UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 OR 15(d) of
                       The Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported): September 27, 2005


                           CAMDEN NATIONAL CORPORATION
               (Exact name of Registrant as specified in charter)


          MAINE                         01-28190                01-0413282
(State or other jurisdiction          (Commission             (IRS employer
      of incorporation)                File Number)          Identification No.)


               Two Elm Street, Camden, Maine                  04843
            (Address of principal executive offices)        (Zip Code)


                                 (207) 236-8821
              (Registrant's telephone number, including area code)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written  communications  pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13e-4(c))





Item 7.01 - Regulation FD Disclosure

Camden National  Corporation issued a press release on September 27, 2005, which
is attached as Exhibit 99.1,  declaring a quarterly  dividend of $0.20 per share
payable on October 31, 2005 for shareholders of record on October 14, 2005.


Item 9.01 - Financial Statements and Exhibits

            (c)   Exhibits.

                  99.1      Dividend announcement press release





                                   SIGNATURES

      Pursuant to the  requirements  of the Securities  Exchange Act of 1934, as
amended,  the  Company  has duly caused this report to be filed on its behalf by
the undersigned thereunto duly authorized.

       CAMDEN NATIONAL CORPORATION



          By:  /s/ Sean G. Daly                        Date: September 27, 2005
              -------------------------------------
              Sean G. Daly
              Chief Financial Officer and Principal
              Financial & Accounting Officer