UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)    July 18, 2007
                                                  ------------------------------


                   Harleysville Savings Financial Corporation
--------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


Pennsylvania                          0-29709                        23-3028464
--------------------------------------------------------------------------------
(State or other jurisdiction     (Commission File Number)        (IRS Employer
of incorporation)                                            Identification No.)


271 Main Street, Harleysville, Pennsylvania                             19438
--------------------------------------------------------------------------------
(Address of principal executive offices)                              (Zip Code)


(Registrant's telephone number, including area code)     (215) 256-8828
                                                    ----------------------------


                                 Not Applicable
--------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2 below):

[_]   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 240.14d-2(b))
[_]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14d-2(b))
[_]   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b))
[_]   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13e-4(c))



Item 2.02    Results of Operations and Financial Condition
             ---------------------------------------------

         On July 18,  2007,  Harleysville  Savings  Financial  Corporation  (the
"Company")  issued a press release  announcing its results of operations for the
three and nine  months  ended  June 30,  2007.  A copy of the press  release  is
included as Exhibit 99.1 and is incorporated herein by reference.

         This  information,  including  the press release filed as Exhibit 99.1,
shall not be deemed to be "filed" for  purposes of Section 18 of the  Securities
Exchange Act of 1934 nor shall it be deemed to be  incorporated  by reference in
any filing under the Securities Act of 1933.

Item 8.01    Other Events
             ------------

         On June  18,  2007,  the  Company  also  announced  that  the  board of
directors  approved a regular  quarterly  cash dividend of $0.17 per share to be
paid by the Company on its outstanding shares of common stock. The cash dividend
is payable August 22, 2007 to stockholders of record as of August 8, 2007.

Item 9.01    Financial Statements and Exhibits
             ---------------------------------

       (a)   Not applicable.

       (b)   Not applicable.

       (c)   Not applicable.

       (d)   The following exhibits are included with this Report:

       Exhibit No.         Description
       ----------          -----------------------------------

       99.1                Press Release, dated July 18, 2007


                                       2



                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                      Harleysville Savings Financial Corporation


Date:  July 18, 2007                  By: /s/ Brendan  J. McGill
                                         ---------------------------------
                                         Name:   Brendan J. McGill
                                         Title:  Senior Vice President and Chief
                                                 Financial Officer






                                  EXHIBIT INDEX

             Exhibit No.               Description
             -----------               ---------------------------------------
             99.1                      Press Release dated July 18, 2007