
                                                                                       SOLE                               550
  GENUINE PARTS COMPANY COMMON     COM          372460105        11      246 SH        DEFINED          246
  GENUINE PARTS COMPANY COMMON     COM          372460105       300     6838 SH        OTHER            6358
                                                                                       OTHER                              480
  GLAXOSMITHKLINE PLC              FOR          37733W105      1093    20896 SH        SOLE             19538
                                                                                       SOLE                               1358
  GLAXOSMITHKLINE PLC              FOR          37733W105        97     1859 SH        OTHER            1769
                                                                                       OTHER                              90
  GOLD KIST INC                    COM          380614107       238    18801 SH        SOLE             18801
  GOLDMAN SACHS GROUP              COM          38141G104      4942    31487 SH        SOLE             30442
                                                                                       SOLE                               1045
  GOLDMAN SACHS GROUP              COM          38141G104       169     1075 SH        OTHER            1075
  GREENVILLE FIRST BANCSHARES      COM          39607Y100       396    16275 SH        SOLE             16275
  GUIDANT CORPORATION              COM          401698105       493     6317 SH        SOLE             6277
                                                                                       SOLE                               40
  GUIDANT CORPORATION              COM          401698105        43      550 SH        OTHER            550
  HCA INC. COMMON STOCK            COM          404119109      4246    92730 SH        SOLE             88678
                                                                                       SOLE                               4052
  HCA INC. COMMON STOCK            COM          404119109         9      200 SH        DEFINED          200
  HCA INC. COMMON STOCK            COM          404119109       484    10563 SH        OTHER            10363
                                                                                       OTHER                              200
  HSBC                             FOR          404280406       531     6339 SH        SOLE             6339
  HSBC                             FOR          404280406      1099    13117 SH        OTHER            13117
  HSBC                             FOR          404280406        67      802 SH        DEF/OTH          802
  HALLIBURTON COMPANY              COM          406216101       264     3610 SH        SOLE             3610
  HALLIBURTON COMPANY              COM          406216101        73     1000 SH        DEFINED          1000
  HALLIBURTON COMPANY              COM          406216101       208     2853 SH        OTHER            2853
  HANCOCK HOLDING COMPANY          COM          410120109       420     9032 SH        SOLE             9032
  HARLEY-DAVIDSON INC.             COM          412822108       983    18953 SH        SOLE             18563
                                                                                       SOLE                               390
  HARLEY-DAVIDSON INC.             COM          412822108         3       50 SH        DEFINED          50
  HARLEY-DAVIDSON INC.             COM          412822108        94     1810 SH        OTHER            1810
  HARLEY-DAVIDSON INC.             COM          412822108        26      500 SH        DEF/OTH          500
  HARRAH'S ENTERTAINMENT INC       COM          413619107       302     3869 SH        SOLE             3869
  HARRAH'S ENTERTAINMENT INC       COM          413619107        58      742 SH        OTHER            742
  HARRIS CORPORATION               COM          413875105       168     3545 SH        SOLE             3545
  HARRIS CORPORATION               COM          413875105        38      800 SH        OTHER            800
  HARTFORD CAP III - SER C         PRE          41631P204        88     3500 SH        SOLE             3500
  HARTFORD CAP III - SER C         PRE          41631P204       120     4770 SH        OTHER            4770
  HARTFORD FINL SVCS GROUP INC     COM          416515104      5359    66535 SH        SOLE             65506
                                                                                       SOLE                               1029
  HARTFORD FINL SVCS GROUP INC     COM          416515104      7498    93090 SH        OTHER            32428
                                                                                       OTHER                              60662
  HEALTH MGMT ASSOC INC NEW        COM          421933102      1417    65690 SH        SOLE             64345
                                                                                       SOLE                               1345
  HEALTH MGMT ASSOC INC NEW        COM          421933102        54     2495 SH        DEFINED          2495
  HEALTH MGMT ASSOC INC NEW        COM          421933102       136     6305 SH        OTHER            6305
  HEALTHCARE REALTY TRUST INC      COM          421946104       201     5377 SH        SOLE             4177
                                                                                       SOLE                               1200
  HEALTHCARE REALTY TRUST INC      COM          421946104        19      500 SH        OTHER            500
  HEALTH CARE REIT INC             COM          42217K106       412    10810 SH        SOLE             10810
  HEALTH CARE REIT INC             COM          42217K106        11      300 SH        OTHER            300
  H. J. HEINZ COMPANY COMMON       COM          423074103      2403    63369 SH        SOLE             61599
                                                                                       SOLE                               1770
  H. J. HEINZ COMPANY COMMON       COM          423074103        86     2270 SH        DEFINED          2270
  H. J. HEINZ COMPANY COMMON       COM          423074103       598    15775 SH        OTHER            10375
                                                                                       OTHER                              5400
  HENRY COUNTY PLYWOOD             COM          426650107         0     9491 SH        SOLE             9491
  HENRY COUNTY PLYWOOD             COM          426650107         0     1917 SH        OTHER            1917
  HERSHEY                          COM          427866108      2584    49465 SH        SOLE             48890
                                                                                       SOLE                               575
  HERSHEY                          COM          427866108       523    10016 SH        OTHER            8816
                                                                                       OTHER                              1200
  HEWLETT PACKARD COMPANY COMMON   COM          428236103     14060   427365 SH        SOLE             419195
                                                                                       SOLE                               8170
  HEWLETT PACKARD COMPANY COMMON   COM          428236103       370    11254 SH        DEFINED          11104
                                                                                       DEFINED                            150
  HEWLETT PACKARD COMPANY COMMON   COM          428236103      2415    73394 SH        OTHER            55594
                                                                                       OTHER                              17800
  HEWLETT PACKARD COMPANY COMMON   COM          428236103         5      150 SH        DEF/OTH                            150
  HIGHWOODS PROPERTIES INC         COM          431284108       148     4400 SH        SOLE             4400
  HIGHWOODS PROPERTIES INC         COM          431284108        78     2300 SH        OTHER            1300
                                                                                       OTHER                              1000
  HOME DEPOT INC COMMON            COM          437076102     12511   295771 SH        SOLE             285217
                                                                                       SOLE                               10554
  HOME DEPOT INC COMMON            COM          437076102       143     3390 SH        DEFINED          3390
  HOME DEPOT INC COMMON            COM          437076102      2337    55251 SH        OTHER            54276
                                                                                       OTHER                              975
  HOME DEPOT INC COMMON            COM          437076102        27      650 SH        DEF/OTH          500
                                                                                       DEF/OTH                            150
  HOMEGOLD FINANCIAL INC           COM          43740E104         0    73603 SH        SOLE             73603
  HONEYWELL                        COM          438516106      4825   112817 SH        SOLE             108244
                                                                                       SOLE                               4573
  HONEYWELL                        COM          438516106        89     2087 SH        DEFINED          2087
  HONEYWELL                        COM          438516106       589    13766 SH        OTHER            12137
                                                                                       OTHER                              1629
  HONEYWELL                        COM          438516106         6      150 SH        DEF/OTH                            150
  HOOKER FURNITURE CORPORATION     COM          439038100     20576  1088669 SH        SOLE             1088669
  HOOKER FURNITURE CORPORATION     COM          439038100      9024   477465 SH        OTHER            477465
  HOPFED BANCORP, INC              COM          439734104       199    12438 SH        SOLE             12438
  HOST MARRIOTT                    COM          44107P104       281    13123 SH        SOLE             13123
  HUNTINGTON BANCSHARES INC        COM          446150104        96     3976 SH        SOLE             3976
  HUNTINGTON BANCSHARES INC        COM          446150104      1751    72565 SH        OTHER                              72565
  ITT INDUSTRIES INC               COM          450911102      4973    88452 SH        SOLE             87488
                                                                                       SOLE                               964
  ITT INDUSTRIES INC               COM          450911102      5133    91298 SH        OTHER            36318
                                                                                       OTHER                              54980
  ILLINOIS TOOL WORKS              COM          452308109      5586    57996 SH        SOLE             57421
                                                                                       SOLE                               575
  ILLINOIS TOOL WORKS              COM          452308109       133     1380 SH        DEFINED          1230
                                                                                       DEFINED                            150
  ILLINOIS TOOL WORKS              COM          452308109       784     8140 SH        OTHER            7320
                                                                                       OTHER                              820
  ILLINOIS TOOL WORKS              COM          452308109        19      200 SH        DEF/OTH          200
  IMPERIAL OIL                     FOR          453038408       258     2400 SH        SOLE             2400
  INDEPENDENT BANK CORP            COM          453838104       216     7578 SH        SOLE             7578
  ING GROEP N.V.                   FOR          456837103     23727   602200 SH        SOLE             602200
  INTEL COMMON                     COM          458140100     21284  1093731 SH        SOLE             1067888
                                                                                       SOLE                               25843
  INTEL COMMON                     COM          458140100       196    10092 SH        DEFINED          9602
                                                                                       DEFINED                            490
  INTEL COMMON                     COM          458140100      3169   162835 SH        OTHER            140610
                                                                                       OTHER                              22225
  INTEL COMMON                     COM          458140100        29     1475 SH        DEF/OTH          1475
  INTERNATIONAL BUSINESS MACHINES  COM          459200101     22883   277475 SH        SOLE             270066
                                                                                       SOLE                               7409
  INTERNATIONAL BUSINESS MACHINES  COM          459200101       370     4490 SH        DEFINED          4290
                                                                                       DEFINED                            200
  INTERNATIONAL BUSINESS MACHINES  COM          459200101      4206    51001 SH        OTHER            43943
                                                                                       OTHER                              7058
  INTERNATIONAL BUSINESS MACHINES  COM          459200101        21      260 SH        DEF/OTH          260
  INTERNATIONAL GAME TECH          COM          459902102       241     6832 SH        SOLE             6832
  INTERNATIONAL GAME TECH          COM          459902102       125     3550 SH        OTHER            3550
  INTERNATIONAL PAPER COMPANY      COM          460146103       206     5965 SH        SOLE             3868
                                                                                       SOLE                               2097
  INTERNATIONAL PAPER COMPANY      COM          460146103        88     2534 SH        OTHER            2534
  J P MORGAN CHASE & CO COMMON     COM          46625H100     17488   419986 SH        SOLE             407432
                                                                                       SOLE                               12554
  J P MORGAN CHASE & CO COMMON     COM          46625H100       162     3896 SH        DEFINED          3896
  J P MORGAN CHASE & CO COMMON     COM          46625H100      5448   130834 SH        OTHER            64688
                                                                                       OTHER                              66146
  JEFFERSON PILOT FINANCIAL COMMON COM          475070108     30761   549889 SH        SOLE             538189
                                                                                       SOLE                               11700
  JEFFERSON PILOT FINANCIAL COMMON COM          475070108       151     2697 SH        DEFINED          2697
  JEFFERSON PILOT FINANCIAL COMMON COM          475070108      8767   156718 SH        OTHER            154118
                                                                                       OTHER                              2600
  JOHNSON & JOHNSON COMMON         COM          478160104     42507   717780 SH        SOLE             700216
                                                                                       SOLE                               17564
  JOHNSON & JOHNSON COMMON         COM          478160104       603    10187 SH        DEFINED          9957
                                                                                       DEFINED                            230
  JOHNSON & JOHNSON COMMON         COM          478160104      9034   152549 SH        OTHER            136969
                                                                                       OTHER                              15580
  JOHNSON & JOHNSON COMMON         COM          478160104       418     7050 SH        DEF/OTH          6950
                                                                                       DEF/OTH                            100
  JOHNSON CONTROLS                 COM          478366107      3409    44893 SH        SOLE             44318
                                                                                       SOLE                               575
  JOHNSON CONTROLS                 COM          478366107        43      572 SH        DEFINED          572
  JOHNSON CONTROLS                 COM          478366107       448     5902 SH        OTHER            5502
                                                                                       OTHER                              400
  KLA-TENCOR CORP                  COM          482480100      2876    59480 SH        SOLE             58930
                                                                                       SOLE                               550
  KLA-TENCOR CORP                  COM          482480100        96     1975 SH        OTHER            1975
  KELLOGG                          COM          487836108      3224    73201 SH        SOLE             69651
                                                                                       SOLE                               3550
  KELLOGG                          COM          487836108       509    11567 SH        OTHER            11567
  KELLOGG                          COM          487836108        70     1600 SH        DEF/OTH          1600
  KERR MCGEE CORP COMMON           COM          492386107       608     6370 SH        SOLE             5560
                                                                                       SOLE                               810
  KERR MCGEE CORP COMMON           COM          492386107        57      593 SH        DEFINED          593
  KERR MCGEE CORP COMMON           COM          492386107       782     8194 SH        OTHER            2644
                                                                                       OTHER                              5550
  KEYCORP                          COM          493267108       901    24486 SH        SOLE             24486
  KEYCORP                          COM          493267108        15      408 SH        DEFINED          408
  KEYCORP                          COM          493267108        59     1600 SH        OTHER            1600
  KEYSPAN                          COM          49337W100       110     2686 SH        SOLE             2686
  KEYSPAN                          COM          49337W100        82     2000 SH        DEFINED          2000
  KEYSPAN                          COM          49337W100        88     2150 SH        OTHER            900
                                                                                       OTHER                              1250
  KIMBERLY-CLARK CORP. COMMON      COM          494368103      5577    96484 SH        SOLE             92734
                                                                                       SOLE                               3750
  KIMBERLY-CLARK CORP. COMMON      COM          494368103         8      142 SH        DEFINED          142
  KIMBERLY-CLARK CORP. COMMON      COM          494368103       800    13849 SH        OTHER            11401
                                                                                       OTHER                              2448
  KIMBERLY-CLARK CORP. COMMON      COM          494368103         9      150 SH        DEF/OTH          150
  KINDER MORGAN                    COM          494550106       949    19687 SH        SOLE             19687
  KINDER MORGAN                    COM          494550106         4       75 SH        DEFINED          75
  KINDER MORGAN                    COM          494550106        82     1705 SH        OTHER            1575
                                                                                       OTHER                              130
  KOHLS CORP COMMON                COM          500255104      5402   101907 SH        SOLE             98985
                                                                                       SOLE                               2922
  KOHLS CORP COMMON                COM          500255104        49      925 SH        DEFINED          925
  KOHLS CORP COMMON                COM          500255104       246     4641 SH        OTHER            4641
  KRAFT FOODS                      COM          50075N104      1560    51475 SH        SOLE             49925
                                                                                       SOLE                               1550
  KRAFT FOODS                      COM          50075N104        90     2969 SH        OTHER            2969
  KRISPY KREME DOUGHNUTS INC       COM          501014104       691    76930 SH        SOLE             76730
                                                                                       SOLE                               200
  KRISPY KREME DOUGHNUTS INC       COM          501014104         9     1000 SH        OTHER                              1000
  L 3 COMMUNICATIONS HOLDINGS INC  COM          502424104       429     4995 SH        SOLE             4945
                                                                                       SOLE                               50
  L 3 COMMUNICATIONS HOLDINGS INC  COM          502424104       159     1850 SH        OTHER            1850
  LA Z BOY INC                     COM          505336107       724    42570 SH        SOLE             42570
  LA Z BOY INC                     COM          505336107      1277    75139 SH        OTHER            75139
  LABORATORY CORP                  COM          50540R409       167     2850 SH        SOLE             2850
  LABORATORY CORP                  COM          50540R409        89     1525 SH        OTHER            1525
  THE LATIN AMERICAN DISCOVERY     EQU          51828C106       441    16600 SH        SOLE             14600
                                                                                       SOLE                               2000
  THE LATIN AMERICAN DISCOVERY     EQU          51828C106        93     3500 SH        OTHER            3500
  LEHMAN BROTHERS HLDGS COMPANY    COM          524908100      1120     7746 SH        SOLE             7536
                                                                                       SOLE                               210
  LEHMAN BROTHERS HLDGS COMPANY    COM          524908100       448     3099 SH        OTHER            3099
  LEXMARK INTERNATIONAL, INC       COM          529771107       268     5900 SH        SOLE             5900
  LIBERTY MEDIA CORP               COM          530718105       704    85805 SH        SOLE             79798
                                                                                       SOLE                               6007
  LIBERTY MEDIA CORP               COM          530718105        41     5045 SH        OTHER            2980
                                                                                       OTHER                              2065
  LIBERTY PPTY TR                  COM          531172104       192     4075 SH        SOLE             4075
  LIBERTY PPTY TR                  COM          531172104        31      660 SH        OTHER            660
  ELI LILLY & COMPANY COMMON       COM          532457108      3305    59766 SH        SOLE             59191
                                                                                       SOLE                               575
  ELI LILLY & COMPANY COMMON       COM          532457108        27      485 SH        DEFINED          285
                                                                                       DEFINED                            200
  ELI LILLY & COMPANY COMMON       COM          532457108       735    13286 SH        OTHER            12486
                                                                                       OTHER                              800
  LIMITED                          COM          532716107       513    20960 SH        SOLE             20960
  LIMITED                          COM          532716107       107     4390 SH        OTHER            4390
  LINCOLN NATIONAL                 COM          534187109       535     9795 SH        SOLE             7795
                                                                                       SOLE                               2000
  LINCOLN NATIONAL                 COM          534187109        51      935 SH        DEFINED          935
  LINCOLN NATIONAL                 COM          534187109       486     8904 SH        OTHER            6400
                                                                                       OTHER                              2504
  LINEAR TECHNOLOGY CORP           COM          535678106       610    17377 SH        SOLE             17252
                                                                                       SOLE                               125
  LINEAR TECHNOLOGY CORP           COM          535678106        19      529 SH        OTHER            529
  LOCKHEED MARTIN CORP             COM          539830109       531     7064 SH        SOLE             7064
  LOCKHEED MARTIN CORP             COM          539830109       165     2202 SH        OTHER            2202
  LOWE'S COMPANIES INC COMMON      COM          548661107     11884   184426 SH        SOLE             172913
                                                                                       SOLE                               11513
  LOWE'S COMPANIES INC COMMON      COM          548661107       168     2600 SH        DEFINED          2600
  LOWE'S COMPANIES INC COMMON      COM          548661107      2165    33599 SH        OTHER            29749
                                                                                       OTHER                              3850
  LOWE'S COMPANIES INC COMMON      COM          548661107        13      200 SH        DEF/OTH          200
  LUCENT                           COM          549463107        48    15640 SH        SOLE             15115
                                                                                       SOLE                               525
  LUCENT                           COM          549463107        12     4000 SH        DEFINED          4000
  LUCENT                           COM          549463107        26     8428 SH        OTHER            5428
                                                                                       OTHER                              3000
  M&T BK CORP COM                  COM          55261F104       378     3312 SH        OTHER            3312
  MBIA                             COM          55262C100       844    14030 SH        SOLE             14030
  MBIA                             COM          55262C100        21      350 SH        DEFINED          350
  MBIA                             COM          55262C100        81     1350 SH        OTHER            1350
  MANOR CARE INC                   COM          564055101       588    13260 SH        SOLE             13260
  MANULIFE FINL CORP               FOR          56501R106      2402    38269 SH        SOLE             38269
  MANULIFE FINL CORP               FOR          56501R106       191     3037 SH        OTHER            2919
                                                                                       OTHER                              118
  MARATHON OIL                     COM          565849106      3364    44163 SH        SOLE             42513
                                                                                       SOLE                               1650
  MARATHON OIL                     COM          565849106        10      125 SH        DEFINED          125
  MARATHON OIL                     COM          565849106      1007    13217 SH        OTHER            12838
                                                                                       OTHER                              379
  MARATHON OIL                     COM          565849106         6       80 SH        DEF/OTH                            80
  MARKEL                           COM          570535104       159      470 SH        SOLE             470
  MARKEL                           COM          570535104       157      465 SH        OTHER            465
  MARSH & MCLENNAN COMPANIES INC   COM          571748102       252     8600 SH        SOLE             8600
  MARSH & MCLENNAN COMPANIES INC   COM          571748102         6      200 SH        OTHER            200
  MARRIOTT INTERNATIONAL INC       COM          571903202      1036    15104 SH        SOLE             15104
  MARRIOTT INTERNATIONAL INC       COM          571903202        69     1000 SH        DEFINED          1000
  MARRIOTT INTERNATIONAL INC       COM          571903202       360     5250 SH        OTHER            1350
                                                                                       OTHER                              3900
  MASCO                            COM          574599106      4529   139404 SH        SOLE             137129
                                                                                       SOLE                               2275
  MASCO                            COM          574599106        13      400 SH        DEFINED                            400
  MASCO                            COM          574599106       599    18443 SH        OTHER            16593
                                                                                       OTHER                              1850
  MATTEL INC                       COM          577081102       650    35857 SH        SOLE             32282
                                                                                       SOLE                               3575
  MATTEL INC                       COM          577081102        21     1150 SH        OTHER            500
                                                                                       OTHER                              650
  MAXIM INTEGRATED PRODUCTS INC    COM          57772K101       708    19058 SH        SOLE             18320
                                                                                       SOLE                               738
  MAXIM INTEGRATED PRODUCTS INC    COM          57772K101        20      535 SH        OTHER            535
  MBT FINANCIAL CORP               COM          578877102       456    27136 SH        SOLE             27136
  MCDONALDS CORP. COMMON           COM          580135101      3288    95689 SH        SOLE             93389
                                                                                       SOLE                               2300
  MCDONALDS CORP. COMMON           COM          580135101         5      150 SH        DEFINED                            150
  MCDONALDS CORP. COMMON           COM          580135101       996    28995 SH        OTHER            28995
  MCDONALDS CORP. COMMON           COM          580135101       144     4200 SH        DEF/OTH          4200
  MCGRAW HILL COMPANIES INC        COM          580645109      4594    79736 SH        SOLE             77801
                                                                                       SOLE                               1935
  MCGRAW HILL COMPANIES INC        COM          580645109       191     3318 SH        DEFINED          2768
                                                                                       DEFINED                            550
  MCGRAW HILL COMPANIES INC        COM          580645109       776    13475 SH        OTHER            13275
                                                                                       OTHER                              200
  MCGRAW HILL COMPANIES INC        COM          580645109        69     1200 SH        DEF/OTH          1200
  MEADWESTVACO CORP                COM          583334107       573    20986 SH        SOLE             20426
                                                                                       SOLE                               560
  MEADWESTVACO CORP                COM          583334107       400    14643 SH        OTHER            2050
                                                                                       OTHER                              12593
  MEDCO HEALTH SOLUTIONS INC       COM          58405U102      4994    87274 SH        SOLE             83612
                                                                                       SOLE                               3662
  MEDCO HEALTH SOLUTIONS INC       COM          58405U102         3       48 SH        DEFINED          48
  MEDCO HEALTH SOLUTIONS INC       COM          58405U102       396     6918 SH        OTHER            6726
                                                                                       OTHER                              192
  MEDIVATION INC                   COM          58501N101       124    29150 SH        OTHER                              29150
  MEDTRONIC INC COMMON             COM          585055106     19321   380701 SH        SOLE             368877
                                                                                       SOLE                               11824
  MEDTRONIC INC COMMON             COM          585055106       346     6824 SH        DEFINED          6574
                                                                                       DEFINED                            250
  MEDTRONIC INC COMMON             COM          585055106      2743    54048 SH        OTHER            50728
                                                                                       OTHER                              3320
  MEDTRONIC INC COMMON             COM          585055106        30      600 SH        DEF/OTH          600
  MELLON FINL CORP                 COM          58551A108      2363    66382 SH        SOLE             65382
                                                                                       SOLE                               1000
  MELLON FINL CORP                 COM          58551A108        28      800 SH        DEFINED          800
  MELLON FINL CORP                 COM          58551A108        96     2700 SH        OTHER            2700
  MERCANTILE BANKSHARES CORP       COM          587405101      1707    44392 SH        SOLE             44392
  MERCANTILE BANKSHARES CORP       COM          587405101       827    21512 SH        OTHER            21512
  MERCK & CO INC COMMON            COM          589331107      8440   239578 SH        SOLE             232363
                                                                                       SOLE                               7215
  MERCK & CO INC COMMON            COM          589331107       106     2999 SH        DEFINED          2999
  MERCK & CO INC COMMON            COM          589331107      1997    56697 SH        OTHER            44047
                                                                                       OTHER                              12650
  MERRILL LYNCH PREFERRED CAP      PRE          589977206       388    15300 SH        SOLE             15300
  MERRILL LYNCH PREFERRED CAP      PRE          589977206       333    13100 SH        OTHER            12100
                                                                                       OTHER                              1000
  MERRILL LYNCH & COMPANY INC      COM          590188108     16109   204535 SH        SOLE             199870
                                                                                       SOLE                               4665
  MERRILL LYNCH & COMPANY INC      COM          590188108        55      695 SH        DEFINED          695
  MERRILL LYNCH & COMPANY INC      COM          590188108      1380    17521 SH        OTHER            12707
                                                                                       OTHER                              4814
  ML PFD CAPITAL TRUST III PFD     PRE          59021F206       436    17175 SH        SOLE             17175
  ML PFD CAPITAL TRUST III PFD     PRE          59021F206       122     4800 SH        OTHER            4800
  MERRILL LYNCH CAP TR IV 7.12%    PRE          59021G204       174     6738 SH        SOLE             6738
  MERRILL LYNCH CAP TR IV 7.12%    PRE          59021G204       113     4400 SH        OTHER            4400
  METLIFE INC                      COM          59156R108       727    15038 SH        SOLE             15012
                                                                                       SOLE                               26
  METLIFE INC                      COM          59156R108       145     2994 SH        OTHER            2559
                                                                                       OTHER                              435
  MICROSOFT                        COM          594918104     41362  1520110 SH        SOLE             1467259
                                                                                       SOLE                               52851
  MICROSOFT                        COM          594918104       410    15080 SH        DEFINED          14490
                                                                                       DEFINED                            590
  MICROSOFT                        COM          594918104      5707   209735 SH        OTHER            184907
                                                                                       OTHER                              24828
  MICROSOFT                        COM          594918104        38     1400 SH        DEF/OTH          1100
                                                                                       DEF/OTH                            300
  MICROCHIP TECHNOLOGY INC         COM          595017104      2172    59830 SH        SOLE             58920
                                                                                       SOLE                               910
  MICROCHIP TECHNOLOGY INC         COM          595017104        41     1120 SH        OTHER            1120
  MOBILEMEDIA CORP CLASS A         COM          607415106         0    15000 SH        DEFINED          15000
  MOLEX                            COM          608554200       206     6916 SH        SOLE             5616
                                                                                       SOLE                               1300
  MONSANTO CO                      COM          61166W101       157     1847 SH        SOLE             1460
                                                                                       SOLE                               387
  MONSANTO CO                      COM          61166W101        30      353 SH        DEFINED          353
  MONSANTO CO                      COM          61166W101       574     6767 SH        OTHER            6529
                                                                                       OTHER                              238
  MOODY'S CORPORATION              COM          615369105       193     2702 SH        SOLE             2702
  MOODY'S CORPORATION              COM          615369105        29      400 SH        OTHER            400
  MORGAN                           COM          617446448      9122   145202 SH        SOLE             142317
                                                                                       SOLE                               2885
  MORGAN                           COM          617446448        40      630 SH        DEFINED          630
  MORGAN                           COM          617446448       765    12178 SH        OTHER            10878
                                                                                       OTHER                              1300
  MORGAN STANLEY                   PRE          61746Y734        97    10000 SH        OTHER                              10000
  MOTOROLA                         COM          620076109      8170   356595 SH        SOLE             340994
                                                                                       SOLE                               15601
  MOTOROLA                         COM          620076109        14      600 SH        DEFINED          600
  MOTOROLA                         COM          620076109       241    10512 SH        OTHER            9450
                                                                                       OTHER                              1062
  MURPHY OIL                       COM          626717102         9      186 SH        SOLE             146
                                                                                       SOLE                               40
  MURPHY OIL                       COM          626717102      2471    49600 SH        OTHER                              49600
  MYLAN LABORATORIES               COM          628530107      5585   238674 SH        SOLE             236909
                                                                                       SOLE                               1765
  MYLAN LABORATORIES               COM          628530107       380    16250 SH        OTHER            16250
  NASDAQ-100 SHARES                EQU          631100104      3201    76342 SH        SOLE             65742
                                                                                       SOLE                               10600
  NASDAQ-100 SHARES                EQU          631100104       214     5113 SH        OTHER            5113
  NATIONAL CITY CORP               COM          635405103      6292   180281 SH        SOLE             175556
                                                                                       SOLE                               4725
  NATIONAL CITY CORP               COM          635405103        55     1571 SH        DEFINED          1571
  NATIONAL CITY CORP               COM          635405103       834    23887 SH        OTHER            13727
                                                                                       OTHER                              10160
  NATIONAL-OILWELL INC             COM          637071101       201     3139 SH        SOLE             3139
  NATIONAL SEMICONDUCTOR           COM          637640103      2690    96641 SH        SOLE             91411
                                                                                       SOLE                               5230
  NATIONAL SEMICONDUCTOR           COM          637640103       115     4125 SH        OTHER            4125
  NATURAL RESOURCE PARTNERS LP     COM          63900P103         6      120 SH        SOLE             120
  NATURAL RESOURCE PARTNERS LP     COM          63900P103       211     4000 SH        OTHER            4000
  NESTLE                           FOR          641069406       141     1900 SH        SOLE             1700
                                                                                       SOLE                               200
  NESTLE                           FOR          641069406       592     8000 SH        OTHER            7000
                                                                                       OTHER                              1000
  NETWORK APPLIANCE INC            COM          64120L104       202     5605 SH        SOLE             5605
  NETWORK APPLIANCE INC            COM          64120L104        21      588 SH        OTHER            588
  NEW YORK COMMUNITY BANCORP INC.  COM          649445103       479    27363 SH        SOLE             27263
                                                                                       SOLE                               100
  NEW YORK COMMUNITY BANCORP INC.  COM          649445103        34     1940 SH        OTHER            1940
  NEWELL RUBBERMAID INC            COM          651229106      1314    52153 SH        SOLE             52153
  NEWELL RUBBERMAID INC            COM          651229106        16      645 SH        DEFINED          645
  NEWELL RUBBERMAID INC            COM          651229106        58     2304 SH        OTHER            2304
  NEWMONT MINING                   COM          651639106       858    16535 SH        SOLE             15980
                                                                                       SOLE                               555
  NEWMONT MINING                   COM          651639106         5      100 SH        DEFINED          100
  NEWMONT MINING                   COM          651639106       220     4248 SH        OTHER            4248
  NEWMONT MINING                   COM          651639106        10      200 SH        DEF/OTH          200
  NEWS CORP                        COM          65248E104      1463    88072 SH        SOLE             78072
                                                                                       SOLE                               10000
  NEWS CORP                        COM          65248E104        25     1500 SH        DEFINED          1500
  NEWS CORP                        COM          65248E104       101     6054 SH        OTHER            6054
  NIKE INC                         COM          654106103      6172    72531 SH        SOLE             70221
                                                                                       SOLE                               2310
  NIKE INC                         COM          654106103       266     3125 SH        OTHER            3125
  NISOURCE INC                     COM          65473P105      6164   304855 SH        SOLE             294545
                                                                                       SOLE                               10310
  NISOURCE INC                     COM          65473P105        90     4466 SH        DEFINED          4466
  NISOURCE INC                     COM          65473P105       821    40618 SH        OTHER            33568
                                                                                       OTHER                              7050
  NISOURCE INC                     COM          65473P105         9      450 SH        DEF/OTH          150
                                                                                       DEF/OTH                            300
  NOKIA CORP                       FOR          654902204      3094   149322 SH        SOLE             148296
                                                                                       SOLE                               1026
  NOKIA CORP                       FOR          654902204        16      750 SH        DEFINED          750
  NOKIA CORP                       FOR          654902204       337    16275 SH        OTHER            16275
  NORFOLK SOUTHERN CORPORATION     COM          655844108      2549    47136 SH        SOLE             47136
  NORFOLK SOUTHERN CORPORATION     COM          655844108       165     3050 SH        DEFINED          3050
  NORFOLK SOUTHERN CORPORATION     COM          655844108      2646    48935 SH        OTHER            33470
                                                                                       OTHER                              15465
  NORTEL                           FOR          656568102        35    11514 SH        SOLE             10814
                                                                                       SOLE                               700
  NORTEL                           FOR          656568102         6     2000 SH        OTHER                              2000
  NORTH FORK BANCORPORATION INC    COM          659424105       499    17303 SH        SOLE             16853
                                                                                       SOLE                               450
  NORTH FORK BANCORPORATION INC    COM          659424105       197     6825 SH        OTHER            6825
  NORTH STATE BANCORP              COM          662585108       202     9185 SH        OTHER            9185
  NORTH STATE TELECOMMUNICATIONS   COM          662642107       222     2922 SH        OTHER            2922
  NORTH STATE TELECOMMUNICATIONS   COM          662642206       488     7172 SH        OTHER            7172
  NORTHERN TRUST GROUP             COM          665859104       440     8380 SH        SOLE             7825
                                                                                       SOLE                               555
  NORTHERN TRUST GROUP             COM          665859104        11      200 SH        DEFINED          200
  NORTHROP GRUMMAN CORP            COM          666807102       494     7237 SH        SOLE             7237
  NORTHROP GRUMMAN CORP            COM          666807102       118     1730 SH        OTHER            1730
  NOVARTIS A G                     FOR          66987V109       112     2020 SH        SOLE             2000
                                                                                       SOLE                               20
  NOVARTIS A G                     FOR          66987V109        89     1600 SH        OTHER            1600
  NUCOR CORPORATION                COM          670346105      4285    40895 SH        SOLE             40300
                                                                                       SOLE                               595
  NUCOR CORPORATION                COM          670346105       121     1150 SH        DEFINED          1150
  NUCOR CORPORATION                COM          670346105        95      905 SH        OTHER            905
  OCCIDENTAL PETROLEUM CO. COMMON  COM          674599105      1161    12533 SH        SOLE             12284
                                                                                       SOLE                               249
  OCCIDENTAL PETROLEUM CO. COMMON  COM          674599105       150     1620 SH        OTHER            675
                                                                                       OTHER                              945
  OMNICOM GROUP COMMON             COM          681919106       242     2906 SH        SOLE             2906
  OMNICOM GROUP COMMON             COM          681919106        67      804 SH        OTHER            804
  ORACLE SYS CORP                  COM          68389X105     13994  1022202 SH        SOLE             999525
                                                                                       SOLE                               22677
  ORACLE SYS CORP                  COM          68389X105       100     7295 SH        DEFINED          6845
                                                                                       DEFINED                            450
  ORACLE SYS CORP                  COM          68389X105      1509   110243 SH        OTHER            101549
                                                                                       OTHER                              8694
  ORACLE SYS CORP                  COM          68389X105        16     1150 SH        DEF/OTH          650
                                                                                       DEF/OTH                            500
  PG&E CORP                        COM          69331C108       188     4825 SH        SOLE             4475
                                                                                       SOLE                               350
  PG&E CORP                        COM          69331C108        29      742 SH        OTHER            742
  PNC                              COM          693475105      6537    97124 SH        SOLE             94494
                                                                                       SOLE                               2630
  PNC                              COM          693475105      1407    20901 SH        OTHER            20901
  PPG INDUSTRIES                   COM          693506107      1958    30907 SH        SOLE             30557
                                                                                       SOLE                               350
  PPG INDUSTRIES                   COM          693506107        52      821 SH        DEFINED          821
  PPG INDUSTRIES                   COM          693506107       721    11388 SH        OTHER            8018
                                                                                       OTHER                              3370
  PALL CORPORATION                 COM          696429307       155     4970 SH        SOLE             4850
                                                                                       SOLE                               120
  PALL CORPORATION                 COM          696429307       435    13950 SH        OTHER            13950
  PARKER HANNIFIN CORP             COM          701094104      5790    71822 SH        SOLE             68377
                                                                                       SOLE                               3445
  PARKER HANNIFIN CORP             COM          701094104        25      315 SH        DEFINED          315
  PARKER HANNIFIN CORP             COM          701094104       360     4460 SH        OTHER            4315
                                                                                       OTHER                              145
  PATTERSON                        COM          703395103       435    12360 SH        SOLE             12050
                                                                                       SOLE                               310
  PATTERSON                        COM          703395103        11      320 SH        OTHER            320
  PAYCHEX INC                      COM          704326107      1771    42509 SH        SOLE             41009
                                                                                       SOLE                               1500
  PAYCHEX INC                      COM          704326107       146     3500 SH        DEFINED          3500
  PAYCHEX INC                      COM          704326107       256     6137 SH        OTHER            5837
                                                                                       OTHER                              300
  PENN VIRGINIA CORP               COM          707882106       525     7400 SH        SOLE             7400
  PEPCO HOLDINGS, INC.             COM          713291102       464    20362 SH        SOLE             20362
  PEPCO HOLDINGS, INC.             COM          713291102        17      752 SH        DEFINED          752
  PEPCO HOLDINGS, INC.             COM          713291102       161     7064 SH        OTHER            7064
  PEPSICO INC COMMON               COM          713448108     29588   511986 SH        SOLE             495660
                                                                                       SOLE                               16326
  PEPSICO INC COMMON               COM          713448108       266     4600 SH        DEFINED          4300
                                                                                       DEFINED                            300
  PEPSICO INC COMMON               COM          713448108      5521    95541 SH        OTHER            88581
                                                                                       OTHER                              6960
  PEPSICO INC COMMON               COM          713448108       392     6785 SH        DEF/OTH          6635
                                                                                       DEF/OTH                            150
  PERMA-FIX ENVIRONMENTAL SVCS     COM          714157104        19    10000 SH        SOLE             10000
  PFIZER INC                       COM          717081103     25499  1023238 SH        SOLE             985094
                                                                                       SOLE                               38144
  PFIZER INC                       COM          717081103       182     7312 SH        DEFINED          7012
                                                                                       DEFINED                            300
  PFIZER INC                       COM          717081103      7588   304505 SH        OTHER            293385
                                                                                       OTHER                              11120
  PFIZER INC                       COM          717081103       217     8700 SH        DEF/OTH          8400
                                                                                       DEF/OTH                            300
  PHARMANETICS INC COM             COM          71713J107         5    36400 SH        SOLE             36400
  PHELPS DODGE                     COM          717265102      1533    19042 SH        SOLE             18142
                                                                                       SOLE                               900
  PHELPS DODGE                     COM          717265102        52      650 SH        OTHER            650
  PIEDMONT NATURAL GAS COMPANY     COM          720186105       644    26861 SH        SOLE             26861
  PIEDMONT NATURAL GAS COMPANY     COM          720186105        53     2200 SH        DEFINED          2200
  PIEDMONT NATURAL GAS COMPANY     COM          720186105       160     6690 SH        OTHER            4690
                                                                                       OTHER                              2000
  PITNEY BOWES                     COM          724479100      4581   106716 SH        SOLE             101376
                                                                                       SOLE                               5340
  PITNEY BOWES                     COM          724479100        16      375 SH        DEFINED          375
  PITNEY BOWES                     COM          724479100       577    13447 SH        OTHER            13147
                                                                                       OTHER                              300
  PLAINS ALL AMERICAN PIPELINE LP  COM          726503105       283     6300 SH        SOLE             2300
                                                                                       SOLE                               4000
  PLUM CREEK TIMBER CO             COM          729251108       764    20683 SH        SOLE             20683
  PLUM CREEK TIMBER CO             COM          729251108       118     3198 SH        OTHER            2198
                                                                                       OTHER                              1000
  POTOMAC BANCSHARES INC           COM          737643106       238    14000 SH        OTHER            14000
  PRAXAIR INC                      COM          74005P104      1387    25143 SH        SOLE             25143
  PRAXAIR INC                      COM          74005P104        11      200 SH        DEFINED          200
  PRAXAIR INC                      COM          74005P104        69     1250 SH        OTHER            1250
  PREMIER COMMUNITY BANKSHARES INC COM          740473103       964    43937 SH        SOLE             43937
  T ROWE PRICE GROUP INC           COM          74144T108       945    12080 SH        SOLE             12080
  T ROWE PRICE GROUP INC           COM          74144T108        16      200 SH        DEFINED                            200
  T ROWE PRICE GROUP INC           COM          74144T108       599     7658 SH        OTHER            7658
  PRIMEWEST ENERGY TRUST           FOR          741930309       284    10000 SH        OTHER                              10000
  PROCTER AND GAMBLE COMMON        COM          742718109     29632   514173 SH        SOLE             499355
                                                                                       SOLE                               14818
  PROCTER AND GAMBLE COMMON        COM          742718109       571     9910 SH        DEFINED          9635
                                                                                       DEFINED                            275
  PROCTER AND GAMBLE COMMON        COM          742718109      7207   125048 SH        OTHER            113098
                                                                                       OTHER                              11950
  PROCTER AND GAMBLE COMMON        COM          742718109         6      100 SH        DEF/OTH          100
  PROGRESS ENERGY INC              COM          743263105      4273    97167 SH        SOLE             94467
                                                                                       SOLE                               2700
  PROGRESS ENERGY INC              COM          743263105        51     1150 SH        DEFINED          1150
  PROGRESS ENERGY INC              COM          743263105       758    17226 SH        OTHER            13134
                                                                                       OTHER                              4092
  PROLOGIS                         COM          743410102       967    18080 SH        SOLE             18080
  PROVIDENT BANKSHARES CORP        COM          743859100       787    21580 SH        SOLE             21580
  PROVIDENT BANKSHARES CORP        COM          743859100        87     2400 SH        OTHER            2400
  PROVIDENT ENERGY TRUST           FOR          74386K104       212    18700 SH        SOLE             18700
  PROVIDENT ENERGY TRUST           FOR          74386K104        57     5000 SH        OTHER                              5000
  PRUDENTIAL FINANCIAL             COM          744320102       676     8912 SH        SOLE             8874
                                                                                       SOLE                               38
  PRUDENTIAL FINANCIAL             COM          744320102       126     1665 SH        OTHER            1665
  PUBLIC SERVICE ENTERPRISE GROUP  COM          744573106       154     2398 SH        SOLE             2398
  PUBLIC SERVICE ENTERPRISE GROUP  COM          744573106        19      300 SH        DEFINED          300
  PUBLIC SERVICE ENTERPRISE GROUP  COM          744573106       381     5952 SH        OTHER            5652
                                                                                       OTHER                              300
  QUALCOMM                         COM          747525103      2003    39579 SH        SOLE             39079
                                                                                       SOLE                               500
  QUALCOMM                         COM          747525103       575    11365 SH        OTHER            10985
                                                                                       OTHER                              380
  QUESTAR CORPORATION              COM          748356102        39      550 SH        SOLE             550
  QUESTAR CORPORATION              COM          748356102       224     3200 SH        OTHER            3200
  RAYONIER INC                     COM          754907103      1739    38135 SH        SOLE             38135
  RAYONIER INC                     COM          754907103      1273    27923 SH        OTHER            11659
                                                                                       OTHER                              16264
  RAYTHEON                         COM          755111507       721    15727 SH        SOLE             15582
                                                                                       SOLE                               145
  RAYTHEON                         COM          755111507        18      400 SH        DEFINED          400
  RAYTHEON                         COM          755111507       154     3367 SH        OTHER            3167
                                                                                       OTHER                              200
  REGIONS FINANCIAL CORP           COM          7591EP100       904    25716 SH        SOLE             25716
  REGIONS FINANCIAL CORP           COM          7591EP100       374    10621 SH        OTHER            4177
                                                                                       OTHER                              6444
  REPUBLIC BANCORP CLASS A         COM          760281204       224    11033 SH        SOLE             11033
  ROCKWELL                         COM          773903109       196     2725 SH        SOLE             2725
  ROCKWELL                         COM          773903109       144     2000 SH        OTHER            2000
  ROCKWELL COLLINS INC.            COM          774341101       105     1858 SH        SOLE             858
                                                                                       SOLE                               1000
  ROCKWELL COLLINS INC.            COM          774341101       113     2000 SH        OTHER            2000
  ROHM & HAAS                      COM          775371107       832    17021 SH        SOLE             16296
                                                                                       SOLE                               725
  ROHM & HAAS                      COM          775371107       226     4626 SH        OTHER            4626
  ROYAL BK CDA MONTREAL QUE        FOR          780087102      3268    38762 SH        SOLE             36079
                                                                                       SOLE                               2683
  ROYAL BK CDA MONTREAL QUE        FOR          780087102        84     1000 SH        DEFINED          1000
  ROYAL BK CDA MONTREAL QUE        FOR          780087102       619     7336 SH        OTHER            6936
                                                                                       OTHER                              400
  ROYAL DUTCH SHELL PLC            FOR          780259206       968    15544 SH        SOLE             14444
                                                                                       SOLE                               1100
  ROYAL DUTCH SHELL PLC            FOR          780259206        45      730 SH        DEFINED          730
  ROYAL DUTCH SHELL PLC            FOR          780259206       593     9520 SH        OTHER            7920
                                                                                       OTHER                              1600
  RUBY TUESDAY INC                 COM          781182100       364    11340 SH        OTHER            11340
  RYAN'S RESTAURANT GROUP INC      COM          783520109       162    11187 SH        SOLE             11187
  SCBT FINANCIAL CORP              COM          78401V102       315     8976 SH        SOLE             8976
  SLM                              COM          78442P106       173     3339 SH        SOLE             3339
  SLM                              COM          78442P106         6      117 SH        DEFINED          117
  SLM                              COM          78442P106      3356    64605 SH        OTHER            64605
  S & P 500 DEPOSITORY RECEIPT     EQU          78462F103     65950   507973 SH        SOLE             499231
                                                                                       SOLE                               8742
  S & P 500 DEPOSITORY RECEIPT     EQU          78462F103        10       75 SH        DEFINED          75
  S & P 500 DEPOSITORY RECEIPT     EQU          78462F103       330     2540 SH        OTHER            2540
  ST JOE CO                        COM          790148100       217     3460 SH        SOLE             3460
  ST JUDE MEDICAL INC              COM          790849103       263     6426 SH        SOLE             4476
                                                                                       SOLE                               1950
  ST JUDE MEDICAL INC              COM          790849103        23      569 SH        OTHER            569
  ST PAUL                          COM          792860108     16006   383004 SH        SOLE             376029
                                                                                       SOLE                               6975
  ST PAUL                          COM          792860108        45     1072 SH        DEFINED          947
                                                                                       DEFINED                            125
  ST PAUL                          COM          792860108      1245    29790 SH        OTHER            26147
                                                                                       OTHER                              3643
  ST PAUL                          COM          792860108        17      400 SH        DEF/OTH          250
                                                                                       DEF/OTH                            150
  SARA LEE                         COM          803111103      2460   137566 SH        SOLE             134916
                                                                                       SOLE                               2650
  SARA LEE                         COM          803111103        51     2839 SH        DEFINED          2339
                                                                                       DEFINED                            500
  SARA LEE                         COM          803111103       356    19938 SH        OTHER            18388
                                                                                       OTHER                              1550
  SARA LEE                         COM          803111103       182    10200 SH        DEF/OTH          10200
  SCANA CORP NEW                   COM          80589M102      2899    73891 SH        SOLE             63191
                                                                                       SOLE                               10700
  SCANA CORP NEW                   COM          80589M102         4      100 SH        DEFINED          100
  SCANA CORP NEW                   COM          80589M102       709    18060 SH        OTHER            18060
  SCANSOURCE INC                   COM          806037107       350     5800 SH        SOLE             5800
  SCHERING-PLOUGH CORP. COMMON     COM          806605101      2642   139119 SH        SOLE             137769
                                                                                       SOLE                               1350
  SCHERING-PLOUGH CORP. COMMON     COM          806605101        37     1950 SH        DEFINED          1950
  SCHERING-PLOUGH CORP. COMMON     COM          806605101       811    42706 SH        OTHER            37906
                                                                                       OTHER                              4800
  SCHLUMBERGER LTD                 COM          806857108      8279    65413 SH        SOLE             61631
                                                                                       SOLE                               3782
  SCHLUMBERGER LTD                 COM          806857108        54      423 SH        DEFINED          423
  SCHLUMBERGER LTD                 COM          806857108      1917    15147 SH        OTHER            12360
                                                                                       OTHER                              2787
  SCHLUMBERGER LTD                 COM          806857108        23      185 SH        DEF/OTH          125
                                                                                       DEF/OTH                            60
  SCHWAB CHARLES CORP              COM          808513105       409    23757 SH        SOLE             23757
  SCHWAB CHARLES CORP              COM          808513105        73     4237 SH        OTHER            4237
  SEMPRA ENERGY                    COM          816851109       338     7283 SH        SOLE             7283
  SEMPRA ENERGY                    COM          816851109       252     5425 SH        OTHER            5425
  SERVICE MASTER CO                COM          81760N109       178    13600 SH        SOLE             5000
                                                                                       SOLE                               8600
  SERVICES AQUISITION CORP         COM          817628100       485    47500 SH        SOLE             47500
  SHERWIN-WILLIAMS COMPANY COMMON  COM          824348106       628    12693 SH        SOLE             12693
  SHERWIN-WILLIAMS COMPANY COMMON  COM          824348106        50     1009 SH        DEFINED          1009
  SHERWIN-WILLIAMS COMPANY COMMON  COM          824348106       253     5127 SH        OTHER            3527
                                                                                       OTHER                              1600
  SIGMA ALDRICH CORP.              COM          826552101       178     2700 SH        SOLE             2700
  SIGMA ALDRICH CORP.              COM          826552101       197     3000 SH        OTHER            3000
  SIMON                            COM          828806109       224     2660 SH        SOLE             2660
  SIMON                            COM          828806109       142     1689 SH        OTHER            1689
  SONOCO                           COM          835495102      2254    66539 SH        SOLE             51408
                                                                                       SOLE                               15131
  SONOCO                           COM          835495102         5      150 SH        DEFINED          150
  SOUTH FINANCIAL GROUP, INC.      COM          837841105       826    31569 SH        SOLE             31569
  SOUTHERN COMPANY                 COM          842587107      3576   109120 SH        SOLE             102575
                                                                                       SOLE                               6545
  SOUTHERN COMPANY                 COM          842587107       125     3816 SH        DEFINED          3816
  SOUTHERN COMPANY                 COM          842587107      1035    31594 SH        OTHER            30444
                                                                                       OTHER                              1150
  SOUTHWEST AIRLINES               COM          844741108      1052    58465 SH        SOLE             57770
                                                                                       SOLE                               695
  SOUTHWEST AIRLINES               COM          844741108        13      700 SH        DEFINED          700
  SOUTHWEST AIRLINES               COM          844741108        64     3550 SH        OTHER            3550
  SPRINT                           COM          852061100      7027   271939 SH        SOLE             266739
                                                                                       SOLE                               5200
  SPRINT                           COM          852061100       534    20674 SH        OTHER            20467
                                                                                       OTHER                              207
  STAPLES INC                      COM          855030102      1972    77261 SH        SOLE             76367
                                                                                       SOLE                               894
  STAPLES INC                      COM          855030102       128     5009 SH        DEFINED          5009
  STAPLES INC                      COM          855030102       141     5541 SH        OTHER            5241
                                                                                       OTHER                              300
  STARBUCKS CORPORATIONS           COM          855244109       342     9077 SH        SOLE             9077
  STARBUCKS CORPORATIONS           COM          855244109        30      800 SH        OTHER            800
  STATE STREET CORP                COM          857477103       680    11260 SH        SOLE             11220
                                                                                       SOLE                               40
  STATE STREET CORP                COM          857477103         8      130 SH        DEFINED                            130
  STATE STREET CORP                COM          857477103       113     1866 SH        OTHER            666
                                                                                       OTHER                              1200
  STRATEGIC HOTELS & RESORTS INC   COM          86272T106       697    29931 SH        SOLE             29931
  STRATEGIC HOTELS & RESORTS INC   COM          86272T106         4      184 SH        DEFINED          184
  STRYKER CORP                     COM          863667101      2315    52219 SH        SOLE             51419
                                                                                       SOLE                               800
  STRYKER CORP                     COM          863667101       124     2800 SH        DEFINED          2800
  STRYKER CORP                     COM          863667101       384     8670 SH        OTHER            8050
                                                                                       OTHER                              620
  STRYKER CORP                     COM          863667101         9      200 SH        DEF/OTH          200
  SUN LIFE FINANCIAL SERVICES OF   FOR          866796105       413     9702 SH        SOLE             9702
  SUN LIFE FINANCIAL SERVICES OF   FOR          866796105       100     2353 SH        OTHER            2353
  SUN MICROSYSTEMS                 COM          866810104       170    33105 SH        SOLE             33060
                                                                                       SOLE                               45
  SUN MICROSYSTEMS                 COM          866810104        10     1980 SH        OTHER            980
                                                                                       OTHER                              1000
  SUNOCO INC                       COM          86764P109       344     4434 SH        SOLE             4390
                                                                                       SOLE                               44
  SUNOCO INC                       COM          86764P109        40      512 SH        OTHER            512
  SUNTRUST                         COM          867914103      5503    75633 SH        SOLE             75308
                                                                                       SOLE                               325
  SUNTRUST                         COM          867914103        65      900 SH        DEFINED          900
  SUNTRUST                         COM          867914103       960    13189 SH        OTHER            13189
  SUPERVALU INC COMMON             COM          868536103       302     9815 SH        SOLE             9815
  SYMANTEC CORP                    COM          871503108       458    27240 SH        SOLE             27240
  SYMANTEC CORP                    COM          871503108         2      100 SH        DEFINED          100
  SYMANTEC CORP                    COM          871503108         3      185 SH        OTHER            185
  SYNOVUS FINANCIAL                COM          87161C105      1634    60326 SH        SOLE             54999
                                                                                       SOLE                               5327
  SYNOVUS FINANCIAL                COM          87161C105       113     4165 SH        OTHER            4165
  SYSCO                            COM          871829107      7716   240758 SH        SOLE             234758
                                                                                       SOLE                               6000
  SYSCO                            COM          871829107       171     5349 SH        DEFINED          4949
                                                                                       DEFINED                            400
  SYSCO                            COM          871829107      1544    48190 SH        OTHER            42940
                                                                                       OTHER                              5250
  SYSCO                            COM          871829107        10      325 SH        DEF/OTH          325
  THOM-TEX INC                     COM          872000997       688     2361 SH        SOLE             2361
  TECO ENERGY INC                  COM          872375100        78     4850 SH        SOLE             4850
  TECO ENERGY INC                  COM          872375100        95     5900 SH        OTHER            3000
                                                                                       OTHER                              2900
  TJX COMPANIES                    COM          872540109       953    38405 SH        SOLE             37805
                                                                                       SOLE                               600
  TJX COMPANIES                    COM          872540109       209     8410 SH        OTHER            8410
  TJX COMPANIES                    COM          872540109        40     1600 SH        DEF/OTH          1600
  TXU CORP                         COM          873168108       281     6272 SH        SOLE             6272
  TXU CORP                         COM          873168108       267     5956 SH        OTHER            4956
                                                                                       OTHER                              1000
  TARGET CORP                      COM          87612E106     15984   307329 SH        SOLE             300768
                                                                                       SOLE                               6561
  TARGET CORP                      COM          87612E106        59     1140 SH        DEFINED          1140
  TARGET CORP                      COM          87612E106      2686    51643 SH        OTHER            47118
                                                                                       OTHER                              4525
  TARGET CORP                      COM          87612E106        18      350 SH        DEF/OTH          200
                                                                                       DEF/OTH                            150
  TENNESSEE VALLEY AUTH SER D PFD  PRE          880591300       131     5500 SH        SOLE             5500
  TENNESSEE VALLEY AUTH SER D PFD  PRE          880591300        71     3000 SH        OTHER            3000
  TEXAS                            COM          882508104     13919   428668 SH        SOLE             416535
                                                                                       SOLE                               12133
  TEXAS                            COM          882508104       117     3610 SH        DEFINED          3610
  TEXAS                            COM          882508104      1391    42845 SH        OTHER            37820
                                                                                       OTHER                              5025
  TEXAS                            COM          882508104        11      325 SH        DEF/OTH          325
  TEXTRON INC                      COM          883203101      6351    68002 SH        SOLE             66102
                                                                                       SOLE                               1900
  TEXTRON INC                      COM          883203101       218     2335 SH        OTHER            2285
                                                                                       OTHER                              50
  3M                               COM          88579Y101     11818   156136 SH        SOLE             145900
                                                                                       SOLE                               10236
  3M                               COM          88579Y101       171     2265 SH        DEFINED          2265
  3M                               COM          88579Y101      2010    26553 SH        OTHER            19728
                                                                                       OTHER                              6825
  TIME WARNER INC                  COM          887317105      4712   280662 SH        SOLE             256119
                                                                                       SOLE                               24543
  TIME WARNER INC                  COM          887317105        32     1890 SH        DEFINED          1890
  TIME WARNER INC                  COM          887317105       141     8424 SH        OTHER            8424
  TOLL                             COM          889478103       823    23770 SH        SOLE             23050
                                                                                       SOLE                               720
  TOLL                             COM          889478103        23      650 SH        OTHER            650
  TOTAL SYSTEM SERVICES, INC.      COM          891906109       598    30000 SH        SOLE             30000
  TRANSATLANTIC HOLDINGS INC       COM          893521104       156     2671 SH        SOLE             2671
  TRANSATLANTIC HOLDINGS INC       COM          893521104       113     1937 SH        OTHER            1937
  COMMUNITY FINANCIAL OF KY INC    COM          893990200       681       98 SH        SOLE             98
  TRIBUNE                          COM          896047107       229     8336 SH        SOLE             8336
  TRIBUNE                          COM          896047107        55     2000 SH        OTHER            2000
  TRUSTMARK CORP                   COM          898402102        63     2000 SH        SOLE             2000
  TRUSTMARK CORP                   COM          898402102       209     6607 SH        DEFINED          6607
  TYCO INTERNATIONAL LTD NEW       COM          902124106      1119    41642 SH        SOLE             39604
                                                                                       SOLE                               2038
  TYCO INTERNATIONAL LTD NEW       COM          902124106        31     1150 SH        DEFINED          1150
  TYCO INTERNATIONAL LTD NEW       COM          902124106       255     9488 SH        OTHER            7658
                                                                                       OTHER                              1830
  UMB FINANCIAL CORP               COM          902788108       578     8234 SH        SOLE             8234
  UST                              COM          902911106       543    13054 SH        SOLE             13054
  UST                              COM          902911106        40      962 SH        OTHER            462
                                                                                       OTHER                              500
  US BANCORP COMMON                COM          902973304      1499    49150 SH        SOLE             46885
                                                                                       SOLE                               2265
  US BANCORP COMMON                COM          902973304         3      110 SH        DEFINED          110
  US BANCORP COMMON                COM          902973304       836    27415 SH        OTHER            27055
                                                                                       OTHER                              360
  UNILEVER N V                     FOR          904784709        99     1435 SH        SOLE             1435
  UNILEVER N V                     FOR          904784709        49      714 SH        DEFINED          714
  UNILEVER N V                     FOR          904784709        96     1390 SH        OTHER            1390
  UNION PACIFIC CORP. COMMON       COM          907818108      1730    18536 SH        SOLE             18306
                                                                                       SOLE                               230
  UNION PACIFIC CORP. COMMON       COM          907818108         9      100 SH        DEFINED          100
  UNION PACIFIC CORP. COMMON       COM          907818108      1279    13699 SH        OTHER            4819
                                                                                       OTHER                              8880
  UNITED AMERICAS BANKSHARES INC   COM          909335101         0    10000 SH        SOLE             10000
  UNITED BANKSHARE, INC.           COM          909907107      1900    49639 SH        SOLE             47639
                                                                                       SOLE                               2000
  UNITED BANKSHARE, INC.           COM          909907107     12374   323330 SH        OTHER            14080
                                                                                       OTHER                              309250
  UNITED DOMINION                  COM          910197102       166     5800 SH        SOLE             1000
                                                                                       SOLE                               4800
  UNITED DOMINION                  COM          910197102        51     1800 SH        OTHER            1800
  UNITED PARCEL                    COM          911312106      3026    38121 SH        SOLE             36776
                                                                                       SOLE                               1345
  UNITED PARCEL                    COM          911312106       125     1577 SH        DEFINED          1577
  UNITED PARCEL                    COM          911312106       482     6070 SH        OTHER            5995
                                                                                       OTHER                              75
  UNITED                           COM          913017109     20673   356623 SH        SOLE             345679
                                                                                       SOLE                               10944
  UNITED                           COM          913017109       108     1869 SH        DEFINED          1869
  UNITED                           COM          913017109      2862    49363 SH        OTHER            33459
                                                                                       OTHER                              15904
  UNITED HEALTH GROUP INC COMMON   COM          91324P102      3826    68494 SH        SOLE             67244
                                                                                       SOLE                               1250
  UNITED HEALTH GROUP INC COMMON   COM          91324P102        56     1000 SH        DEFINED          1000
  UNITED HEALTH GROUP INC COMMON   COM          91324P102       471     8425 SH        OTHER            8425
  UNIVERSAL CORP                   COM          913456109       201     5470 SH        SOLE             5470
  UNIVERSAL HEALTH SERVICES INC CL COM          913903100       265     5214 SH        SOLE             5214
  UNUMPROVIDENT CORP               COM          91529Y106      1505    73463 SH        SOLE             72483
                                                                                       SOLE                               980
  UNUMPROVIDENT CORP               COM          91529Y106         8      380 SH        OTHER            380
  V F CORP COMMON                  COM          918204108        79     1380 SH        SOLE             1380
  V F CORP COMMON                  COM          918204108       154     2700 SH        OTHER            2700
  VALERO ENERGY CORP               COM          91913Y100      7978   133458 SH        SOLE             127827
                                                                                       SOLE                               5631
  VALERO ENERGY CORP               COM          91913Y100       361     6035 SH        OTHER            6035
  VIRGINIA MIRROR CO               CLO          921994158      2399    39988 SH        SOLE             39988
  VIRGINIA MIRROR CO               CLO          921994158      1761    29343 SH        OTHER            29343
  VERISIGN INC                     COM          92343E102       746    31081 SH        SOLE             30355
                                                                                       SOLE                               726
  VERISIGN INC                     COM          92343E102        15      620 SH        OTHER            620
  VERIZON COMMUNICATIONS           COM          92343V104     19393   569368 SH        SOLE             553741
                                                                                       SOLE                               15627
  VERIZON COMMUNICATIONS           COM          92343V104       304     8937 SH        DEFINED          8737
                                                                                       DEFINED                            200
  VERIZON COMMUNICATIONS           COM          92343V104      3968   116499 SH        OTHER            99148
                                                                                       OTHER                              17351
  VERIZON COMMUNICATIONS           COM          92343V104        31      913 SH        DEF/OTH          713
                                                                                       DEF/OTH                            200
  VIACOM INC                       COM          92553P102       307     7922 SH        SOLE             7522
                                                                                       SOLE                               400
  VIACOM INC                       COM          92553P201      3886   100158 SH        SOLE             98099
                                                                                       SOLE                               2059
  VIACOM INC                       COM          92553P201        39     1013 SH        DEFINED          1013
  VIACOM INC                       COM          92553P201       539    13897 SH        OTHER            11872
                                                                                       OTHER                              2025
  VIACOM INC                       COM          92553P201         4      110 SH        DEF/OTH                            110
  VODAFONE GROUP PLC               FOR          92857W100       714    34181 SH        SOLE             32851
                                                                                       SOLE                               1330
  VODAFONE GROUP PLC               FOR          92857W100       149     7130 SH        OTHER            6380
                                                                                       OTHER                              750
  VORNADO REALTY LP                COM          929042109       174     1815 SH        SOLE             1815
  VORNADO REALTY LP                COM          929042109        96     1000 SH        DEFINED          1000
  VORNADO REALTY LP                COM          929042109        29      300 SH        OTHER                              300
  WGL HOLDINGS INC                 COM          92924F106       346    11388 SH        SOLE             11388
  WGL HOLDINGS INC                 COM          92924F106        15      500 SH        DEFINED          500
  WGL HOLDINGS INC                 COM          92924F106        70     2300 SH        OTHER            2100
                                                                                       OTHER                              200
  WGL HOLDINGS INC                 COM          92924F106         8      250 SH        DEF/OTH          250
  WACHOVIA                         COM          929903102     21347   380862 SH        SOLE             372332
                                                                                       SOLE                               8530
  WACHOVIA                         COM          929903102       319     5698 SH        DEFINED          5698
  WACHOVIA                         COM          929903102      8276   147648 SH        OTHER            138257
                                                                                       OTHER                              9391
  WACHOVIA                         COM          929903102       135     2400 SH        DEF/OTH          2400
  WACHOVIA                         PRE          929903201         0   149930 SH        SOLE             149930
  WACHOVIA                         PRE          929903201         0     1900 SH        OTHER            1500
                                                                                       OTHER                              400
  WAL - MART STORES COMMON         COM          931142103     17985   380711 SH        SOLE             369466
                                                                                       SOLE                               11245
  WAL - MART STORES COMMON         COM          931142103       229     4845 SH        DEFINED          4595
                                                                                       DEFINED                            250
  WAL - MART STORES COMMON         COM          931142103      2920    61811 SH        OTHER            57211
                                                                                       OTHER                              4600
  WAL - MART STORES COMMON         COM          931142103         5      100 SH        DEF/OTH                            100
  WALGREENS COMMON                 COM          931422109      2945    68276 SH        SOLE             67272
                                                                                       SOLE                               1004
  WALGREENS COMMON                 COM          931422109       147     3400 SH        DEFINED          3400
  WALGREENS COMMON                 COM          931422109       597    13850 SH        OTHER            13650
                                                                                       OTHER                              200
  WASHINGTON MUTUAL                COM          939322103      6452   151386 SH        SOLE             150236
                                                                                       SOLE                               1150
  WASHINGTON MUTUAL                COM          939322103        87     2049 SH        DEFINED          2049
  WASHINGTON MUTUAL                COM          939322103      1456    34166 SH        OTHER            33966
                                                                                       OTHER                              200
  WASHINGTON MUTUAL                COM          939322103        15      350 SH        DEF/OTH          200
                                                                                       DEF/OTH                            150
  WASHINGTON REAL ESTATE INVT      COM          939653101        24      665 SH        SOLE             665
  WASHINGTON REAL ESTATE INVT      COM          939653101       311     8550 SH        OTHER            8550
  WASTE INDUSTRIES USA, INC.       COM          941057101      1103    50903 SH        SOLE             50903
  WAVE SYSTEMS CORP-CL A           COM          943526103         6    10000 SH        SOLE             10000
  WELLPOINT INC                    COM          94973V107     13470   173969 SH        SOLE             168029
                                                                                       SOLE                               5940
  WELLPOINT INC                    COM          94973V107        83     1075 SH        DEFINED          775
                                                                                       DEFINED                            300
  WELLPOINT INC                    COM          94973V107      1279    16522 SH        OTHER            14502
                                                                                       OTHER                              2020
  WELLPOINT INC                    COM          94973V107         8      100 SH        DEF/OTH                            100
  WELLS FARGO & CO COMMON          COM          949746101     24152   378149 SH        SOLE             362256
                                                                                       SOLE                               15893
  WELLS FARGO & CO COMMON          COM          949746101       350     5474 SH        DEFINED          5154
                                                                                       DEFINED                            320
  WELLS FARGO & CO COMMON          COM          949746101      3271    51221 SH        OTHER            46066
                                                                                       OTHER                              5155
  WELLS FARGO & CO COMMON          COM          949746101        22      350 SH        DEF/OTH          350
  WESBANCO INC                     COM          950810101       116     3521 SH        SOLE             3080
                                                                                       SOLE                               441
  WESBANCO INC                     COM          950810101       640    19511 SH        OTHER            3544
                                                                                       OTHER                              15967
  WEYERHAEUSER COMPANY COMMON      COM          962166104      4478    61832 SH        SOLE             59517
                                                                                       SOLE                               2315
  WEYERHAEUSER COMPANY COMMON      COM          962166104        43      596 SH        DEFINED          596
  WEYERHAEUSER COMPANY COMMON      COM          962166104       607     8387 SH        OTHER            7640
                                                                                       OTHER                              747
  WHIRLPOOL CORP                   COM          963320106       645     7051 SH        SOLE             7051
  WHIRLPOOL CORP                   COM          963320106        82      900 SH        OTHER            900
  WHOLE FOODS MARKET INC           COM          966837106       212     3196 SH        SOLE             3196
  WHOLE FOODS MARKET INC           COM          966837106        94     1410 SH        OTHER            1410
  WILLIAMS                         COM          969457100       107     5015 SH        SOLE             4705
                                                                                       SOLE                               310
  WILLIAMS                         COM          969457100        93     4354 SH        OTHER                              4354
  WINN-DIXIE STORES INC            COM          974280109         4    13005 SH        SOLE             13005
  WINN-DIXIE STORES INC            COM          974280109         8    27575 SH        OTHER                              27575
  WINSTON HOTELS                   COM          97563A102       448    39370 SH        SOLE             39370
  WINSTON HOTELS                   COM          97563A102        11     1000 SH        OTHER                              1000
  WORLDCOM INC. / WORLDCOM GROUP   COM          98157D106         0    19487 SH        SOLE             19487
  W.M WRIGLEY JR. CO COMMON        COM          982526105       760    11876 SH        SOLE             11211
                                                                                       SOLE                               665
  W.M WRIGLEY JR. CO COMMON        COM          982526105        64     1000 SH        DEFINED          1000
  W.M WRIGLEY JR. CO COMMON        COM          982526105        73     1145 SH        OTHER            1045
                                                                                       OTHER                              100
  WYETH COMMON                     COM          983024100      9309   191867 SH        SOLE             181843
                                                                                       SOLE                               10024
  WYETH COMMON                     COM          983024100       104     2150 SH        DEFINED          2150
  WYETH COMMON                     COM          983024100      4679    96440 SH        OTHER            82202
                                                                                       OTHER                              14238
  WYETH COMMON                     COM          983024100         7      150 SH        DEF/OTH                            150
  XCEL ENERGY                      COM          98389B100       974    53665 SH        SOLE             53065
                                                                                       SOLE                               600
  XCEL ENERGY                      COM          98389B100       200    11029 SH        OTHER            11029
  XILINX INC                       COM          983919101       373    14650 SH        SOLE             14500
                                                                                       SOLE                               150
  XILINX INC                       COM          983919101         3      125 SH        OTHER            125
  YAHOO INC                        COM          984332106       388    12034 SH        SOLE             11579
                                                                                       SOLE                               455
  YAHOO INC                        COM          984332106         6      200 SH        OTHER                              200
  YUM BRANDS INC. COMMON           COM          988498101       602    12311 SH        SOLE             11686
                                                                                       SOLE                               625
  YUM BRANDS INC. COMMON           COM          988498101       138     2821 SH        OTHER            2821
  YUM BRANDS INC. COMMON           COM          988498101        53     1080 SH        DEF/OTH          1080
  ZIMMER HOLDINGS INC              COM          98956P102      2701    39959 SH        SOLE             38894
                                                                                       SOLE                               1065
  ZIMMER HOLDINGS INC              COM          98956P102        19      280 SH        DEFINED          280
  ZIMMER HOLDINGS INC              COM          98956P102      1226    18136 SH        OTHER            16952
                                                                                       OTHER                              1184
  ACCENTURE LTD, CLASS A           COM          G1150G111       187     6235 SH        SOLE             6235
  ACCENTURE LTD, CLASS A           COM          G1150G111        29      975 SH        OTHER            975
  BUNGE LIMITED                    COM          G16962105       648    11630 SH        SOLE             11220
                                                                                       SOLE                               410
  BUNGE LIMITED                    COM          G16962105        67     1210 SH        OTHER            1210
  INGERSOLL RAND COMPANY LIMITED   COM          G4776G101     17935   429178 SH        SOLE             417953
                                                                                       SOLE                               11225
  INGERSOLL RAND COMPANY LIMITED   COM          G4776G101        10      250 SH        DEFINED          250
  INGERSOLL RAND COMPANY LIMITED   COM          G4776G101      1781    42616 SH        OTHER            36086
                                                                                       OTHER                              6530
  NABORS INDUSTRIES LTD.           COM          G6359F103      2196    30681 SH        SOLE             30056
                                                                                       SOLE                               625
  NABORS INDUSTRIES LTD.           COM          G6359F103       373     5210 SH        OTHER            5210
  SEAGATE TECHNOLOGY               FOR          G7945J104       771    29295 SH        SOLE             27920
                                                                                       SOLE                               1375
  SEAGATE TECHNOLOGY               FOR          G7945J104       104     3965 SH        OTHER            3965
  TRANSOCEAN INC.                  COM          G90078109       307     3817 SH        SOLE             3581
                                                                                       SOLE                               236
  TRANSOCEAN INC.                  COM          G90078109         8      100 SH        DEFINED          100
  TRANSOCEAN INC.                  COM          G90078109       446     5555 SH        OTHER            5555
  IFCO SYSTEMS NV                  FOR          N43961114       139    11321 SH        SOLE             11321